McMinnville, TN homeowners insurance is nearly $664 to $903, about $55-$75/month. Our in depth analysis shows customers can save as much as $313 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near McMinnville, TN | Homeowners Insurance Agency Near McMinnville, TN | Address |
|---|---|---|
| Farmers | Matthew Belcher | 1095 S Walnut Ave Ste C, Cookeville, TN, 38501 |
| Travelers | River City Insurance | 3320 DAYTON BLVD, CHATTANOOGA, TN, 37415 |
| Travelers | Simmons & Sprouse Ins Agcy | 205 RANKIN AVE S, DUNLAP, TN, 37327 |
| Allstate | Hatchett Ins Agy | 1807 Bypass, Winchester, TN, 37398 |
| Liberty Mutual Independent | Independent Agents Alliance | 1459 INTERSTATE DR STE 201, COOKEVILLE, TN, 38501 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Warren County, Tennessee | $118 | $157 | $236 |
| Centertown town, Tennessee | $117 | $156 | $234 |
| Morrison town, Tennessee | $117 | $156 | $234 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| McMinnville, TN | 7.3% | 21.2% |
| Warren County | 7.35% | 21.83% |
| Centertown | 8.93% | 16.75% |
| Morrison | 7.83% | 16.17% |
| Mcminnville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 131 | 5.0% | $368 |
| $200 to $299 | 341 | 13.0% | $818 |
| $300 to $499 | 754 | 30.0% | $1268 |
| $500 to $749 | 886 | 35.0% | $1943 |
| $750 to $999 | 326 | 13.0% | $2693 |
| $1,500 or more | 31 | 1.0% | $5468 |
| Streets in McMinnville Area | Homeowners Insurance Cost |
|---|---|
| N Chancery St, S Mill St, Industrial Dr, Post Hill Ct, Winfrey Ct, Putnam St, Whiteaker St, Westwood 6th Ave, Donnell St, State Hwy 8 | $788 |
| Chickasaw Trl, Donavon Dr, Old Morrison Rd, Waynes Dr, McClain Rd, Shelbyville Rd, Ben la Dr, Fisher St, Hillwood Ln, Club Dr | $788 |
| Shangri la Ln, Nicole St, Flagstone Ct, Seitz St, Magness Dr, Turkey Run Ln, Finger Chapel Cemetery Rd, Ray Lee Ln, Coleson Cir, Spencer Ln | $800 |
| S Fair St, Beech Grove Rd, Gillespie St, Grove Rd, Bonner St, Easy St, Ball Park Rd, Bottoms Rd, South Cir, Todd Ln | $797 |
| Hickory Creek Ln, White St, Carent Cemetery Rd, Indian Mound Dr, Skyline Dr, Pegg Ln, E Main St, Caney Branch Rd, Gentry St, Hillside Ln | $776 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| McMinnville | $117 to $119 |
| Warren County | $117 |
| Viola | $116 |
| Beersheba Springs | $115 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $2,500 |
| Yearly McMinnville Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $1,500 | $2,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,100 | $6,500 |
| Net Savings to McMinnville Home Owner from High Deductible Plan | $600 | |
| Scenario | McMinnville, TN Home Replacement Value MORE than Home Value | McMinnville, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $91,000 | $66,000 |
| Insurance Premium based on Replacement Value | $550 | $400 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $9,000 | Risk Exposure from Under Insuring Coverage is $16,000 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $50/year |
| Insurance Company | State Farm | Allstate | Travelers |
| Monthly Premium | 57 | 97 | 50 |
| Year Built | 2003 | 1996 | 1980 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $125000-$150000 | $200000-$250000 | $125000-$150000 |
| Deductible | $500- $1000 Deductible | $500 Deductible | $500- $1000 Deductible |