How Much Does Merced, CA Home Insurance Cost?
Merced, CA Average Homeowners Insurance Cost
$641
Homeowners Insurance Cost - Merced, CA
$192,000
Median Home Value - Merced, CA
Merced, CA Homeowners Insurance Cost Based on Deductible
| Deductible | Home Insurance Cost Discount | Homeowners Insurance Cost |
|---|---|---|
| $500 Deductible | -$7.69 | $633.31 |
| $1000 Deductible | -$68.07 | $572.93 |
| $1500 Deductible | -$101.66 | $539.34 |
| $2000 Deductible | -$151.4 | $489.6 |
| $2500 Deductible | -$180.76 | $460.24 |
Merced, CA Homeowners Insurance Cost by on Age of Home
| Age of Home | Home Insurance Cost Discount/Excess | Home Insurance Cost |
|---|---|---|
| Newly Constructed Home | -$135 | $506 |
| 30 year old | +$10 | $651 |
| 40 year old | +$17 | $658 |
| 50 year old | +$24 | $665 |
| Above 50 year old | +$31 | $672 |
Merced, CA Homeowners Insurance Cost Based on Construction Type of Home
| Construction Type | Home Insurance Cost Savings | Home Insurance Cost |
|---|---|---|
| Fire Resistive | -$83 | $558 |
| Superior | -$58 | $583 |
| Masonry | -$32 | $609 |
| Brick | -$32 | $609 |
| Hail Resistant Roof | -$13 | $628 |
Merced, CA Homeowners Insurance Cost for Homes with Swimming Pools
| Type | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Owning A Swimming Pool | +$13 | $654 |
| Swimming Pool With A Diving Board | +$26 | $667 |
| Swimming Pool With Slide | +$38 | $679 |
Merced, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments
| Type | Homeowners Insurance Cost Savings | Homeowners Insurance Cost |
|---|---|---|
| Fire Station | $19 | $622 |
| Police Department | $6 | $635 |
Merced, CA Homeowners Insurance Percentage Increase Based on Claims Filed
| Type of Claim | Homeowners Insurance Cost Increase | Homeowners Insurance Cost |
|---|---|---|
| Filing a Second Fire Claim | +$269.22 | $910 |
| Filing a Second Liability Claim | +$243.58 | $885 |
| Filing a Second Theft Claim | +$243.58 | $885 |
| Filing a Second Water Claim | +$211.53 | $853 |
| Filing a Fire Claim | +$128.2 | $769 |
| Filing a Liability Claim | +$121.79 | $763 |
| Filing a Theft Claim | +$121.79 | $763 |
| Filing a Water Claim | +$102.56 | $744 |
| Filing a Weather Claim | +$102.56 | $744 |