Micco Insurance Rates:

Micco, FL homeowners insurance is approximately $945 to $1,282, about $78-$106/month. Our thorough guide shows customers can save upto $445 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Micco, FL Homeowners Insurance By Home Value

Micco, FL Home Value Total Homes % of Total Average Micco, FL Homeowners Insurance
Less than $50,000 769 19.0% $389
$50,000 to $59,999 519 13.0% $824
$60,000 to $69,999 670 17.0% $1013
$70,000 to $79,999 459 11.0% $1169
$80,000 to $89,999 376 9.0% $1336
$90,000 to $99,999 141 3.0% $1492
$100,000 to $124,999 438 11.0% $1726
$125,000 to $149,999 188 4.0% $2161
$150,000 to $174,999 141 3.0% $2551
$175,000 to $199,999 64 1.0% $2940
$200,000 to $249,999 40 1.0% $3542
$250,000 to $299,999 76 1.0% $4333
$300,000 to $399,999 53 1.0% $5503

Top Home Insurance Agents Near Micco, FL

Home Insurance Company Near Micco, FL Homeowners Insurance Agency Near Micco, FL Address
NA Robbie Fontaine, Inc. Dba We Know Insurance Group 3417 Peninsula Circle , Indialantic, FL, 32903
Travelers Atlantic Coast Insurance 1740 SARNO RD, MELBOURNE, FL, 32935
Travelers Axxess Insurance 3270 SUNTREE BLVD STE 103, MELBOURNE, FL, 32940
State Farm David Hedges 2601 20th St Ste B, Vero Beach, FL, 32960-6632
Allstate Patrick Gambale 628 SE Central Pkwy, Stuart, FL, 34994

Cost Of Homeowners Insurance By Street Near Micco, FL

Streets in Micco Area Homeowners Insurance Cost
Kyak Ct, Macadamia Dr, Oleander Cir, Maple St, Waterway Dr, 11th St, Amaryllis Dr, Hacienda Dr, Bannock St, Love Ct$1,110
Wilden Rd, Akee Dr, Amandas Ave, Babcock St, Sand Point Rd, Cooke Ave, Tucker St, Cherry St, Exuma Dr, Mc Broom St$1,120
Heather Ln, Seagull Dr, Fooshe Ave, Blue Shore Rd, Loquat Dr, Hawk Dr, Swordfish Ct, Hydrangea Ct, Longan Dr, 14th St$1,120
Brabrook Ave, Puffin Dr, Overlook Dr, Palm Ave S, Vireo Dr, Pine Ridge Trl, Kiwi Dr, Myrtle Dr, Lindsay Rd, Cedar Bark Rd$1,119
Hibiscus Ave, Jonquil Ln, Parker Ln, Fleming Grant Rd, Juniper Dr, Bougainvillea Cir, Sabal Palm Ln, Sebastian Rd, Hawthorne Cir NE, Manila Dr$1,114

Micco, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Micco$166 to $169
Roseland$176
Malabar$169
Sebastian$174

Micco, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Roseland CDP, Florida $147 $196 $294
Malabar CCD, Brevard County, Florida $142 $189 $283
Sebastian city, Florida $146 $194 $291

Micco, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Micco, FL11.1%27.1%
Roseland7.56%26.7%
Malabar7.41%25.5%
Sebastian8.02%25.02%

Micco Renters Insurance as a Percentage of Rent

Micco Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 9 1.0% $352
$300 to $499 71 12.0% $1252
$500 to $749 49 8.0% $1927
$750 to $999 246 42.0% $2677
$1,000 to $1,499 198 34.0% $3802

Average Cost Of Home Insurance By Company In Areas Nearby Micco For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Federated National Insurance $3,015
150,000 27 NO Liberty Mutual Fire Insurance $3,264
150,000 27 NO St. Johns Insurance $2,750
150,000 27 YES American Integrity Insurance $1,665
150,000 27 YES Tower Hill Preferred Insurance $1,312
150,000 27 YES Tower Hill Prime Insurance $1,075
150,000 27 YES Tower Hill Select Insurance $1,345
300,000 12 NA Security First Insurance $2,601
300,000 12 NA Southern Fidelity Insurance $3,149
300,000 12 NA Universal Property & Casualty Insurance $2,755

Micco, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Micco Homeowner Insurance Premium Example $2,500$2,300
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $20,700$20,100
Net Savings to Micco Home Owner from High Deductible Plan $600

