Maryland Heights Insurance Rates:

Maryland Heights, MO homeowners insurance is roughly $882 to $1,201, about $73-$100/month. Our in depth guide reveals consumers can save upto $416 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
State farm is one of the best insurance companies around. the cost is a little expensive but they are all around the country and can help you anytime day or night.
Metlife
One huge positive with metlife is that i was able to combine it with my auto insurance. this provided a 20% discount overall. i did quotes on all the other, the price did not compare/match.
State Farm
I would like to see lower rates especially for folks who have never made a claim and are good customers.
Farmer's Insurance
I am able to bundle my home and auto insurance under farmers and receive a sizable discount by doing so.
Liberty Mutual
I don't have any complains really about the company. I have had a lot of trouble though from the mobile app. I have tried to download it but could not get it to work. So I tried on my iPad but it was still not working. It's not that big of a deal because I can use it on the PC but it's still annoying.
Shelter
They are personable and the agent always remembers my name and something specific about me. He is always friendly.
Geico
I like that the site is easy to use and is clear about everything on the site. Very easy to navigate
Allstate
I always have positive interactions and communications with Allstate. They are always available when I need them and they are always very professional.
Allstate
I LIKE THAT THE WEBSITE IS EASY TO USE AND THE PROCESS OF RENEWING IS ALWAYS EASY. I CAN MAKE MY PAYMENTS ONLINE OR SET THEM UP FOR AUTO PAYMENTS. I ALSO HAVE NOT HAD ANY BAD EXPERIENCES SO I HAVE TO KEEP IT ON THE HIGHER RANGE.
State Farm
I would definitely recommend state farm for home insurance. They're very reasonable with regard to price and coverage, and their staff is very helpful.
American Family Insurance
I would rate my experience with American Family Insurance customer service at a 5. They are always extremely helpful and obliging with any and all of my insurance questions.

Maryland Heights, MO Homeowners Insurance By Home Value

Maryland Heights, MO Home Value Total Homes % of Total Average Maryland Heights, MO Homeowners Insurance
Less than $50,000 133 1.0% $114
$90,000 to $99,999 219 2.0% $448
$100,000 to $124,999 672 7.0% $521
$125,000 to $149,999 625 6.0% $656
$150,000 to $174,999 1,536 16.0% $771
$175,000 to $199,999 997 10.0% $896
$200,000 to $249,999 1,971 21.0% $1073
$250,000 to $299,999 1,451 15.0% $1312
$300,000 to $399,999 1,429 15.0% $1667

Top Home Insurance Agents Near Maryland Heights, MO

Home Insurance Company Near Maryland Heights, MO Homeowners Insurance Agency Near Maryland Heights, MO Address
Travelers Albers Insurance Brokerage Firm Llc 8035 PINETOP DR, ST LOUIS, MO, 63129
State Farm Doreen Jordan 10519 Lincoln Trl, Fairview Hts, IL, 62208-1911
Travelers Insurance Source Inc 4111 TELEGRAPH RD STE 200, SAINT LOUIS, MO, 63129
Liberty Mutual Jean Stryker 17107 Chesterfield Airport Rd Ste 210 - Boones Office Center, Chesterfield, MO, 63005
Allstate Joseph Knecht 4217 N Saint Peters Pkwy, Saint Peters, MO, 63304

Maryland Heights, MO Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Maryland Heights, MO

Streets in Maryland Heights Area Homeowners Insurance Cost
Cherrycove Ct, Prichard Farm Rd, N Greentrails Dr, Boulder Springs Pkwy, Lesparre Dr, Jamestown Ct, Woodcrest Executive Dr, Walfield Ct, del Monte Ct, Lampadaire Dr$1,099
Polo Parc Ct, Sparrowwood Dr, Glennoble Dr, Cynthia Dr, Basston Dr, Bookbinder Dr, Clouds Peak Ct, Frontier Dr, Barkman Dr, Karenway Ct$1,025
Millpark Ct, Borman Circle Dr, Roundstone Ct, Silent Spring Dr, Ridgecreek Rd, Ridge Trail Dr, Marine Ln, Craigshire Rd, Hasbrook Dr, Pinebrook Ct$1,078
Harvest Glen, Turrentine Trl, Glencliff Dr, Dunlap Industrial Dr, Portulaca Dr, Tower Bridge Ter, Pembury Dr, Bellerive Country Club, W Rue de la Banque, Barbezieux Dr$1,092
Hyannis Dr, Timber Run Dr, Staunton Ct, Bay Colony Ct, Forum Shopping Center, Glenbernie Ln, Jaywood Dr, Pavillion Dr, Thames Ct, Debonnaire Dr$1,033

Maryland Heights, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Maryland Heights$155 to $158
Frontier$153
Creve Coeur$158
Harvester$154

Maryland Heights, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Frontier township, St. Charles County, Missouri $153 $204 $306
Creve Coeur township, St. Louis County, Missouri $158 $210 $315
Harvester township, St. Charles County, Missouri $154 $205 $308

Maryland Heights, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Maryland Heights, MO5.5%15.6%
Frontier5.32%16.83%
Creve Coeur5.15%14.91%
Harvester5.7%17.9%

