Merced County Insurance Rates:

Merced County, CA homeowners insurance is about $504 to $681, about $42-$56/month. Our detailed research reveals consumers can save as much as $237 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like the hometown feel of the company. it is good to know the people that work there and it makes you feel good.
Old Republic Home Protection
1. like the fact that they had a relatively minimal deductible. the deductible is only $100 which is affected however it is recall out which i'm not happy about.
Safeco Insurance
I like the fact that I have lower insurance when I bundle my auto and home insurance with them. The auto insurance also provides a lower mileage plan, which is important since I do not drive very much.
Century National
This company is good about sending me information about my policy every year at renewal time. this helps me to understand what the policy covers.
Progressive
I like that the company handles all of my insurance needs and offers a multi-policy discounts. The representatives are great so far and I have no complaints currently.
State Farm
They do seem to be price competitive. If you get to speak to an actual agent they do seem to have some level of power to reach into the company to get you more information. They are always polite. They are "competitive".
State Farm
Great communication, great people and overall their mission statement aligns with the things I believe in. They are fair and have good, comparable pricing. I see no need to move my policy elsewhere.
State Farm
When I have had to make a claim in the past, involving a tree that fell and caused some damage, they weren't very helpful. It took a while for the adjuster to come out. They didn't allow me to get quotes on the tree removal, they only gave me a set price. I asked them what tree removal company I should use and they told me they don't provide that type of information. I asked where the quote for the tree removal came from that they used and they wouldn't give me that information. It was very frustrating.
Allstate
My husband hates the insurance salesman that is the charge of account because he says he has a smart mouth and answers rudely. Next time we will probably change at least salesman.
State Farm
From the start of purchasing a policy to the end result of payment and filing a claim is all very simple, pleasant and great customer service skills. We in the past thought about changing companies but we love the State Farm company and decided to stay. They understand that we are on a budget and look for policies that meet our price range. I have never really had a bad experience with the company.
State Farm
There is nothing that I do not like about this company. I find them to be very professional and very kind as well.
Farmer's Insurance
We used to like our agent but he left. Our home insurance is relatively cheap which is nice but we don't really like much other stuff about our insurance.
Allstate
I am satisfied with this company. The rates are probably higher than some other options, but I don't feel like searching or switching.
State Farm
I would highly recommend my insurance company. I like the fact that they provide good customer service and are both local and national to service my insurance needs. Although they are a bit higher in prices than the competiition, it is worth it for me for the customer experience.
Travelers
I honestly don't have anything bad to say about them. I have never had a major claim through or any major problems. They seem to be a good company.
Allstate
The company is well known. Competitive prices. Agent in town and available to answer any questions.
State Farm
I like that they are efficient and give good customer service and are always there to help you with any questions you have.
Farmer's Insurance
The coverage seems to be enough for what we would need, at a decent price. They are professional to deal with, and they have an excellent website with everything that we need.

Merced County, CA Homeowners Insurance By Home Value

Merced County, CA Home Value Total Homes % of Total Average Merced County, CA Homeowners Insurance
Less than $50,000 2,645 7.0% $88
$50,000 to $59,999 958 2.0% $189
$60,000 to $69,999 1,054 2.0% $237
$70,000 to $79,999 1,328 3.0% $272
$80,000 to $89,999 2,146 5.0% $308
$90,000 to $99,999 1,862 5.0% $343
$100,000 to $124,999 4,485 12.0% $403
$125,000 to $149,999 3,774 10.0% $504
$150,000 to $174,999 4,205 11.0% $593
$175,000 to $199,999 2,599 7.0% $687
$200,000 to $249,999 4,548 12.0% $824
$250,000 to $299,999 2,955 8.0% $1008
$300,000 to $399,999 3,472 9.0% $1280

Top Home Insurance Agents Near Merced County, CA

Home Insurance Company Near Merced County, CA Homeowners Insurance Agency Near Merced County, CA Address
Liberty Mutual Independent Barlocker Insurance Services 1164 OLIVEWOOD DR, MERCED, CA, 95348
Travelers Interwest Insurance Services Inc 330 TRES PINOS RD STE A-1, HOLLISTER, CA, 95023
Allstate Steve Richardson 2012 W Monte Vista Ave, Turlock, CA, 95382
Travelers Tmi Insurance Agency 2851 GEER RD STE F, TURLOCK, CA, 95382
Travelers Western Valley Ins Assoc 810 W K ST STE A, LOS BANOS, CA, 93635

