Merrimack Insurance Rates:

Merrimack, NH homeowners insurance is approximately $604 to $821, about $50-$68/month. Our exhaustive research shows customers can save upto $285 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I like that my farmers insurance agent has been working for the company for many years. his experience makes it easy for him to answer all of my insurance related questions.
Metlife
By far i think they're customer service is the best. i have had many things come up over the course of buying a home, and every time i sent them an email i promptly got a call back from my salesperson about what needed to be done and everything was fixed and new documents were sent fast and it was all taken care of promptly.
Aaa
You get what you pay for. had i gone with a different insurance company, i don't think my flood would have been covered as much as it was.
State Farm
I don't have any dislikes about the company. We always deal directly with the local agent and have been satisfied.
State Farm
If I have a question they are very knowledgeable and are personal. Now don't get me wrong there are times you get some that aren't.
Travelers
The one time that I had to contact them about some questions regarding coverage, they were very polite and explained the issue simply and easy to understand.
Geico
Everyone is always pleasant to speak with and very understanding of what I need to be done when I call or visit the office.

Merrimack, NH Homeowners Insurance By Home Value

Merrimack, NH Home Value Total Homes % of Total Average Merrimack, NH Homeowners Insurance
$100,000 to $124,999 243 3.0% $292
$125,000 to $149,999 272 3.0% $370
$150,000 to $174,999 651 8.0% $434
$175,000 to $199,999 731 9.0% $506
$200,000 to $249,999 1,672 22.0% $606
$250,000 to $299,999 1,780 23.0% $741
$300,000 to $399,999 1,899 25.0% $941

Top Home Insurance Agents Near Merrimack, NH

Home Insurance Company Near Merrimack, NH Homeowners Insurance Agency Near Merrimack, NH Address
NA Delaney Insurance Agency 2287 Dorchester Avenue, Boston, MA, 2124
Liberty Mutual Independent John E Mclaughlin Insurance 828 LYNN FELLS PKWY, MELROSE, MA, 2176
Liberty Mutual Independent Ljm Insurance Agency Inc 327 UNION AVE, FRAMINGHAM, MA, 1702
Travelers Morrill Insurance Agency Llc 17 Central St, Norwood, MA, 2062
Travelers Nicholas A Consoles Ins Agcy Inc 153 ANDOVER ST UNIT 111, DANVERS, MA, 1923

Cost Of Homeowners Insurance By Street Near Merrimack, NH

Streets in Merrimack Area Homeowners Insurance Cost
Greenleaf St, Trowbridge Dr, Ipswitch Ct, Barnes Ln, Edgewood Ave, Canterbury Way, Oak Ridge Ave, Heidi Ln, Haines Ter, Fisher Ln$704
Wallace Dr, Cascade Cir, Elizabeth Dr, Catskill Rd, Rutherford St, Iris Dr, Merrimack Dr, Woodbine Ln, Packard Dr, Kittredge Ln$725
Indian Rock Rd, Bon Ave, Middlesex Rd, Fox Meadow Ln, Holly Ln, Whitewood Ln, Timber Ln, Pearson Rd, Applewood Ln, Rivergate Rd$720
Craftsman Ln, Rennie Rd, Railroad Ave, Weston Rd, Dolly Rd, Willow Bridge Rd, Hawthorne Rd, Old Kings Rd, Wellington Cir, Ellie Dr$720
Spring Pond Rd, Pilgrim Ave, Tern Way, Carriage Ln, Kelly Way, Majestic Ln, Taconic Rd, Brek Dr, Springfield Cir, Hartwood Dr$724

Merrimack, NH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Merrimack$106 to $109
East Merrimack$104
Litchfield$108
Amherst$111

Merrimack, NH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Merrimack CDP, New Hampshire $87 $115 $173
Litchfield town, Hillsborough County, New Hampshire $90 $120 $180
Amherst town, Hillsborough County, New Hampshire $93 $123 $185

Merrimack, NH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Merrimack, NH2.8%7.2%
East Merrimack3.34%8.29%
Litchfield2.67%6.52%
Amherst2.37%6.16%

Merrimack Renters Insurance as a Percentage of Rent

Merrimack Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 32 2.0% $326
$300 to $499 110 9.0% $1226
$500 to $749 36 3.0% $1901
$750 to $999 74 6.0% $2651
$1,000 to $1,499 759 65.0% $3776
$1,500 or more 144 12.0% $5426

Merrimack, NH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Merrimack Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $9,800$8,800
Net Savings to Merrimack Home Owner from High Deductible Plan $1,000

Merrimack, NH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Merrimack, NH Home Replacement Value MORE than Home Value Merrimack, NH Home Replacement Value LESS than Home Value
Replacement Value $246,000 $165,000
Insurance Premium based on Replacement Value $1,300 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $47,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $175/year

Example Merrimack Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceLiberty Mutual
Monthly Premium 54106168
Year Built 199220031981
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$350000-$400000$500000-$600000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Merrimack, NH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 315,000 Tile Roof 2,000 4 > $10,000 Deductible 380 6 Vinyl siding yes
2009 345,000 Composition Roof 2,840 4 $1000-$2500 Deductible 110 1 Fiber-Cement Siding No
2000 365,000 Wood Shake Roof 2,950 4 $500 Deductible 660 5 Wood siding yes
1971 300,000 Asphalt Shingles Roof 1,850 4 $2500-$5000 Deductible 100 1 Stone Siding No
1993 280,000 Wood Shake Roof 1,900 3 $1000-$2500 Deductible 260 3 Stone Siding yes
1972 265,000 Membrane Roof 1,990 4 > $10,000 Deductible 100 2 Vinyl siding No
2009 325,000 Composition Roof 2,810 4 $1000-$2500 Deductible 1100 10 Fiber-Cement Siding No
1997 415,000 Composition Roof 3,390 4 $500 Deductible 1050 5 Vinyl siding yes
1977 365,000 Slate Shingles Roof 2,280 4 $5000 to $10,000 Deductible 200 2 Vinyl siding No
1986 210,000 Slate Shingles Roof 1,470 3 $2500-$5000 Deductible 340 5 Stucco siding yes
1994 310,000 Composition Roof 2,390 3 $1000-$2500 Deductible 1220 9 Stone Siding No
1973 280,000 Composition Roof 2,120 5 $500- $1000 Deductible 140 1 Fiber-Cement Siding yes
1980 160,000 Shingles Roof 1,400 3 $1000-$2500 Deductible 450 7 Fiber-Cement Siding No
1989 355,000 Membrane Roof 2,610 4 > $10,000 Deductible 1030 12 Wood siding No
1972 450,000 Tile Roof 3,110 5 $1000-$2500 Deductible 920 7 Fiber-Cement Siding No
2002 350,000 Metal Roof 2,870 5 > $10,000 Deductible 530 7 Stucco siding No
1993 560,000 Membrane Roof 3,380 4 $5000 to $10,000 Deductible 1300 8 Stucco siding No
1984 215,000 Membrane Roof 1,430 3 $1000-$2500 Deductible 790 9 Wood siding No
1998 255,000 Tile Roof 1,550 3 > $10,000 Deductible 390 7 Stone Siding yes
1974 235,000 Tile Roof 1,720 4 $5000 to $10,000 Deductible 460 9 Vinyl siding No
1980 325,000 Composition Roof 2,830 4 > $10,000 Deductible 300 5 Stucco siding yes
1972 325,000 Asphalt Shingles Roof 2,760 5 $500- $1000 Deductible 430 3 Fiber-Cement Siding yes
2004 485,000 Tile Roof 3,100 5 $1000-$2500 Deductible 1650 9 Brick siding No