Marietta Insurance Rates:

Marietta, GA homeowners insurance is approximately $778 to $1,058, about $64-$88/month. Our all inclusive guide indicates shoppers can save as much as $367 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Marietta, GA Discounts on Home Insurance

In Marietta, GA homeowners pay an average home insurance rate of $1163. Homeowners in Marietta, GA can use discounts offered by different companies to reduce their rates further. To save money on your monthly payments homeowners can take advantage of discounts offered by some of the leading insurers in town like Nationwide and State Farm for a lower cost than what is currently being charged.

Home Insurance Discounts Based on Deductibles 


A newly constructed Fort Marietta home can enjoy $256 off on homeowners insurance. Houses are at their lowest propensity to damage when they're new, which is why companies offer attractive discounts for these homes as well. In contrast, older houses attract higher rates of repair and maintenance costs - a cost that's reflected in the price of your homeowner’s insurance premium and leads them to be charged an additional fee. For instance Fort Marietta  homes older than 40 and 50 years receive an additional charge of $30 and $44, respectively, on home insurance.

Homeowners in Marietta can get up to $23 off their insurance premiums by installing a swimming  pool. Installing self-latching and self-closing gates around the pool also benefits your insurance rates and insurance companies provide discounts for the same. Additionally, senior citizens receive discounts on home insurance rates so it is a perk  that a household has at least one person over 50 years old living there.Homeowners who don't smoke or live with smokers may be eligible for an additional discount from certain companies too.

Although most of the factors that determine discounts cannot be controlled by  homeowners, they can benefit most by choosing deductibles to reduce home insurance rates. Homeowners can avail of attractive discounts by opting for higher deductibles. Marietta, GA homeowners paying a high deductible of $2,500 can avail of a discount of $327.97 on homeowners insurance. Homeowners receive discounts of $274.7 and $184.45, respectively, on deductibles of $2,000 and $1,500.

Homeowners in Marietta who have a claims-free history with their home insurance company can receive discounts on their premiums.Homeowners with prior claims can pay more for factors such as the number and type of claims. By providing a history of zero claim, homeowners save money on their premiums in Marietta and it increases by $488.46 or $186.08 respectively based on two fire damage incidents or water-damage incidents they have experienced previously.

Tips For Choosing the Cheapest Marietta, GA, Home Insurance Companies

Homeowners in Marietta, Georgia, pay an average home insurance rate of $1,163. However, the cost of home insurance in Marietta varies widely depending upon several variables. Homeowners need to understand these factors in order to reduce their home insurance rates and pick the cheapest home insurance company.


Comparing Quotes

Home insurance providers consider different parameters before determining home insurance rates. As a result, the quotes offered to homeowners differ from one insurance company to another. Marietta homeowners are advised to compare quotes from multiple home insurance companies to choose the cheapest one for their coverage requirements.

Deductibles Vs. Home Insurance Rates

Home insurance companies provide homeowners with the option of choosing a deductible based on their needs. Homeowners can reduce their home insurance rates by paying a one-time high deductible. The percentage of reduction in home insurance rates for a given deductible differs from one insurance company to another. Marietta homeowners are recommended to choose the home insurance company that offers the highest price reduction for their deductible.

Add-on Policies

Home insurance agents work with homeowners to understand individual needs and suggest appropriate add-on policies. These policies are in place to cover items or damage caused due to specific reasons. The add-on policies include pet insurance, flood insurance, collectibles insurance, and earthquake insurance.

Available Discounts

Home insurance companies offer numerous discounts to homeowners to help lower the cost of insurance. Apart from the lifestyle choices of residents, home insurance companies also offer discounts based on the safety measures implemented by homeowners. Considering the specific features of their home, Marietta homeowners are advised to choose the home insurance company that offers the highest discount for their coverage needs.

Claims History of Homeowners

If home insurance companies find repetitive claims or a pattern in filing claims, the home insurance rates for such homeowners can increase drastically. On the other hand, homeowners receive discounts on home insurance rates if they have a claims-free history. Marietta homeowners should choose home insurance companies that are liberal in determining home insurance rates based on the claims history.

