Merton, WI homeowners insurance is about $621 to $852, about $51-$71/month. Our comprehensive research indicates shoppers can save upto $294 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Merton, WI Home Value | Total Homes | % of Total | Average Merton, WI Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 81 | 5.0% | $44 |
| $125,000 to $149,999 | 17 | 1.0% | $265 |
| $150,000 to $174,999 | 114 | 7.0% | $316 |
| $175,000 to $199,999 | 46 | 3.0% | $361 |
| $200,000 to $249,999 | 258 | 16.0% | $442 |
| $250,000 to $299,999 | 364 | 23.0% | $538 |
| $300,000 to $399,999 | 635 | 41.0% | $685 |
| Home Insurance Company Near Merton, WI | Homeowners Insurance Agency Near Merton, WI | Address |
|---|---|---|
| Farmers | Anita Carrel | 120 N Crosby Ave Ste 1, Janesville, WI, 53548 |
| Farmers | Jeremy Panczenko | 1427 E Racine Ave Ste G, Waukesha, WI, 53186 |
| State Farm | Kevin Grall | 111 E Forest Hill Ave Stop B, Oak Creek, WI, 53154-3090 |
| State Farm | Leo Taylor | 5800 Broad St Ste 1, Greendale, WI, 53129-2402 |
| State Farm | Megan Borland | 266 N Main St, Thiensville, WI, 53092-1618 |
| Streets in Merton Area | Homeowners Insurance Cost |
|---|---|
| River Grove Ln, Bradford Way, Meissner St, Lawn St, Simmons Ave, Apple Ln, Linden Cir E, River Reserve Dr, Tourmaline Ct, Woods Edge Way | $741 |
| Reynolds Dr, High Rd, Silver Spring Ln, Kathy Dr, Wellington Way, Ivy Ln, Hawthorne Rd, Stone Bank Rd, Arrow Ct, Solveson Dr | $718 |
| Deer Ln, Red Feather Dr, Grey Hawk Cir, Belshire Dr, Colony Dr, Riverwood Ln, Bayshore Cir, Sussex St, E Stonewood Dr, McMahon Rd | $727 |
| Parkside Rd, Loghouse Cir, Dorn Rd, Bayberry Ct, Sunset Way, Basham Ln, Tamron Ln, Isle Ct, Richter Ct, Meghan Ct | $732 |
| Blue River Pass, Scott Ct, Christopherson Ln, Miranda Way, Walnut Grove Dr, Shari Dr, Badger Trl, Tearney Rd, Christine Ln, S Woodfield Rd | $754 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Merton | $109 to $111 |
| Chenequa | $150 |
| Hartland | $102 |
| Okauchee Lake | $109 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Chenequa village, Wisconsin | $126 | $167 | $251 |
| Hartland village, Wisconsin | $85 | $113 | $170 |
| Okauchee Lake CDP, Wisconsin | $91 | $121 | $182 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Merton, WI | 2.8% | 8.3% |
| Chenequa | 2.14% | 8.36% |
| Hartland | 2.93% | 8.69% |
| Okauchee Lake | 2.46% | 9.16% |
| Merton Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 12 | 8.0% | $1181 |
| $500 to $749 | 30 | 20.0% | $1856 |
| $750 to $999 | 34 | 23.0% | $2606 |
| $1,000 to $1,499 | 51 | 35.0% | $3731 |
| $1,500 or more | 16 | 11.0% | $5381 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,800 | $2,800 |
| Yearly Merton Homeowner Insurance Premium Example | $1,000 | $800 |
| Out of Pocket Expense During Claim | $1,800 | $2,800 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $9,800 | $9,200 |
| Net Savings to Merton Home Owner from High Deductible Plan | $600 | |
| Scenario | Merton, WI Home Replacement Value MORE than Home Value | Merton, WI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $412,500 | $311,500 |
| Insurance Premium based on Replacement Value | $1,850 | $1,400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $63,500 | Risk Exposure from Under Insuring Coverage is $37,500 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $275/year |
| Insurance Company | Chubb Group of Insurance | State Farm | Liberty Mutual |
| Monthly Premium | 88 | 54 | 163 |
| Year Built | 1993 | 2012 | 2009 |
| Home Details | 4 Beds, 3 Baths | 5 Beds, 3 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $350000-$400000 | $200000-$250000 | $800000-$900000 |
