Simple Ways to Save on Maryland Homeowners Insurance
Maryland homeowners can save about $140. A detailed analysis by Vhome insurance shows customers can save upto $140 by choosing different saving options. Our analysis shows the cheapest and the most expensive home insurance providers.Enter your zip code and click “GO” to get multiple free quotes.
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Top Populated Places with Average Home Insurance Rates and Potential Savings
Place | Average Home Insurance ($) | Savings ($) |
Baltimore |
727 |
291 |
Columbia |
1,208 |
483 |
Germantown |
1,088 |
435 |
Silver Spring |
1,692 |
677 |
Waldorf |
929 |
372 |
Ellicott City |
1,966 |
786 |
Glen Burnie |
905 |
362 |
Frederick |
925 |
370 |
Dundalk |
705 |
282 |
Rockville |
1,816 |
726 |
Top Populated Counties with Average Home Insurance Rates and Potential Savings
Place | Average Home Insurance ($) | Savings ($) |
Montgomery County |
1,634 |
654 |
Prince George's County |
961 |
385 |
Baltimore County |
914 |
366 |
Anne Arundel County |
1,141 |
457 |
Howard County |
1,493 |
597 |
Harford County |
980 |
392 |
Frederick County |
1,059 |
424 |
Carroll County |
1,092 |
437 |
Washington County |
829 |
332 |
Charles County |
1,008 |
403 |
Places with Highest Savings Calculated as the Difference between the 75th Percentile
and 25th Percentile on Yearly Premiums
Place | Median Home Value ($) | 25th Percentile | 75th Percentile | 75th - 25th Percentile |
Berlin |
1,678 |
1,224 |
2,096 |
872 |
Fort Washington |
1,503 |
1,239 |
1,793 |
554 |
Prince Frederick |
1,519 |
1,239 |
1,792 |
553 |
Colesville |
1,492 |
1,290 |
1,818 |
528 |
Legion Ave |
1,318 |
1,116 |
1,606 |
490 |
Cambridge |
1,045 |
851 |
1,331 |
480 |
Centreville |
1,536 |
1,284 |
1,762 |
478 |
Salisbury |
1,051 |
831 |
1,297 |
466 |
Columbia |
1,441 |
1,240 |
1,702 |
462 |
Denton |
1,048 |
849 |
1,309 |
460 |
The Cheapest and Most Expensive Quotes and Their Differences in Maryland
Expensive Home Insurance company | Average Premium ($) | Cheap Home Insurance company | Average Premium ($) | Difference between Expensive and Cheap Insurance Premiums ($) |
Standard Guaranty Insurance Co. |
5,453 |
Brethren Mutual Insurance Co. |
265 |
5,188 |
Maryland Homeowners Insurance Premium in Comparison with the Nation
State | Population | Median Home Value ($) | National Average Premium ($) | State Average Premium ($) | Difference vs. National Average ($) | Percentage Difference vs. National Average |
Maryland |
5,996,079 |
$296,500 |
$1,191 |
$1,036 |
-155 |
-13% |