McMinnville Insurance Rates:

McMinnville, OR homeowners insurance is approximately $377 to $512, about $31-$42/month. Our extensive guide shows customers can save upto $178 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
Another positive thing about geico is the competitive price they gave me. i shopped around at a few places and felt that their price for the amount of coverage was the best options.
Progressive
I don't like that my insurance company doesn't fully disclose what my home insurance actually covers by type of issue and deductible. my auto insurance breakdown is very clear so i'm not sure why it isn't the same way for my home insurance.
State Farm
There's honestly nothing that I can complain about State Farm, it's a very good company in my opinion and reliable.
State Farm
They're an old company with an established record and they have a simple online website with an easy to use payment system.
Liberty Mutual
They have affordable rates, good customer service, a good reputation for paying claims, and a long history in the business.
Allstate
Any time I’ve contacted them their response has been speedy and comprehensive. It's easy to get my questions answered and they always answer quickly.
Allstate
I would be more satisfied if they would send out more reminders about payments. I sometimes forget to pay a premium and I think they could have automatic payment reminders enabled for all accounts.
Allstate
I am really not sure. I haven't changed insurance companies in years. I know you should shop around, however, the last time I did that the new company was cheaper for 1 year and then went up to more than I was paying at my old company, and I lost my discount for years of being a customer with the first company.

Mcminnville, OR Homeowners Insurance By Home Value

Mcminnville, OR Home Value Total Homes % of Total Average Mcminnville, OR Homeowners Insurance
Less than $50,000 724 10.0% $48
$50,000 to $59,999 133 1.0% $106
$90,000 to $99,999 105 1.0% $191
$100,000 to $124,999 185 2.0% $222
$125,000 to $149,999 407 6.0% $280
$150,000 to $174,999 844 12.0% $329
$175,000 to $199,999 731 10.0% $382
$200,000 to $249,999 1,510 22.0% $458
$250,000 to $299,999 884 13.0% $560
$300,000 to $399,999 1,085 16.0% $712

Top Home Insurance Agents Near McMinnville, OR

Home Insurance Company Near McMinnville, OR Homeowners Insurance Agency Near McMinnville, OR Address
NA Pulse Insurance, Llc 4239 Se 182Nd Ave, Gresham, OR, 97030
NA Jmi Ins 3737 S W 117Th, Beaverton, OR, 97005
Farmers David Jerome 2205 NE Cornell Rd, Hillsboro, OR, 97124
Farmers Jason Calahan Csp 10411 NE 4th Plain Rd Ste 137, Vancouver, WA, 98662
State Farm Ward Jewell 8409 NE Hazel Dell Ave, Vancouver, WA, 98665-8015

Cost Of Homeowners Insurance By Street Near Mcminnville, OR

Streets in McMinnville Area Homeowners Insurance Cost
E Brooks St, SE Border Ln, N Oak Way, N Hickory St, SE Handley St, NW 15th St, N Kirby St, NW 6th St, SW Apperson St, SW Fellows St$438
SW Forest Glen Dr, NW Jillanne Ct, NE Ashby Ct, NE Adams St, NW 3rd St, NW Regina Ct, S Brockwood Ave, NW Thomas Ct, NW Willamette Dr, W Ash St$450
N Davis Ct, SW Durham Ln, Salmon River Hwy, Emerson Ct, E 26th St, Mt Hood Dr, N Macy St, Nicole Dr, W 15th St, SW Nicole Dr$443
SW Adams St, NW Hill Rd, Fendle Way, NW Park Dr, N Ford St, NW Summerwood Dr, Hwy 156, SW Dorothy St, N Macy St, SW Courtney Laine Dr$449
NW 9th St, N Kirby St, E Chandler Ave, NW Poverty Bend Rd, SW Hill Rd, NW Cook Rd, NE 7th St, NW Michelbook Ln, NE 25th St, E 18th St$444

Mcminnville, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
McMinnville$66 to $68
Yamhill County$67
Lafayette$65
Carlton$68

McMinnville, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Yamhill County, Oregon $56 $75 $112
Lafayette city, Oregon $55 $73 $109
Dayton city, Oregon $54 $72 $108

McMinnville, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
McMinnville, OR2.4%9.5%
Yamhill County2.26%8.78%
Lafayette2.33%8.0%
Dayton2.53%7.18%

