McMinnville Insurance Rates:

McMinnville, TN homeowners insurance is nearly $664 to $903, about $55-$75/month. Our in depth analysis shows customers can save as much as $313 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Mcminnville, TN Homeowners Insurance By Home Value

Mcminnville, TN Home Value Total Homes % of Total Average Mcminnville, TN Homeowners Insurance
Less than $50,000 369 12.0% $219
$50,000 to $59,999 151 5.0% $462
$60,000 to $69,999 259 9.0% $572
$70,000 to $79,999 464 16.0% $658
$80,000 to $89,999 250 8.0% $752
$90,000 to $99,999 270 9.0% $838
$100,000 to $124,999 296 10.0% $972
$125,000 to $149,999 267 9.0% $1215
$150,000 to $174,999 188 6.0% $1442
$175,000 to $199,999 72 2.0% $1662
$200,000 to $249,999 95 3.0% $1999
$250,000 to $299,999 133 4.0% $2446
$300,000 to $399,999 35 1.0% $3104

Top Home Insurance Agents Near McMinnville, TN

Home Insurance Company Near McMinnville, TN Homeowners Insurance Agency Near McMinnville, TN Address
Allstate Hatchett Ins Agy 1807 Bypass, Winchester, TN, 37398
Liberty Mutual Independent Independent Agents Alliance 1459 INTERSTATE DR STE 201, COOKEVILLE, TN, 38501
Farmers Matthew Belcher 1095 S Walnut Ave Ste C, Cookeville, TN, 38501
Travelers River City Insurance 3320 DAYTON BLVD, CHATTANOOGA, TN, 37415
Travelers Simmons & Sprouse Ins Agcy 205 RANKIN AVE S, DUNLAP, TN, 37327

Cost Of Homeowners Insurance By Street Near Mcminnville, TN

Streets in McMinnville Area Homeowners Insurance Cost
N Chancery St, S Mill St, Industrial Dr, Post Hill Ct, Winfrey Ct, Putnam St, Whiteaker St, Westwood 6th Ave, Donnell St, State Hwy 8$788
Chickasaw Trl, Donavon Dr, Old Morrison Rd, Waynes Dr, McClain Rd, Shelbyville Rd, Ben la Dr, Fisher St, Hillwood Ln, Club Dr$788
Shangri la Ln, Nicole St, Flagstone Ct, Seitz St, Magness Dr, Turkey Run Ln, Finger Chapel Cemetery Rd, Ray Lee Ln, Coleson Cir, Spencer Ln$800
S Fair St, Beech Grove Rd, Gillespie St, Grove Rd, Bonner St, Easy St, Ball Park Rd, Bottoms Rd, South Cir, Todd Ln$797
Hickory Creek Ln, White St, Carent Cemetery Rd, Indian Mound Dr, Skyline Dr, Pegg Ln, E Main St, Caney Branch Rd, Gentry St, Hillside Ln$776

Mcminnville, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
McMinnville$117 to $119
Warren County$117
Viola$116
Beersheba Springs$115

McMinnville, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Warren County, Tennessee $118 $157 $236
Centertown town, Tennessee $117 $156 $234
Morrison town, Tennessee $117 $156 $234

McMinnville, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
McMinnville, TN7.3%21.2%
Warren County7.35%21.83%
Centertown8.93%16.75%
Morrison7.83%16.17%

Mcminnville Renters Insurance as a Percentage of Rent

Mcminnville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 131 5.0% $368
$200 to $299 341 13.0% $818
$300 to $499 754 30.0% $1268
$500 to $749 886 35.0% $1943
$750 to $999 326 13.0% $2693
$1,500 or more 31 1.0% $5468

McMinnville, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly McMinnville Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,100$6,500
Net Savings to McMinnville Home Owner from High Deductible Plan $600

McMinnville, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario McMinnville, TN Home Replacement Value MORE than Home Value McMinnville, TN Home Replacement Value LESS than Home Value
Replacement Value $91,000 $66,000
Insurance Premium based on Replacement Value $550 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $9,000 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $50/year

Example McMinnville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateTravelers
Monthly Premium 579750
Year Built 200319961980
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths3 Beds, 2 Baths
Coverage Amount $125000-$150000$200000-$250000$125000-$150000
Deductible $500- $1000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for McMinnville, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 190,000 Composition Roof 2,410 4 $1000-$2500 Deductible 660 10 Stone Siding No
1963 125,000 Composition Roof 1,850 3 $500- $1000 Deductible 290 7 Vinyl siding No
1958 145,000 Metal Roof 2,090 3 $500 Deductible 450 8 Wood siding No
2007 75,000 Membrane Roof 1,390 3 $1000-$2500 Deductible 160 7 Fiber-Cement Siding yes
1966 65,000 Metal Roof 1,290 3 $500- $1000 Deductible 80 4 Stone Siding yes
2001 105,000 Metal Roof 1,870 3 $500 Deductible 350 8 Fiber-Cement Siding yes
1977 115,000 Composition Roof 1,710 3 $500 Deductible 490 10 Stone Siding yes
2001 130,000 Composition Roof 1,920 3 $500- $1000 Deductible 410 7 Wood siding yes
1973 155,000 Slate Shingles Roof 2,120 4 $500- $1000 Deductible 620 12 Vinyl siding No
1972 165,000 Wood Shake Roof 2,360 3 $500- $1000 Deductible 320 5 Vinyl siding No
1967 140,000 Membrane Roof 2,560 4 $500- $1000 Deductible 280 6 Stone Siding No
1972 90,000 Metal Roof 1,400 3 $500- $1000 Deductible 470 12 Stone Siding No
1999 110,000 Asphalt Shingles Roof 2,120 3 $500 Deductible 220 5 Vinyl siding No