Marietta, GA Homeowners Insurance By Home Value

Marietta, GA Home Value Total Homes % of Total Average Marietta, GA Homeowners Insurance
Less than $50,000 1,285 5.0% $110
$50,000 to $59,999 262 1.0% $238
$60,000 to $69,999 335 1.0% $302
$70,000 to $79,999 273 1.0% $348
$80,000 to $89,999 679 3.0% $394
$90,000 to $99,999 419 1.0% $440
$100,000 to $124,999 2,146 9.0% $504
$125,000 to $149,999 1,830 8.0% $633
$150,000 to $174,999 2,508 11.0% $752
$175,000 to $199,999 2,450 11.0% $872
$200,000 to $249,999 3,955 17.0% $1046
$250,000 to $299,999 3,623 16.0% $1276
$300,000 to $399,999 2,326 10.0% $1624

Top Home Insurance Agents Near Marietta, GA

Home Insurance Company Near Marietta, GA Homeowners Insurance Agency Near Marietta, GA Address
State Farm Deandre Mathis 1687 Candler Rd., Decatur, GA, 30032
State Farm Eddie Flynt 3580 Pierce Drive, Atlanta, GA, 30341
State Farm Kaitlin Ponce 2285 Peachtree Rd NE Ste 204, Atlanta, GA, 30309-1121
Travelers Keeton Insurance Services Inc 4885 Olde Towne Parkway Suite 103 , Marietta, GA, 30068
Travelers Ledbetter Insurance Agency 127 KENMORLAND CIR, CALHOUN, GA, 30701

Marietta, GA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Marietta, GA

Streets in Marietta Area Homeowners Insurance Cost
Hansell St, Wilson Cir SW, McNeel Ct SW, Cole St NE, Rockcrest Way, Cedar Creek Ct SE, Surrey Ct, Murray Ln SW, Westland Dr, Boling Dr$936
Chimney Cottage Cir, Lakestone Way NE, Greers Chapel Rd NW, Coleman Dr, Winters St, Powers Ferry Dr SE, Highoak Dr, Church St NE, Black Oak Dr, Bridge View Dr NE$928
Hampton Springs Ct, Lessie Ct, Piedmont Oak Dr NE, Powers Ferry Ct, Walter Rd, Tuxedo Dr, Roselane St NW, Chondra Dr, Anderson St, Courts Dr NE$904
Murray Cir SW, Durham St, Laurel Crest Ct, Jackson Ridge Dr NW, Grantham Way, Magnolia Chase Dr, Hazel St, Doran Ave, Merritt Rd NE, Rosalyn Dr$896
Old Paper Mill, Claymore Dr, Gardenside Cir SE, Polk St, Cedar Canyon Rd SE, Hampton Rd, Robin Hood Pl, Alexander Cir, Wynn Dr, Ruby Dr$903
Barrett Creek Blvd, Booth Rd, Lindley Ave NW, Rhodes Dr, Enterprise Way, Warsaw Pt, Kent Rd SW, Dodd St SE, McCord St, Old Paper Mill$962
Forest Ave, Andy Dr, Robin Ln, Springhollow Dr SW, Dura Dr SW, Springfield Cir, Lorrie Dr, Ashton Woods Dr, Liberty Hill Rd, Lovejoy St SE$903
Banberry Rd, Woodmont Dr, Sylvan Park Dr NE, Hames Rd, Franklin Rd, Trammell St, Forest Ln, Turner Rd NW, Virgina Pl SE, Cll Madrid$958
Haverford Ln, Smithstone Rd, Holland St NW, Ashborough Rd, Waterman St, Hamby Dr, Blackjack Dr, Coventry Pl, Haynes St, Sweet Bottom Cir$935
Snug Harbor NE, Guffin Ln, Lake St, Collingwood Dr SE, Baskin Dr, East Dr, Delk Rd SE, Lowell Dr SW, New Kemp Rd, Oak Chase Ct$906

Marietta, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Marietta$137 to $140
Cobb County$138
Fair Oaks$131
Northeast Cobb$143

Marietta, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cobb County, Georgia $115 $153 $230
Fair Oaks CCD, Cobb County, Georgia $110 $146 $219
Northeast Cobb CCD, Cobb County, Georgia $120 $159 $239

Marietta, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Marietta, GA4.8%18.6%
Cobb County4.58%17.58%
Fair Oaks5.85%22.53%
Northeast Cobb4.16%16.13%

