McKenzie Insurance Rates:

McKenzie, TN homeowners insurance is roughly $661 to $902, about $55-$75/month. Our comprehensive research shows customers can save upto $312 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Mckenzie, TN Homeowners Insurance By Home Value

Mckenzie, TN Home Value Total Homes % of Total Average Mckenzie, TN Homeowners Insurance
Less than $50,000 242 20.0% $226
$50,000 to $59,999 137 11.0% $484
$60,000 to $69,999 100 8.0% $601
$70,000 to $79,999 71 5.0% $695
$80,000 to $89,999 118 9.0% $788
$90,000 to $99,999 88 7.0% $882
$100,000 to $124,999 218 18.0% $1023
$125,000 to $149,999 92 7.0% $1280
$150,000 to $174,999 92 7.0% $1515
$175,000 to $199,999 20 1.0% $1749

Top Home Insurance Agents Near McKenzie, TN

Home Insurance Company Near McKenzie, TN Homeowners Insurance Agency Near McKenzie, TN Address
NA Sills Agency - Erin Po Box 685, Erin, TN, 37061
NA Jack Ray Insurance Agency - Jackson 26 Lamar Circle, Ste. 8B, Jackson, TN, 38305
Erie Carnal-Roberts Agency 31 Natchez Trace Drive S, Lexington, TN, 38351
State Farm Mike Jinkins 2076 S 1st St, Milan, TN, 38358-2752
State Farm Wes Harris 319 Vann Dr Ste F, Jackson, TN, 38305-6032

Cost Of Homeowners Insurance By Street Near Mckenzie, TN

Streets in McKenzie Area Homeowners Insurance Cost
Dale Rd, Hardy Rd, Joy Sparks Rd, S Maple St, L Owen Ln, Herrondale West Rd, Ben Smith Rd, W Main St, S Elm St, State Rte 77$781
Lewis Ln, Melton Rd, Hallum Rd, Haglersville Rd, N Curry St, Pioneer Rd, Blakeshire Rd, Pettijohn Creek Rd, Bunn School Rd, Mark I Dr$781
Brown St, Ross Rd, Hwy 140 S, E L Walker Rd, Hall School Ln, Gate 3 Rd, Brown Rd, E Main St, Revel Ln, Andrews Rd$773
Gum Springs Rd, Traywick Rd, Replogle Rd, Perry School House Loop, E College St, Rayburn Ln, Hwy 22, Palestine Rd, Mitchell Loop, Ray Snider Rd$779
Lawrence Cemetery Rd, Atlantic Ave, Adams Rd, Dring Ln, Meadows Rd, Macedonia Rd, S Curry St, W College St, Pig Ln, Gilkey Rd$773

Mckenzie, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
McKenzie$116 to $119
Henry$115
Huntingdon$117
McLemoresville$116

McKenzie, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Henry town, Tennessee $97 $129 $193
Gleason town, Tennessee $97 $129 $193
Huntingdon town, Tennessee $98 $130 $195

McKenzie, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
McKenzie, TN7.6%19.7%
Henry7.45%19.26%
Gleason7.82%21.69%
Huntingdon8.83%18.05%

Mckenzie Renters Insurance as a Percentage of Rent

Mckenzie Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 121 13.0% $369
$200 to $299 134 15.0% $819
$300 to $499 187 21.0% $1269
$500 to $749 337 37.0% $1944
$750 to $999 70 7.0% $2694
$1,500 or more 39 4.0% $5469

McKenzie, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly McKenzie Homeowner Insurance Premium Example $400$200
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,200$3,600
Net Savings to McKenzie Home Owner from High Deductible Plan $600

McKenzie, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario McKenzie, TN Home Replacement Value MORE than Home Value McKenzie, TN Home Replacement Value LESS than Home Value
Replacement Value $97,500 $54,500
Insurance Premium based on Replacement Value $525 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $21,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $100/year

