Miamisburg Insurance Rates:

Miamisburg, OH homeowners insurance is roughly $606 to $824, about $50-$68/month. Our comprehensive analysis reveals consumers can save as much as $286 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allied Insurance
On the one occasion that i have had to make a claim, an adjuster came out right away, did the inspection and issued me a check right on the spot.
State Farm
When i moved, i was somewhat annoyed that i was discouraged from changing to an agent more local to my new home. i shouldn't complain about maintaining a relationship but doing business with a neighbor would be preferable.
State Farm
I like the people that we deal with. everyone in our agent's office is well trained and seems to either know the answers to our questions, or they know where to find the answer.
Liberty Mutual
Liberty Mutual gives us what we need, which is home and auto, for a price we can afford without overcharging us. Our tune might change if we have to ever file a claim with them.
State Farm
I am very much satisfied with my premium. It is easy to my budget and doesn't seem like a burden. Payment method is good.
Farmer's Insurance
They ultimately failed to communicate anything except the bill and even then the bill was emailed. The bill only had the amount due and nothing as to what it covered.
State Farm
There isn't really anything in particular that I dislike about State Farm which is why I have been with them so long. Since i have to say something it would be that sometimes the agents are pushy about trying to sell you other services, such as life insurance.
State Farm
The state farm website is nicely made and visually pleasing. Though, when you're trying to find information, the website is full of useless articles.

Miamisburg, OH Homeowners Insurance By Home Value

Miamisburg, OH Home Value Total Homes % of Total Average Miamisburg, OH Homeowners Insurance
Less than $50,000 193 3.0% $121
$60,000 to $69,999 155 2.0% $314
$70,000 to $79,999 369 6.0% $364
$80,000 to $89,999 303 5.0% $414
$90,000 to $99,999 327 5.0% $464
$100,000 to $124,999 726 12.0% $536
$125,000 to $149,999 998 17.0% $672
$150,000 to $174,999 897 15.0% $793
$175,000 to $199,999 523 9.0% $922
$200,000 to $249,999 707 12.0% $1108
$250,000 to $299,999 411 7.0% $1351
$300,000 to $399,999 119 2.0% $1716

Top Home Insurance Agents Near Miamisburg, OH

Home Insurance Company Near Miamisburg, OH Homeowners Insurance Agency Near Miamisburg, OH Address
Allstate Daniel Patterson 7714 Blue Ash Rd, Cincinnati, OH, 45236
Liberty Mutual Independent Rmd/Patti Insurance & Finance Svcs 36 S 9TH ST, RICHMOND, IN, 47374
Erie Royal Crest Agency 29 W Main Street, Tipp City, OH, 45371
Nationwide Spinning Ins Agency Inc 25 W Fifth St, London, OH, 43140-2032
Nationwide Woods Agency Inc 8075 Cincinnati Dayton Rd, West Chester, OH, 45069-2003

Cost Of Homeowners Insurance By Street Near Miamisburg, OH

Streets in Miamisburg Area Homeowners Insurance Cost
Fawn Willow Ct, Red Deer Ln, Foxhill Dr, Donington Dr, Greenport Dr, Range Ave, Benner Rd, Hemlock Ln, Park Pl, Towson Blvd$700
Toucan St, Graystone Ct, Black Forest Dr, King Richard Pkwy, Cherrystone Ct, Kennywood Ln, Stutely Pl, Eagle Feather Cir, Ellenwood Dr, Benner Rd$679
Cottage Ave, Country Pond Trl, Progress Rd, Glenada Ct, Burchcliff Cir, Brookshire Ln, 6th Ave, Enigma, Villa Way, N Gebhart Church Rd$726
Carnation Rd, Bluegrass Ct, Douglas Dr, Bishop Dr, Nicholson Rd, Hastings Ave, Ayer Pl, Bonniebrook Dr, Witherward Trl, Kehm St$721
Dorothy Ave, Crosspointe Dr, Royal Ridge Dr, Russell Ct, E Ferry St, Pierce Ave, Cinnamon Ridge Ct, Aberfield Ln, Catalina Dr, Stinton Ln$721

Miamisburg, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Miamisburg$106 to $109
Miami$106
West Carrollton$103
Moraine$102

