Middleburg Insurance Rates:

Middleburg, FL homeowners insurance is roughly $978 to $1,333, about $81-$111/month. Our all inclusive guide shows customers can save as much as $462 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Middleburg, FL Homeowners Insurance By Home Value

Middleburg, FL Home Value Total Homes % of Total Average Middleburg, FL Homeowners Insurance
Less than $50,000 328 9.0% $196
$50,000 to $59,999 87 2.0% $427
$60,000 to $69,999 209 5.0% $531
$70,000 to $79,999 136 3.0% $612
$80,000 to $89,999 229 6.0% $693
$90,000 to $99,999 139 3.0% $773
$100,000 to $124,999 392 11.0% $889
$125,000 to $149,999 486 13.0% $1120
$150,000 to $174,999 407 11.0% $1328
$175,000 to $199,999 376 10.0% $1524
$200,000 to $249,999 407 11.0% $1836
$250,000 to $299,999 211 5.0% $2240
$300,000 to $399,999 138 3.0% $2852

Top Home Insurance Agents Near Middleburg, FL

Home Insurance Company Near Middleburg, FL Homeowners Insurance Agency Near Middleburg, FL Address
NA First Florida Insurance Of Jacksonville 4720 Salisbury Rd, Jacksonville, FL, 32256
NA Bush-Thompson Insurance, Inc. 2254 Park Ave , Orange Park, FL, 32073
NA Willis Of Florida, Inc. 4880 Newberry Rd Ste 100 Gainesville, City of Gainesville Municipal Boundaries, FL, 32607
State Farm Bob Gibbs 5495 Fort Caroline Rd, Jacksonville, FL, 32277-1777
Liberty Mutual Independent Business & Auto Ins Specialist 5111 CRILL AVE, PALATKA, FL, 32177

Cost Of Homeowners Insurance By Street Near Middleburg, FL

Streets in Middleburg Area Homeowners Insurance Cost
Old Carter Rd, Plankton Ave, Daffodil Ave, Clover Ave, Boree Rd, Mallow Ct, Drake Loop Rd, Primrose Ave, Blueberry Bay Ct, Pekin Ln$1,134
Harvard St, Hall and Boree Rd, Section St, Dolphin Cir, Angelica Ave, Dark Bay Dr, Dandelion St, Scarlet Oak Ct, S Dolphin Ave, Peppermont Ave$1,167
N Chickory Ave, Bluebell Ave, Jasmine Ave, Kalmia St, Josephine Mosley Rd, Searchwood Ave, S Cocoa Ave, Yucca St, Newton Rd, Tansy St$1,137
Chipmunk Rd, Shotgun Ct, Deer Ave, Currant Ave, Parsonage St, Grape Ct, Whin Ct, Southern Magnolia Ln, Everett Ave, Marigold Ave$1,156
Buck Ln, Gladiolus Ave, US Hwy 301, Gopher Cir, Gentlebreeze Rd, Compound Ln, Licorice Ct, Co Rd 215, Javeline St, Lion St$1,137

Middleburg, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Middleburg$172 to $174
Clay County$175
Asbury Lake$177
Keystone Heights$171

Middleburg, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Clay County, Florida $146 $195 $292
Middleburg-Clay Hill CCD, Clay County, Florida $146 $194 $291
Asbury Lake CDP, Florida $148 $197 $296

Middleburg, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Middleburg, FL7.7%27.3%
Middleburg-Clay Hill6.33%26.57%
Asbury Lake5.91%23.74%
Penney Farms6.06%23.76%

Middleburg Renters Insurance as a Percentage of Rent

Middleburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 170 28.0% $1916
$750 to $999 176 29.0% $2666
$1,000 to $1,499 220 36.0% $3791
$1,500 or more 40 6.0% $5441

Average Cost Of Home Insurance By Company In Areas Nearby Middleburg For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Castle Key Indemnity Company Insurance $1,690
150,000 27 NO First Protective Insurance $1,203
150,000 27 NO Security First Insurance $940
150,000 27 NO Tower Hill Prime Insurance $1,158
150,000 27 NO Universal Property & Casualty Insurance $1,067
150,000 27 YES American Integrity Insurance $985
150,000 27 YES American Traditions Insurance $746
150,000 27 YES Florida Family Insurance $940
150,000 27 YES Southern Oak Insurance $929
150,000 27 YES St. Johns Insurance $662
150,000 27 YES Stillwater Property And Casualty Insurance $776
150,000 27 YES Tower Hill Signature Insurance $1,296
300,000 12 NA Castle Key Indemnity Company Insurance $2,044
300,000 12 NA Federated National Insurance $1,393
300,000 12 NA Florida Peninsula Insurance $1,124
300,000 12 NA Liberty Mutual Fire Insurance $2,180
300,000 12 NA Security First Insurance $1,175
300,000 12 NA St. Johns Insurance $1,070
300,000 12 NA Stillwater Property And Casualty Insurance $940
300,000 12 NA United Property & Casualty Insurance $1,174

