Medford Insurance Rates:

Medford, OR homeowners insurance is roughly $377 to $511, about $31-$42/month. Our complete research reveals consumers can save upto $177 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Farmers
I love how easy it is to pay each month. electronically, over the phone, or by letter, they accept payments. making it easy for me to manage my transactions according to my financial ability.
Allstate
I recently switched insurance company to allstate as they offered cheap rates, but the local agent called after i canceled my insurance with liberty, and said i needed to add more to my insurance, which would be a higher rate. then he called me again and said, "an inspector went to your property and we want you to paint the trim around the windows and replace a piece of vinyl siding, etc." i said, "my previous insurance co. never asked to do all this.
State Farm
I like the hometown feel of the company. it is good to know the people that work there and it makes you feel good.

Medford, OR Homeowners Insurance By Home Value

Medford, OR Home Value Total Homes % of Total Average Medford, OR Homeowners Insurance
Less than $50,000 3,048 11.0% $48
$50,000 to $59,999 334 1.0% $106
$60,000 to $69,999 271 1.0% $133
$80,000 to $89,999 325 1.0% $173
$90,000 to $99,999 565 2.0% $195
$100,000 to $124,999 1,516 5.0% $226
$125,000 to $149,999 1,742 6.0% $279
$150,000 to $174,999 2,723 10.0% $333
$175,000 to $199,999 2,684 10.0% $386
$200,000 to $249,999 4,755 18.0% $461
$250,000 to $299,999 3,373 13.0% $563
$300,000 to $399,999 4,239 16.0% $719

Top Home Insurance Agents Near Medford, OR

Home Insurance Company Near Medford, OR Homeowners Insurance Agency Near Medford, OR Address
Farmers David Osborne 1301 Poplar Dr Ste 200, Medford, OR, 97504
Liberty Mutual Independent Focus1 Insurance Group Inc 3110 STATE ST, MEDFORD, OR, 97504
Liberty Mutual Independent Hd York Insurance & Assoc 302 NW 4TH ST, GRANTS PASS, OR, 97526
Liberty Mutual Independent Jeff Clark Insurance 620 SW 6TH ST, GRANTS PASS, OR, 97526
Allstate Karen Townsend 1590 Delta Waters Rd Ste 114, Medford, OR, 97504

Cost Of Homeowners Insurance By Street Near Medford, OR

Streets in Medford Area Homeowners Insurance Cost
Seventh Fairway Dr, Pheasant Way, Griffin Oaks Dr, Fieldbrook Ct, Windsong Way, Ardmore Ave, Woodlawn Dr, Stark St, W Pine St, Capital Ave$462
Eagle Creek Dr, Stonefield Way, Larkfield Ln, Brae Dr, Yale Dr, Milford Dr, Cardinal Ave, Wellington Dr, Shannon Dr, E Oak St$439
Souvenir St, Circle Wood Dr, Edgemont Dr, Grumman Dr, Reddy Ave, Eagle Trace Dr, Rochelle Ct, Amelia Way, Genessee St, Lexington Dr$442
Center Dr, Brian Way, Oak Pine Way, Commanche Dr, Fieldstone Dr, Charlotte Ann Rd, Duell Ave, Sparrow Way, 29th St, Lozier Ln$408
N 8th St, Ramada Way, Happy Valley Dr, Minnesota Ave, Ivern Dr, Clearview Ave, Village Blvd, Terrmont St, Finley Ln, Hazel St$440
Kaitlin Ln, N 6th St, Lear Way, Island Pointe Dr, Meadows Ln, Samoan Way, Hyacinth Ave, E 10th St, Alexander Ln, Kenwood Ave$465
Jasmine St, Meridian Rd, John Wayne Dr, Ave H, Shadow Glen Dr, Snowy Butte Rd, Garrett Ct, Pierce Rd, Stearns Way, Sandlewood Dr$460
Rebecca Dr, S Front St, Amerman Dr, Airport Rd, W 3rd St, Ross Ln, Roberts Rd, W Stewart Ave, Overcup St, Cadet Dr$446
Evan Way, Hidden Valley Ct, Silver Palm Cir, Bel Air Ct, Todd Cir, Mayette St, N Phoenix Rd, N Runway Dr, Christie Ct, Temple Dr$450
Palm St, W McAndrews Rd, Lynn St, Knutson Ave, Winter Nell Cir, E Dutton Rd, Eagle Trace Dr, Cheryl Ln, Janes Rd, Sunrise Ave$464

Medford, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Medford$66 to $68
Central Point$66
Jacksonville$69
White City$64

Medford, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Central Point city, Oregon $56 $74 $111
Jacksonville city, Oregon $58 $77 $116
White City CDP, Oregon $53 $71 $106

Medford, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Medford, OR2.4%8.0%
Central Point2.18%8.11%
Jacksonville2.07%7.3%
White City2.83%7.28%

Medford Renters Insurance as a Percentage of Rent

Medford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 216 1.0% $338
$200 to $299 410 2.0% $788
$300 to $499 1,124 5.0% $1238
$500 to $749 5,093 25.0% $1913
$750 to $999 6,219 30.0% $2663
$1,000 to $1,499 5,267 25.0% $3788
$1,500 or more 2,033 9.0% $5438

Medford, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Medford Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,200$11,600
Net Savings to Medford Home Owner from High Deductible Plan $600

Medford, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Medford, OR Home Replacement Value MORE than Home Value Medford, OR Home Replacement Value LESS than Home Value
Replacement Value $278,000 $176,500
Insurance Premium based on Replacement Value $1,000 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $49,500 Risk Exposure from Under Insuring Coverage is $52,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Medford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceState Farm
Monthly Premium 673519
Year Built 198120032012
Home Details 4 Beds, 1 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$150000-$175000$100000-$125000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Medford, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 230,000 Membrane Roof 2,360 5 $500- $1000 Deductible 50 1 Vinyl siding No
2003 235,000 Slate Shingles Roof 2,350 3 $500- $1000 Deductible 580 10 Wood siding yes
2008 320,000 Shingles Roof 3,270 4 $1000-$2500 Deductible 800 12 Fiber-Cement Siding yes
1986 230,000 Composition Roof 1,790 5 > $10,000 Deductible 370 10 Fiber-Cement Siding No
2005 560,000 Membrane Roof 4,250 5 $500 Deductible 130 1 Stone Siding No
1995 320,000 Wood Shake Roof 2,380 4 $2500-$5000 Deductible 120 3 Wood siding yes
1996 420,000 Shingles Roof 3,100 5 $500- $1000 Deductible 610 6 Brick siding No
2014 205,000 Metal Roof 1,810 3 $2500-$5000 Deductible 50 1 Vinyl siding No
1999 275,000 Asphalt Shingles Roof 2,050 3 $500 Deductible 210 3 Wood siding yes