Mentor Insurance Rates:

Mentor, OH homeowners insurance is about $619 to $841, about $51-$70/month. Our exhaustive analysis indicates shoppers can save as much as $292 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like that i am able to bundle my homeowner's insurance with other policies (car, life, and underwriters for more expensive things). it makes it nice to be able to see all of the policies when i log in.
Allstate
The manager seemed unpleasant and not wanting to help me. he could have done a better job of being polite and not so uptight.
Allstate
What i like about my home insurance company is that they are well known and trustworthy in my area.
Erie Insurance
Everyone is so helpful and friendly. They will go above and beyond for their customers. They explain everything in detail and will go back over it as many times as it takes for you to understand something.
Nationwide
I like that they haven't let me down. Always helpful no matter who I talk to, whether it is a local agent or someone on the phone.
State Farm
It took months to settle the process. At some points, I was scared that we would not be able to settle the process and get the money we were owed. Thankfully they made it right, but it took a while.
American Family
The company does not update you if your policy has expired or if you need to print out new cards. You have to keep that updated on yourself otherwise you don't get anything at all.
Allstate
When a claim is filed, those involved in its settlement stay in touch daily to report progress. When the claim is settled, the company solicits your feedback about the claims process and the adjuster.

Mentor, OH Homeowners Insurance By Home Value

Mentor, OH Home Value Total Homes % of Total Average Mentor, OH Homeowners Insurance
Less than $50,000 461 2.0% $102
$70,000 to $79,999 234 1.0% $313
$80,000 to $89,999 530 3.0% $357
$90,000 to $99,999 730 4.0% $401
$100,000 to $124,999 1,854 11.0% $467
$125,000 to $149,999 2,041 12.0% $584
$150,000 to $174,999 2,712 16.0% $693
$175,000 to $199,999 2,073 12.0% $795
$200,000 to $249,999 3,167 19.0% $963
$250,000 to $299,999 1,456 9.0% $1175
$300,000 to $399,999 812 5.0% $1496

Top Home Insurance Agents Near Mentor, OH

Home Insurance Company Near Mentor, OH Homeowners Insurance Agency Near Mentor, OH Address
State Farm Craig Mcnamara 3631 Brookwall Dr Ste 207B, Fairlawn, OH, 44333-9286
Travelers Four Point Insurance Agency Inc 26777 LORAIN RD STE 205, NORTH OLMSTED, OH, 44070
Erie Greenwood Insurance Agency Inc. 3645 State Route 5, Cortland, OH, 44410
Erie Hillcrest Insurance Group Llc 8430 Mayfield Road Ste150 , Chesterland, OH, 44026
State Farm Kevin Davis 34500 Euclid Avenue Suite 2, Willoughby, OH, 44094-3320

Cost Of Homeowners Insurance By Street Near Mentor, OH

Streets in Mentor Area Homeowners Insurance Cost
Parkwood Rd, Hallnorth Dr, Sycamore Rd, Eagle Nest Ln, Lori Jean Dr, Connie Dr, Musket Dr, Headlands Rd, Malabar Ct, Francis St$759
Rambler Dr, Harvest Home Dr, Coudry St, Olde Farm Ln, Sable Ct, Waterford Ln, Jackson St, Fairidge Dr, Thomas Ct, Becker Ave$751
Snell Dr, Joseph St, Hunting Hills Dr, Bosley Cove, Trillium Ln, Grant St, Osborne Dr, Hulls Cove, Hoover Dr, Sunnyvale Ct$726
Foxmill Rd, Shannon Ln, Dorrwood Dr, Mentorwood Dr, Colt Dr, Kingwood Dr S, Greenoak Ave, Bellflower Rd, Heisley Rd, Winthrop Ct$755
Ryan Dr, Kellogg Creek Dr, Creawood Dr, Pinehurst Dr, Pinewood Ct, Buena Vista Dr, Deerborn Ave, Bar Harbour Ln, Graystone Ln, Buckthorn Dr$759
Kimberly Dr, Jackie Ct, Findley Dr, Robinwood Dr, Ridgeway Dr, Pleasantvale Ct, Maplegrove Ln, Dallas Dr, Meadowbrook Dr, Brookhaven Dr$755
1st St, Harborside Lndg, Hemlock Ridge Dr, William St, Idlewood Dr, Woodridge Rd, Taft St, Riverwood Way, Fairfax Dr, Azalea Ln$756
Crimson Ct, Cabot Ct, Yellowbrick Rd, Edward St, Orvos Ct, Sperry Rd, Mapledale Rd, Woodland Pl, Weymouth Dr, Edmund Ct$727
Carolyn Dr, Daleford Dr, Old Heisley Rd, Iroquois Ave, Briarwood Dr, Ambleside Dr, Alder Ct, Sherwood Dr, Duke Ct, Carriage$756
Welland Dr, Sutherland Ct, Forsythe Ln, Corduroy Rd, Whalers Cove, Cherry Blossom Dr, Bridgeport Ln, Brighton Rd, Bushnell Ct, Conover Ct$730

