Mexico Beach Insurance Rates:

Mexico Beach, FL homeowners insurance is nearly $989 to $1,427, about $82-$118/month. Our thorough analysis reveals consumers can save as much as $483 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Mexico Beach, FL Homeowners Insurance By Home Value

Mexico Beach, FL Home Value Total Homes % of Total Average Mexico Beach, FL Homeowners Insurance
Less than $50,000 17 5.0% $120
$50,000 to $59,999 4 1.0% $265
$60,000 to $69,999 3 1.0% $338
$80,000 to $89,999 20 7.0% $446
$90,000 to $99,999 3 1.0% $495
$100,000 to $124,999 15 5.0% $567
$125,000 to $149,999 13 4.0% $712
$150,000 to $174,999 54 19.0% $845
$175,000 to $199,999 29 10.0% $978
$200,000 to $249,999 23 8.0% $1183
$250,000 to $299,999 59 20.0% $1449
$300,000 to $399,999 44 15.0% $1836

Top Home Insurance Agents Near Mexico Beach, FL

Home Insurance Company Near Mexico Beach, FL Homeowners Insurance Agency Near Mexico Beach, FL Address
NA Paul Harris Insurance, Inc. 531 C Jenks Ave Panama City, Panama City, FL, 32401
NA Emerald Coast Ins Services Of Pc Llc 202 Forest Park Cir Panama City, Panama City, FL, 32405
Travelers Hollomon Insurance Agency 111 W 23Rd St Panama City, Panama City, FL, 32405
Allstate Joey Kirkland 3 Miracle Strip Loop Ste B, Panama City Beach, FL, 32407
Travelers Vickery-Obrien Insurance Inc 17555 MAIN ST N, BLOUNTSTOWN, FL, 32424

Cost Of Homeowners Insurance By Street Near Mexico Beach, FL

Streets in Mexico Beach Area Homeowners Insurance Cost
Star Cir, Sidewinder St, Sleepy Hollow Rd, Tiger St, Cunningham Cir, 5th St, N 31st St, Pine Dr, Harding St, Mathies Ct$None
Sea St, 29th St, 7th St, Magnolia Cir, Sentry Ln, Virginia Dr, Roosevelt Blvd, California Ave, Beacon Beach Marina, Pine St$1,207
Phantom St, 20th St, Burge Cir, Hays Ave, Tennessee Dr, Azalea Dr, William Way, Barnes Dr, 44th St, Sabre Dr$None
Delta Dr, Palm St, Smith St, Texas Dr, Maysey Ct, Charles Corner, 27th St, 36th St, Andrews Loop, 22nd St$1,238
N 14th St N, S 37th St, N 7th St, Adams St, N 36th St, Coolidge Ave, Hatley Dr, Hackney Ct, N 35th St, Adams Ct$1,184

Mexico Beach, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mexico Beach$174 to $187
Callaway$173
Panama City$174
Springfield$171

Mexico Beach, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Callaway city, Florida $173 $231 $347
Parker city, Florida $173 $231 $347
Panama City CCD, Bay County, Florida $174 $232 $348

Mexico Beach, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mexico Beach, FL4.6%17.5%
Callaway7.27%24.37%
Parker6.48%26.37%
Panama City7.12%24.62%

Mexico Beach Renters Insurance as a Percentage of Rent

Mexico Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 26 2.0% $1227
$750 to $999 111 11.0% $2652
$1,000 to $1,499 582 59.0% $3777
$1,500 or more 253 25.0% $5427

Average Cost Of Home Insurance By Company In Areas Nearby Mexico Beach For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Auto Club Insurance $2,898
150,000 27 NO Castle Key Indemnity Company Insurance $3,495
150,000 27 NO First Protective Insurance $1,808
150,000 27 NO Liberty Mutual Fire Insurance $3,621
150,000 27 NO State Farm Florida Insurance $2,340
150,000 27 NO Tower Hill Select Insurance $2,603
150,000 27 NO Tower Hill Signature Insurance $2,669
150,000 27 YES First Protective Insurance $838
150,000 27 YES Florida Farm Bureau Casualty Insurance $1,242
150,000 27 YES Southern Fidelity Insurance $1,655
150,000 27 YES State Farm Florida Insurance $1,689
150,000 27 YES Tower Hill Prime Insurance $1,205
150,000 27 YES Universal Insurance $1,391
300,000 12 NA First Community Insurance $3,000
300,000 12 NA Safeway Property Insurance $1,926
300,000 12 NA Security First Insurance $2,418
300,000 12 NA Tower Hill Prime Insurance $2,192
300,000 12 NA Tower Hill Select Insurance $1,728
300,000 12 NA Tower Hill Signature Insurance $2,519

Mexico Beach, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Mexico Beach Homeowner Insurance Premium Example $6,800$6,300
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $35,000$33,500
Net Savings to Mexico Beach Home Owner from High Deductible Plan $1,500

Mexico Beach, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mexico Beach, FL Home Replacement Value MORE than Home Value Mexico Beach, FL Home Replacement Value LESS than Home Value
Replacement Value $280,000 $174,500
Insurance Premium based on Replacement Value $6,500 $4,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,000 Risk Exposure from Under Insuring Coverage is $50,500
Premium Impact Insurance cheaper by $1,175/year Insurance costlier by $1,275/year

Example Mexico Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceLiberty Mutual
Monthly Premium 356416268
Year Built 201320071995
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$250000-$300000$300000-$350000
Deductible $500- $1000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Mexico Beach, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 240,000 Tile Roof 1,710 5 $2500-$5000 Deductible 3110 10 Vinyl siding No
2012 250,000 Tile Roof 1,820 3 $1000-$2500 Deductible 2360 6 Stucco siding No
1982 385,000 Wood Shake Roof 3,750 5 $500- $1000 Deductible 620 1 Brick siding No
1995 300,000 Shingles Roof 2,500 4 $2500-$5000 Deductible 3210 7 Stone Siding No
2002 220,000 Slate Shingles Roof 1,940 5 $500- $1000 Deductible 1460 5 Vinyl siding yes
1984 260,000 Slate Shingles Roof 2,090 4 $500- $1000 Deductible 2480 6 Fiber-Cement Siding No
1984 285,000 Composition Roof 2,240 5 $5000 to $10,000 Deductible 2390 9 Vinyl siding yes
1998 280,000 Asphalt Shingles Roof 2,340 3 > $10,000 Deductible 1950 7 Brick siding No
1991 385,000 Shingles Roof 3,750 5 $500 Deductible 5360 9 Vinyl siding yes
2010 355,000 Metal Roof 2,400 3 > $10,000 Deductible 2240 9 Stone Siding yes
2001 305,000 Shingles Roof 2,360 3 $500- $1000 Deductible 5050 10 Brick siding yes
1984 175,000 Asphalt Shingles Roof 1,520 3 $2500-$5000 Deductible 1760 8 Stone Siding No
2012 245,000 Membrane Roof 2,380 3 $1000-$2500 Deductible 1930 5 Brick siding No
2004 300,000 Shingles Roof 2,550 4 $1000-$2500 Deductible 1640 3 Stucco siding yes
1987 525,000 Composition Roof 3,920 5 $2500-$5000 Deductible 4820 7 Stucco siding yes
1988 205,000 Membrane Roof 1,510 5 $500 Deductible 3090 10 Vinyl siding No
1984 375,000 Asphalt Shingles Roof 2,500 4 $1000-$2500 Deductible 1550 4 Brick siding No
1980 245,000 Membrane Roof 2,330 5 $2500-$5000 Deductible 390 1 Fiber-Cement Siding yes
2011 225,000 Metal Roof 1,770 4 $2500-$5000 Deductible 3230 12 Brick siding No
1986 350,000 Membrane Roof 3,390 4 $500- $1000 Deductible 4320 7 Fiber-Cement Siding yes
2004 295,000 Wood Shake Roof 2,160 3 $500- $1000 Deductible 910 2 Fiber-Cement Siding No
1992 395,000 Asphalt Shingles Roof 3,160 4 > $10,000 Deductible 2350 7 Stucco siding yes
1997 310,000 Wood Shake Roof 2,320 5 > $10,000 Deductible 410 2 Stone Siding yes
1993 155,000 Slate Shingles Roof 1,410 3 $2500-$5000 Deductible 550 3 Stucco siding yes
2007 265,000 Tile Roof 1,770 3 $500 Deductible 6600 12 Stucco siding No
1988 215,000 Composition Roof 1,800 5 $5000 to $10,000 Deductible 1390 6 Brick siding No
2004 205,000 Wood Shake Roof 1,570 3 > $10,000 Deductible 510 3 Wood siding yes
2007 370,000 Metal Roof 3,280 4 $2500-$5000 Deductible 2360 5 Vinyl siding No
1980 420,000 Wood Shake Roof 3,250 4 $5000 to $10,000 Deductible 1140 4 Stone Siding No
1988 250,000 Tile Roof 1,990 5 $500 Deductible 320 1 Brick siding yes
2013 225,000 Composition Roof 2,020 3 > $10,000 Deductible 270 2 Stucco siding yes
2014 245,000 Metal Roof 1,800 3 $500 Deductible 610 2 Brick siding yes
2009 295,000 Metal Roof 2,800 5 $500- $1000 Deductible 330 1 Fiber-Cement Siding No
1981 340,000 Tile Roof 2,840 5 > $10,000 Deductible 880 3 Stone Siding No