How Much Does Merced, CA Home Insurance Cost?

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Merced, CA Average Homeowners Insurance Cost

$641

Homeowners Insurance Cost - Merced, CA

$192,000

Median Home Value - Merced, CA


Merced, CA Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$7.69 $633.31
$1000 Deductible -$68.07 $572.93
$1500 Deductible -$101.66 $539.34
$2000 Deductible -$151.4 $489.6
$2500 Deductible -$180.76 $460.24

Merced, CA Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$135 $506
30 year old +$10 $651
40 year old +$17 $658
50 year old +$24 $665
Above 50 year old +$31 $672

Merced, CA Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$83 $558
Superior -$58 $583
Masonry -$32 $609
Brick -$32 $609
Hail Resistant Roof -$13 $628


Merced, CA Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$13 $654
Swimming Pool With A Diving Board +$26 $667
Swimming Pool With Slide +$38 $679

Merced, CA Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $19 $622
Police Department $6 $635

Merced, CA Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$269.22 $910
Filing a Second Liability Claim +$243.58 $885
Filing a Second Theft Claim +$243.58 $885
Filing a Second Water Claim +$211.53 $853
Filing a Fire Claim +$128.2 $769
Filing a Liability Claim +$121.79 $763
Filing a Theft Claim +$121.79 $763
Filing a Water Claim +$102.56 $744
Filing a Weather Claim +$102.56 $744

Merced, CA Home Insurance - Analysis On Quotes, Rates & Agents

Merced, CA Home Insurance Agents for Top Companies

Visual Guide for Merced, CA Home Insurance Buyers on Insurance Companies and Rates