Cost Of Homeowners Insurance By Street Near Merced County, CA

Streets in Merced County Area Homeowners Insurance Cost
Mills Rd, Estrella Ct, J St, Oakwood Ave, Criswell Ave, Sacramento Dr, Letteau Ave, Linden St, Palo Alto St W, Laughlin Ln$596
Spy Glass Ct, Antioch Ct, Larkspur Ave, Stern Dr, Porters Rd, Peachwood Ct, Cornell Ct, E Pacheco Blvd, Meghan Dr, Betsy Ross Ct$596
San Francisco St, Canyon Dr, Los Verdes Dr, W 14th St, Willmott Rd, Santa Lucia Rd, Riggs Ave, Nealander Rd, W Cal Bears Ct, Tamarack Creek Ct$591
San Isidro Ave, Friggs Ave, Ashby Rd, Davis St, Snelling Rd, Bale Mill Ct, Monticello St, Calgary Ln, N Santa Monica St, Edmund Ln$588
Iris Ln, White Crane Rd, Burgundy St, Zelkova Way, Chardonnay St, Blue Jay Ct, Washington Ave, Lehigh Dr, Marvis Dr, Corona Ct$595
Lexington Ave S, Cabernet Ct, Sandhill Crane Dr, Fernwood Way, Morningside Ave, Mc Dowell St, Atlantic St, W Irvine Dr, Locust Ct, Green St$591
E Mariposa Way, Ojai Ct, Golf Rd, Sussex Dr, Sandstone Way, Belize Ct, Ione St, Rachel Ct, Carmellia Ave, Sutter Ct$623
S Poole Rd, Charles Ct, Summer Ct, North St, Hastings Dr, Sullivan Rd, Seville Ct, Club Dr, Gee Gee Ave, Hartnell Ct$592
N Onyx Ave, Canterbury Ct, el Portal Dr, Sycamore St, Dogwood Ct, Clearwater Ct, Syracuse Ct, Jacobs Dr, S Ivett Rd, Irvine Ct$598
Klamath Dr, Occidental Ct, Moran Ave, Carol Ave, Chukar Ct, W Pacheco Blvd, Olsen Rd, Nottingham Ave, Chestnut St, Springbrook Dr$618

Merced County, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Merced County$88 to $90
Merced$88
McSwain$93
Dos Palos Y$89

Merced County, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Merced CCD, Merced County, California $74 $99 $148
McSwain CDP, California $78 $104 $156
Dos Palos Y CDP, California $75 $99 $149

Merced County, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Merced County, CA3.2%12.8%
Merced3.17%12.39%
McSwain2.05%9.88%
Dos Palos Y4.51%11.99%

Merced County Renters Insurance as a Percentage of Rent

Merced County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 720 2.0% $803
$300 to $499 2,837 8.0% $1253
$500 to $749 8,952 28.0% $1928
$750 to $999 8,708 27.0% $2678
$1,000 to $1,499 8,308 26.0% $3803
$1,500 or more 1,813 5.0% $5453

Average Cost Of Home Insurance By Company In Areas Nearby Merced County For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewTokio Marine America266
200000500NewAAA (Interinsurance Exchange)342
2500001000NewAIG Prop Cas783
2500001000NewPacific Property And Casualty246
2500001000NewUnigard Group510
300000500NewFarmers (Fire Ins)788
300000500NewQBE (Balboa)762
300000500NewTravelers516
5000001000NewWestern Mutual/Residence927
7500002500NewHorace Mann1108
7500002500NewTravelers1055
1500005001-3 YearsAmerican Modern542
25000010001-3 YearsCentury National621
2500005001-3 YearsCSE Safeguard654
2500005001-3 YearsForemost Insurance881
75000025001-3 YearsHartford (Sentinel)1272
1500002504-6 YearsAmerican Modern570
1500005004-6 YearsAmerican Reliable423
2000005004-6 YearsIDS Property Casualty610
2000005004-6 YearsTokio Marine America322
2500005004-6 YearsStillwater Prop & Cas Co784
40000010004-6 YearsMAPFRE Group948
50000010004-6 YearsAmco1293