Mayfield Insurance Rates:

Mayfield, NY homeowners insurance is about $502 to $683, about $41-$56/month. Our thorough analysis indicates shoppers can save as much as $237 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Mayfield, NY Homeowners Insurance By Home Value

Mayfield, NY Home Value Total Homes % of Total Average Mayfield, NY Homeowners Insurance
Less than $50,000 319 15.0% $112
$50,000 to $59,999 126 6.0% $243
$60,000 to $69,999 79 3.0% $296
$70,000 to $79,999 62 3.0% $343
$80,000 to $89,999 134 6.0% $391
$90,000 to $99,999 97 4.0% $438
$100,000 to $124,999 217 10.0% $509
$125,000 to $149,999 219 10.0% $634
$150,000 to $174,999 155 7.0% $753
$175,000 to $199,999 128 6.0% $865
$200,000 to $249,999 239 11.0% $1043
$250,000 to $299,999 173 8.0% $1274
$300,000 to $399,999 93 4.0% $1624

Top Home Insurance Agents Near Mayfield, NY

Home Insurance Company Near Mayfield, NY Homeowners Insurance Agency Near Mayfield, NY Address
NA Beacon Insurance Agency Group Inc 56 Main St Amsterdam, town of amsterdam, NY, 12010
Travelers Adirondack Trust Insurance Agency 31 CHURCH ST FL 4, SARATOGA SPRINGS, NY, 12866
State Farm Scott Grates 205 W Main St, Ilion, NY, 13357-1509
Allstate Sefcu Asset Mgmt Sv 169 Main St, Cooperstown, NY, 13326
Travelers Sykes-Mallia Assoc Inc 160 Lafayette St Schenectady, City of Schenectady, NY, 12305

Cost Of Homeowners Insurance By Street Near Mayfield, NY

Streets in Mayfield Area Homeowners Insurance Cost
McDarash Rd, Longview Dr, Lakeside Dr, Rolling Meadows II, Oak Ln, Prospect Ave, Georgianna Dr, Yates Rd, Cedar Ln, Co Rd 154$597
Ash Ln, Jackson Summit Rd, Fritz's Rd, N Pine Tree Dr, Peninsular Hts, Berry Rd, Hallenbeck St, Co Rd 102, Gray Rd, Blanchard Rd$591
Lakeview Dr, Rolling Meadows Rd, Priddle Point Rd Exd, Bradt Rd, Woodside Ave, Bushnell Rd, Fritz Ln, N School St, Partyka Dr, Mountain Rd$589
N Second Ave Exd, Warren Rd, Co Rd 102, Paradise Point Ln, Lake St, Candlewood Dr, Verkleir Dr, Co Rd 155, Center St, Woods Hollow Rd$591
Blanchard Loop, Co Hwy 155, Woodlawn Ave, Kelly Rd, Blowers Rd, Bluebird Ln, Lathrop Ln, St Thomas Ln, Frank Rd, Tolemantown Rd$598

Mayfield, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mayfield$88 to $91
Northampton$90
Broadalbin$89
Gloversville$87

Mayfield, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Northampton town, Fulton County, New York $90 $120 $180
Broadalbin town, Fulton County, New York $89 $119 $179
Gloversville city, New York $87 $116 $174

Mayfield, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mayfield, NY4.3%9.6%
Northampton3.73%9.12%
Broadalbin3.68%9.15%
Gloversville4.49%9.88%

Mayfield Renters Insurance as a Percentage of Rent

Mayfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 64 14.0% $1247
$500 to $749 232 50.0% $1922
$750 to $999 97 21.0% $2672
$1,000 to $1,499 62 13.0% $3797

Mayfield, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$7,400
Yearly Mayfield Homeowner Insurance Premium Example $2,800$1,800
Out of Pocket Expense During Claim$1,400$7,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $21,000$20,000
Net Savings to Mayfield Home Owner from High Deductible Plan $1,000

Mayfield, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mayfield, NY Home Replacement Value MORE than Home Value Mayfield, NY Home Replacement Value LESS than Home Value
Replacement Value $145,000 $84,000
Insurance Premium based on Replacement Value $1,425 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $350/year

