Mexico Beach, FL homeowners insurance is nearly $989 to $1,427, about $82-$118/month. Our thorough analysis reveals consumers can save as much as $483 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Mexico Beach, FL Home Value | Total Homes | % of Total | Average Mexico Beach, FL Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 17 | 5.0% | $120 |
| $50,000 to $59,999 | 4 | 1.0% | $265 |
| $60,000 to $69,999 | 3 | 1.0% | $338 |
| $80,000 to $89,999 | 20 | 7.0% | $446 |
| $90,000 to $99,999 | 3 | 1.0% | $495 |
| $100,000 to $124,999 | 15 | 5.0% | $567 |
| $125,000 to $149,999 | 13 | 4.0% | $712 |
| $150,000 to $174,999 | 54 | 19.0% | $845 |
| $175,000 to $199,999 | 29 | 10.0% | $978 |
| $200,000 to $249,999 | 23 | 8.0% | $1183 |
| $250,000 to $299,999 | 59 | 20.0% | $1449 |
| $300,000 to $399,999 | 44 | 15.0% | $1836 |
| Home Insurance Company Near Mexico Beach, FL | Homeowners Insurance Agency Near Mexico Beach, FL | Address |
|---|---|---|
| NA | Paul Harris Insurance, Inc. | 531 C Jenks Ave Panama City, Panama City, FL, 32401 |
| NA | Emerald Coast Ins Services Of Pc Llc | 202 Forest Park Cir Panama City, Panama City, FL, 32405 |
| Travelers | Hollomon Insurance Agency | 111 W 23Rd St Panama City, Panama City, FL, 32405 |
| Allstate | Joey Kirkland | 3 Miracle Strip Loop Ste B, Panama City Beach, FL, 32407 |
| Travelers | Vickery-Obrien Insurance Inc | 17555 MAIN ST N, BLOUNTSTOWN, FL, 32424 |
| Streets in Mexico Beach Area | Homeowners Insurance Cost |
|---|---|
| Star Cir, Sidewinder St, Sleepy Hollow Rd, Tiger St, Cunningham Cir, 5th St, N 31st St, Pine Dr, Harding St, Mathies Ct | $None |
| Sea St, 29th St, 7th St, Magnolia Cir, Sentry Ln, Virginia Dr, Roosevelt Blvd, California Ave, Beacon Beach Marina, Pine St | $1,207 |
| Phantom St, 20th St, Burge Cir, Hays Ave, Tennessee Dr, Azalea Dr, William Way, Barnes Dr, 44th St, Sabre Dr | $None |
| Delta Dr, Palm St, Smith St, Texas Dr, Maysey Ct, Charles Corner, 27th St, 36th St, Andrews Loop, 22nd St | $1,238 |
| N 14th St N, S 37th St, N 7th St, Adams St, N 36th St, Coolidge Ave, Hatley Dr, Hackney Ct, N 35th St, Adams Ct | $1,184 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Mexico Beach | $174 to $187 |
| Callaway | $173 |
| Panama City | $174 |
| Springfield | $171 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Callaway city, Florida | $173 | $231 | $347 |
| Parker city, Florida | $173 | $231 | $347 |
| Panama City CCD, Bay County, Florida | $174 | $232 | $348 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Mexico Beach, FL | 4.6% | 17.5% |
| Callaway | 7.27% | 24.37% |
| Parker | 6.48% | 26.37% |
| Panama City | 7.12% | 24.62% |
| Mexico Beach Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 26 | 2.0% | $1227 |
| $750 to $999 | 111 | 11.0% | $2652 |
| $1,000 to $1,499 | 582 | 59.0% | $3777 |
| $1,500 or more | 253 | 25.0% | $5427 |