Mentor, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mentor$109 to $111
Mentor-on-the-Lake$106
Kirtland Hills$138
Willoughby$107

Mentor, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mentor-on-the-Lake city, Ohio $89 $119 $178
Kirtland Hills village, Ohio $115 $153 $230
Grand River village, Ohio $89 $119 $178

Mentor, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mentor, OH4.2%12.4%
Mentor-on-the-Lake4.68%11.65%
Kirtland Hills3.33%7.68%
Grand River4.32%12.57%

Mentor Renters Insurance as a Percentage of Rent

Mentor Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 40 1.0% $328
$200 to $299 56 2.0% $778
$300 to $499 53 2.0% $1228
$500 to $749 587 23.0% $1903
$750 to $999 827 33.0% $2653
$1,000 to $1,499 774 31.0% $3778
$1,500 or more 143 5.0% $5428

Mentor, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Mentor Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Mentor Home Owner from High Deductible Plan $600

Mentor, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mentor, OH Home Replacement Value MORE than Home Value Mentor, OH Home Replacement Value LESS than Home Value
Replacement Value $198,500 $112,000
Insurance Premium based on Replacement Value $725 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $45,500 Risk Exposure from Under Insuring Coverage is $41,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Mentor Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceErie Insurance
Monthly Premium 564365
Year Built 199920091965
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$125000-$150000$175000-$200000
Deductible $5000 to $10,000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Mentor, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2008 350,000 Asphalt Shingles Roof 3,220 5 $500- $1000 Deductible 670 5 Vinyl siding yes
1999 285,000 Slate Shingles Roof 2,390 3 $500 Deductible 740 8 Stucco siding yes
1997 250,000 Metal Roof 2,660 4 $5000 to $10,000 Deductible 400 8 Stucco siding No
1981 390,000 Slate Shingles Roof 3,730 5 $500 Deductible 900 6 Stucco siding yes
1995 190,000 Metal Roof 2,120 5 $500- $1000 Deductible 460 7 Fiber-Cement Siding No
1962 265,000 Slate Shingles Roof 3,320 4 $500- $1000 Deductible 430 5 Brick siding yes
1972 335,000 Membrane Roof 3,050 5 > $10,000 Deductible 320 7 Vinyl siding yes
1961 160,000 Shingles Roof 1,850 4 $2500-$5000 Deductible 370 10 Stucco siding No
1970 160,000 Composition Roof 1,550 5 $2500-$5000 Deductible 580 12 Vinyl siding yes
2000 335,000 Composition Roof 3,360 4 $2500-$5000 Deductible 620 8 Stone Siding No
2002 255,000 Membrane Roof 2,560 4 $500 Deductible 130 2 Stone Siding yes
1994 250,000 Composition Roof 2,420 4 $2500-$5000 Deductible 100 2 Brick siding yes
1981 200,000 Slate Shingles Roof 2,100 4 $1000-$2500 Deductible 340 6 Fiber-Cement Siding No
1965 155,000 Composition Roof 1,680 3 $5000 to $10,000 Deductible 40 1 Wood siding yes
1962 200,000 Metal Roof 1,760 3 $2500-$5000 Deductible 200 4 Vinyl siding No
1980 190,000 Composition Roof 2,250 4 $500 Deductible 620 8 Brick siding yes
1979 535,000 Shingles Roof 4,900 5 $500- $1000 Deductible 2000 12 Fiber-Cement Siding No
2006 355,000 Wood Shake Roof 3,260 5 $2500-$5000 Deductible 620 6 Stone Siding yes
1962 160,000 Slate Shingles Roof 1,580 3 $1000-$2500 Deductible 240 7 Stone Siding No
2001 145,000 Membrane Roof 1,730 3 $500- $1000 Deductible 40 1 Stucco siding No