Merriam Insurance Rates:

Merriam, KS homeowners insurance is about $869 to $1,180, about $72-$98/month. Our extensive research reveals consumers can save upto $409 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Merriam, KS Homeowners Insurance By Home Value

Merriam, KS Home Value Total Homes % of Total Average Merriam, KS Homeowners Insurance
Less than $50,000 77 2.0% $153
$70,000 to $79,999 45 1.0% $481
$80,000 to $89,999 39 1.0% $542
$90,000 to $99,999 66 2.0% $614
$100,000 to $124,999 352 11.0% $706
$125,000 to $149,999 623 20.0% $880
$150,000 to $174,999 927 30.0% $1044
$175,000 to $199,999 513 16.0% $1208
$200,000 to $249,999 299 9.0% $1454
$250,000 to $299,999 79 2.0% $1781

Top Home Insurance Agents Near Merriam, KS

Home Insurance Company Near Merriam, KS Homeowners Insurance Agency Near Merriam, KS Address
NA Auto Insurance Discounters 1312 S Noland Rd, Independence, MO, 64055
NA Affordable Ins. Services 7800 Shawnee Mission Pkwy, #12 Overland Park, Overland Park, KS, 66202
Travelers Abba Insurance Llc 2427 BURLINGTON STE 201, NORTH KANSAS CITY, MO, 64116
Liberty Mutual Robert Goodmon 3340A Ne Ralph Powell Road, Lees Summit, MO, 64064
Farmers Shelbi Neel 1201 NW Briarcliff Pkwy Ste 345, Kansas City, MO, 64116

Cost Of Homeowners Insurance By Street Near Merriam, KS

Streets in Merriam Area Homeowners Insurance Cost
Forridge Dr, Balboa St, Lee Dr, 52nd St, Perry Ave, Merriam Ln, Goodman Dr, Hocker Dr, Craig Ln, Brittany$1,022
Alvarado St, W Frontage, Perry Ln, Cortez St, Edelweiss Cir, England Ave, Conser, 59th St, Blackhoof Trl, Marty Ln$1,027
Kings Cove Dr, W 65th Dr, Hayes Ave, Kessler Ln, Garner Ln, Merriam Dr, Farley Ave, Eby Dr, Booker St, W 51st Pl$1,013
Royalty Way, 61st Ter, W Frontage Rd, Campbell St, Farley Ct, Wedd, Cam Royal, W 64th Pl, Robinson Ln, Mastin Dr$1,027
72nd St, Sante Fe St, Robin Hood Dr, Perry Ave, Camino Royal St, Hadley Ln, Sherwood Ln, Calle Sombrio St, Robinhood Ln, Terrydale St$1,024

Merriam, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Merriam$153 to $156
Mission$153
Fairway$167
Prairie Village$159

Merriam, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mission city, Kansas $154 $205 $308
Roeland Park city, Kansas $153 $204 $306
Fairway city, Kansas $167 $223 $335

Merriam, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Merriam, KS6.3%17.5%
Mission6.37%17.41%
Roeland Park5.97%17.14%
Fairway5.78%13.25%

Merriam Renters Insurance as a Percentage of Rent

Merriam Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 112 6.0% $1234
$500 to $749 444 24.0% $1909
$750 to $999 736 41.0% $2659
$1,000 to $1,499 405 22.0% $3784
$1,500 or more 61 3.0% $5434

Average Cost Of Home Insurance By Company In Areas Nearby Merriam For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Auto Club Family Insurance Company 3,590 5,494 7,318
100,000 Bremen Farmers Mutual Insurance Company 811 993 1,173
100,000 Csaa Fire And Casualty Insurance Company 1,259 1,776 2,006
100,000 Nationwide Affinity Insurance Company Of America 1,148 1,736 1,937
100,000 Travelers Property Casualty Insurance Company 1,179 1,886 2,392
200,000 American Family Mutual Insurance Company 2,706 3,788 4,236
200,000 Homesite Indemnity Company 2,098 2,885 3,443
300,000 Bremen Farmers Mutual Insurance Company 2,330 3,070 3,618
300,000 Garrison Property And Casualty Insurance Company 4,826 5,026 5,026
300,000 Travelers Home And Marine Insurance Company (The) 2,725 4,183 5,191

Merriam, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Merriam Homeowner Insurance Premium Example $3,100$2,600
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $19,400$18,400
Net Savings to Merriam Home Owner from High Deductible Plan $1,000