Marietta Renters Insurance as a Percentage of Rent

Marietta Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 520 2.0% $1245
$500 to $749 4,219 18.0% $1920
$750 to $999 9,399 41.0% $2670
$1,000 to $1,499 7,313 32.0% $3795
$1,500 or more 1,103 4.0% $5445

Average Cost Of Home Insurance By Company In Areas Nearby Marietta For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$100,000 veneer American National General Insurance Company N/A $462 $436
$350,000 frame Country Casualty Insurance Company $1763.57 $1564.10 $1297.37
$350,000 veneer Country Mutual Insurance Company $1351.22 $1198.09 $993.40
$100,000 frame Grange Mutual Casualty Company N/A N/A N/A
$100,000 veneer Grange Mutual Casualty Company N/A N/A N/A
$300,000 veneer Hartford Insurance Company Of The Southeast $2792 $2708 $2559
$350,000 veneer Hartford Insurance Company Of The Southeast $3143 $3046 $2876
$350,000 veneer Lm Insurance Corporation N/A $1462 $1390
$300,000 frame Owners Insurance Company $878.40 $820.93 $747.05
$250,000 frame Trumbull Insurance Company $2562 $2477 $2331

Marietta, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Marietta Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,900$7,300
Net Savings to Marietta Home Owner from High Deductible Plan $600

Marietta, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Marietta, GA Home Replacement Value MORE than Home Value Marietta, GA Home Replacement Value LESS than Home Value
Replacement Value $190,500 $131,500
Insurance Premium based on Replacement Value $1,075 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $39,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $100/year

Example Marietta Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersNationwide InsuranceState Farm
Monthly Premium 818790
Year Built 201419902007
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$200000-$250000$250000-$300000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Marietta, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 155,000 Tile Roof 1,270 3 $5000 to $10,000 Deductible 220 5 Stucco siding yes
1988 315,000 Asphalt Shingles Roof 2,740 5 $500- $1000 Deductible 280 3 Stone Siding No
1983 240,000 Membrane Roof 2,520 4 $500- $1000 Deductible 1100 12 Vinyl siding yes
1978 245,000 Composition Roof 1,900 4 $500- $1000 Deductible 90 1 Stone Siding yes
2012 260,000 Wood Shake Roof 2,460 4 > $10,000 Deductible 70 1 Fiber-Cement Siding No
2011 250,000 Shingles Roof 1,950 5 $2500-$5000 Deductible 370 4 Stone Siding yes
2008 270,000 Asphalt Shingles Roof 2,190 3 $500- $1000 Deductible 1220 10 Fiber-Cement Siding No
1985 260,000 Shingles Roof 2,010 3 $5000 to $10,000 Deductible 100 1 Vinyl siding yes
1971 190,000 Asphalt Shingles Roof 1,460 3 $500- $1000 Deductible 670 9 Brick siding yes
1978 210,000 Wood Shake Roof 2,100 4 $2500-$5000 Deductible 260 6 Vinyl siding yes
1970 380,000 Wood Shake Roof 2,870 4 > $10,000 Deductible 810 10 Fiber-Cement Siding yes
2014 120,000 Composition Roof 1,320 2 $2500-$5000 Deductible 200 7 Fiber-Cement Siding No
1979 245,000 Wood Shake Roof 2,320 3 $500 Deductible 200 3 Fiber-Cement Siding No
2004 175,000 Metal Roof 1,940 5 $5000 to $10,000 Deductible 210 3 Fiber-Cement Siding No
2008 300,000 Wood Shake Roof 2,550 4 $500- $1000 Deductible 940 8 Stucco siding No
1976 235,000 Membrane Roof 1,850 5 > $10,000 Deductible 40 1 Fiber-Cement Siding No
1994 575,000 Asphalt Shingles Roof 4,470 5 > $10,000 Deductible 800 8 Brick siding yes
1982 180,000 Tile Roof 1,350 3 $500- $1000 Deductible 540 8 Vinyl siding No
2010 140,000 Composition Roof 1,080 2 $500- $1000 Deductible 420 9 Stucco siding No
1981 180,000 Asphalt Shingles Roof 1,740 4 $1000-$2500 Deductible 820 10 Brick siding yes
1970 260,000 Composition Roof 2,500 4 $5000 to $10,000 Deductible 70 1 Brick siding yes
2013 235,000 Membrane Roof 2,220 4 $500- $1000 Deductible 300 5 Brick siding yes
2013 340,000 Wood Shake Roof 3,280 4 $5000 to $10,000 Deductible 420 5 Wood siding yes
2011 245,000 Wood Shake Roof 2,150 5 $500- $1000 Deductible 500 6 Stucco siding yes
1999 130,000 Metal Roof 1,120 2 $500- $1000 Deductible 140 3 Stone Siding yes
1984 125,000 Membrane Roof 1,340 3 $500- $1000 Deductible 380 8 Brick siding No
1970 525,000 Shingles Roof 4,390 5 $5000 to $10,000 Deductible 1090 10 Stone Siding No
1997 135,000 Tile Roof 1,090 2 $500 Deductible 790 12 Wood siding No
1980 320,000 Tile Roof 2,990 5 $500 Deductible 540 4 Stone Siding No
2008 315,000 Tile Roof 2,460 4 > $10,000 Deductible 820 9 Brick siding No
1971 155,000 Metal Roof 1,511 2 > $10,000 Deductible 230 4 Stucco siding yes

