Mesquite Insurance Rates:

Mesquite, TX homeowners insurance is about $872 to $1,180, about $72-$98/month. Our in depth analysis shows customers can save as much as $410 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I compared multiple home insurance companys. I went with all state because they have a lot of different options for what is and what is not covered
Amica Mutual Insurance
They don't offer enough discounts. they have the basic discounts, but it would be nice to see some unique ones.
State Farm
I like that they are quick to respond and the coverage is good for anyone owning a home or a vehicle.
Hochheim Prairie Insurance
I don't have too many negative points to provide about our insurance provider. i suppose it would be better if their office was situated in amarillo over their location in canyon.
Allstate
I shopped around before selecting this company as my home insurance provider and it is the best price for comparative service that I could find at the moment.
Alfa Insurance
If there is ever any damage, it takes them to much time for us to get the money to fix our house.
Geico
Geico's customer service is awesome, we had some hail damage and they set up appointments for inspectors to come out and check. They then mailed the expected amounts and wanted me to go through each of the locations and verify that what the inspector saw is correct and no missing areas were found.
Allstate
Their service is exceptional. They really do a good job in their call centers and they do take care of their customers.
State Auto
I originally looked at state farm and their premiums were through the roof! I looked at other major insurances and no one could beat State Auto and Home rates.
Geico
It is the lowest premium I could find, but I guess that is the cost of living in Los Angeles. I wish I could find a lower rate.
State Farm
They are prompt, courteous and easily accessible. I like the automatic payments and the option to combine other insurances with them.
Allstate
The best part about State Farm is that there are local agents that are within reasonable driving distances. My agent is located a mile from where my home is located.
Progressive
I like Progressive. I have not any issues with the company or its service since setting up my plan 2 years ago. Unless there is a sudden jump in my premium I do not see changing companies any time soon.
Metlife
No, communicate and no website to check how my policy. And that the cost keeps increasing every year.
Travelers
I like that they are prompt and thoughtful. I like that they have great rates and are super competative in that department too.
Blue Cross Blue Shield
I would totally recommend this insurance company because they not only have convenient locations for clinic visits but also reimburse/cover some costs for you for going to the gym if you attend a gym regularly.
Agi Insurance Group
I would recommend because they have a top notch support team and their prices are great. They offer multiple policy discounts which are applied to all your policies, not just one. They are knowledgeable and their main headquarters is local (within 60 miles).
Allstate
While calling them is a nightmare, Allstate is a decent insurance company that offers fairly low cost home insurance policies
State Farm
I have used this insurance company for about 3 years. I had trouble finding an insurance company to insure my house, because it is more than 124 years old. (Some insurance companies refuse to insure such an old house.) My previous insurance company did not provide good customer service, so I switched companies about 3 years ago. My current insurance company contacts me several times per year with recommendations to update my coverage, if necessary. They are conscientious and helpful.
State Farm
State Farm is a great insurance company that responds.I have been with State Farm for almost Twenty Five years and high recommend for insurance for home and auto.
Geico
The price we pay is the best part, as it is the cheapest available. Other than that, we've never needed to file a claim, and I cannot speak for that process.
Liberty Mutual
Whatever interaction we have had with the company has been very pleasant. From the website to their associates, we have never had any issues.
Liberty Mutual
I like that they leave me alone, they don't bother me about upgrading anything or raising my rates. I have not yet had to use it but I'm sure if I did it would go fine.
The Hartford
The cost of our coverage is extremely competitive and the company has great support online, which is important to me.
Allstate
They are friendly, affordable, and caring. I have had nothing but positive experiences in working with them, and I feel my home is protected because of the insurance they offer me.

