McCaysville Insurance Rates:

McCaysville, GA homeowners insurance is nearly $739 to $1,011, about $61-$84/month. Our exhaustive guide shows customers can save as much as $350 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Mccaysville, GA Homeowners Insurance By Home Value

Mccaysville, GA Home Value Total Homes % of Total Average Mccaysville, GA Homeowners Insurance
Less than $50,000 342 16.0% $183
$50,000 to $59,999 54 2.0% $385
$60,000 to $69,999 119 5.0% $481
$70,000 to $79,999 188 9.0% $551
$80,000 to $89,999 199 9.0% $630
$100,000 to $124,999 276 13.0% $813
$125,000 to $149,999 114 5.0% $1015
$150,000 to $174,999 179 8.0% $1198
$175,000 to $199,999 130 6.0% $1382
$200,000 to $249,999 297 14.0% $1671
$250,000 to $299,999 92 4.0% $2038
$300,000 to $399,999 69 3.0% $2590

Top Home Insurance Agents Near McCaysville, GA

Home Insurance Company Near McCaysville, GA Homeowners Insurance Agency Near McCaysville, GA Address
NA Ladd And Associates 5512 Ringgold Road, Suite 104 Chattanooga, East Ridge, TN, 37412
Travelers Athens Insurance Agency 110 WASHINGTON NW, ATHENS, TN, 37303
Travelers Chandler Insurance Group Inc 121 OLD DAWSON VILLAGE RD BLDG 100 UNIT 210, DAWSONVILLE, GA, 30534
Nationwide Kathrine Wilson 116 Stuart Rd NE, Cleveland, TN, 37312
Travelers Vankeith Insurance Agency Of Dawsonville Llc 131 PROMINENCE CT STE 110, DAWSONVILLE, GA, 30534

Cost Of Homeowners Insurance By Street Near Mccaysville, GA

Streets in McCaysville Area Homeowners Insurance Cost
Howard St, Victory Ln, Old Mill Rd, Galloway Cem Rd, Co Rd 146, Milsaps Cir, Long St, Mull Kidge Rd, Velenorth Rd, Station Dr$875
Hemlock Ln, Mercury Dr, Breeze Way, Bailey Farm Dr, Thunder Rock Dr, Stone Ln, Nacoma Ln, Lake Dunn Rd, Colton Ave, River Dr$870
Garrett Ln, Rocky Ridge Dr, Kingtown Rd, Millsaps Cir, White Oak Cir, Bridge St, Orange St, Matthew Ln, Mineral Bluff Hwy, Walnut Way$875
Oak Dr, Jasper Rd, Cardinal Ln, Harper Valley Rd, Grand Central Ave, Mc Cay St, Bailey Farm Ln, Co Rd 107, Azalea Ln, Colton Rd$870
Briggs St, Goss Rd, Cross Creek Rd, Blackberry Ridge Rd, Queen Rd, la Vista Dr, Panther Ln, Sunset Rd, Midway St, Salem Rd$873

Mccaysville, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
McCaysville$130 to $132
Epworth$124
Copperhill$115
Fannin County$135

McCaysville, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Copperhill city, Tennessee $96 $128 $192
Fannin County, Georgia $113 $150 $225
Blue Ridge CCD, Fannin County, Georgia $115 $153 $229

McCaysville, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
McCaysville, GA7.7%24.4%
Epworth5.51%30.51%
Copperhill8.78%22.95%
Fannin County6.36%22.59%

Mccaysville Renters Insurance as a Percentage of Rent

Mccaysville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 25 5.0% $372
$200 to $299 68 14.0% $822
$300 to $499 125 26.0% $1272
$500 to $749 96 20.0% $1947
$750 to $999 140 29.0% $2697
$1,000 to $1,499 16 3.0% $3822

McCaysville, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly McCaysville Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$9,000
Net Savings to McCaysville Home Owner from High Deductible Plan $600