| Home value ($) | Age of home (years) | Wind mitigation | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150,000 | 27 | NO | Auto Club Insurance | $2,898 |
| 150,000 | 27 | NO | Castle Key Indemnity Company Insurance | $3,495 |
| 150,000 | 27 | NO | First Protective Insurance | $1,808 |
| 150,000 | 27 | NO | Liberty Mutual Fire Insurance | $3,621 |
| 150,000 | 27 | NO | State Farm Florida Insurance | $2,340 |
| 150,000 | 27 | NO | Tower Hill Select Insurance | $2,603 |
| 150,000 | 27 | NO | Tower Hill Signature Insurance | $2,669 |
| 150,000 | 27 | YES | First Protective Insurance | $838 |
| 150,000 | 27 | YES | Florida Farm Bureau Casualty Insurance | $1,242 |
| 150,000 | 27 | YES | Southern Fidelity Insurance | $1,655 |
| 150,000 | 27 | YES | State Farm Florida Insurance | $1,689 |
| 150,000 | 27 | YES | Tower Hill Prime Insurance | $1,205 |
| 150,000 | 27 | YES | Universal Insurance | $1,391 |
| 300,000 | 12 | NA | First Community Insurance | $3,000 |
| 300,000 | 12 | NA | Safeway Property Insurance | $1,926 |
| 300,000 | 12 | NA | Security First Insurance | $2,418 |
| 300,000 | 12 | NA | Tower Hill Prime Insurance | $2,192 |
| 300,000 | 12 | NA | Tower Hill Select Insurance | $1,728 |
| 300,000 | 12 | NA | Tower Hill Signature Insurance | $2,519 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly Mexico Beach Homeowner Insurance Premium Example | $6,800 | $6,300 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $35,000 | $33,500 |
| Net Savings to Mexico Beach Home Owner from High Deductible Plan | $1,500 | |
| Scenario | Mexico Beach, FL Home Replacement Value MORE than Home Value | Mexico Beach, FL Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $280,000 | $174,500 |
| Insurance Premium based on Replacement Value | $6,500 | $4,050 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $55,000 | Risk Exposure from Under Insuring Coverage is $50,500 |
| Premium Impact | Insurance cheaper by $1,175/year | Insurance costlier by $1,275/year |
| Insurance Company | Allstate | Chubb Group of Insurance | Liberty Mutual |
| Monthly Premium | 356 | 416 | 268 |
| Year Built | 2013 | 2007 | 1995 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $200000-$250000 | $250000-$300000 | $300000-$350000 |
| Deductible | $500- $1000 Deductible | $1000-$2500 Deductible | > $10,000 Deductible |
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1995 | 240,000 | Tile Roof | 1,710 | 5 | $2500-$5000 Deductible | 3110 | 10 | Vinyl siding | No |
| 2012 | 250,000 | Tile Roof | 1,820 | 3 | $1000-$2500 Deductible | 2360 | 6 | Stucco siding | No |
| 1982 | 385,000 | Wood Shake Roof | 3,750 | 5 | $500- $1000 Deductible | 620 | 1 | Brick siding | No |
| 1995 | 300,000 | Shingles Roof | 2,500 | 4 | $2500-$5000 Deductible | 3210 | 7 | Stone Siding | No |
| 2002 | 220,000 | Slate Shingles Roof | 1,940 | 5 | $500- $1000 Deductible | 1460 | 5 | Vinyl siding | yes |
| 1984 | 260,000 | Slate Shingles Roof | 2,090 | 4 | $500- $1000 Deductible | 2480 | 6 | Fiber-Cement Siding | No |