Mesquite, TX Homeowners Insurance By Home Value

Mesquite, TX Home Value Total Homes % of Total Average Mesquite, TX Homeowners Insurance
Less than $50,000 1,041 3.0% $225
$50,000 to $59,999 1,027 3.0% $482
$60,000 to $69,999 1,209 4.0% $595
$70,000 to $79,999 2,015 6.0% $687
$80,000 to $89,999 2,942 10.0% $779
$90,000 to $99,999 3,071 10.0% $872
$100,000 to $124,999 7,037 24.0% $1005
$125,000 to $149,999 4,501 15.0% $1261
$150,000 to $174,999 3,398 11.0% $1497
$175,000 to $199,999 1,217 4.0% $1723
$200,000 to $249,999 867 3.0% $2072
$250,000 to $299,999 295 1.0% $2534

Top Home Insurance Agents Near Mesquite, TX

Home Insurance Company Near Mesquite, TX Homeowners Insurance Agency Near Mesquite, TX Address
Nationwide Christopher Lawrence Batten 3630 W Pioneer Pkwy, Arlington, TX, 76013
Travelers Global Green Insurance Agency 4221 PRESTON RD STE 200, FRISCO, TX, 75034
State Farm Larry Mchargue 6833 Coit Road ste 100, Plano, TX, 75024-5400
Farmers Mohammed Pida 3455 N Belt Line Rd Ste 109, Irving, TX, 75062
Allstate Tommy Chau 129 N Plano Rd Ste A, Richardson, TX, 75081

Mesquite, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Mesquite, TX

Streets in Mesquite Area Homeowners Insurance Cost
Faithon P Lucas Sr Blvd, Springmont Dr, Thedford Rd, Marlin Dr, Deepwood St, Pickrell Dr, Partridge Dr, Silversprings Dr, Creekstone Ct, Old Elam Rd$1,042
Jardin Dr, Clover Haven St, Lakehurst Dr, S Larkin Rd, Malloy Rd, Chelsea Cir, Trails Pkwy, Arrowwood St, Briarbrook Dr, N Ebrite St$1,027
Red Mill Ln, Cranston Dr, Blackfoot Trl, Thornwood Dr, Meredith Ln, Lanyon Dr, la Prada Dr E, Briar Gate Ln, Ashland Dr, Bentley Dr$1,032
la Paz Dr, Sue Cir, Dalworth Dr, Linfield Dr, Frontage Rd, Field Trail Dr, Brandon Dr, Brockton Dr, Blue Meadow St, Bayberry Dr$1,004
Neville Ct, Nehrmeyer St, E Farmers Rd, Vista Park Dr, Oakview Dr, el Rio Dr, San Saba St, Coolwood Ln, Glen Cove St, Nantucket Village Dr$1,028
Graystone Ct, Cheshire Creek Pl, Via Barcelona, Los Altos Dr, Rosebluff Ter, Coryell Way, Lanemar Dr, Bufflehead Ct, Roanoke Cir, Wilkinson Rd$1,036
Mason Dr, Lometa Ct, Daleglade Dr, Teresita Trl, Eastern Heights Dr, Whitewing Dr, Wilderness Trl, Thrush Dr, Winter Park, Creekwood Ln$1,014
Hickory Garden Dr, Timberview Cir, Rosemont St, Trailcrest Dr, Roundrock Trl, Blyth Dr, Greenpoint St, Ocean Reef, Lochwood Dr, Corvette Dr$1,022
Val Verde Way, Badger Dr, Tamarix Ct, Avis St, Leyenda St, Taylor Creek, Morning Light Dr, Darnel Ln, Golden Pass Rd, Autumndale Dr$1,036
Patria Dr, Larchbrook Dr, Berry Rd, Via Balboa, Doral St, Kenzie Ct, Bruton Ln E, Alameda Dr, Lone Star Ct, Ryan Dr$1,036

Mesquite, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mesquite$153 to $156
Sunnyvale$169
Balch Springs$151
Travis Ranch$158

Mesquite, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sunnyvale town, Texas $170 $226 $339
Balch Springs city, Texas $152 $202 $303
Travis Ranch CDP, Texas $158 $210 $315

Mesquite, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mesquite, TX6.2%18.4%
Sunnyvale3.62%10.39%
Balch Springs7.15%19.82%
Travis Ranch5.02%9.65%

Mesquite Renters Insurance as a Percentage of Rent

Mesquite Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 239 1.0% $803
$300 to $499 378 2.0% $1253
$500 to $749 3,515 19.0% $1928
$750 to $999 6,252 34.0% $2678
$1,000 to $1,499 5,684 31.0% $3803
$1,500 or more 1,747 9.0% $5453

Mesquite, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$4,300
Yearly Mesquite Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$1,300$4,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,700$14,700
Net Savings to Mesquite Home Owner from High Deductible Plan $1,000