Example McKenzie Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceTravelers
Monthly Premium 3413057
Year Built 200920131941
Home Details 3 Beds, 2 Baths5 Beds, 3 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$300000-$350000$125000-$150000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for McKenzie, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 200,000 Membrane Roof 3,300 4 > $10,000 Deductible 220 5 Brick siding yes
1982 85,000 Metal Roof 1,540 3 $500 Deductible 480 12 Brick siding yes
2010 150,000 Metal Roof 2,110 3 $2500-$5000 Deductible 470 12 Fiber-Cement Siding No
1989 115,000 Slate Shingles Roof 1,930 3 $1000-$2500 Deductible 500 12 Wood siding yes
1985 105,000 Shingles Roof 1,500 2 $1000-$2500 Deductible 230 7 Stucco siding No
1946 100,000 Slate Shingles Roof 1,480 3 $500 Deductible 490 9 Vinyl siding No
1975 105,000 Composition Roof 1,410 2 $1000-$2500 Deductible 200 7 Wood siding yes
2009 200,000 Asphalt Shingles Roof 2,840 4 $2500-$5000 Deductible 140 2 Wood siding No
2013 115,000 Slate Shingles Roof 1,690 4 $500- $1000 Deductible 160 4 Stone Siding No
2002 155,000 Shingles Roof 2,230 4 $2500-$5000 Deductible 200 5 Vinyl siding yes
1983 255,000 Tile Roof 4,800 5 $500- $1000 Deductible 80 1 Wood siding No
2004 145,000 Tile Roof 1,990 4 $500 Deductible 140 3 Brick siding No
1973 95,000 Membrane Roof 1,400 2 $500- $1000 Deductible 70 2 Fiber-Cement Siding No
1945 70,000 Shingles Roof 1,360 2 $500- $1000 Deductible 170 6 Wood siding No
1941 105,000 Asphalt Shingles Roof 1,750 3 $1000-$2500 Deductible 340 9 Stucco siding yes
1973 100,000 Metal Roof 1,590 2 $500 Deductible 180 6 Brick siding No
1983 60,000 Wood Shake Roof 960 2 $500- $1000 Deductible 190 7 Brick siding No
1947 200,000 Shingles Roof 2,860 5 $500- $1000 Deductible 320 4 Stucco siding No
2005 100,000 Asphalt Shingles Roof 1,330 3 $500- $1000 Deductible 80 2 Stucco siding yes
2008 120,000 Wood Shake Roof 1,580 3 $500- $1000 Deductible 140 3 Wood siding No
1970 110,000 Tile Roof 2,160 4 $500- $1000 Deductible 50 1 Fiber-Cement Siding yes
2006 150,000 Tile Roof 2,050 3 $5000 to $10,000 Deductible 230 6 Brick siding No
2010 100,000 Membrane Roof 1,420 3 $2500-$5000 Deductible 200 6 Stone Siding No
2009 145,000 Composition Roof 2,100 3 $500- $1000 Deductible 410 8 Fiber-Cement Siding No
1941 165,000 Wood Shake Roof 2,330 3 $2500-$5000 Deductible 440 8 Fiber-Cement Siding yes
2014 190,000 Asphalt Shingles Roof 3,260 4 $500 Deductible 650 10 Fiber-Cement Siding No
1975 215,000 Membrane Roof 3,320 4 > $10,000 Deductible 480 8 Wood siding No
2010 100,000 Composition Roof 1,430 3 $500 Deductible 400 10 Vinyl siding yes
1989 85,000 Wood Shake Roof 1,280 3 $500- $1000 Deductible 130 4 Stone Siding yes
1943 165,000 Metal Roof 3,010 5 $500 Deductible 230 3 Vinyl siding yes
2010 110,000 Tile Roof 1,780 4 $500 Deductible 520 12 Fiber-Cement Siding yes
2002 290,000 Wood Shake Roof 4,410 5 $5000 to $10,000 Deductible 330 4 Wood siding No