Middleburg, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$5,900
Yearly Middleburg Homeowner Insurance Premium Example $4,500$3,700
Out of Pocket Expense During Claim$1,900$5,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $33,400$31,800
Net Savings to Middleburg Home Owner from High Deductible Plan $1,600

Middleburg, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Middleburg, FL Home Replacement Value MORE than Home Value Middleburg, FL Home Replacement Value LESS than Home Value
Replacement Value $138,000 $76,000
Insurance Premium based on Replacement Value $2,325 $1,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,500 Risk Exposure from Under Insuring Coverage is $29,500
Premium Impact Insurance cheaper by $500/year Insurance costlier by $550/year

Example Middleburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersGEICO Insurance
Monthly Premium 193178404
Year Built 201019941989
Home Details 4 Beds, 2 Baths5 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $200000-$250000$150000-$175000$250000-$300000
Deductible > $10,000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Middleburg, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 235,000 Shingles Roof 2,470 5 > $10,000 Deductible 1250 5 Brick siding yes
1995 260,000 Composition Roof 2,450 5 $500 Deductible 5150 10 Fiber-Cement Siding No
1995 235,000 Composition Roof 3,160 4 $5000 to $10,000 Deductible 2010 10 Vinyl siding No
1996 495,000 Tile Roof 4,720 5 > $10,000 Deductible 3980 8 Fiber-Cement Siding No
1984 345,000 Composition Roof 4,620 5 $2500-$5000 Deductible 2750 9 Brick siding yes
1997 185,000 Wood Shake Roof 2,120 4 $5000 to $10,000 Deductible 1480 8 Brick siding No
2011 425,000 Shingles Roof 4,310 5 $5000 to $10,000 Deductible 4390 10 Stone Siding yes
2002 175,000 Asphalt Shingles Roof 2,420 5 $2500-$5000 Deductible 600 2 Wood siding yes
1980 195,000 Asphalt Shingles Roof 2,560 4 $500 Deductible 1360 5 Wood siding No
2003 255,000 Slate Shingles Roof 2,730 4 $500- $1000 Deductible 1440 5 Wood siding yes
1987 310,000 Shingles Roof 3,400 4 $2500-$5000 Deductible 3060 9 Vinyl siding No
1995 175,000 Composition Roof 2,370 4 $1000-$2500 Deductible 1080 5 Brick siding yes
2012 255,000 Slate Shingles Roof 2,560 4 $500 Deductible 3970 10 Stone Siding No
1990 225,000 Metal Roof 2,870 5 $1000-$2500 Deductible 1480 4 Fiber-Cement Siding yes
2011 175,000 Slate Shingles Roof 1,700 4 $1000-$2500 Deductible 270 1 Wood siding No
2013 305,000 Tile Roof 3,920 5 $500- $1000 Deductible 8140 12 Vinyl siding No
1990 285,000 Shingles Roof 3,060 4 $1000-$2500 Deductible 2650 6 Stucco siding No
1992 120,000 Shingles Roof 1,720 4 $1000-$2500 Deductible 940 8 Wood siding No
2007 260,000 Asphalt Shingles Roof 3,140 4 $2500-$5000 Deductible 3640 10 Vinyl siding No
2001 250,000 Composition Roof 2,970 4 $1000-$2500 Deductible 390 1 Brick siding No
2013 200,000 Asphalt Shingles Roof 2,090 4 $5000 to $10,000 Deductible 1410 7 Stone Siding yes
1990 220,000 Composition Roof 2,220 4 $500- $1000 Deductible 3570 9 Stone Siding yes
1982 210,000 Asphalt Shingles Roof 2,390 5 > $10,000 Deductible 790 5 Wood siding No
1997 160,000 Slate Shingles Roof 1,550 5 $1000-$2500 Deductible 1620 9 Stucco siding No
2013 375,000 Wood Shake Roof 4,310 5 $500 Deductible 2780 6 Fiber-Cement Siding No
2000 250,000 Metal Roof 2,760 5 $1000-$2500 Deductible 2000 7 Vinyl siding No
2008 260,000 Tile Roof 3,300 5 $5000 to $10,000 Deductible 1240 5 Stone Siding yes
2006 315,000 Membrane Roof 4,150 5 > $10,000 Deductible 3380 10 Wood siding No
1984 145,000 Membrane Roof 1,770 4 $1000-$2500 Deductible 2470 12 Stone Siding No
2010 290,000 Asphalt Shingles Roof 4,110 5 $1000-$2500 Deductible 3970 12 Vinyl siding yes
2014 265,000 Wood Shake Roof 3,810 5 $2500-$5000 Deductible 2000 6 Stucco siding No
2010 435,000 Slate Shingles Roof 4,200 5 $500 Deductible 4700 8 Wood siding yes
1999 270,000 Asphalt Shingles Roof 3,620 5 $500 Deductible 1470 3 Brick siding No
1987 300,000 Slate Shingles Roof 2,880 5 $500 Deductible 2630 5 Stucco siding yes