Mesquite, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mesquite, TX Home Replacement Value MORE than Home Value Mesquite, TX Home Replacement Value LESS than Home Value
Replacement Value $90,000 $63,000
Insurance Premium based on Replacement Value $650 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $125/year

Example Mesquite Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateUSAA groupState Farm
Monthly Premium 1398899
Year Built 197219622000
Home Details 5 Beds, 4 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$125000-$150000$125000-$150000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Mesquite, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 110,000 Membrane Roof 1,310 2 $1000-$2500 Deductible 480 9 Wood siding No
1985 95,000 Metal Roof 1,150 2 $500 Deductible 440 8 Vinyl siding yes
2007 130,000 Tile Roof 2,000 3 $1000-$2500 Deductible 580 6 Wood siding yes
2003 180,000 Asphalt Shingles Roof 2,920 4 $500 Deductible 1000 10 Fiber-Cement Siding yes
1995 310,000 Composition Roof 3,670 5 $500 Deductible 800 4 Stone Siding No
1982 235,000 Metal Roof 3,630 5 $2500-$5000 Deductible 560 3 Brick siding No
1997 205,000 Asphalt Shingles Roof 3,130 4 > $10,000 Deductible 310 4 Stone Siding No
1979 305,000 Shingles Roof 3,570 5 $1000-$2500 Deductible 240 1 Stone Siding No
1992 90,000 Asphalt Shingles Roof 1,190 2 $1000-$2500 Deductible 550 10 Vinyl siding yes
1990 300,000 Wood Shake Roof 4,000 5 $500- $1000 Deductible 560 3 Fiber-Cement Siding yes
1994 75,000 Slate Shingles Roof 1,170 2 $2500-$5000 Deductible 210 4 Wood siding yes
1969 255,000 Asphalt Shingles Roof 3,590 5 $2500-$5000 Deductible 1340 7 Vinyl siding yes
2003 105,000 Wood Shake Roof 1,660 5 $500- $1000 Deductible 770 9 Brick siding yes
2004 85,000 Composition Roof 1,030 2 $500- $1000 Deductible 320 5 Wood siding yes
1979 110,000 Asphalt Shingles Roof 1,720 5 $1000-$2500 Deductible 340 5 Stone Siding No
1969 90,000 Slate Shingles Roof 1,010 2 $500 Deductible 120 2 Fiber-Cement Siding yes
2014 150,000 Metal Roof 1,710 3 $500- $1000 Deductible 180 2 Vinyl siding yes
2003 110,000 Wood Shake Roof 1,710 2 $2500-$5000 Deductible 300 8 Stone Siding No
2012 265,000 Slate Shingles Roof 3,370 4 $500 Deductible 1980 9 Stone Siding yes
1998 125,000 Membrane Roof 1,680 2 $500- $1000 Deductible 1080 10 Stone Siding yes
1996 230,000 Slate Shingles Roof 3,280 4 $500 Deductible 1590 8 Vinyl siding No
1979 410,000 Composition Roof 4,540 5 $2500-$5000 Deductible 1710 8 Wood siding No
2011 155,000 Slate Shingles Roof 1,830 3 $500- $1000 Deductible 470 4 Stone Siding No
1960 135,000 Membrane Roof 1,790 2 $2500-$5000 Deductible 910 12 Stucco siding No
1976 100,000 Metal Roof 1,610 2 $500- $1000 Deductible 470 8 Vinyl siding No
2014 170,000 Asphalt Shingles Roof 1,970 3 $500 Deductible 120 1 Fiber-Cement Siding No
2010 125,000 Tile Roof 1,550 2 $2500-$5000 Deductible 130 2 Vinyl siding No
2007 135,000 Tile Roof 2,000 3 $2500-$5000 Deductible 560 10 Stucco siding yes
1967 80,000 Asphalt Shingles Roof 1,280 2 $2500-$5000 Deductible 80 2 Vinyl siding No
1975 180,000 Shingles Roof 2,050 3 $2500-$5000 Deductible 370 4 Vinyl siding No
1974 135,000 Membrane Roof 1,820 3 $500 Deductible 560 6 Stone Siding yes

Find Visual Guide for Mesquite, TX Home Insurance Buyers on Insurance Companies and Rates