Mastic Insurance Rates:

Mastic, NY homeowners insurance is about $528 to $717, about $44-$59/month. Our extensive guide shows customers can save upto $248 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Mastic, NY Homeowners Insurance By Home Value

Mastic, NY Home Value Total Homes % of Total Average Mastic, NY Homeowners Insurance
Less than $50,000 51 1.0% $49
$100,000 to $124,999 75 2.0% $242
$125,000 to $149,999 91 2.0% $304
$150,000 to $174,999 222 6.0% $360
$175,000 to $199,999 279 7.0% $416
$200,000 to $249,999 614 16.0% $503
$250,000 to $299,999 1,049 29.0% $615
$300,000 to $399,999 1,204 33.0% $777

Top Home Insurance Agents Near Mastic, NY

Home Insurance Company Near Mastic, NY Homeowners Insurance Agency Near Mastic, NY Address
Travelers Helfer Insurance & Financial Services Inc 501 MAIN ST, MONROE, CT, 6468
Travelers Hughes Agency 60 WATERBURY RD STE 2, PROSPECT, CT, 6712
Travelers Smith Insurance Inc 15 LIBERTY WAY, NIANTIC, CT, 6357
Travelers Takach & Associates Inc 112 Terry Rd Ste A, Smithtown, NY, 11787
Travelers Vrp Insurance Agency 955 MAIN STREET, HOLBROOK, NY, 11741

Cost Of Homeowners Insurance By Street Near Mastic, NY

Streets in Mastic Area Homeowners Insurance Cost
Vernon Ave, Douglaston St, Herbert Ct, Forestall Dr, Poospatuck Ln, Miramar St, Rutland Rd, Clymer Pl, Dover Pl, Baypoint Dr$627
Pershing St, Milford, Abbott Ave, Jeanatta Ave, Burney Blvd, Applegate Dr, Estate Dr, Tonopan St, Carlton Ave, Market St$626
Kameo Dr, Dexter St, George Dr, Garfield Pl, Lambert Ave, Bentnor St, Clover St, Weeks Ave, Edgewood St, Woodcut Dr$622
Mastic Blvd, Eleanor Ave, Fulton Pl, Floradora Dr, Bullard St, Strafford St, Franklin Ct, Foxcroft St, Gillen Pl, Kilroy Dr$617
Long Tree Ln, Terapin St, Keller Dr, Herkimer St, Sleepy Hollow Dr, Wavecrest Dr, Moriches Ave, Terry Dr, Lee Pl, Smith Ct$626

Mastic, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mastic$93 to $95
Moriches$97
Poospatuck$91
Shirley$93

Mastic, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Moriches CDP, New York $98 $130 $195
Poospatuck Reservation, Suffolk County, New York $92 $122 $183
Shirley CDP, New York $93 $124 $186

Mastic, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mastic, NY2.3%5.6%
Moriches2.38%5.41%
Poospatuck2.39%12.1%
Shirley2.2%6.03%

Mastic Renters Insurance as a Percentage of Rent

Mastic Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 101 10.0% $1233
$750 to $999 82 8.0% $2658
$1,000 to $1,499 153 15.0% $3783
$1,500 or more 674 66.0% $5433

Mastic, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Mastic Homeowner Insurance Premium Example $2,700$2,300
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $20,000$19,200
Net Savings to Mastic Home Owner from High Deductible Plan $800

Mastic, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mastic, NY Home Replacement Value MORE than Home Value Mastic, NY Home Replacement Value LESS than Home Value
Replacement Value $344,500 $255,000
Insurance Premium based on Replacement Value $3,175 $2,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,500 Risk Exposure from Under Insuring Coverage is $55,000
Premium Impact Insurance cheaper by $500/year Insurance costlier by $325/year

