Medford Insurance Rates:

Medford, OR homeowners insurance is roughly $377 to $511, about $31-$42/month. Our complete research reveals consumers can save upto $177 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I would give our insurance company a 4. We have not had to file a claim in the 2 years we have been with them but, in setting up the policy, I did find their agent to be very helpful.
I would recommend this company for insurance because its always better to have a coverage from a large insurance company. Once again, the choices in Florida are limited and Progressive is better and cheaper.
Overall, I have been satisfied with the customer service that I have received with All State for my home insurance. They are attentive, responsive, and friendly whenever I have needed to speak to them over the phone.
Our old company had terrible service and our agent seemed to somehow know nothing about our insurance policy. The Allstate agents and employees I have interacted with have far better customer service.
Yeah I defiantly recommend this company to others because of there good response and good serves.
State Farm
i have not had any other insurance companies, but i am satified with state farm. i think they are great and have a high sense satisfaction rate amongst other customers.
My premium over all is ok. I think it is a little higher than it should be but it seems that is a result of living in the Denver area. Hail is a big concern and we all get our premiums raised because of it.
State Farm
State Farm offers many options compared to others. They have better coverage especially for emergencies. They are also decently affordable for what you get out of it.
Farmer's Insurance
I love how easy it is to pay each month. electronically, over the phone, or by letter, they accept payments. making it easy for me to manage my transactions according to my financial ability.
I recently switched insurance company to allstate as they offered cheap rates, but the local agent called after i canceled my insurance with liberty, and said i needed to add more to my insurance, which would be a higher rate. then he called me again and said, "an inspector went to your property and we want you to paint the trim around the windows and replace a piece of vinyl siding, etc." i said, "my previous insurance co. never asked to do all this.
State Farm
I like the hometown feel of the company. it is good to know the people that work there and it makes you feel good.
State Farm
State Farm does often raise the premium on homeowners. Even with no claims submitted, there are periodic increases in their pricing. In order to get fair prices on the premium, I must bundle car insurance with the homeowner's package.
Mutual Of Enumclaw
My insurance company has great people. every representative i have worked with over the years has been professional, helpful and friendly.
The customer service of my current insurance company is ok. All the times I have had to contact them I have not had any issues and they have been able to resolve all my needs.
State Farm
there are a lot of things i like about my insurance company but the main ones are how fast the process my information in times of need
The website (its Progressive but underwritten by ASI) is not very helpful or intuitive. If they have a mobile app that would be news to me. The website just shows policy and that's about it.
I really like dealing with my local agent. I have yet to file a claim but any interaction I have with them is very personal and I feel like they really want to keep my business and make me happy.
I have always had a good interaction with both our agent and having to call the company customer service department directly. I have never had any hassles.
State Farm
I really don't have anything that I dislike about the company. He did ask about bundling my life and vehicle insurance. I was already satisfied with my policies with other companies, but he wasn't pushy.
State Farm
The wait sometimes on the phone. I understand that State Farm is a very big company but wish you didn't have to wait so long sometimes.
Farmer's Insurance
Overall I am happy with the company, I like the website, I don't feel intimidated calling them and there are no hidden fees or payments that I do not understand. I like the email notifications I get, and I do like how they tell you everything upfront that is covered.
Homeowners for 5 years now, Nationwide has been wonderful! Our agent is so hands on and only a phone call away if we every need anything. I give the company a 5, customer service is amazing, no problems with claims, we've since switched everything to Nationwide, Auto, Life, etc. Preferred company with an outstanding record. Extremely Satisfied.
Mutual Of Enumclaw
I would highly recommend the home insurance company so that our homes are safe very much
i surely recommend this insurance ..i get more benefit in this allstate insurance company.. it supports lot.
I would probably not recommend this company. I would be neutral and tell someone to look at their needs and price point and see what works best for them.
They have always been nice, rates haven't increased over the years, they are a reputable company in the industry and provider low deductible options. Plus I can spread out my annual premium in monthly payments via escrow.
State Farm
I haven't had to initiate any claims with State Farm, but when I have contacted their customer service they have been prompt and courteous.
State Farm
Overall I'm satisfied with State Farm. Dealings are typically friendly and the company is professional overall. They do a decent job of offering what is deserved when it comes to claims.
I like that they bundle home and auto to save money. I like my agent. I like the website/mobile app, it makes seeing policy info easy. I like easy pay (auto payments)
American Family Insurance
I would definitely recommend my company to others. It's nice to have good insurance that you can trust if something goes wrong and it's coupled with excellent customer care.
I'm really unfamiliar with what our home insurance covers versus other home insurance companies. I receive a copy of our policy every so often.