Latest Home Insurance Reviews

The service they provide is nice. The coverage seems to be what we need though the price is a little high which Ithink if you talked to them they could lower for you.
Grange Insurance
I feel the premium and deductibles with Grange are on par with most other companies out there. They are a bit cheaper which makes them an attractive company to go with.
State Farm
I would recommend this company. They have great customer service and their website is easy to navigate. Claims can be done efficiently on line.
I believe that the premium that I am paying is a little more than what I would be paying for from other companies, but the customer service experience would persuade me to be ok with that.
American Strategic Insurance
I would recommend them and Geico because I am familiar with them too.
State Farm
Their customer service is excellent. i've never had a bad experience speaking with them on the phone, and the wait times are always minimal regardless of what time of day i call them.
State Farm
What i like about state farm is that they are a number one choice of insurance for alabamians. their website is very easy to navigate and has a list of educational tools.
State Farm
I don't like the erosion of coverage that they have done. It seems like every year something new is not covered unless I pay extra for a rider. I understand turning termites into an exclusion that require separate coverage. Now mold damage, flood damage and other types of damage outside a narrowing set of parameters are all excluded.
Farmer's Insurance
I am very satisfied with my interactions and communications with my agent. My agent takes me out for drinks on occasion mainly because I bring him so much business from not only myself but from my friends as well.
State Farm
They never lie to me or charge for things I don't need. They always help me find exactly what's best for me
Farmer's Insurance
We have only communicated with one agent since being with the company. She has always been very helpful and made things convenient for us.
State Farm
i have used state farm for several years. they have good prices and good service. i plan on staying with them.
Liberty Mutual
I typically communicate with my insurance company via email. They are quick to respond and are always very knowledgeable.
The only time we communicate is through mail, if our policy renews or if a payment is due, or if they want to try and get us a better price by bundling which so far has not been a very good deal
They are a well-known company with competitive rates. They have a lot of staff.
Southern Mutual Insurance Company
I am very pleased with the rate that I was offered and the coverage that this company provides. I am also glad that they have knowledgeable, friendly and professional staff available when I call.
It takes care of what I need for the home. Also, it is nice that they have bundle deals for home and auto insurance.
State Farm
Overall, I feel I am treated well. I am charged a fair and reasonable premium. I have coverage that makes me feel comfortable and gives me peace of mind. I am very pleased with my agent and do not even mind calling in to the 800 number if i have to
Farmer's Insurance
I would recommend Farmer's Home Insurance because the rates are good in comparison with other companies. Also, the customer service is wonderful here at the local office.
Liberty Mutual
I recommend this company because they will take car of you and their customer service is great. I wouldn't change them.
Grange Insurance
I have also bundled with car and umbrella policies and I am very satisfied with all 3 and I will renew again in September.
I think they are fair and I think they are good to work with. I like their people and I like their representatives as well.
Although the price is fair I believe I could get a cheaper deal somewhere else. There are tons of insurance companies in my area and I think I could get my monthly bill down if I tried. However this is a small thing and overall I am happy.

How To Make Your Marietta, GA Home Insurance Cheaper

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