McKee Insurance Rates:

McKee, KY homeowners insurance is roughly $620 to $844, about $51-$70/month. Our thorough guide reveals consumers can save as much as $292 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Mckee, KY Homeowners Insurance By Home Value

Mckee, KY Home Value Total Homes % of Total Average Mckee, KY Homeowners Insurance
Less than $50,000 473 31.0% $307
$50,000 to $59,999 325 21.0% $644
$60,000 to $69,999 173 11.0% $797
$80,000 to $89,999 135 9.0% $1046
$100,000 to $124,999 82 5.0% $1361
$125,000 to $149,999 157 10.0% $1698
$150,000 to $174,999 72 4.0% $2005
$175,000 to $199,999 20 1.0% $2320
$200,000 to $249,999 16 1.0% $2788
$300,000 to $399,999 27 1.0% $4333

Top Home Insurance Agents Near McKee, KY

Home Insurance Company Near McKee, KY Homeowners Insurance Agency Near McKee, KY Address
Travelers Forcht Ins Services Llc 2404 SIR BARTON WAY, LEXINGTON, KY, 40509
Travelers Griffith-Catlett-Hampton Inc 2250 THUNDERSTICK DR STE 1104, LEXINGTON, KY, 40505
State Farm Mark Smith 51 E Main St, Mt Sterling, KY, 40353-1413
Allstate Scott Kleykamp 2161 Lexington Rd Ste 7, Richmond, KY, 40475
State Farm Tammy Cundiff 3311 S Highway 27 Ste 10, Somerset, KY, 42501-3179

Cost Of Homeowners Insurance By Street Near Mckee, KY

Streets in McKee Area Homeowners Insurance Cost
Leonard Banks Rd, Hickory Flat Rd, Gray Hawk Dairy Rd, Gray Hawk Ln, Club Lake Rd, Jacks Ridge Rd, Congleton Hollow Rd, State Hwy 1431, Birch Lick School Rd, Lakewood Dr$733
Old County Rd, N Main St, Bradshaw Rd, State Hwy 30 E, Cartwright Rd, Hwy 3446, Harve Young Rd, Ray Clark Hill, Cs-1006, Indian Creek Rd$734
2nd St, Wright Rd, Cedar Point Ridge Rd, Buggy Ln, State Hwy 587, Marcum Rd, Kim Gay Ln, Congleton Hollow Spur Rd, Big Wild Dog Rd, Potter Rd$729
Brownsville Rd, Laurel Creek Rd, Spivey Rd, Sandlin Cemetery Rd, Kelly Rd, Pink House Rd, Ball Park Rd, Cr-1033, Quail Run Est, Brushy Ridge Rd$732
Clifton Ln, Creech Rd, State Hwy 1071, Blanton Rd, W Water St, Ridgeway E, Airport Access Rd, Soaptown Rd, State Hwy 1209, US Hwy 421 S$729

Mckee, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
McKee$109 to $112
Jackson County$109
Annville$110
Winston-West Irvine$111

McKee, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Jackson County, Kentucky $92 $122 $183
Annville CCD, Jackson County, Kentucky $92 $123 $184
Sandgap CCD, Jackson County, Kentucky $91 $121 $182

McKee, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
McKee, KY7.3%20.5%
Jackson County7.85%21.58%
Annville8.09%20.32%
Sandgap8.99%24.93%

Mckee Renters Insurance as a Percentage of Rent

Mckee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 48 9.0% $363
$200 to $299 118 22.0% $813
$300 to $499 71 13.0% $1263
$500 to $749 255 48.0% $1938
$750 to $999 33 6.0% $2688

McKee, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly McKee Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,400$4,800
Net Savings to McKee Home Owner from High Deductible Plan $600

McKee, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario McKee, KY Home Replacement Value MORE than Home Value McKee, KY Home Replacement Value LESS than Home Value
Replacement Value $75,500 $48,000
Insurance Premium based on Replacement Value $350 $225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,000 Risk Exposure from Under Insuring Coverage is $16,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

