Mesa Insurance Rates:

Mesa, AZ homeowners insurance is about $522 to $708, about $43-$59/month. Our all inclusive analysis indicates shoppers can save upto $246 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Metlife
I like that they are priced below the competition. i was able to get a good rate with them. i can also update my billing info and add coverage as and when needed
State Farm
I like that with this company i can bundle my homeowners insurance with the automobile insurance that i also have to pay for.
Mutual Of Enumclaw
My insurance company had always responded quickly to all claims and inquiries. they always process claims as quickly and as efficiently as possible.
Amica Mutual Insurance
They offer different ways to get in touch with them, through email, phone or chat which is nice to have many options depending on what I am looking to get done and the time I have.
Usaa
The insurance company is easy to submit claims to because it can be done online without having to call anyone.
Farm Bureau
Everyone I’ve ever had contact with has been friendly and helpful. Phone calls have always been answered quickly and by knowledgeable people. Every time I’ve needed something, it's been completed quickly.
Allstate
We've had fantastic customer service interactions with our insurer. They respond to needs and requests in a timely fashion, and they are courteous and helpful. They also haven't tried to upsell us on anything.
Liberty Mutual
I really like the affordable prices that they offer and I really enjoy how easy it is to make my payments and keep up to date in case I could get a better price on my coverage.

Mesa, AZ Homeowners Insurance By Home Value

Mesa, AZ Home Value Total Homes % of Total Average Mesa, AZ Homeowners Insurance
Less than $50,000 13,789 14.0% $92
$50,000 to $59,999 1,643 1.0% $196
$60,000 to $69,999 2,351 2.0% $246
$70,000 to $79,999 2,341 2.0% $282
$80,000 to $89,999 3,526 3.0% $319
$90,000 to $99,999 3,139 3.0% $356
$100,000 to $124,999 10,257 10.0% $412
$125,000 to $149,999 9,551 9.0% $516
$150,000 to $174,999 12,474 12.0% $615
$175,000 to $199,999 8,769 8.0% $707
$200,000 to $249,999 13,440 13.0% $854
$250,000 to $299,999 8,534 8.0% $1039
$300,000 to $399,999 8,013 8.0% $1322

Top Home Insurance Agents Near Mesa, AZ

Home Insurance Company Near Mesa, AZ Homeowners Insurance Agency Near Mesa, AZ Address
NA Auto Insurance Specialist 888 E Jimmie Kerr Blvd Casa Grande, Casa Grande, AZ, 85122
GEICO John Nix 9515 West Camelback Road, Suite 134, Phoenix, AZ, 85037
State Farm Pam Johnson 1489 S Higley Rd Ste 105, Gilbert, AZ, 85296-5049
Travelers Southwind Insurance Agency Inc 2169 E Warner Road Suite 103, Tempe, AZ, 85284
Nationwide Thomas J Mazur 7121 W Bell Rd Suite 30-L, Glendale, AZ, 85308-8559

Cost Of Homeowners Insurance By Street Near Mesa, AZ

Streets in Mesa Area Homeowners Insurance Cost
N Reseda, E Summer Place Ter, E Vest Ave, W Laguna Azul Ave, S 82nd Way, N Orange Cir, N 117th Pl, E Paloma Ave, E Juniper Cir, N St Claire Cir$620
E Rochelle St, E Jarvis Ave, N Date St, S 82nd Pl, S Sagewood Cir, Christine Pl, E Sunview, S Las Palmas, W Esplanade St, N el Sereno Cir$606
N Hibbert, E Orion Cir, S Laramie, S Lee Cir, N Casa Carranza, N Cherry, N Athena, E Senoia Cir, W Dobson Village, W Meseto Ave$694
W Olla Ave, N Cabot St, E Dewberry Cir, N Ebony, N May, W Drew St, Hunt's Trl, E Carmel Cir, E Sorpresa, E Camelot Dr$632
N Edgemont, E Hazelwood Pkwy, S Tobin, N Esther St, W Lobo Cir, E Obispo Ave, E Ingram Cir, E Pebble Dr, W Emelita, S Yale$605
N Dodge St, 89th St, S Sabrina, Casada Ct, W Dobson Greens, N Travis Cir, S Wattlewood Cir, S Cholla, Anozira S Pkwy, Seton$644
S Ogden Cir, S Labelle, N Emerson St, E el Paso St, N Silverton, N Los Alamos, N Santiago, N 95th Cir, S Stewart Cir, N Barron$614
W 11th St, E Quenton Dr, W Sunrise Blvd, S 85th St, E Sandia St, 1200 N, S Hunt Dr, 1600 E, E Whitefish Bay Cir, N Olympic Cir$636
N Jade Cir, San Remo, S Seton, W Newton Ct, S 87th Pl, Foxdale Aoe, S Evangeline Ave, W Longmore Est Condos S, E Reese Ave, N Mission Cove Ln$628
S Pioneer, N Chilcott Ct, S Udall, S Price Rd N, Superstition Springs Blvd, E Kings Ct, E Fountain Cove, Eastern Csr, N Raven, W Merrill Ln$603

