Mason Insurance Rates:

Mason, MI homeowners insurance is roughly $626 to $855, about $52-$71/month. Our extensive research indicates shoppers can save upto $296 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Mason, MI Homeowners Insurance By Home Value

Mason, MI Home Value Total Homes % of Total Average Mason, MI Homeowners Insurance
Less than $50,000 287 14.0% $155
$50,000 to $59,999 72 3.0% $333
$60,000 to $69,999 77 3.0% $414
$70,000 to $79,999 142 6.0% $474
$80,000 to $89,999 163 7.0% $540
$90,000 to $99,999 83 4.0% $607
$100,000 to $124,999 340 16.0% $703
$125,000 to $149,999 281 13.0% $874
$150,000 to $174,999 277 13.0% $1037
$175,000 to $199,999 127 6.0% $1200
$200,000 to $249,999 142 6.0% $1444
$250,000 to $299,999 42 2.0% $1763

Top Home Insurance Agents Near Mason, MI

Home Insurance Company Near Mason, MI Homeowners Insurance Agency Near Mason, MI Address
NA Al Bourdeau Insurance Agency 301 Center Rd, Ste 800 , Williamston, MI, 48895
NA The Stark Agency, Inc 431 N Clippert, Lansing, MI, 48912
State Farm Aaron Daavettila 22454 Pontiac Trl, South Lyon, MI, 48178-1618
Farmers James Pelham 2500 Occidental Hwy, Adrian, MI, 49221
Farmers Jerrid Ehlinger 1214 Cooper St, Jackson, MI, 49202

Cost Of Homeowners Insurance By Street Near Mason, MI

Streets in Mason Area Homeowners Insurance Cost
Gary Ct, Foxview Ln, S Rogers St, W Columbia St, Harrogate Dr, W Oak St, Hawthorne Ln, N Matthews St, N East St, Royce St$745
E Oak St, Walline Rd, W Oak St, Steele St, N Jefferson St, Washington St, Sitts Rd, N Bush St, N Rogers St, S Jefferson St$741
Linden Blvd, Henderson St, Randolph St, Howell Rd, Bubbling Spring Ct, Kerns St, Eaton Dr, Raindrop Ct, Simmons Rd, W South St$741
Franklin Farm Dr, W Harper Rd, Cedar Rd, Raging River Rd, N Kerns Rd, Commons Pkwy, Shawano Dr, W Kipp Rd, Mark St, Beacon Lake Dr$748
Cedar Woods, S Jefferson St, Alta, S Park St, W Cherry St, N Barnes St, Miami Dr, E Kipp Rd, Crabapple Ct, Howell Rd$743

Mason, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mason$110 to $113
Vevay$115
Alaiedon$118
Ingham County$112

Mason, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Vevay township, Ingham County, Michigan $116 $154 $231
Alaiedon township, Ingham County, Michigan $118 $157 $236
Ingham County, Michigan $112 $149 $224

Mason, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mason, MI4.6%11.3%
Vevay4.39%12.2%
Alaiedon3.8%12.98%
Ingham County4.64%11.95%

Mason Renters Insurance as a Percentage of Rent

Mason Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 26 2.0% $350
$200 to $299 31 2.0% $800
$300 to $499 149 14.0% $1250
$500 to $749 292 27.0% $1925
$750 to $999 450 42.0% $2675
$1,000 to $1,499 78 7.0% $3800
$1,500 or more 38 3.0% $5450

Mason, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Mason Homeowner Insurance Premium Example $900$500
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,200$7,000
Net Savings to Mason Home Owner from High Deductible Plan $1,200

Mason, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mason, MI Home Replacement Value MORE than Home Value Mason, MI Home Replacement Value LESS than Home Value
Replacement Value $148,500 $91,500
Insurance Premium based on Replacement Value $700 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $32,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Mason Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 312257
Year Built 198520131943
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $75000-$100000$75000-$100000$175000-$200000
Deductible $500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Mason, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 160,000 Composition Roof 1,880 3 $5000 to $10,000 Deductible 140 3 Brick siding yes
2003 130,000 Membrane Roof 1,850 3 $1000-$2500 Deductible 280 7 Stucco siding yes
1988 85,000 Asphalt Shingles Roof 1,020 2 $2500-$5000 Deductible 110 5 Stucco siding No
2001 60,000 Slate Shingles Roof 970 2 $1000-$2500 Deductible 50 2 Vinyl siding No
2002 90,000 Slate Shingles Roof 1,230 2 $500 Deductible 340 6 Vinyl siding yes
1988 210,000 Shingles Roof 2,450 4 $1000-$2500 Deductible 110 2 Fiber-Cement Siding No
2010 270,000 Tile Roof 3,240 4 $500 Deductible 240 2 Brick siding yes
1966 165,000 Shingles Roof 2,200 3 $5000 to $10,000 Deductible 110 2 Fiber-Cement Siding No
2000 130,000 Asphalt Shingles Roof 1,860 3 $1000-$2500 Deductible 520 10 Wood siding yes
2013 240,000 Composition Roof 2,880 4 $1000-$2500 Deductible 420 5 Brick siding yes
1985 135,000 Asphalt Shingles Roof 1,640 3 $500- $1000 Deductible 400 8 Fiber-Cement Siding No
1963 65,000 Wood Shake Roof 1,100 2 $1000-$2500 Deductible 220 10 Fiber-Cement Siding yes
2003 130,000 Slate Shingles Roof 1,750 2 $500 Deductible 270 6 Brick siding No
1949 85,000 Tile Roof 1,090 2 $500 Deductible 230 8 Wood siding yes
1942 210,000 Tile Roof 2,320 3 $500- $1000 Deductible 350 6 Wood siding yes
1943 125,000 Asphalt Shingles Roof 1,730 2 $2500-$5000 Deductible 310 8 Stucco siding No
2014 180,000 Asphalt Shingles Roof 2,200 4 $5000 to $10,000 Deductible 600 12 Stucco siding No
2011 260,000 Membrane Roof 2,940 4 $2500-$5000 Deductible 230 3 Fiber-Cement Siding yes
2007 80,000 Slate Shingles Roof 1,230 3 $2500-$5000 Deductible 220 9 Brick siding yes
2000 175,000 Tile Roof 1,940 3 $5000 to $10,000 Deductible 430 10 Stone Siding No
1981 160,000 Slate Shingles Roof 2,390 4 $5000 to $10,000 Deductible 70 2 Stucco siding yes
2011 105,000 Slate Shingles Roof 1,250 2 $1000-$2500 Deductible 110 3 Wood siding No
1948 125,000 Shingles Roof 1,740 4 $2500-$5000 Deductible 90 2 Brick siding No
1963 150,000 Metal Roof 2,260 4 $2500-$5000 Deductible 530 8 Fiber-Cement Siding yes
2014 210,000 Composition Roof 3,120 4 $500 Deductible 630 6 Stone Siding No
2014 260,000 Composition Roof 3,380 4 $2500-$5000 Deductible 490 6 Wood siding yes
2010 145,000 Tile Roof 1,690 2 $500- $1000 Deductible 650 12 Stone Siding yes
2011 275,000 Slate Shingles Roof 3,250 4 $2500-$5000 Deductible 860 9 Brick siding yes