| 1984 | 285,000 | Composition Roof | 2,240 | 5 | $5000 to $10,000 Deductible | 2390 | 9 | Vinyl siding | yes |
| 1998 | 280,000 | Asphalt Shingles Roof | 2,340 | 3 | > $10,000 Deductible | 1950 | 7 | Brick siding | No |
| 1991 | 385,000 | Shingles Roof | 3,750 | 5 | $500 Deductible | 5360 | 9 | Vinyl siding | yes |
| 2010 | 355,000 | Metal Roof | 2,400 | 3 | > $10,000 Deductible | 2240 | 9 | Stone Siding | yes |
| 2001 | 305,000 | Shingles Roof | 2,360 | 3 | $500- $1000 Deductible | 5050 | 10 | Brick siding | yes |
| 1984 | 175,000 | Asphalt Shingles Roof | 1,520 | 3 | $2500-$5000 Deductible | 1760 | 8 | Stone Siding | No |
| 2012 | 245,000 | Membrane Roof | 2,380 | 3 | $1000-$2500 Deductible | 1930 | 5 | Brick siding | No |
| 2004 | 300,000 | Shingles Roof | 2,550 | 4 | $1000-$2500 Deductible | 1640 | 3 | Stucco siding | yes |
| 1987 | 525,000 | Composition Roof | 3,920 | 5 | $2500-$5000 Deductible | 4820 | 7 | Stucco siding | yes |
| 1988 | 205,000 | Membrane Roof | 1,510 | 5 | $500 Deductible | 3090 | 10 | Vinyl siding | No |
| 1984 | 375,000 | Asphalt Shingles Roof | 2,500 | 4 | $1000-$2500 Deductible | 1550 | 4 | Brick siding | No |
| 1980 | 245,000 | Membrane Roof | 2,330 | 5 | $2500-$5000 Deductible | 390 | 1 | Fiber-Cement Siding | yes |
| 2011 | 225,000 | Metal Roof | 1,770 | 4 | $2500-$5000 Deductible | 3230 | 12 | Brick siding | No |
| 1986 | 350,000 | Membrane Roof | 3,390 | 4 | $500- $1000 Deductible | 4320 | 7 | Fiber-Cement Siding | yes |
| 2004 | 295,000 | Wood Shake Roof | 2,160 | 3 | $500- $1000 Deductible | 910 | 2 | Fiber-Cement Siding | No |
| 1992 | 395,000 | Asphalt Shingles Roof | 3,160 | 4 | > $10,000 Deductible | 2350 | 7 | Stucco siding | yes |
| 1997 | 310,000 | Wood Shake Roof | 2,320 | 5 | > $10,000 Deductible | 410 | 2 | Stone Siding | yes |
| 1993 | 155,000 | Slate Shingles Roof | 1,410 | 3 | $2500-$5000 Deductible | 550 | 3 | Stucco siding | yes |
| 2007 | 265,000 | Tile Roof | 1,770 | 3 | $500 Deductible | 6600 | 12 | Stucco siding | No |
| 1988 | 215,000 | Composition Roof | 1,800 | 5 | $5000 to $10,000 Deductible | 1390 | 6 | Brick siding | No |
| 2004 | 205,000 | Wood Shake Roof | 1,570 | 3 | > $10,000 Deductible | 510 | 3 | Wood siding | yes |
| 2007 | 370,000 | Metal Roof | 3,280 | 4 | $2500-$5000 Deductible | 2360 | 5 | Vinyl siding | No |
| 1980 | 420,000 | Wood Shake Roof | 3,250 | 4 | $5000 to $10,000 Deductible | 1140 | 4 | Stone Siding | No |
| 1988 | 250,000 | Tile Roof | 1,990 | 5 | $500 Deductible | 320 | 1 | Brick siding | yes |
| 2013 | 225,000 | Composition Roof | 2,020 | 3 | > $10,000 Deductible | 270 | 2 | Stucco siding | yes |
| 2014 | 245,000 | Metal Roof | 1,800 | 3 | $500 Deductible | 610 | 2 | Brick siding | yes |
| 2009 | 295,000 | Metal Roof | 2,800 | 5 | $500- $1000 Deductible | 330 | 1 | Fiber-Cement Siding | No |
| 1981 | 340,000 | Tile Roof | 2,840 | 5 | > $10,000 Deductible | 880 | 3 | Stone Siding | No |