Miamisburg, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Miami township, Montgomery County, Ohio $89 $118 $177
West Carrollton city, Ohio $87 $115 $173
Moraine city, Ohio $86 $114 $171

Miamisburg, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Miamisburg, OH4.3%12.7%
Miami4.36%11.9%
West Carrollton5.0%12.01%
Moraine5.08%13.1%

Miamisburg Renters Insurance as a Percentage of Rent

Miamisburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 122 5.0% $788
$300 to $499 328 14.0% $1238
$500 to $749 891 39.0% $1913
$750 to $999 487 21.0% $2663
$1,000 to $1,499 275 12.0% $3788
$1,500 or more 130 5.0% $5438

Miamisburg, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Miamisburg Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,500$4,900
Net Savings to Miamisburg Home Owner from High Deductible Plan $600

Miamisburg, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Miamisburg, OH Home Replacement Value MORE than Home Value Miamisburg, OH Home Replacement Value LESS than Home Value
Replacement Value $133,000 $81,500
Insurance Premium based on Replacement Value $425 $250
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $100/year

Example Miamisburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceNationwide Insurance
Monthly Premium 4165141
Year Built 199719811966
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$200000-$250000$400000-$500000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Miamisburg, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 160,000 Shingles Roof 1,620 4 $2500-$5000 Deductible 340 8 Fiber-Cement Siding yes
1995 185,000 Shingles Roof 2,590 4 $500 Deductible 610 10 Brick siding No
1968 295,000 Membrane Roof 3,170 5 $2500-$5000 Deductible 500 8 Fiber-Cement Siding yes
1994 215,000 Metal Roof 2,040 4 $500- $1000 Deductible 550 9 Stucco siding yes
1973 220,000 Composition Roof 2,720 4 $500 Deductible 1080 12 Vinyl siding yes
1992 150,000 Shingles Roof 1,920 5 $500 Deductible 40 1 Brick siding No
1963 160,000 Tile Roof 2,060 3 $1000-$2500 Deductible 370 8 Wood siding yes
1992 370,000 Metal Roof 3,760 5 $500 Deductible 750 8 Stucco siding No
2000 240,000 Tile Roof 3,000 5 $500 Deductible 530 7 Brick siding No
1992 200,000 Composition Roof 2,240 3 $500- $1000 Deductible 450 7 Fiber-Cement Siding yes
1967 210,000 Asphalt Shingles Roof 1,990 5 $500- $1000 Deductible 210 3 Vinyl siding yes
1949 115,000 Slate Shingles Roof 1,260 3 $2500-$5000 Deductible 310 9 Wood siding yes
2002 315,000 Shingles Roof 3,000 5 $2500-$5000 Deductible 140 2 Stucco siding yes
1992 320,000 Wood Shake Roof 3,850 5 $5000 to $10,000 Deductible 540 8 Brick siding yes
1994 220,000 Tile Roof 2,710 5 $500- $1000 Deductible 710 12 Fiber-Cement Siding yes
1990 150,000 Slate Shingles Roof 2,050 3 $2500-$5000 Deductible 70 3 Wood siding No
1964 210,000 Metal Roof 1,970 5 $5000 to $10,000 Deductible 410 7 Wood siding yes
1967 365,000 Membrane Roof 4,880 5 $5000 to $10,000 Deductible 490 8 Stucco siding yes
1964 235,000 Asphalt Shingles Roof 2,240 4 $500- $1000 Deductible 250 4 Brick siding yes
1975 170,000 Composition Roof 1,610 3 $2500-$5000 Deductible 320 10 Wood siding No
1941 245,000 Membrane Roof 2,870 4 $5000 to $10,000 Deductible 300 4 Fiber-Cement Siding No
1997 125,000 Composition Roof 1,620 4 $2500-$5000 Deductible 370 12 Stone Siding yes
1948 360,000 Slate Shingles Roof 4,330 5 $500- $1000 Deductible 120 1 Vinyl siding No
2003 270,000 Metal Roof 3,040 5 $1000-$2500 Deductible 470 7 Fiber-Cement Siding yes
1985 160,000 Wood Shake Roof 1,990 3 $500 Deductible 50 1 Vinyl siding yes
1971 280,000 Membrane Roof 3,100 4 $1000-$2500 Deductible 830 9 Vinyl siding No