Merton Insurance Rates:

Merton, WI homeowners insurance is about $621 to $852, about $51-$71/month. Our comprehensive research indicates shoppers can save upto $294 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Merton, WI Homeowners Insurance By Home Value

Merton, WI Home Value Total Homes % of Total Average Merton, WI Homeowners Insurance
Less than $50,000 81 5.0% $44
$125,000 to $149,999 17 1.0% $265
$150,000 to $174,999 114 7.0% $316
$175,000 to $199,999 46 3.0% $361
$200,000 to $249,999 258 16.0% $442
$250,000 to $299,999 364 23.0% $538
$300,000 to $399,999 635 41.0% $685

Top Home Insurance Agents Near Merton, WI

Home Insurance Company Near Merton, WI Homeowners Insurance Agency Near Merton, WI Address
Farmers Anita Carrel 120 N Crosby Ave Ste 1, Janesville, WI, 53548
Farmers Jeremy Panczenko 1427 E Racine Ave Ste G, Waukesha, WI, 53186
State Farm Kevin Grall 111 E Forest Hill Ave Stop B, Oak Creek, WI, 53154-3090
State Farm Leo Taylor 5800 Broad St Ste 1, Greendale, WI, 53129-2402
State Farm Megan Borland 266 N Main St, Thiensville, WI, 53092-1618

Cost Of Homeowners Insurance By Street Near Merton, WI

Streets in Merton Area Homeowners Insurance Cost
River Grove Ln, Bradford Way, Meissner St, Lawn St, Simmons Ave, Apple Ln, Linden Cir E, River Reserve Dr, Tourmaline Ct, Woods Edge Way$741
Reynolds Dr, High Rd, Silver Spring Ln, Kathy Dr, Wellington Way, Ivy Ln, Hawthorne Rd, Stone Bank Rd, Arrow Ct, Solveson Dr$718
Deer Ln, Red Feather Dr, Grey Hawk Cir, Belshire Dr, Colony Dr, Riverwood Ln, Bayshore Cir, Sussex St, E Stonewood Dr, McMahon Rd$727
Parkside Rd, Loghouse Cir, Dorn Rd, Bayberry Ct, Sunset Way, Basham Ln, Tamron Ln, Isle Ct, Richter Ct, Meghan Ct$732
Blue River Pass, Scott Ct, Christopherson Ln, Miranda Way, Walnut Grove Dr, Shari Dr, Badger Trl, Tearney Rd, Christine Ln, S Woodfield Rd$754

Merton, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Merton$109 to $111
Chenequa$150
Hartland$102
Okauchee Lake$109

Merton, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chenequa village, Wisconsin $126 $167 $251
Hartland village, Wisconsin $85 $113 $170
Okauchee Lake CDP, Wisconsin $91 $121 $182

Merton, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Merton, WI2.8%8.3%
Chenequa2.14%8.36%
Hartland2.93%8.69%
Okauchee Lake2.46%9.16%

Merton Renters Insurance as a Percentage of Rent

Merton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 12 8.0% $1181
$500 to $749 30 20.0% $1856
$750 to $999 34 23.0% $2606
$1,000 to $1,499 51 35.0% $3731
$1,500 or more 16 11.0% $5381

Merton, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Merton Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,800$9,200
Net Savings to Merton Home Owner from High Deductible Plan $600

Merton, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Merton, WI Home Replacement Value MORE than Home Value Merton, WI Home Replacement Value LESS than Home Value
Replacement Value $412,500 $311,500
Insurance Premium based on Replacement Value $1,850 $1,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $63,500 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $275/year

