Melvindale Insurance Rates:

Melvindale, MI homeowners insurance is about $607 to $822, about $50-$68/month. Our complete guide shows customers can save upto $285 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Melvindale, MI Homeowners Insurance By Home Value

Melvindale, MI Home Value Total Homes % of Total Average Melvindale, MI Homeowners Insurance
Less than $50,000 729 27.0% $242
$50,000 to $59,999 229 8.0% $514
$60,000 to $69,999 232 8.0% $635
$70,000 to $79,999 513 19.0% $735
$80,000 to $89,999 251 9.0% $828
$90,000 to $99,999 187 7.0% $928
$100,000 to $124,999 353 13.0% $1078
$125,000 to $149,999 68 2.0% $1349
$150,000 to $174,999 54 2.0% $1592

Top Home Insurance Agents Near Melvindale, MI

Home Insurance Company Near Melvindale, MI Homeowners Insurance Agency Near Melvindale, MI Address
NA People's Insurance Agency Ltd 16250 Northland Drive 16250 Northland Drive, Southfield, MI, 48075
NA Ingenuity Group 5931 Sunridge Ct , Clarkston, MI, 48348
State Farm Dave Bly 2416 W Laskey Rd, Toledo, OH, 43613-3504
Allstate J. C. Brooks Jr. 19921 E 12 Mile Rd, Roseville, MI, 48066
State Farm Jay Munj 2916 E Long Lake Rd, Troy, MI, 48085-3780

Cost Of Homeowners Insurance By Street Near Melvindale, MI

Streets in Melvindale Area Homeowners Insurance Cost
Corbin St, Emily St, Stanley Ave, Dora St, Fisher St, Prospect Ct, Francis St, Flint St, Reed St, Dora St$715
David St, Roycroft Ave, Miami St, Emogene St, Pinkowski St, Flora St, Butler Rd, Eddon St, Leo St, Seaway Dr$715
Roger St, Flora St, S Dearborn St, Wilkerson Cir, Kincaid St, Furgerson St, Lenore St, Fisher Frwy Serv Dr, Homestead St, Clarann St$710
Railroad St, Flint St, Reed St, Gough St, Martel St, Wall St, Carol St, Mc Kitrick St, Downing St, S Wabash St$717
B St, Clarence St, Wall St, Raupp St, Dix, Reeves Dr, Melwood Dr, Harman St, Gale Ct, Gale Blvd$710

Melvindale, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Melvindale$106 to $109
Allen Park$111
Lincoln Park$106
River Rouge$105

Melvindale, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Allen Park city, Michigan $111 $148 $222
Lincoln Park city, Michigan $107 $142 $213
Dearborn city, Michigan $111 $148 $222

Melvindale, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Melvindale, MI5.6%16.0%
Allen Park4.62%12.69%
Lincoln Park5.2%14.08%
Dearborn4.24%11.37%

Melvindale Renters Insurance as a Percentage of Rent

Melvindale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 138 8.0% $368
$200 to $299 89 5.0% $818
$300 to $499 59 3.0% $1268
$500 to $749 564 36.0% $1943
$750 to $999 358 23.0% $2693
$1,000 to $1,499 325 21.0% $3818

Melvindale, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Melvindale Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,700$5,100
Net Savings to Melvindale Home Owner from High Deductible Plan $600

Melvindale, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Melvindale, MI Home Replacement Value MORE than Home Value Melvindale, MI Home Replacement Value LESS than Home Value
Replacement Value $83,000 $58,500
Insurance Premium based on Replacement Value $425 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $13,500 Risk Exposure from Under Insuring Coverage is $11,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

Example Melvindale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 272967
Year Built 197419411964
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $50000-$75000$75000-$100000$125000-$150000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Melvindale, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1966 55,000 Metal Roof 1,010 2 $500- $1000 Deductible 20 2 Stone Siding No
1970 65,000 Wood Shake Roof 1,340 2 $2500-$5000 Deductible 60 3 Stone Siding No
1955 110,000 Shingles Roof 1,830 3 $500 Deductible 250 6 Stucco siding No
1971 80,000 Asphalt Shingles Roof 1,720 4 $2500-$5000 Deductible 150 7 Stone Siding No
1973 130,000 Slate Shingles Roof 2,300 3 $500- $1000 Deductible 540 10 Fiber-Cement Siding yes
1978 155,000 Tile Roof 2,360 3 $500 Deductible 450 8 Fiber-Cement Siding yes
1964 90,000 Shingles Roof 1,710 2 $500 Deductible 160 5 Stucco siding yes
1941 115,000 Wood Shake Roof 2,280 3 $1000-$2500 Deductible 480 12 Fiber-Cement Siding yes
1969 175,000 Shingles Roof 3,260 4 $500- $1000 Deductible 70 1 Stucco siding yes
1944 100,000 Tile Roof 2,120 3 $1000-$2500 Deductible 180 5 Wood siding yes
1945 70,000 Tile Roof 1,200 2 $500- $1000 Deductible 260 12 Stone Siding No
1978 70,000 Metal Roof 1,220 3 $500- $1000 Deductible 70 3 Stucco siding No
1944 140,000 Slate Shingles Roof 2,180 4 $500- $1000 Deductible 240 4 Vinyl siding yes
1979 120,000 Slate Shingles Roof 2,510 4 $500- $1000 Deductible 150 3 Brick siding yes
1946 105,000 Tile Roof 1,670 2 $500- $1000 Deductible 360 8 Stone Siding yes
1958 140,000 Composition Roof 2,190 3 $500- $1000 Deductible 210 5 Stucco siding No
1967 135,000 Slate Shingles Roof 2,880 4 $500 Deductible 600 9 Vinyl siding No
2011 110,000 Slate Shingles Roof 1,590 2 $2500-$5000 Deductible 230 6 Stucco siding yes
1966 70,000 Composition Roof 1,350 2 $1000-$2500 Deductible 80 3 Vinyl siding No
2011 55,000 Composition Roof 1,070 2 $500 Deductible 220 9 Fiber-Cement Siding yes
2012 90,000 Wood Shake Roof 1,550 3 $1000-$2500 Deductible 230 7 Fiber-Cement Siding No
1959 100,000 Metal Roof 1,880 4 $1000-$2500 Deductible 250 6 Stone Siding yes
2013 60,000 Membrane Roof 1,080 2 $500- $1000 Deductible 240 9 Fiber-Cement Siding yes
2010 70,000 Tile Roof 1,260 3 $500- $1000 Deductible 200 10 Brick siding No
1972 80,000 Composition Roof 1,690 2 $500 Deductible 120 4 Vinyl siding yes
1969 85,000 Wood Shake Roof 1,610 3 $500 Deductible 340 8 Stone Siding yes
1963 120,000 Shingles Roof 1,880 3 $1000-$2500 Deductible 420 10 Stone Siding yes
1955 95,000 Membrane Roof 1,430 3 $500 Deductible 390 9 Brick siding No
1953 75,000 Slate Shingles Roof 1,620 3 $500- $1000 Deductible 110 5 Brick siding No
1956 135,000 Tile Roof 2,270 3 $2500-$5000 Deductible 590 10 Vinyl siding No