Marshalltown Insurance Rates:

Marshalltown, IA homeowners insurance is about $555 to $752, about $46-$62/month. Our exhaustive guide indicates shoppers can save upto $261 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Safeco Insurance
My insurance company raises premiums every time the policy is up for renewal with no reason for the raise in the cost.
Nationwide
If you pay your premiums consistently, you will be able to get rewarded. they have a rewards program that rewards good payers.
Farm Bureau
I really like that the agents are so kind and friendly. they are doing a great job with working with everyone.
Travelers
I don't compare much to others. I like the company and I don't think about it at all very much so have no comparisons to make here.
Farm Bureau
I haven't had any issues in this regard. They are effective communicators and almost communicate too much, but that is better than not being able to get ahold of someone!
Farm Bureau
I like how it's a small office and they know us. I like how they are always willing to work with us and how they will never cancel when we're late because they know our situation. I recently lost my job when I was pregnant with twins and they are just really understanding of our financial situation.
Allstate
I have not had to contact my company, I am paying through escrow. So I am very satisfied. I suppose the customer service is adequate.

Marshalltown, IA Homeowners Insurance By Home Value

Marshalltown, IA Home Value Total Homes % of Total Average Marshalltown, IA Homeowners Insurance
Less than $50,000 816 11.0% $163
$50,000 to $59,999 523 7.0% $346
$60,000 to $69,999 485 6.0% $431
$70,000 to $79,999 654 9.0% $497
$80,000 to $89,999 602 8.0% $568
$90,000 to $99,999 573 8.0% $634
$100,000 to $124,999 1,257 18.0% $732
$125,000 to $149,999 621 8.0% $915
$150,000 to $174,999 417 5.0% $1085
$175,000 to $199,999 279 4.0% $1255
$200,000 to $249,999 512 7.0% $1510
$250,000 to $299,999 123 1.0% $1844
$300,000 to $399,999 99 1.0% $2341

Top Home Insurance Agents Near Marshalltown, IA

Home Insurance Company Near Marshalltown, IA Homeowners Insurance Agency Near Marshalltown, IA Address
NA J Fred Erickson Agcy Inc 123 Peterson Parkway, Madrid, IA, 50156
NA Town & Country Insurance 609 Broad St Story City, Story City, IA, 50248
NA Harting Northland Insurance 6900 Laporte Rd, Waterloo, IA, 50702
Travelers Gateway Insurance Services Inc 1416 BUCKEYE AVE, AMES, IA, 50010
Nationwide Jeremie Jordan 655 Walnut St STE 136, Des Moines, IA, 50309-3930

Cost Of Homeowners Insurance By Street Near Marshalltown, IA

Streets in Marshalltown Area Homeowners Insurance Cost
2nd Ave Dunbar, 218th St, S 5th Ave, Jefferson St, N Main St, N Jeffrey St, N 17th St, Dearborn St, S 3rd Ave, N Clinton St$664
Shady Oaks Rd, Co Hwy T37, Thunderbird Dr, Reyclif Dr, Prairie Ln, Anson Cir, S 12th St, Bromley St, Vance Ave, Kalsem Blvd$667
US Hwy 30, S 7th Ave, Bovee St, W Madison St, Brentwood Pl, Hughes St, E Nevada St, Koeper Dr, Wolfe Creek, S 5th St$676
Highland Acres Rd, Fremont St, Marble Rd, Steves Ct, Marshall Dr, Taylor, S 9th St, North St, Vine Ave, Stone Ave$653
Pleasant View Rd, S 9th Ave, Fairmeadows Rd, Denmead Blvd, Co Hwy E49, N 15th Ave, Gethmann Dr, N Center Street Rd, N Webster St, Abbott Ave$654

Marshalltown, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Marshalltown$97 to $100
Taylor$96
Timber Creek$100
Marshall County$98

Marshalltown, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Taylor township, Marshall County, Iowa $81 $107 $161
Timber Creek township, Marshall County, Iowa $84 $111 $167
Marshall County, Iowa $82 $109 $164