Example Mayfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateLiberty Mutual
Monthly Premium 10695110
Year Built 201319671977
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$125000-$150000$150000-$175000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Mayfield, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 140,000 Composition Roof 2,000 5 $500- $1000 Deductible 1550 12 Stucco siding No
1966 115,000 Asphalt Shingles Roof 1,750 4 $500 Deductible 600 5 Brick siding No
1971 175,000 Composition Roof 2,510 4 $5000 to $10,000 Deductible 800 8 Wood siding yes
2007 135,000 Tile Roof 1,470 3 $2500-$5000 Deductible 630 9 Fiber-Cement Siding yes
1992 125,000 Shingles Roof 1,290 3 $500- $1000 Deductible 770 7 Stone Siding No
1973 165,000 Composition Roof 1,840 3 $2500-$5000 Deductible 70 1 Stone Siding yes
1974 110,000 Shingles Roof 1,520 3 $1000-$2500 Deductible 790 12 Fiber-Cement Siding No
1993 225,000 Wood Shake Roof 3,190 4 $2500-$5000 Deductible 730 6 Fiber-Cement Siding yes
1978 380,000 Wood Shake Roof 4,010 5 > $10,000 Deductible 2380 12 Fiber-Cement Siding yes
1994 275,000 Membrane Roof 2,940 4 $500 Deductible 1240 5 Fiber-Cement Siding yes
2001 325,000 Shingles Roof 4,220 5 $500- $1000 Deductible 2030 8 Fiber-Cement Siding yes
1989 190,000 Composition Roof 2,150 3 $500 Deductible 140 1 Stone Siding yes
1998 110,000 Wood Shake Roof 1,390 3 $1000-$2500 Deductible 1040 12 Stone Siding yes
1945 165,000 Slate Shingles Roof 1,980 3 $500- $1000 Deductible 650 6 Stucco siding No
1976 145,000 Slate Shingles Roof 1,630 4 $1000-$2500 Deductible 530 7 Stone Siding yes
1994 200,000 Tile Roof 2,020 3 $5000 to $10,000 Deductible 810 7 Wood siding No
1991 260,000 Shingles Roof 2,860 4 $500- $1000 Deductible 160 1 Brick siding yes
1981 340,000 Shingles Roof 3,550 5 $2500-$5000 Deductible 2460 10 Fiber-Cement Siding No
1968 95,000 Composition Roof 1,390 3 $500- $1000 Deductible 490 6 Stucco siding No
1942 385,000 Membrane Roof 4,720 5 $2500-$5000 Deductible 1960 6 Stucco siding No
2000 170,000 Slate Shingles Roof 2,510 5 $1000-$2500 Deductible 790 7 Vinyl siding yes
2012 110,000 Wood Shake Roof 1,630 4 $2500-$5000 Deductible 470 8 Wood siding No
1999 125,000 Wood Shake Roof 1,370 3 $2500-$5000 Deductible 210 3 Wood siding yes
1977 165,000 Membrane Roof 1,800 4 $500- $1000 Deductible 750 6 Brick siding No
1963 440,000 Wood Shake Roof 4,670 5 $500- $1000 Deductible 1970 7 Brick siding No
1944 270,000 Asphalt Shingles Roof 3,770 5 $2500-$5000 Deductible 820 5 Stone Siding yes
2006 205,000 Tile Roof 2,850 4 $2500-$5000 Deductible 230 2 Stucco siding No
1997 145,000 Slate Shingles Roof 1,980 3 $2500-$5000 Deductible 1100 10 Stone Siding No
1989 175,000 Metal Roof 2,060 3 $2500-$5000 Deductible 410 4 Stone Siding yes
1994 245,000 Shingles Roof 2,500 5 $500 Deductible 1630 7 Brick siding No
2005 400,000 Wood Shake Roof 4,650 5 $500 Deductible 270 1 Brick siding yes
1985 155,000 Slate Shingles Roof 1,850 3 $1000-$2500 Deductible 370 3 Stucco siding No
2007 230,000 Metal Roof 3,070 5 $500- $1000 Deductible 2830 12 Fiber-Cement Siding yes
2005 130,000 Composition Roof 1,370 3 $500- $1000 Deductible 810 7 Brick siding yes