How To Make Your Merced, CA Home Insurance Cheaper
Merced, CA, homeowners insurance is about $641. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of Merced, CA Home Insurance Rates with the Merced County Average
| Place | Merced County Average: $646.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| Merced, CA | $641.0 | -5.0 | -0.01 | 99,197 | 192,000 |
Cost of Merced, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Dos Palos Y | 160,400 | 27,628 | $1,497.6 |
| Fairmead | 274,000 | 55,839 | $757 |
| Firebaugh | 147,500 | 36,449 | $1,484.7 |
| Madera Acres | 202,000 | 13,519 | $654 |
Homeowners Insurance Comparison for the Cheapest Premiums in Merced, CA
| Encompass Insurance | The Hartford | Safeco Insurance | |
| Median Home Value ($) | 192,000 | 192,000 | 192,000 |
| Age of Home | Newly Constructed Home | Above Year 50 | Year 30 Old |
| Home Coverage ($) | $750,000 -$999,999 | $300,000 -$399,999 | $250,000 -$299,999 |
| Total Premium ($) | $1,902.6 | $1,630.8 | $1,075.9 |
Cost of Merced, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Nationwide | 2500 | $1500,000-$2000,000 | 2,050.3 |
| Farmer's Insurance | 2000 | $150,000-$174,999 | 361.4 |
| MAPFRE Insurance | 500 | $300,000-$399,999 | 1,275.7 |
| Horace Mann Educators Corporation | 1000 | $1000,000-$1499,999 | 2,466.7 |
| Encompass Insurance | 2000 | $200,000-$249,999 | 553.4 |
| Westfield Insurance | 2000 | $250,000-$299,999 | 767.2 |
| Stillwater insurance Group | 2000 | $300,000-$399,999 | 1,078.4 |
| Century National | 1500 | $500,000-$749,999 | 1,832.9 |
| American National Property and Casualty Company | 500 | $150,000-$174,999 | 427.5 |
| Allstate | 1500 | $400,000-$499,999 | 1,432.0 |