Example McKee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceAmica Mutual Insurance CompanyAllstate
Monthly Premium 465945
Year Built 199320001985
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$125000-$150000$200000-$250000
Deductible $500- $1000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for McKee, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 255,000 Asphalt Shingles Roof 4,890 5 $5000 to $10,000 Deductible 490 6 Brick siding No
1996 220,000 Wood Shake Roof 4,500 5 > $10,000 Deductible 260 4 Stone Siding yes
1981 90,000 Asphalt Shingles Roof 1,620 3 $500- $1000 Deductible 300 8 Brick siding yes
1988 260,000 Asphalt Shingles Roof 5,000 5 $1000-$2500 Deductible 1270 12 Brick siding No
1994 70,000 Asphalt Shingles Roof 1,220 3 $500- $1000 Deductible 150 7 Stone Siding No
2004 165,000 Slate Shingles Roof 3,320 4 $2500-$5000 Deductible 500 8 Wood siding yes
1981 190,000 Slate Shingles Roof 3,200 4 $500- $1000 Deductible 570 9 Brick siding No
1985 165,000 Asphalt Shingles Roof 2,970 4 $500 Deductible 440 9 Vinyl siding yes
1995 215,000 Membrane Roof 3,690 5 $500- $1000 Deductible 420 7 Vinyl siding yes
1995 115,000 Membrane Roof 2,740 4 $500 Deductible 80 2 Vinyl siding No
1986 225,000 Metal Roof 4,510 5 $1000-$2500 Deductible 80 1 Stucco siding yes
1984 220,000 Shingles Roof 4,090 5 $1000-$2500 Deductible 750 10 Wood siding yes
2002 90,000 Slate Shingles Roof 1,940 3 $500- $1000 Deductible 120 3 Stone Siding yes
2009 300,000 Shingles Roof 4,750 5 $5000 to $10,000 Deductible 510 5 Wood siding yes
2004 95,000 Tile Roof 1,620 4 $500- $1000 Deductible 280 8 Vinyl siding No
1981 160,000 Slate Shingles Roof 3,170 5 $1000-$2500 Deductible 60 1 Brick siding yes
2009 100,000 Composition Roof 2,050 3 $1000-$2500 Deductible 100 4 Stucco siding No
1990 85,000 Shingles Roof 1,780 5 $1000-$2500 Deductible 180 7 Stone Siding No
1999 60,000 Shingles Roof 1,220 3 $500 Deductible 220 10 Vinyl siding yes
2008 70,000 Metal Roof 1,220 3 $500 Deductible 210 5 Stucco siding yes
1996 140,000 Asphalt Shingles Roof 2,670 4 $500- $1000 Deductible 210 3 Vinyl siding yes
1983 160,000 Asphalt Shingles Roof 3,150 4 $1000-$2500 Deductible 110 2 Stucco siding yes
1983 95,000 Tile Roof 1,680 4 $500- $1000 Deductible 190 5 Stone Siding No
1997 180,000 Membrane Roof 3,350 4 $500 Deductible 870 9 Stucco siding No
1984 115,000 Metal Roof 2,070 3 $1000-$2500 Deductible 250 5 Brick siding No
1999 250,000 Wood Shake Roof 4,060 5 $1000-$2500 Deductible 150 2 Brick siding yes
2001 90,000 Membrane Roof 1,940 3 $500 Deductible 250 6 Brick siding No
1994 100,000 Slate Shingles Roof 1,580 3 $1000-$2500 Deductible 210 7 Vinyl siding yes
2009 115,000 Slate Shingles Roof 2,240 3 $500- $1000 Deductible 40 1 Vinyl siding yes
1986 135,000 Metal Roof 2,310 3 $500 Deductible 540 12 Brick siding yes
2001 90,000 Shingles Roof 1,620 5 $1000-$2500 Deductible 120 7 Fiber-Cement Siding No