Mcminnville Renters Insurance as a Percentage of Rent

Mcminnville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 92 1.0% $338
$200 to $299 158 3.0% $788
$300 to $499 256 5.0% $1238
$500 to $749 1,529 32.0% $1913
$750 to $999 1,081 23.0% $2663
$1,000 to $1,499 1,145 24.0% $3788
$1,500 or more 428 9.0% $5438

McMinnville, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly McMinnville Homeowner Insurance Premium Example $1,500$1,100
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,700$11,500
Net Savings to McMinnville Home Owner from High Deductible Plan $1,200

McMinnville, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario McMinnville, OR Home Replacement Value MORE than Home Value McMinnville, OR Home Replacement Value LESS than Home Value
Replacement Value $225,500 $153,000
Insurance Premium based on Replacement Value $700 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $38,000 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example McMinnville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmerican Family InsuranceNationwide Insurance
Monthly Premium 829638
Year Built 200819922010
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$400000-$500000$300000-$350000
Deductible $500 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for McMinnville, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 285,000 Tile Roof 2,030 4 > $10,000 Deductible 130 3 Wood siding No
1995 310,000 Metal Roof 2,220 3 $500- $1000 Deductible 620 8 Stone Siding yes
1984 295,000 Metal Roof 2,370 4 $500- $1000 Deductible 210 3 Fiber-Cement Siding No
2010 635,000 Wood Shake Roof 4,720 5 $500- $1000 Deductible 350 3 Brick siding yes
1989 245,000 Metal Roof 2,050 3 $500 Deductible 540 8 Brick siding yes
1996 160,000 Slate Shingles Roof 1,570 3 $2500-$5000 Deductible 90 3 Stucco siding No
2013 475,000 Asphalt Shingles Roof 4,200 5 $500- $1000 Deductible 250 3 Brick siding yes
1981 215,000 Shingles Roof 2,220 5 $1000-$2500 Deductible 390 8 Fiber-Cement Siding yes
1995 140,000 Membrane Roof 1,270 3 $500- $1000 Deductible 280 10 Vinyl siding yes
1986 270,000 Asphalt Shingles Roof 1,880 3 > $10,000 Deductible 30 1 Fiber-Cement Siding No
1981 150,000 Asphalt Shingles Roof 1,370 3 $5000 to $10,000 Deductible 110 4 Brick siding yes
1996 530,000 Slate Shingles Roof 4,830 5 $2500-$5000 Deductible 130 1 Stucco siding No
1996 360,000 Tile Roof 2,630 4 $500 Deductible 700 6 Fiber-Cement Siding No
2013 245,000 Composition Roof 2,100 3 $500- $1000 Deductible 320 5 Fiber-Cement Siding yes
1997 225,000 Slate Shingles Roof 1,960 3 $5000 to $10,000 Deductible 140 4 Vinyl siding No
1996 230,000 Asphalt Shingles Roof 1,600 3 $1000-$2500 Deductible 490 10 Vinyl siding No
1991 275,000 Tile Roof 1,910 3 $500- $1000 Deductible 430 6 Stucco siding yes
1998 175,000 Wood Shake Roof 1,530 3 $500 Deductible 240 6 Fiber-Cement Siding yes
2008 300,000 Shingles Roof 2,450 5 $5000 to $10,000 Deductible 400 8 Wood siding yes
1985 170,000 Asphalt Shingles Roof 1,340 3 $500 Deductible 400 9 Brick siding yes
2013 345,000 Asphalt Shingles Roof 3,480 5 $5000 to $10,000 Deductible 450 7 Vinyl siding yes
1986 245,000 Membrane Roof 1,750 5 $1000-$2500 Deductible 160 4 Stone Siding yes
1996 305,000 Metal Roof 2,320 3 $5000 to $10,000 Deductible 180 3 Stone Siding No
2003 255,000 Tile Roof 2,110 3 $1000-$2500 Deductible 140 3 Wood siding No
1997 520,000 Shingles Roof 3,640 5 $2500-$5000 Deductible 710 10 Stone Siding yes
1990 210,000 Asphalt Shingles Roof 2,040 3 $500 Deductible 390 9 Vinyl siding No
1999 235,000 Tile Roof 2,460 5 > $10,000 Deductible 60 2 Stucco siding No
2011 375,000 Composition Roof 2,880 4 $500- $1000 Deductible 840 12 Fiber-Cement Siding No
2014 510,000 Shingles Roof 4,320 5 $2500-$5000 Deductible 420 4 Stucco siding No
1987 230,000 Wood Shake Roof 2,210 4 $1000-$2500 Deductible 130 2 Wood siding yes