Example Mastic Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceErie Insurance
Monthly Premium 145230402
Year Built 198519751992
Home Details 4 Beds, 2 Baths5 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$350000-$400000$500000-$600000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Mastic, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 555,000 Composition Roof 4,320 5 $500- $1000 Deductible 570 1 Stone Siding yes
1972 245,000 Metal Roof 1,790 4 $2500-$5000 Deductible 1250 9 Stone Siding yes
1970 565,000 Membrane Roof 3,240 5 $1000-$2500 Deductible 3540 8 Stucco siding No
2009 370,000 Shingles Roof 2,440 4 $1000-$2500 Deductible 1970 10 Brick siding yes
2004 380,000 Tile Roof 2,220 4 $1000-$2500 Deductible 4370 12 Stucco siding yes
1985 420,000 Membrane Roof 2,990 5 $2500-$5000 Deductible 2010 7 Wood siding No
1973 540,000 Wood Shake Roof 4,100 5 > $10,000 Deductible 990 4 Wood siding No
1971 670,000 Composition Roof 4,990 5 > $10,000 Deductible 3180 10 Stucco siding No
2006 365,000 Slate Shingles Roof 2,980 4 $2500-$5000 Deductible 2360 8 Wood siding No
1999 410,000 Tile Roof 2,950 4 $500 Deductible 3310 9 Stone Siding yes
2000 315,000 Asphalt Shingles Roof 1,820 5 $1000-$2500 Deductible 970 4 Brick siding No
1978 540,000 Membrane Roof 4,550 5 $2500-$5000 Deductible 750 3 Fiber-Cement Siding yes
1971 630,000 Composition Roof 4,150 5 $5000 to $10,000 Deductible 2240 6 Wood siding yes
1980 345,000 Membrane Roof 2,090 4 $500 Deductible 1690 5 Vinyl siding No
1992 500,000 Membrane Roof 3,510 5 $500- $1000 Deductible 4450 12 Vinyl siding No
1988 620,000 Membrane Roof 4,310 5 $500 Deductible 1110 2 Fiber-Cement Siding No
2003 410,000 Composition Roof 3,170 4 $5000 to $10,000 Deductible 1600 8 Brick siding yes
2006 560,000 Membrane Roof 3,280 5 $2500-$5000 Deductible 390 1 Stucco siding yes
2003 340,000 Composition Roof 2,420 4 $5000 to $10,000 Deductible 190 1 Stone Siding No
1990 520,000 Composition Roof 3,480 5 $5000 to $10,000 Deductible 310 1 Stone Siding No
1993 440,000 Composition Roof 3,090 4 > $10,000 Deductible 2320 10 Brick siding No
2002 515,000 Wood Shake Roof 4,070 5 $2500-$5000 Deductible 360 1 Wood siding No
1975 570,000 Composition Roof 3,270 4 > $10,000 Deductible 1240 4 Brick siding No
1970 330,000 Composition Roof 2,650 4 $5000 to $10,000 Deductible 1020 7 Stucco siding yes
1981 400,000 Membrane Roof 3,190 5 $1000-$2500 Deductible 3470 12 Wood siding No
1975 310,000 Metal Roof 2,610 5 $1000-$2500 Deductible 1290 7 Wood siding No
1978 240,000 Tile Roof 2,030 4 > $10,000 Deductible 110 1 Brick siding yes
1986 430,000 Metal Roof 3,050 4 > $10,000 Deductible 320 2 Stone Siding yes
1971 330,000 Wood Shake Roof 2,400 4 $2500-$5000 Deductible 1610 8 Vinyl siding yes
1997 535,000 Composition Roof 4,330 5 $1000-$2500 Deductible 1920 7 Brick siding No
1994 695,000 Composition Roof 4,150 5 $500- $1000 Deductible 4550 12 Brick siding No
1974 270,000 Metal Roof 2,120 4 $500 Deductible 1630 9 Brick siding No
1983 580,000 Shingles Roof 4,290 5 $1000-$2500 Deductible 930 3 Stone Siding yes
1987 210,000 Tile Roof 1,790 4 $1000-$2500 Deductible 740 6 Stone Siding No