Medford, OR Homeowners Insurance By Home Value

Medford, OR Home Value Total Homes % of Total Average Medford, OR Homeowners Insurance
Less than $50,000 3,048 11.0% $48
$50,000 to $59,999 334 1.0% $106
$60,000 to $69,999 271 1.0% $133
$80,000 to $89,999 325 1.0% $173
$90,000 to $99,999 565 2.0% $195
$100,000 to $124,999 1,516 5.0% $226
$125,000 to $149,999 1,742 6.0% $279
$150,000 to $174,999 2,723 10.0% $333
$175,000 to $199,999 2,684 10.0% $386
$200,000 to $249,999 4,755 18.0% $461
$250,000 to $299,999 3,373 13.0% $563
$300,000 to $399,999 4,239 16.0% $719

Top Home Insurance Agents Near Medford, OR

Home Insurance Company Near Medford, OR Homeowners Insurance Agency Near Medford, OR Address
Farmers David Osborne 1301 Poplar Dr Ste 200, Medford, OR, 97504
Liberty Mutual Independent Focus1 Insurance Group Inc 3110 STATE ST, MEDFORD, OR, 97504
Liberty Mutual Independent Hd York Insurance & Assoc 302 NW 4TH ST, GRANTS PASS, OR, 97526
Liberty Mutual Independent Jeff Clark Insurance 620 SW 6TH ST, GRANTS PASS, OR, 97526
Allstate Karen Townsend 1590 Delta Waters Rd Ste 114, Medford, OR, 97504

Medford, OR Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Medford, OR

Streets in Medford Area Homeowners Insurance Cost
Seventh Fairway Dr, Pheasant Way, Griffin Oaks Dr, Fieldbrook Ct, Windsong Way, Ardmore Ave, Woodlawn Dr, Stark St, W Pine St, Capital Ave$462
Eagle Creek Dr, Stonefield Way, Larkfield Ln, Brae Dr, Yale Dr, Milford Dr, Cardinal Ave, Wellington Dr, Shannon Dr, E Oak St$439
Souvenir St, Circle Wood Dr, Edgemont Dr, Grumman Dr, Reddy Ave, Eagle Trace Dr, Rochelle Ct, Amelia Way, Genessee St, Lexington Dr$442
Center Dr, Brian Way, Oak Pine Way, Commanche Dr, Fieldstone Dr, Charlotte Ann Rd, Duell Ave, Sparrow Way, 29th St, Lozier Ln$408
N 8th St, Ramada Way, Happy Valley Dr, Minnesota Ave, Ivern Dr, Clearview Ave, Village Blvd, Terrmont St, Finley Ln, Hazel St$440
Kaitlin Ln, N 6th St, Lear Way, Island Pointe Dr, Meadows Ln, Samoan Way, Hyacinth Ave, E 10th St, Alexander Ln, Kenwood Ave$465
Jasmine St, Meridian Rd, John Wayne Dr, Ave H, Shadow Glen Dr, Snowy Butte Rd, Garrett Ct, Pierce Rd, Stearns Way, Sandlewood Dr$460
Rebecca Dr, S Front St, Amerman Dr, Airport Rd, W 3rd St, Ross Ln, Roberts Rd, W Stewart Ave, Overcup St, Cadet Dr$446
Evan Way, Hidden Valley Ct, Silver Palm Cir, Bel Air Ct, Todd Cir, Mayette St, N Phoenix Rd, N Runway Dr, Christie Ct, Temple Dr$450
Palm St, W McAndrews Rd, Lynn St, Knutson Ave, Winter Nell Cir, E Dutton Rd, Eagle Trace Dr, Cheryl Ln, Janes Rd, Sunrise Ave$464

Medford, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Medford$66 to $68
Central Point$66
White City$64

Medford, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Central Point city, Oregon $56 $74 $111
Jacksonville city, Oregon $58 $77 $116
White City CDP, Oregon $53 $71 $106

Medford, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Medford, OR2.4%8.0%
Central Point2.18%8.11%
White City2.83%7.28%

