Massapequa Insurance Rates:

Massapequa, NY homeowners insurance is roughly $566 to $772, about $47-$64/month. Our thorough guide reveals consumers can save as much as $267 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
When you call them and ask for help, they will be very helpful and professional. they tell you what you should do.
Geico
When i called about the double charge they didn't really do anything about it except give me a bunch of hoops to jump through probably hoping i didn't fully go through with the process.
Esurance
All in all, the positive aspects of assurance outweigh the negative aspects. i appreciate the convenience, affordable rates, quick response to questions, and great customer service that i have experienced. the downside of not having a physical office and lacking a few user friendly web page additions are minimal concerns considering i have insurance coverage at a good price.
Allstate
Their customer service has been pretty good. We recently had flood damage and they were great.
Arrow Financial Corporation
The premium is great. It has consistently been the lowest premium I was quoted every time I shop around. I have shopped around every year the premium comes up and they are almost always twice as high as what I have now.
Geico
I like that I am able to log in easily to make payments or access my policy from my phone or any computer. The website is easy to use and easy to understand.
State Farm
I had it quoted with State Farm before and they were a few dollars cheaper, but it did come with less benefit and customer service was not nearly as good.
Usaa
Don't really have any dislike other than I only got one option from them. They lacked a little flexibility in providing me with the choices.

Massapequa, NY Homeowners Insurance By Home Value

Massapequa, NY Home Value Total Homes % of Total Average Massapequa, NY Homeowners Insurance
Less than $50,000 54 3.0% $26
$50,000 to $59,999 25 1.0% $66
$60,000 to $69,999 17 1.0% $80
$100,000 to $124,999 28 1.0% $140
$150,000 to $174,999 19 1.0% $207
$175,000 to $199,999 26 1.0% $240
$200,000 to $249,999 44 2.0% $287
$250,000 to $299,999 149 9.0% $354
$300,000 to $399,999 1,120 74.0% $454

Top Home Insurance Agents Near Massapequa, NY

Home Insurance Company Near Massapequa, NY Homeowners Insurance Agency Near Massapequa, NY Address
NA O'Donnell Agency, Llc 416 Centennial Avenue, Cranford, NJ, 7016
Travelers Fds Agency Inc 800 WESTCHESTER AVE SUITE S634, RYE BROOK, NY, 10573
Farmers Thurman Mckoy 4 Sloan St Ste 2e, South Orange, NJ, 7079
Liberty Mutual Independent Uagents Advantage Inc - Clsc 27 CLEVELAND STREET, VALHALLA, NY, 10595
Travelers William J Hofmann Agency Inc 348 MAIN ST, FARMINGDALE, NY, 11735

Cost Of Homeowners Insurance By Street Near Massapequa, NY

Streets in Massapequa Area Homeowners Insurance Cost
Beaumont Ave, Burns Ln, Ontario Ave, Adam Rd W, Rhode Island Ave, E Riviera Dr, Roxbury Ln, Ohio Ave, W Riviera Dr, Dale Ct$695
Sandy Ln, Clark Ave, Baltimore Ave, Dory Ln, Biltmore Blvd, Chicago Ave, Cleveland Pl, Rockaway Pl, Comet Ct, Cambridge Dr$677
Dolphin Dr, Hampton Blvd, Tanwood Dr, Fox Blvd, Perth Rd, Killians Rd, Seaview Ave, Darby Rd, Adam Rd, Berkeley Pl$687
Baldwin Pl, Bay Link, Westminster St, Rumson Rd, Lakeshore Blvd, Boston Ave, Brewster Rd W, S Bay Ave, Jomarr Ct, Cornelius Pl$692
Harbour Ln, Swan Dr, Saint Marks Pl, Fairview Rd, Haight Ave, Jomarr Pl, Cabot Rd, Alhambra Rd, Pow Mia Memorial Hwy, Lagoon Blvd$687

Massapequa, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Massapequa$99 to $102
Seaford$98
East Massapequa$97
Wantagh$99