Maryland Heights Renters Insurance as a Percentage of Rent

Maryland Heights Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 80 1.0% $766
$300 to $499 88 1.0% $1216
$500 to $749 1,729 29.0% $1891
$750 to $999 2,314 39.0% $2641
$1,000 to $1,499 1,228 21.0% $3766
$1,500 or more 368 6.0% $5416

Maryland Heights, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Maryland Heights Homeowner Insurance Premium Example $2,100$1,700
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,500$14,700
Net Savings to Maryland Heights Home Owner from High Deductible Plan $800

Maryland Heights, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Maryland Heights, MO Home Replacement Value MORE than Home Value Maryland Heights, MO Home Replacement Value LESS than Home Value
Replacement Value $167,000 $115,500
Insurance Premium based on Replacement Value $850 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,000 Risk Exposure from Under Insuring Coverage is $20,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year

Example Maryland Heights Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAmerican Family InsuranceChubb Group of Insurance
Monthly Premium 5671132
Year Built 199419751989
Home Details 3 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$175000-$200000$350000-$400000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Maryland Heights, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 100,000 Metal Roof 970 2 $500 Deductible 230 6 Stucco siding yes
1985 170,000 Metal Roof 1,470 2 $2500-$5000 Deductible 440 10 Brick siding No
1985 260,000 Metal Roof 2,160 5 $5000 to $10,000 Deductible 760 10 Vinyl siding No
1997 220,000 Metal Roof 1,680 2 > $10,000 Deductible 300 5 Stucco siding No
1977 240,000 Wood Shake Roof 2,370 3 > $10,000 Deductible 250 4 Vinyl siding yes
1976 175,000 Asphalt Shingles Roof 1,280 2 $500 Deductible 230 3 Stone Siding yes
1991 335,000 Slate Shingles Roof 3,080 4 $500 Deductible 1310 9 Fiber-Cement Siding yes
1995 275,000 Membrane Roof 1,980 3 $5000 to $10,000 Deductible 420 7 Stone Siding No
1986 640,000 Asphalt Shingles Roof 4,740 5 $5000 to $10,000 Deductible 1630 12 Wood siding yes
1999 295,000 Slate Shingles Roof 2,410 4 $2500-$5000 Deductible 590 6 Fiber-Cement Siding No
1971 385,000 Wood Shake Roof 2,780 5 $2500-$5000 Deductible 110 1 Stone Siding yes
1976 545,000 Slate Shingles Roof 4,280 5 $500- $1000 Deductible 2020 9 Stucco siding No
1991 310,000 Wood Shake Roof 2,310 3 $500- $1000 Deductible 1140 10 Brick siding No
1987 525,000 Composition Roof 3,810 5 $500 Deductible 1050 5 Wood siding No
1998 250,000 Shingles Roof 2,260 4 $1000-$2500 Deductible 650 6 Wood siding yes
1982 320,000 Slate Shingles Roof 2,380 3 $500- $1000 Deductible 640 6 Brick siding No
1998 495,000 Metal Roof 4,670 5 > $10,000 Deductible 1260 10 Fiber-Cement Siding No
1973 185,000 Composition Roof 1,390 2 $5000 to $10,000 Deductible 340 8 Brick siding yes
1999 455,000 Metal Roof 3,590 5 $1000-$2500 Deductible 1190 7 Brick siding No
1981 295,000 Metal Roof 2,340 4 $2500-$5000 Deductible 760 8 Stucco siding yes
1995 375,000 Slate Shingles Roof 2,650 5 $500 Deductible 1580 7 Fiber-Cement Siding No
1977 195,000 Composition Roof 1,770 3 $2500-$5000 Deductible 290 4 Fiber-Cement Siding yes
1971 265,000 Asphalt Shingles Roof 2,340 4 $1000-$2500 Deductible 230 2 Wood siding yes
1972 135,000 Membrane Roof 1,220 2 $2500-$5000 Deductible 170 5 Wood siding yes
1980 120,000 Metal Roof 1,070 2 $500- $1000 Deductible 180 4 Wood siding No
1977 295,000 Metal Roof 2,350 3 $500- $1000 Deductible 620 7 Wood siding yes
1979 265,000 Composition Roof 2,230 5 $2500-$5000 Deductible 440 4 Stucco siding No
1999 205,000 Metal Roof 1,580 2 $2500-$5000 Deductible 470 8 Stone Siding yes
1981 255,000 Wood Shake Roof 2,410 5 $500 Deductible 270 3 Vinyl siding yes
1998 185,000 Tile Roof 1,370 2 $500- $1000 Deductible 60 1 Wood siding No
1999 145,000 Slate Shingles Roof 1,110 2 $500- $1000 Deductible 570 10 Vinyl siding No
1973 230,000 Membrane Roof 1,690 2 $500- $1000 Deductible 430 4 Stone Siding yes
1987 280,000 Tile Roof 1,980 3 $5000 to $10,000 Deductible 280 4 Stucco siding yes
1982 170,000 Metal Roof 1,600 2 $2500-$5000 Deductible 340 8 Fiber-Cement Siding yes

How To Make Your Maryland Heights, MO Home Insurance Cheaper

How Much Does Maryland Heights, MO Home Insurance Cost?