Medford Renters Insurance as a Percentage of Rent

Medford Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 216 1.0% $338
$200 to $299 410 2.0% $788
$300 to $499 1,124 5.0% $1238
$500 to $749 5,093 25.0% $1913
$750 to $999 6,219 30.0% $2663
$1,000 to $1,499 5,267 25.0% $3788
$1,500 or more 2,033 9.0% $5438

Medford, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Medford Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,200$11,600
Net Savings to Medford Home Owner from High Deductible Plan $600

Medford, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Medford, OR Home Replacement Value MORE than Home Value Medford, OR Home Replacement Value LESS than Home Value
Replacement Value $278,000 $176,500
Insurance Premium based on Replacement Value $1,000 $625
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $49,500 Risk Exposure from Under Insuring Coverage is $52,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Medford Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceState Farm
Monthly Premium 673519
Year Built 198120032012
Home Details 4 Beds, 1 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$150000-$175000$100000-$125000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Medford, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 505,000 Composition Roof 3,640 5 $2500-$5000 Deductible 190 2 Brick siding yes
1971 225,000 Membrane Roof 1,750 2 $1000-$2500 Deductible 430 12 Wood siding yes
1981 230,000 Wood Shake Roof 2,180 3 > $10,000 Deductible 160 6 Stucco siding yes
1981 345,000 Tile Roof 2,570 4 $500 Deductible 800 9 Stucco siding No
1998 125,000 Composition Roof 1,070 2 $2500-$5000 Deductible 200 7 Stone Siding No
1993 660,000 Tile Roof 4,780 5 $500 Deductible 450 3 Brick siding yes
1986 285,000 Wood Shake Roof 2,060 3 > $10,000 Deductible 260 10 Vinyl siding yes
2014 135,000 Shingles Roof 1,020 2 $1000-$2500 Deductible 190 8 Vinyl siding No
2010 210,000 Slate Shingles Roof 1,550 2 $500- $1000 Deductible 680 12 Stucco siding No
2006 170,000 Shingles Roof 1,650 3 $5000 to $10,000 Deductible 30 1 Wood siding No
2005 170,000 Tile Roof 1,350 2 $2500-$5000 Deductible 270 8 Vinyl siding yes
1976 165,000 Wood Shake Roof 1,250 3 $2500-$5000 Deductible 470 12 Fiber-Cement Siding yes
2006 240,000 Composition Roof 2,520 4 > $10,000 Deductible 170 7 Stone Siding yes
2010 210,000 Shingles Roof 1,920 3 $5000 to $10,000 Deductible 290 10 Fiber-Cement Siding No
2013 165,000 Tile Roof 1,320 2 $500- $1000 Deductible 240 7 Fiber-Cement Siding yes
2008 130,000 Wood Shake Roof 1,300 3 $500 Deductible 330 8 Stucco siding yes
2004 120,000 Composition Roof 970 2 $500- $1000 Deductible 160 5 Brick siding No
1980 350,000 Tile Roof 3,290 4 > $10,000 Deductible 90 2 Brick siding yes
1978 125,000 Membrane Roof 940 2 $1000-$2500 Deductible 50 2 Brick siding No
2007 235,000 Composition Roof 2,160 4 $2500-$5000 Deductible 180 4 Stone Siding yes
2003 200,000 Membrane Roof 1,630 4 $2500-$5000 Deductible 60 2 Stucco siding No
1987 230,000 Membrane Roof 2,360 5 $500- $1000 Deductible 50 1 Vinyl siding No
2003 235,000 Slate Shingles Roof 2,350 3 $500- $1000 Deductible 580 10 Wood siding yes
2008 320,000 Shingles Roof 3,270 4 $1000-$2500 Deductible 800 12 Fiber-Cement Siding yes
1986 230,000 Composition Roof 1,790 5 > $10,000 Deductible 370 10 Fiber-Cement Siding No
2005 560,000 Membrane Roof 4,250 5 $500 Deductible 130 1 Stone Siding No
1995 320,000 Wood Shake Roof 2,380 4 $2500-$5000 Deductible 120 3 Wood siding yes
1996 420,000 Shingles Roof 3,100 5 $500- $1000 Deductible 610 6 Brick siding No
2014 205,000 Metal Roof 1,810 3 $2500-$5000 Deductible 50 1 Vinyl siding No
1999 275,000 Asphalt Shingles Roof 2,050 3 $500 Deductible 210 3 Wood siding yes

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