Marshalltown, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Marshalltown, IA5.2%13.9%
Taylor5.56%15.4%
Timber Creek4.36%12.15%
Marshall County5.03%13.32%

Marshalltown Renters Insurance as a Percentage of Rent

Marshalltown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 147 5.0% $792
$300 to $499 665 22.0% $1242
$500 to $749 1,316 44.0% $1917
$750 to $999 442 15.0% $2667
$1,000 to $1,499 250 8.0% $3792
$1,500 or more 91 3.0% $5442

Marshalltown, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Marshalltown Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,800$4,200
Net Savings to Marshalltown Home Owner from High Deductible Plan $600

Marshalltown, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Marshalltown, IA Home Replacement Value MORE than Home Value Marshalltown, IA Home Replacement Value LESS than Home Value
Replacement Value $168,500 $105,500
Insurance Premium based on Replacement Value $1,100 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $250/year

Example Marshalltown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceAmerican Family Insurance
Monthly Premium 753353
Year Built 198919431971
Home Details 5 Beds, 3 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $125000-$150000$75000-$100000$100000-$125000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Marshalltown, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 145,000 Metal Roof 1,890 3 $1000-$2500 Deductible 880 10 Stone Siding No
1943 260,000 Membrane Roof 3,390 4 $500 Deductible 540 4 Brick siding No
1948 155,000 Metal Roof 2,010 3 $5000 to $10,000 Deductible 60 1 Stucco siding yes
1943 140,000 Membrane Roof 2,230 4 $500 Deductible 660 8 Brick siding No
1967 115,000 Slate Shingles Roof 1,510 2 $500- $1000 Deductible 530 7 Wood siding No
1978 105,000 Composition Roof 1,520 2 $1000-$2500 Deductible 150 4 Vinyl siding No
1973 235,000 Tile Roof 3,360 4 $2500-$5000 Deductible 1190 12 Fiber-Cement Siding yes
1969 85,000 Composition Roof 1,080 2 $500 Deductible 80 2 Vinyl siding No
1963 120,000 Membrane Roof 1,650 4 $500 Deductible 460 6 Fiber-Cement Siding No
1974 185,000 Asphalt Shingles Roof 2,610 5 $1000-$2500 Deductible 170 2 Vinyl siding No
1966 75,000 Slate Shingles Roof 900 2 $500 Deductible 420 10 Wood siding No
1980 125,000 Shingles Roof 2,030 4 $500 Deductible 560 10 Vinyl siding No
1976 225,000 Membrane Roof 3,700 5 $2500-$5000 Deductible 480 6 Fiber-Cement Siding No
1979 205,000 Tile Roof 3,190 4 $1000-$2500 Deductible 390 5 Brick siding yes
1983 80,000 Composition Roof 1,340 2 $500 Deductible 340 6 Stone Siding yes
1940 130,000 Tile Roof 1,860 4 $500- $1000 Deductible 390 7 Vinyl siding No
1975 110,000 Membrane Roof 1,950 4 $1000-$2500 Deductible 540 9 Stucco siding yes
1989 65,000 Tile Roof 1,000 2 $1000-$2500 Deductible 60 2 Stone Siding yes
1976 85,000 Tile Roof 1,400 3 $1000-$2500 Deductible 430 12 Brick siding yes
1961 130,000 Composition Roof 1,670 2 $1000-$2500 Deductible 120 2 Vinyl siding No
1941 180,000 Metal Roof 2,780 4 $2500-$5000 Deductible 150 2 Vinyl siding No
1977 140,000 Shingles Roof 2,320 3 $500- $1000 Deductible 840 10 Wood siding No
1976 110,000 Asphalt Shingles Roof 1,870 4 $500 Deductible 190 4 Stucco siding yes
1986 190,000 Slate Shingles Roof 2,370 3 $2500-$5000 Deductible 170 2 Stone Siding No
1965 70,000 Composition Roof 1,300 2 $2500-$5000 Deductible 110 4 Stone Siding No