How Much Does Miami Beach, FL Home Insurance Cost?
Miami Beach, FL Average Homeowners Insurance Cost
$1,653.15
Homeowners Insurance Cost - Miami Beach, FL
$407,600
Median Home Value - Miami Beach, FL
Miami Beach, FL Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$19.84 | $1,633.31 |
| $1000 Deductible | -$175.56 | $1,477.59 |
| $1500 Deductible | -$262.19 | $1,390.96 |
| $2000 Deductible | -$390.47 | $1,262.68 |
| $2500 Deductible | -$466.19 | $1,186.96 |
Miami Beach, FL Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$479 | $1,174 |
| 30 year old | +$25 | $1,678 |
| 40 year old | +$43 | $1,696 |
| 50 year old | +$63 | $1,716 |
| Above 50 year old | +$79 | $1,733 |
Miami Beach, FL Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$182 | $1,471 |
| Superior | -$149 | $1,504 |
| Masonry | -$83 | $1,570 |
| Brick | -$83 | $1,570 |
| Hail Resistant Roof | -$33 | $1,620 |
Miami Beach, FL Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$33 | $1,686 |
| Swimming Pool With A Diving Board | +$83 | $1,736 |
| Swimming Pool With Slide | +$99 | $1,752 |
Miami Beach, FL Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $50 | $1,604 |
| Police Department | $17 | $1,637 |
Miami Beach, FL Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$694.323 | $2,347 |
| Filing a Second Liability Claim | +$628.197 | $2,281 |
| Filing a Second Theft Claim | +$628.197 | $2,281 |
| Filing a Second Water Claim | +$545.5395 | $2,199 |
| Filing a Fire Claim | +$330.63 | $1,984 |
| Filing a Liability Claim | +$314.0985 | $1,967 |
| Filing a Theft Claim | +$314.0985 | $1,967 |
| Filing a Water Claim | +$264.504 | $1,918 |
| Filing a Weather Claim | +$264.504 | $1,918 |