Merriam, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Merriam, KS Home Replacement Value MORE than Home Value Merriam, KS Home Replacement Value LESS than Home Value
Replacement Value $194,500 $126,500
Insurance Premium based on Replacement Value $2,550 $1,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $36,500
Premium Impact Insurance cheaper by $475/year Insurance costlier by $425/year

Example Merriam Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualGEICO Insurance
Monthly Premium 12999358
Year Built 196419911971
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $175000-$200000$100000-$125000$300000-$350000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Merriam, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 240,000 Asphalt Shingles Roof 2,260 3 $500- $1000 Deductible 2140 8 Brick siding yes
1967 180,000 Metal Roof 2,040 3 $500 Deductible 690 3 Stone Siding No
1974 190,000 Composition Roof 1,670 2 $5000 to $10,000 Deductible 280 2 Fiber-Cement Siding No
1970 150,000 Asphalt Shingles Roof 1,720 5 $500- $1000 Deductible 710 6 Stone Siding yes
1983 285,000 Tile Roof 3,610 5 $500 Deductible 2210 9 Brick siding No
1987 130,000 Shingles Roof 1,360 2 $2500-$5000 Deductible 580 6 Stucco siding yes
1993 230,000 Membrane Roof 2,720 4 $500- $1000 Deductible 540 2 Wood siding yes
1974 315,000 Composition Roof 3,370 5 > $10,000 Deductible 990 6 Fiber-Cement Siding yes
1991 240,000 Wood Shake Roof 2,580 4 > $10,000 Deductible 1270 10 Fiber-Cement Siding No
1989 120,000 Wood Shake Roof 1,270 2 $2500-$5000 Deductible 230 3 Stucco siding No
1974 530,000 Composition Roof 4,790 5 $2500-$5000 Deductible 670 2 Fiber-Cement Siding No
1989 190,000 Composition Roof 1,820 4 $1000-$2500 Deductible 800 4 Fiber-Cement Siding yes
1994 395,000 Composition Roof 3,990 5 > $10,000 Deductible 740 3 Fiber-Cement Siding No
1988 245,000 Slate Shingles Roof 2,330 4 $1000-$2500 Deductible 220 1 Brick siding No
1986 385,000 Membrane Roof 4,310 5 $2500-$5000 Deductible 1280 4 Stone Siding No
1995 230,000 Metal Roof 2,180 3 $5000 to $10,000 Deductible 1820 10 Fiber-Cement Siding No
1998 165,000 Wood Shake Roof 1,640 3 $5000 to $10,000 Deductible 950 9 Brick siding yes
1973 165,000 Membrane Roof 1,760 4 $2500-$5000 Deductible 1450 12 Wood siding yes
1972 110,000 Asphalt Shingles Roof 1,450 2 $500- $1000 Deductible 1580 12 Vinyl siding yes
1988 285,000 Composition Roof 3,590 5 $1000-$2500 Deductible 2200 10 Brick siding No
1998 190,000 Composition Roof 1,970 5 $2500-$5000 Deductible 820 5 Brick siding yes
1991 175,000 Metal Roof 1,770 4 $1000-$2500 Deductible 720 5 Wood siding No
1967 185,000 Shingles Roof 1,650 4 $2500-$5000 Deductible 1390 10 Vinyl siding No
1966 170,000 Membrane Roof 1,640 3 $2500-$5000 Deductible 790 5 Wood siding No
1989 170,000 Membrane Roof 1,780 2 $500 Deductible 700 3 Stucco siding No
1974 130,000 Wood Shake Roof 1,500 2 $1000-$2500 Deductible 330 2 Fiber-Cement Siding yes
1995 165,000 Slate Shingles Roof 2,080 3 $5000 to $10,000 Deductible 400 5 Wood siding No
1973 120,000 Slate Shingles Roof 1,270 3 $500 Deductible 240 2 Wood siding yes
1983 110,000 Tile Roof 1,120 2 $2500-$5000 Deductible 710 10 Brick siding No
1970 130,000 Asphalt Shingles Roof 1,500 2 $2500-$5000 Deductible 920 8 Fiber-Cement Siding No
1987 345,000 Slate Shingles Roof 3,330 5 $2500-$5000 Deductible 590 2 Fiber-Cement Siding No
1969 210,000 Asphalt Shingles Roof 1,920 3 $500 Deductible 1070 6 Wood siding No
1982 275,000 Membrane Roof 3,210 4 $2500-$5000 Deductible 220 1 Stucco siding yes
1969 155,000 Shingles Roof 1,760 3 $2500-$5000 Deductible 350 3 Stone Siding yes