| Deductible | > $10,000 Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible |
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 2000 | 390,000 | Wood Shake Roof | 1,950 | 4 | $2500-$5000 Deductible | 910 | 9 | Wood siding | No |
| 2012 | 470,000 | Slate Shingles Roof | 2,190 | 4 | $1000-$2500 Deductible | 100 | 1 | Stucco siding | No |
| 2013 | 955,000 | Wood Shake Roof | 4,670 | 5 | $2500-$5000 Deductible | 2480 | 9 | Fiber-Cement Siding | No |
| 1994 | 310,000 | Shingles Roof | 1,930 | 4 | $500 Deductible | 930 | 10 | Stone Siding | No |
| 1987 | 660,000 | Membrane Roof | 3,040 | 4 | > $10,000 Deductible | 990 | 8 | Stucco siding | No |
| 1998 | 830,000 | Composition Roof | 4,120 | 5 | $500 Deductible | 1740 | 7 | Vinyl siding | yes |
| 1940 | 565,000 | Membrane Roof | 3,420 | 5 | $5000 to $10,000 Deductible | 110 | 1 | Fiber-Cement Siding | yes |
| 2013 | 435,000 | Metal Roof | 2,170 | 5 | $2500-$5000 Deductible | 450 | 5 | Brick siding | No |
| 2010 | 600,000 | Slate Shingles Roof | 3,140 | 4 | $500 Deductible | 500 | 3 | Fiber-Cement Siding | No |
| 1982 | 595,000 | Shingles Roof | 3,080 | 4 | $500 Deductible | 2190 | 9 | Wood siding | yes |
| 2006 | 475,000 | Slate Shingles Roof | 2,830 | 5 | $2500-$5000 Deductible | 940 | 8 | Stucco siding | No |
| 2004 | 525,000 | Membrane Roof | 2,870 | 4 | $500- $1000 Deductible | 880 | 6 | Wood siding | No |
| 2004 | 335,000 | Composition Roof | 1,840 | 5 | $2500-$5000 Deductible | 320 | 4 | Wood siding | yes |
| 2000 | 375,000 | Tile Roof | 2,440 | 5 | > $10,000 Deductible | 70 | 1 | Stucco siding | No |
| 1948 | 685,000 | Slate Shingles Roof | 3,670 | 5 | $500- $1000 Deductible | 850 | 4 | Stone Siding | yes |
| 2010 | 665,000 | Asphalt Shingles Roof | 3,690 | 5 | > $10,000 Deductible | 100 | 1 | Brick siding | No |
| 2011 | 505,000 | Membrane Roof | 2,530 | 4 | $2500-$5000 Deductible | 360 | 3 | Vinyl siding | yes |
| 2007 | 335,000 | Composition Roof | 2,180 | 4 | $500- $1000 Deductible | 780 | 8 | Brick siding | No |
| 1940 | 350,000 | Asphalt Shingles Roof | 2,100 | 5 | $1000-$2500 Deductible | 90 | 1 | Vinyl siding | No |
| 2013 | 620,000 | Wood Shake Roof | 3,240 | 4 | $5000 to $10,000 Deductible | 790 | 7 | Brick siding | No |
| 1941 | 285,000 | Membrane Roof | 1,860 | 4 | $5000 to $10,000 Deductible | 700 | 12 | Brick siding | yes |
| 1985 | 355,000 | Tile Roof | 2,150 | 4 | $2500-$5000 Deductible | 160 | 2 | Stone Siding | No |
| 1944 | 455,000 | Wood Shake Roof | 2,750 | 5 | $1000-$2500 Deductible | 550 | 4 | Vinyl siding | yes |
| 1989 | 555,000 | Membrane Roof | 2,690 | 4 | $500- $1000 Deductible | 1330 | 6 | Fiber-Cement Siding | No |
| 1986 | 505,000 | Membrane Roof | 2,290 | 5 | $1000-$2500 Deductible | 420 | 4 | Vinyl siding | yes |
| 1983 | 565,000 | Slate Shingles Roof | 2,730 | 5 | > $10,000 Deductible | 330 | 4 | Wood siding | yes |
| 1946 | 695,000 | Shingles Roof | 3,140 | 5 | $2500-$5000 Deductible | 470 | 3 | Fiber-Cement Siding | No |
| 1980 | 395,000 | Wood Shake Roof | 1,790 | 4 | $5000 to $10,000 Deductible | 490 | 6 | Wood siding | No |
| 1995 | 690,000 | Asphalt Shingles Roof | 3,170 | 4 | $2500-$5000 Deductible | 1250 | 6 | Stone Siding | No |
| 1947 | 560,000 | Wood Shake Roof | 3,320 | 5 | $1000-$2500 Deductible | 1170 | 10 | Brick siding | yes |
| 2003 | 525,000 | Composition Roof | 2,910 | 5 | $1000-$2500 Deductible | 1530 | 10 | Fiber-Cement Siding | No |
| 2012 | 605,000 | Slate Shingles Roof | 2,770 | 4 | > $10,000 Deductible | 150 | 1 | Fiber-Cement Siding | No |
| 2010 | 330,000 | Asphalt Shingles Roof | 1,900 | 4 | $1000-$2500 Deductible | 290 | 3 | Stucco siding | yes |
| 1948 | 355,000 | Composition Roof | 1,710 | 4 | > $10,000 Deductible | 350 | 5 | Wood siding | yes |