Example Merton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceState FarmLiberty Mutual
Monthly Premium 8854163
Year Built 199320122009
Home Details 4 Beds, 3 Baths5 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $350000-$400000$200000-$250000$800000-$900000
Deductible > $10,000 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Merton, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 390,000 Wood Shake Roof 1,950 4 $2500-$5000 Deductible 910 9 Wood siding No
2012 470,000 Slate Shingles Roof 2,190 4 $1000-$2500 Deductible 100 1 Stucco siding No
2013 955,000 Wood Shake Roof 4,670 5 $2500-$5000 Deductible 2480 9 Fiber-Cement Siding No
1994 310,000 Shingles Roof 1,930 4 $500 Deductible 930 10 Stone Siding No
1987 660,000 Membrane Roof 3,040 4 > $10,000 Deductible 990 8 Stucco siding No
1998 830,000 Composition Roof 4,120 5 $500 Deductible 1740 7 Vinyl siding yes
1940 565,000 Membrane Roof 3,420 5 $5000 to $10,000 Deductible 110 1 Fiber-Cement Siding yes
2013 435,000 Metal Roof 2,170 5 $2500-$5000 Deductible 450 5 Brick siding No
2010 600,000 Slate Shingles Roof 3,140 4 $500 Deductible 500 3 Fiber-Cement Siding No
1982 595,000 Shingles Roof 3,080 4 $500 Deductible 2190 9 Wood siding yes
2006 475,000 Slate Shingles Roof 2,830 5 $2500-$5000 Deductible 940 8 Stucco siding No
2004 525,000 Membrane Roof 2,870 4 $500- $1000 Deductible 880 6 Wood siding No
2004 335,000 Composition Roof 1,840 5 $2500-$5000 Deductible 320 4 Wood siding yes
2000 375,000 Tile Roof 2,440 5 > $10,000 Deductible 70 1 Stucco siding No
1948 685,000 Slate Shingles Roof 3,670 5 $500- $1000 Deductible 850 4 Stone Siding yes
2010 665,000 Asphalt Shingles Roof 3,690 5 > $10,000 Deductible 100 1 Brick siding No
2011 505,000 Membrane Roof 2,530 4 $2500-$5000 Deductible 360 3 Vinyl siding yes
2007 335,000 Composition Roof 2,180 4 $500- $1000 Deductible 780 8 Brick siding No
1940 350,000 Asphalt Shingles Roof 2,100 5 $1000-$2500 Deductible 90 1 Vinyl siding No
2013 620,000 Wood Shake Roof 3,240 4 $5000 to $10,000 Deductible 790 7 Brick siding No
1941 285,000 Membrane Roof 1,860 4 $5000 to $10,000 Deductible 700 12 Brick siding yes
1985 355,000 Tile Roof 2,150 4 $2500-$5000 Deductible 160 2 Stone Siding No
1944 455,000 Wood Shake Roof 2,750 5 $1000-$2500 Deductible 550 4 Vinyl siding yes
1989 555,000 Membrane Roof 2,690 4 $500- $1000 Deductible 1330 6 Fiber-Cement Siding No
1986 505,000 Membrane Roof 2,290 5 $1000-$2500 Deductible 420 4 Vinyl siding yes
1983 565,000 Slate Shingles Roof 2,730 5 > $10,000 Deductible 330 4 Wood siding yes
1946 695,000 Shingles Roof 3,140 5 $2500-$5000 Deductible 470 3 Fiber-Cement Siding No
1980 395,000 Wood Shake Roof 1,790 4 $5000 to $10,000 Deductible 490 6 Wood siding No
1995 690,000 Asphalt Shingles Roof 3,170 4 $2500-$5000 Deductible 1250 6 Stone Siding No
1947 560,000 Wood Shake Roof 3,320 5 $1000-$2500 Deductible 1170 10 Brick siding yes
2003 525,000 Composition Roof 2,910 5 $1000-$2500 Deductible 1530 10 Fiber-Cement Siding No
2012 605,000 Slate Shingles Roof 2,770 4 > $10,000 Deductible 150 1 Fiber-Cement Siding No
2010 330,000 Asphalt Shingles Roof 1,900 4 $1000-$2500 Deductible 290 3 Stucco siding yes
1948 355,000 Composition Roof 1,710 4 > $10,000 Deductible 350 5 Wood siding yes