McKenzie, TN homeowners insurance is roughly $661 to $902, about $55-$75/month. Our comprehensive research shows customers can save upto $312 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near McKenzie, TN | Homeowners Insurance Agency Near McKenzie, TN | Address |
|---|---|---|
| State Farm | Mike Jinkins | 2076 S 1st St, Milan, TN, 38358-2752 |
| State Farm | Wes Harris | 319 Vann Dr Ste F, Jackson, TN, 38305-6032 |
| Erie | Carnal-Roberts Agency | 31 Natchez Trace Drive S, Lexington, TN, 38351 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Henry town, Tennessee | $97 | $129 | $193 |
| Gleason town, Tennessee | $97 | $129 | $193 |
| Huntingdon town, Tennessee | $98 | $130 | $195 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| McKenzie, TN | 7.6% | 19.7% |
| Henry | 7.45% | 19.26% |
| Gleason | 7.82% | 21.69% |
| Huntingdon | 8.83% | 18.05% |
| Mckenzie Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 121 | 13.0% | $369 |
| $200 to $299 | 134 | 15.0% | $819 |
| $300 to $499 | 187 | 21.0% | $1269 |
| $500 to $749 | 337 | 37.0% | $1944 |
| $750 to $999 | 70 | 7.0% | $2694 |
| $1,500 or more | 39 | 4.0% | $5469 |
| Streets in McKenzie Area | Homeowners Insurance Cost |
|---|---|
| Dale Rd, Hardy Rd, Joy Sparks Rd, S Maple St, L Owen Ln, Herrondale West Rd, Ben Smith Rd, W Main St, S Elm St, State Rte 77 | $781 |
| Lewis Ln, Melton Rd, Hallum Rd, Haglersville Rd, N Curry St, Pioneer Rd, Blakeshire Rd, Pettijohn Creek Rd, Bunn School Rd, Mark I Dr | $781 |
| Brown St, Ross Rd, Hwy 140 S, E L Walker Rd, Hall School Ln, Gate 3 Rd, Brown Rd, E Main St, Revel Ln, Andrews Rd | $773 |
| Gum Springs Rd, Traywick Rd, Replogle Rd, Perry School House Loop, E College St, Rayburn Ln, Hwy 22, Palestine Rd, Mitchell Loop, Ray Snider Rd | $779 |
| Lawrence Cemetery Rd, Atlantic Ave, Adams Rd, Dring Ln, Meadows Rd, Macedonia Rd, S Curry St, W College St, Pig Ln, Gilkey Rd | $773 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| McKenzie | $116 to $119 |
| Henry | $115 |
| Huntingdon | $117 |
| McLemoresville | $116 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly McKenzie Homeowner Insurance Premium Example | $400 | $200 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $4,200 | $3,600 |
| Net Savings to McKenzie Home Owner from High Deductible Plan | $600 | |
| Scenario | McKenzie, TN Home Replacement Value MORE than Home Value | McKenzie, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $97,500 | $54,500 |
| Insurance Premium based on Replacement Value | $525 | $300 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $21,500 | Risk Exposure from Under Insuring Coverage is $21,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $100/year |
| Insurance Company | GEICO Insurance | Nationwide Insurance | Travelers |
| Monthly Premium | 34 | 130 | 57 |
| Year Built | 2009 | 2013 | 1941 |
| Home Details | 3 Beds, 2 Baths | 5 Beds, 3 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $100000-$125000 | $300000-$350000 | $125000-$150000 |
| Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible | $500- $1000 Deductible |