Simple Ways to Save on Maryland Homeowners Insurance

Maryland homeowners can save about $140. A detailed analysis by Vhome insurance shows customers can save upto $140 by choosing different saving options. Our analysis shows the cheapest and the most expensive home insurance providers.Enter your zip code and click “GO” to get multiple free quotes.

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Top Populated Places with Average Home Insurance Rates and Potential Savings

PlaceAverage Home Insurance ($) Savings ($)
Baltimore 727 291
Columbia 1,208 483
Germantown 1,088 435
Silver Spring 1,692 677
Waldorf 929 372
Ellicott City 1,966 786
Glen Burnie 905 362
Frederick 925 370
Dundalk 705 282
Rockville 1,816 726

Top Populated Counties with Average Home Insurance Rates and Potential Savings

PlaceAverage Home Insurance ($) Savings ($)
Montgomery County 1,634 654
Prince George's County 961 385
Baltimore County 914 366
Anne Arundel County 1,141 457
Howard County 1,493 597
Harford County 980 392
Frederick County 1,059 424
Carroll County 1,092 437
Washington County 829 332
Charles County 1,008 403

Places with Highest Savings Calculated as the Difference between the 75th Percentile
and 25th Percentile on Yearly Premiums

Place Median Home Value ($)25th Percentile 75th Percentile 75th - 25th Percentile
Berlin 1,678 1,224 2,096 872
Fort Washington 1,503 1,239 1,793 554
Prince Frederick 1,519 1,239 1,792 553
Colesville 1,492 1,290 1,818 528
Legion Ave 1,318 1,116 1,606 490
Cambridge 1,045 851 1,331 480
Centreville 1,536 1,284 1,762 478
Salisbury 1,051 831 1,297 466
Columbia 1,441 1,240 1,702 462
Denton 1,048 849 1,309 460

The Cheapest and Most Expensive Quotes and Their Differences in Maryland

Expensive Home Insurance company Average Premium ($)Cheap Home Insurance company Average Premium ($) Difference between Expensive and Cheap Insurance Premiums ($)
Standard Guaranty Insurance Co. 5,453 Brethren Mutual Insurance Co. 265 5,188

Maryland Homeowners Insurance Premium in Comparison with the Nation

State PopulationMedian Home Value ($) National Average Premium ($) State Average Premium ($) Difference vs. National Average ($) Percentage Difference vs. National Average
Maryland 5,996,079 $296,500 $1,191 $1,036 -155 -13%