Medina Insurance Rates:

Medina, NY homeowners insurance is roughly $493 to $669, about $41-$55/month. Our complete research shows customers can save upto $232 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Medina, NY Homeowners Insurance By Home Value

Medina, NY Home Value Total Homes % of Total Average Medina, NY Homeowners Insurance
Less than $50,000 263 19.0% $203
$50,000 to $59,999 202 14.0% $435
$60,000 to $69,999 225 16.0% $540
$70,000 to $79,999 143 10.0% $621
$80,000 to $89,999 185 13.0% $703
$90,000 to $99,999 58 4.0% $790
$100,000 to $124,999 130 9.0% $912
$125,000 to $149,999 50 3.0% $1138
$150,000 to $174,999 66 4.0% $1347
$250,000 to $299,999 25 1.0% $2289

Top Home Insurance Agents Near Medina, NY

Home Insurance Company Near Medina, NY Homeowners Insurance Agency Near Medina, NY Address
Farmers Louis Croce 3812 S Park Ave, Blasdell, NY, 14219
Travelers Melancon Ins Services Llc 181 CADMAN DR, WILLIAMSVILLE, NY, 14221
Travelers Moses Group Inc 5475 MAIN ST, WILLIAMSVILLE, NY, 14221
Travelers Vail Agency Inc 3229 CHILI AVENUE, ROCHESTER, NY, 14624
Liberty Mutual Independent Wolf Agency Inc 5820 Big Tree Rd , Orchard Park, NY, 14127

Medina, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ridgeway town, Orleans County, New York $73 $97 $146
Shelby town, Orleans County, New York $73 $97 $145
Middleport village, New York $73 $97 $145

Medina, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Medina, NY4.3%8.8%
Ridgeway3.96%9.32%
Shelby4.12%8.79%
Middleport4.24%8.83%

Medina Renters Insurance as a Percentage of Rent

Medina Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 33 3.0% $353
$200 to $299 37 3.0% $803
$300 to $499 187 18.0% $1253
$500 to $749 465 46.0% $1928
$750 to $999 96 9.0% $2678
$1,000 to $1,499 166 16.0% $3803
$1,500 or more 11 1.0% $5453

Medina, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$4,200
Yearly Medina Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$1,200$4,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $21,200$20,200
Net Savings to Medina Home Owner from High Deductible Plan $1,000

Medina, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Medina, NY Home Replacement Value MORE than Home Value Medina, NY Home Replacement Value LESS than Home Value
Replacement Value $104,500 $70,000
Insurance Premium based on Replacement Value $975 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $10,500 Risk Exposure from Under Insuring Coverage is $24,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $100/year

Example Medina Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceLiberty Mutual
Monthly Premium 1366645
Year Built 194319861942
Home Details 4 Beds, 1 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $125000-$150000$100000-$125000$75000-$100000
Deductible $500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Medina, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1944 70,000 Shingles Roof 1,330 2 $500- $1000 Deductible 360 6 Vinyl siding No
1940 290,000 Slate Shingles Roof 4,870 5 $1000-$2500 Deductible 2250 10 Wood siding yes
1984 310,000 Slate Shingles Roof 4,830 5 > $10,000 Deductible 1000 10 Wood siding No
1942 65,000 Slate Shingles Roof 1,100 2 $1000-$2500 Deductible 250 5 Wood siding yes
1981 70,000 Membrane Roof 1,380 2 $500 Deductible 710 12 Fiber-Cement Siding No
1940 140,000 Shingles Roof 2,530 5 $1000-$2500 Deductible 950 10 Stone Siding No
1944 280,000 Shingles Roof 4,960 5 $2500-$5000 Deductible 1290 10 Stucco siding yes
1983 90,000 Composition Roof 1,720 4 $500 Deductible 200 2 Stone Siding No
1943 125,000 Metal Roof 2,040 3 $1000-$2500 Deductible 90 1 Stone Siding yes
1984 145,000 Asphalt Shingles Roof 2,110 4 $2500-$5000 Deductible 370 5 Vinyl siding yes
1985 205,000 Asphalt Shingles Roof 4,240 5 $500 Deductible 180 1 Wood siding yes
1948 110,000 Tile Roof 2,160 4 $500- $1000 Deductible 390 6 Wood siding No
1947 175,000 Wood Shake Roof 3,730 5 $1000-$2500 Deductible 1320 12 Stucco siding yes
1944 80,000 Metal Roof 1,340 3 $1000-$2500 Deductible 60 1 Vinyl siding No
1987 70,000 Asphalt Shingles Roof 1,100 2 $500 Deductible 430 5 Vinyl siding yes
1988 215,000 Metal Roof 3,240 4 $5000 to $10,000 Deductible 1350 10 Brick siding yes
1946 75,000 Wood Shake Roof 1,170 2 $500- $1000 Deductible 80 1 Vinyl siding yes
1947 195,000 Tile Roof 3,940 5 $500 Deductible 630 5 Vinyl siding yes
1949 195,000 Shingles Roof 2,940 4 $500- $1000 Deductible 930 6 Wood siding yes
1949 280,000 Shingles Roof 4,700 5 $1000-$2500 Deductible 1600 7 Brick siding yes
1946 100,000 Composition Roof 1,610 3 $500- $1000 Deductible 320 4 Stone Siding yes
1949 75,000 Composition Roof 1,230 3 $500 Deductible 190 4 Wood siding yes
1981 80,000 Metal Roof 1,470 3 $1000-$2500 Deductible 400 10 Wood siding yes
1940 125,000 Asphalt Shingles Roof 2,300 3 $500- $1000 Deductible 470 6 Vinyl siding No
1986 135,000 Metal Roof 2,690 4 $500 Deductible 580 5 Stucco siding No
1947 50,000 Wood Shake Roof 950 2 $500 Deductible 50 2 Stone Siding No
1987 190,000 Tile Roof 2,850 4 $500 Deductible 620 4 Vinyl siding yes
1980 95,000 Shingles Roof 1,900 3 $500 Deductible 970 12 Brick siding yes
1984 75,000 Membrane Roof 1,330 2 $1000-$2500 Deductible 350 5 Fiber-Cement Siding yes
1945 195,000 Membrane Roof 3,170 4 $5000 to $10,000 Deductible 840 8 Vinyl siding yes
1982 75,000 Slate Shingles Roof 1,550 2 $1000-$2500 Deductible 500 7 Stucco siding yes
1948 105,000 Wood Shake Roof 1,720 4 $2500-$5000 Deductible 210 3 Vinyl siding No
1985 140,000 Slate Shingles Roof 2,370 3 $1000-$2500 Deductible 660 8 Wood siding No
1989 170,000 Wood Shake Roof 2,790 4 $500- $1000 Deductible 310 2 Stone Siding yes