Micco, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Micco, FL Home Replacement Value MORE than Home Value Micco, FL Home Replacement Value LESS than Home Value
Replacement Value $78,500 $60,500
Insurance Premium based on Replacement Value $1,600 $1,250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,500 Risk Exposure from Under Insuring Coverage is $9,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $175/year

Example Micco Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualTravelersState Farm
Monthly Premium 154416167
Year Built 199320031987
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$200000-$250000$175000-$200000
Deductible $500- $1000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Micco, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 140,000 Shingles Roof 2,250 3 $500 Deductible 1870 10 Brick siding No
2010 95,000 Metal Roof 1,540 3 $500- $1000 Deductible 130 1 Brick siding No
2010 185,000 Metal Roof 2,740 4 $1000-$2500 Deductible 1020 4 Fiber-Cement Siding yes
1995 130,000 Shingles Roof 2,190 4 $500 Deductible 1820 8 Wood siding yes
2001 135,000 Metal Roof 2,000 3 $500 Deductible 670 3 Stone Siding No
1981 105,000 Tile Roof 1,670 4 $2500-$5000 Deductible 1430 12 Fiber-Cement Siding No
2009 70,000 Tile Roof 1,340 3 $1000-$2500 Deductible 580 5 Brick siding No
2012 130,000 Wood Shake Roof 1,940 3 $500- $1000 Deductible 1690 12 Stucco siding No
1996 105,000 Wood Shake Roof 2,060 3 $2500-$5000 Deductible 780 5 Stone Siding yes
1984 90,000 Composition Roof 1,770 4 $500 Deductible 1670 9 Vinyl siding No
2013 70,000 Shingles Roof 1,390 3 $1000-$2500 Deductible 520 6 Wood siding No
2006 220,000 Asphalt Shingles Roof 3,290 4 $500 Deductible 1280 5 Fiber-Cement Siding yes
1995 155,000 Slate Shingles Roof 2,840 4 $500 Deductible 1820 6 Stone Siding yes
1990 95,000 Wood Shake Roof 1,770 3 $1000-$2500 Deductible 130 1 Brick siding yes
1992 110,000 Wood Shake Roof 2,220 4 $1000-$2500 Deductible 1350 9 Brick siding No
2011 75,000 Composition Roof 1,490 3 $1000-$2500 Deductible 660 5 Wood siding No
2014 90,000 Wood Shake Roof 1,750 3 $1000-$2500 Deductible 650 5 Fiber-Cement Siding yes
1997 150,000 Wood Shake Roof 2,380 4 $2500-$5000 Deductible 870 5 Wood siding No
1998 95,000 Membrane Roof 1,660 4 $500- $1000 Deductible 340 2 Fiber-Cement Siding No
2005 180,000 Metal Roof 2,820 4 $5000 to $10,000 Deductible 1910 9 Stone Siding No
1995 185,000 Slate Shingles Roof 3,040 4 $500 Deductible 3430 10 Wood siding yes
2011 130,000 Metal Roof 2,160 3 $1000-$2500 Deductible 990 6 Stone Siding yes
2014 125,000 Shingles Roof 2,480 4 $2500-$5000 Deductible 2080 10 Brick siding No
2010 140,000 Slate Shingles Roof 2,000 3 $500- $1000 Deductible 1600 7 Stucco siding No
1997 125,000 Slate Shingles Roof 2,320 3 $500- $1000 Deductible 2090 12 Wood siding No
2000 150,000 Slate Shingles Roof 2,270 4 $500 Deductible 490 2 Wood siding yes
1991 140,000 Wood Shake Roof 2,360 3 $500- $1000 Deductible 1930 10 Stucco siding No
2003 115,000 Composition Roof 1,890 3 $2500-$5000 Deductible 740 8 Wood siding yes
2010 155,000 Metal Roof 2,380 3 $1000-$2500 Deductible 2210 10 Brick siding yes
2013 100,000 Wood Shake Roof 1,890 4 $500 Deductible 820 6 Brick siding No
1990 160,000 Slate Shingles Roof 2,610 4 $5000 to $10,000 Deductible 560 3 Brick siding No
1999 195,000 Shingles Roof 2,890 4 $2500-$5000 Deductible 810 3 Wood siding No
2003 100,000 Metal Roof 1,990 3 $500- $1000 Deductible 360 2 Stone Siding No
1991 110,000 Wood Shake Roof 1,650 3 $500 Deductible 1580 10 Fiber-Cement Siding No