Massapequa, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Seaford CDP, New York $98 $131 $197
Massapequa Park village, New York $98 $131 $197
East Massapequa CDP, New York $98 $130 $195

Massapequa, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Massapequa, NY1.7%5.6%
Seaford1.77%5.46%
Massapequa Park1.82%5.47%
East Massapequa1.86%5.44%

Massapequa Renters Insurance as a Percentage of Rent

Massapequa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 8 1.0% $1886
$750 to $999 35 8.0% $2636
$1,000 to $1,499 108 25.0% $3761
$1,500 or more 275 64.0% $5411

Massapequa, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$4,200
Yearly Massapequa Homeowner Insurance Premium Example $6,000$5,400
Out of Pocket Expense During Claim$1,200$4,200
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $37,200$36,600
Net Savings to Massapequa Home Owner from High Deductible Plan $600

Massapequa, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Massapequa, NY Home Replacement Value MORE than Home Value Massapequa, NY Home Replacement Value LESS than Home Value
Replacement Value $735,000 $545,000
Insurance Premium based on Replacement Value $7,125 $5,275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $88,500 Risk Exposure from Under Insuring Coverage is $101,500
Premium Impact Insurance cheaper by $975/year Insurance costlier by $875/year

Example Massapequa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceFarmers InsuranceGEICO Insurance
Monthly Premium 423549582
Year Built 195719641979
Home Details 4 Beds, 3 Baths5 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $600000-$700000$800000-$900000More than 10000000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Massapequa, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1954 535,000 Metal Roof 2,090 4 $500 Deductible 3920 8 Stucco siding No
1959 775,000 Metal Roof 3,060 5 $2500-$5000 Deductible 1820 3 Brick siding No
1958 425,000 Metal Roof 2,140 5 $500 Deductible 2270 6 Stucco siding No
1952 390,000 Slate Shingles Roof 1,790 4 $5000 to $10,000 Deductible 840 5 Fiber-Cement Siding No
1972 995,000 Shingles Roof 4,460 5 > $10,000 Deductible 2100 5 Fiber-Cement Siding No
1977 945,000 Shingles Roof 4,520 5 $5000 to $10,000 Deductible 3700 8 Brick siding yes
1956 1,140,000 Membrane Roof 4,060 5 $2500-$5000 Deductible 1080 2 Wood siding yes
1961 545,000 Shingles Roof 2,410 4 > $10,000 Deductible 3080 12 Wood siding No
1968 580,000 Shingles Roof 2,050 4 > $10,000 Deductible 1200 5 Fiber-Cement Siding No
1953 725,000 Asphalt Shingles Roof 2,830 5 $2500-$5000 Deductible 2000 7 Wood siding No
1966 530,000 Metal Roof 1,840 5 $2500-$5000 Deductible 580 2 Stucco siding No
1976 420,000 Tile Roof 1,910 4 $500 Deductible 1450 4 Stone Siding No
1974 600,000 Asphalt Shingles Roof 2,520 5 $2500-$5000 Deductible 2780 6 Wood siding yes
1968 1,380,000 Membrane Roof 4,840 5 $1000-$2500 Deductible 5330 7 Fiber-Cement Siding yes
1973 635,000 Membrane Roof 2,220 5 $2500-$5000 Deductible 1220 3 Stucco siding yes
1977 745,000 Tile Roof 2,590 5 $1000-$2500 Deductible 560 1 Wood siding No
1977 360,000 Slate Shingles Roof 1,590 5 > $10,000 Deductible 390 2 Vinyl siding No
1978 960,000 Metal Roof 3,360 5 $5000 to $10,000 Deductible 3250 8 Stone Siding No
1952 620,000 Composition Roof 2,220 4 > $10,000 Deductible 2920 10 Stucco siding yes
1977 990,000 Metal Roof 3,700 5 $5000 to $10,000 Deductible 1860 3 Wood siding No
1972 575,000 Shingles Roof 2,090 5 $2500-$5000 Deductible 3090 9 Stucco siding No
1975 535,000 Metal Roof 2,330 4 $500 Deductible 440 1 Vinyl siding yes