McCaysville, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario McCaysville, GA Home Replacement Value MORE than Home Value McCaysville, GA Home Replacement Value LESS than Home Value
Replacement Value $143,000 $94,500
Insurance Premium based on Replacement Value $625 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $23,500 Risk Exposure from Under Insuring Coverage is $25,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example McCaysville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceTravelers
Monthly Premium 236140
Year Built 198520001999
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $75000-$100000$200000-$250000$125000-$150000
Deductible $2500-$5000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for McCaysville, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 180,000 Tile Roof 2,060 3 $1000-$2500 Deductible 530 7 Vinyl siding No
2010 275,000 Asphalt Shingles Roof 3,010 4 $500 Deductible 1350 10 Stone Siding yes
1987 150,000 Tile Roof 1,610 4 $500 Deductible 340 5 Wood siding No
2003 175,000 Metal Roof 2,320 4 $5000 to $10,000 Deductible 70 1 Brick siding No
1994 170,000 Shingles Roof 2,240 3 $500 Deductible 700 9 Wood siding No
1985 130,000 Membrane Roof 1,870 4 $1000-$2500 Deductible 610 10 Vinyl siding No
2002 120,000 Metal Roof 1,510 3 $2500-$5000 Deductible 340 10 Brick siding No
2005 255,000 Metal Roof 3,120 4 $2500-$5000 Deductible 560 10 Stone Siding No
1993 280,000 Shingles Roof 3,390 4 $1000-$2500 Deductible 1030 10 Stucco siding yes
1979 145,000 Metal Roof 1,680 4 $2500-$5000 Deductible 250 5 Wood siding No
1978 195,000 Composition Roof 2,610 4 $500- $1000 Deductible 790 8 Wood siding yes
2012 210,000 Metal Roof 2,270 3 > $10,000 Deductible 320 12 Stucco siding No
2014 145,000 Asphalt Shingles Roof 2,070 3 $500- $1000 Deductible 540 8 Stone Siding yes
1981 175,000 Membrane Roof 2,330 4 $5000 to $10,000 Deductible 360 7 Vinyl siding No
1977 145,000 Composition Roof 2,230 4 $500 Deductible 130 2 Vinyl siding yes
2011 215,000 Asphalt Shingles Roof 3,120 4 $2500-$5000 Deductible 140 2 Stucco siding yes
2005 145,000 Shingles Roof 1,550 3 $500- $1000 Deductible 410 8 Wood siding yes
2007 180,000 Wood Shake Roof 1,950 3 $5000 to $10,000 Deductible 150 4 Vinyl siding yes
2013 200,000 Composition Roof 2,190 3 $2500-$5000 Deductible 330 5 Stucco siding yes
2012 175,000 Shingles Roof 2,510 4 $1000-$2500 Deductible 310 5 Stucco siding No
1986 120,000 Tile Roof 1,360 3 $500- $1000 Deductible 30 1 Stucco siding yes
1992 130,000 Shingles Roof 1,810 3 $1000-$2500 Deductible 310 7 Fiber-Cement Siding No
1985 150,000 Composition Roof 1,630 3 $500- $1000 Deductible 470 8 Wood siding yes
1983 135,000 Asphalt Shingles Roof 1,520 3 $500- $1000 Deductible 90 2 Wood siding yes
2010 110,000 Asphalt Shingles Roof 1,650 3 $1000-$2500 Deductible 120 3 Wood siding yes
1984 200,000 Slate Shingles Roof 2,310 4 $1000-$2500 Deductible 60 1 Vinyl siding yes
2014 175,000 Asphalt Shingles Roof 1,890 3 $5000 to $10,000 Deductible 170 3 Wood siding No
2011 165,000 Shingles Roof 1,940 4 $500- $1000 Deductible 700 9 Stucco siding yes
1971 220,000 Shingles Roof 2,370 3 $5000 to $10,000 Deductible 800 12 Fiber-Cement Siding yes
1990 150,000 Membrane Roof 1,810 4 $500- $1000 Deductible 310 5 Brick siding No
1976 125,000 Asphalt Shingles Roof 1,370 3 $1000-$2500 Deductible 180 4 Vinyl siding yes
1977 95,000 Composition Roof 1,370 3 $500- $1000 Deductible 30 1 Brick siding yes
2014 95,000 Shingles Roof 1,530 3 $500 Deductible 410 10 Vinyl siding No
2012 110,000 Slate Shingles Roof 1,520 3 $500- $1000 Deductible 110 3 Fiber-Cement Siding yes