Mesa, AZ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mesa$92 to $94
Gilbert$95
Apache Junction$89
Salt River$88

Mesa, AZ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gilbert town, Arizona $80 $106 $159
Chandler CCD, Maricopa County, Arizona $80 $106 $159
Apache Junction city, Arizona $74 $99 $148

Mesa, AZ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mesa, AZ3.5%13.0%
Gilbert2.94%11.45%
Chandler2.97%12.74%
Apache Junction4.25%14.5%

Mesa Renters Insurance as a Percentage of Rent

Mesa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 1,685 2.0% $1257
$500 to $749 16,277 27.0% $1932
$750 to $999 20,278 34.0% $2682
$1,000 to $1,499 15,604 26.0% $3807
$1,500 or more 4,920 8.0% $5457

Mesa, AZ Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
85207 $203,400 $640
85215 $202,800 $630
85212 $199,600 $640
85213 $193,700 $630
85203 $173,900 $630
85202 $163,100 $620
85206 $157,300 $620
85210 $135,300 $610
85205 $134,400 $610
85201 $132,500 $610
85204 $123,100 $610
85208 $115,200 $600

Average Cost Of Home Insurance By Company In Areas Nearby Mesa For Different Scenarios

Home value ($) Construction type Coverage Company Average homeowners insurance premium ($)
Other structure coverage ($) Contents coverage ($) Additional living expenses coverage ($)
500,000 Masonry 50,000 375,000 100,000 American Strategic Ins Corp 1,054
500,000 Masonry 50,000 375,000 100,000 Amica Mutual Ic 1,308
100,000 Frame 10,000 75,000 20,000 Arizona Home Ic 206
500,000 Frame 50,000 375,000 100,000 Empire Fire & Marine Ic 1,807
500,000 Frame 50,000 375,000 100,000 Farmers Ins Exchange 1,159
500,000 Frame 50,000 375,000 100,000 Farmers Ins Exchange 1,159
500,000 Masonry 50,000 375,000 100,000 Hartford Fire Ic 1,547
100,000 Masonry 10,000 75,000 20,000 Merastar Ic 504
300,000 Frame 30,000 225,000 60,000 Merastar Ic 976
100,000 Frame 10,000 75,000 20,000 Nationwide Ic Of America 432

Mesa, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Mesa Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,500$4,900
Net Savings to Mesa Home Owner from High Deductible Plan $600

Mesa, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mesa, AZ Home Replacement Value MORE than Home Value Mesa, AZ Home Replacement Value LESS than Home Value
Replacement Value $191,500 $120,000
Insurance Premium based on Replacement Value $600 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $32,000 Risk Exposure from Under Insuring Coverage is $39,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example Mesa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceTravelersLiberty Mutual
Monthly Premium 484370
Year Built 199020032013
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$200000-$250000$300000-$350000
Deductible $500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Mesa, AZ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 140,000 Asphalt Shingles Roof 1,270 2 $2500-$5000 Deductible 150 7 Stucco siding yes
1981 185,000 Shingles Roof 1,970 4 $500- $1000 Deductible 170 4 Stucco siding yes
1987 205,000 Slate Shingles Roof 2,380 3 $500- $1000 Deductible 580 10 Wood siding No
2013 100,000 Slate Shingles Roof 910 2 $500 Deductible 180 10 Fiber-Cement Siding yes
1981 300,000 Composition Roof 2,850 4 $500 Deductible 190 2 Fiber-Cement Siding No
1997 190,000 Composition Roof 2,080 3 $2500-$5000 Deductible 290 7 Stucco siding No
1983 165,000 Composition Roof 2,140 4 $500 Deductible 260 7 Fiber-Cement Siding yes
1994 180,000 Metal Roof 2,120 5 $5000 to $10,000 Deductible 260 9 Fiber-Cement Siding yes
1993 215,000 Wood Shake Roof 2,310 4 $500 Deductible 350 9 Vinyl siding yes
2012 390,000 Composition Roof 3,380 5 $500- $1000 Deductible 430 6 Wood siding yes
2007 175,000 Tile Roof 1,550 3 $5000 to $10,000 Deductible 310 10 Vinyl siding No
1991 165,000 Tile Roof 1,495 3 $500- $1000 Deductible 280 5 Stone Siding yes