Marietta ,GA Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.
VHome Insurance conducted a thorough analysis of the Marietta, GA homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Marietta, GA is $1890. Enter your zipcode below and click “GO” to get multiple free quotes.
It is important to understand the different coverage options available in Marietta, GA. VHome Insurance will help you navigate the world of homeowners insurance coverages in Marietta, GA.
| Coverage Level | Average Annual Premium |
|---|---|
| $100,000 | $756 |
| $200,000 | $1,285 |
| $300,000 | $1,588 |
| $400,000 | $2,419 |
| $500,000 | $3,043 |
Home insurance costs in Marietta can vary greatly based on location. The frequency of claims in your area can affect the cost of your policy. Simply put, the location of your home can significantly impact your homeowners insurance premium.
| Zipcode | Average Insurance Premium |
|---|---|
| 030068 | $1,928 |
| 30062 | $1,864 |
| 30067 | $1,852 |
| 30064 | $1,837 |
| 30066 | $1,805 |
| 30008 | $1,722 |
| 30060 | $1,738 |
One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Marietta, GA, and how to choose the right one for your needs.
| Deductible Level | Average Annual Premium |
|---|---|
| $500 Deductible | $1,938 |
| $1000 Deductible | $1,733 |
| $1500 Deductible | $1,635 |
| $2500 Deductible | $1,474 |
| $5000 Deductible | $1,247 |
| Home Insurance Company Near Marietta, GA | Homeowners Insurance Agency Near Marietta, GA | Address |
|---|---|---|
| State Farm | Deandre Mathis | 1687 Candler Rd., Decatur, GA, 30032 |
| State Farm | Eddie Flynt | 3580 Pierce Drive, Atlanta, GA, 30341 |
| State Farm | Kaitlin Ponce | 2285 Peachtree Rd NE Ste 204, Atlanta, GA, 30309-1121 |
| Travelers | Keeton Insurance Services Inc | 4885 Olde Towne Parkway Suite 103 , Marietta, GA, 30068 |
| Travelers | Ledbetter Insurance Agency | 127 KENMORLAND CIR, CALHOUN, GA, 30701 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Cobb County, Georgia | $115 | $153 | $230 |
| Fair Oaks CCD, Cobb County, Georgia | $110 | $146 | $219 |
| Northeast Cobb CCD, Cobb County, Georgia | $120 | $159 | $239 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Marietta, GA | 4.8% | 18.6% |
| Cobb County | 4.58% | 17.58% |
| Fair Oaks | 5.85% | 22.53% |
| Northeast Cobb | 4.16% | 16.13% |
| Marietta Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 520 | 2.0% | $1245 |
| $500 to $749 | 4,219 | 18.0% | $1920 |
| $750 to $999 | 9,399 | 41.0% | $2670 |
| $1,000 to $1,499 | 7,313 | 32.0% | $3795 |
| $1,500 or more | 1,103 | 4.0% | $5445 |
| Streets in Marietta Area | Homeowners Insurance Cost |
|---|---|
| Hansell St, Wilson Cir SW, McNeel Ct SW, Cole St NE, Rockcrest Way, Cedar Creek Ct SE, Surrey Ct, Murray Ln SW, Westland Dr, Boling Dr | $936 |
| Chimney Cottage Cir, Lakestone Way NE, Greers Chapel Rd NW, Coleman Dr, Winters St, Powers Ferry Dr SE, Highoak Dr, Church St NE, Black Oak Dr, Bridge View Dr NE | $928 |
| Hampton Springs Ct, Lessie Ct, Piedmont Oak Dr NE, Powers Ferry Ct, Walter Rd, Tuxedo Dr, Roselane St NW, Chondra Dr, Anderson St, Courts Dr NE | $904 |
| Murray Cir SW, Durham St, Laurel Crest Ct, Jackson Ridge Dr NW, Grantham Way, Magnolia Chase Dr, Hazel St, Doran Ave, Merritt Rd NE, Rosalyn Dr | $896 |
| Old Paper Mill, Claymore Dr, Gardenside Cir SE, Polk St, Cedar Canyon Rd SE, Hampton Rd, Robin Hood Pl, Alexander Cir, Wynn Dr, Ruby Dr | $903 |
| Barrett Creek Blvd, Booth Rd, Lindley Ave NW, Rhodes Dr, Enterprise Way, Warsaw Pt, Kent Rd SW, Dodd St SE, McCord St, Old Paper Mill | $962 |
| Forest Ave, Andy Dr, Robin Ln, Springhollow Dr SW, Dura Dr SW, Springfield Cir, Lorrie Dr, Ashton Woods Dr, Liberty Hill Rd, Lovejoy St SE | $903 |
| Banberry Rd, Woodmont Dr, Sylvan Park Dr NE, Hames Rd, Franklin Rd, Trammell St, Forest Ln, Turner Rd NW, Virgina Pl SE, Cll Madrid | $958 |
| Haverford Ln, Smithstone Rd, Holland St NW, Ashborough Rd, Waterman St, Hamby Dr, Blackjack Dr, Coventry Pl, Haynes St, Sweet Bottom Cir | $935 |
| Snug Harbor NE, Guffin Ln, Lake St, Collingwood Dr SE, Baskin Dr, East Dr, Delk Rd SE, Lowell Dr SW, New Kemp Rd, Oak Chase Ct | $906 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Marietta | $137 to $140 |
| Cobb County | $138 |
| Fair Oaks | $131 |
| Northeast Cobb | $143 |
| Coverage | Construction type | Company | Premium | ||
|---|---|---|---|---|---|
| $250 Deductible | $500 Deductible | $1000 Deductible | |||
| $100,000 | veneer | American National General Insurance Company | N/A | $462 | $436 |
| $350,000 | frame | Country Casualty Insurance Company | $1763.57 | $1564.10 | $1297.37 |
| $350,000 | veneer | Country Mutual Insurance Company | $1351.22 | $1198.09 | $993.40 |
| $100,000 | frame | Grange Mutual Casualty Company | N/A | N/A | N/A |
| $100,000 | veneer | Grange Mutual Casualty Company | N/A | N/A | N/A |
| $300,000 | veneer | Hartford Insurance Company Of The Southeast | $2792 | $2708 | $2559 |
| $350,000 | veneer | Hartford Insurance Company Of The Southeast | $3143 | $3046 | $2876 |
| $350,000 | veneer | Lm Insurance Corporation | N/A | $1462 | $1390 |
| $300,000 | frame | Owners Insurance Company | $878.40 | $820.93 | $747.05 |
| $250,000 | frame | Trumbull Insurance Company | $2562 | $2477 | $2331 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $2,500 |
| Yearly Marietta Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $1,500 | $2,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,900 | $7,300 |
| Net Savings to Marietta Home Owner from High Deductible Plan | $600 | |
| Scenario | Marietta, GA Home Replacement Value MORE than Home Value | Marietta, GA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $190,500 | $131,500 |
| Insurance Premium based on Replacement Value | $1,075 | $750 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $19,500 | Risk Exposure from Under Insuring Coverage is $39,500 |
| Premium Impact | Insurance cheaper by $225/year | Insurance costlier by $100/year |
| Insurance Company | Travelers | Nationwide Insurance | State Farm |
| Monthly Premium | 81 | 87 | 90 |
| Year Built | 2014 | 1990 | 2007 |
| Home Details | 4 Beds, 2 Baths | 2 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $250000-$300000 | $200000-$250000 | $250000-$300000 |
| Deductible | $1000-$2500 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |