Marathon Insurance Rates:

Marathon, FL homeowners insurance is nearly $1,049 to $1,478, about $87-$123/month. Our comprehensive guide shows customers can save upto $505 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Marathon, FL Homeowners Insurance By Home Value

Marathon, FL Home Value Total Homes % of Total Average Marathon, FL Homeowners Insurance
Less than $50,000 244 19.0% $88
$50,000 to $59,999 37 2.0% $202
$60,000 to $69,999 27 2.0% $252
$70,000 to $79,999 13 1.0% $290
$80,000 to $89,999 20 1.0% $328
$90,000 to $99,999 14 1.0% $366
$100,000 to $124,999 55 4.0% $429
$125,000 to $149,999 58 4.0% $530
$150,000 to $174,999 112 9.0% $631
$175,000 to $199,999 16 1.0% $732
$200,000 to $249,999 227 18.0% $884
$250,000 to $299,999 153 12.0% $1073
$300,000 to $399,999 265 21.0% $1364

Top Home Insurance Agents Near Marathon, FL

Home Insurance Company Near Marathon, FL Homeowners Insurance Agency Near Marathon, FL Address
Allstate Eagle Amer Big Pn 30975 Avenue A, Big Pine Key, FL, 33043
NA Regan Insurance Agency, Inc. 90144 Overseas Hwy , Tavernier, FL, 33070
NA Eagle American Insurance Agency Llc. Dba The Johnsons Insurance Agency 30975 Avenue A , Big Pine Key, FL, 33043
NA Island Risk Management, Llc 91760 Overseas Hwy, Tavernier, FL, 33070
NA A-Rated Insurance Group, Llc 230 Homestead Ave , Key Largo, FL, 33037

Cost Of Homeowners Insurance By Street Near Marathon, FL

Streets in Marathon Area Homeowners Insurance Cost
5th Avenue Ocean, Duck Key Rd, Coco Plum Dr, 24th Street Ocean, 109th St, Gulf View Ave, Cocoanut Ave, Ocean Breeze, E 75th St, Sombrero Rd$1,248
Bulevar de Palms, Yellowtail Dr, 107 Street Gulf, 41st St, 20th Ocean St, 110th Street Ocean, Dogwood Dell, 41st St Gulf, 62nd St Ocean, Saunders Ln$1,298
Nautilus St, 97th St Ocean, N Conch Ave, 29th St, Fern St, 74th Street Ocean, Ocean Ter, 50th Ct Gulf, 2nd Avenue Ocean, 97th St$1,262
Lime Ave, Ocean Vw, 28th Street Ocean, 65th St Ocean, Hawks Cay Blvd, Valhalla Island, Antigua St, Buttonwood Ln, E Seaview Ln, 37th St$1,345
Sombrero Blvd, Sunrise Dr, Shelter Bay Dr, 15th Street Ocean, 66th St, 52nd Street Gulf, 42nd Street Gulf, Corte de Luna, 61 St Gulf, E Seaview Dr$1,351

Marathon, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Marathon$184 to $194
Key Colony Beach$206
Middle Keys$194
Duck Key$233

Marathon, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Key Colony Beach city, Florida $206 $275 $413
Middle Keys CCD, Monroe County, Florida $194 $259 $389
Duck Key CDP, Florida $233 $311 $467

Marathon, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Marathon, FL5.0%16.6%
Key Colony Beach6.77%13.5%
Middle Keys4.95%16.27%
Duck Key4.72%18.87%

Marathon Renters Insurance as a Percentage of Rent

Marathon Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 77 6.0% $1212
$500 to $749 237 18.0% $1887
$750 to $999 194 15.0% $2637
$1,000 to $1,499 454 35.0% $3762
$1,500 or more 295 23.0% $5412

Average Cost Of Home Insurance By Company In Areas Nearby Marathon For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Integrity Insurance $7,838
150,000 27 NO Citizens Property Insurance $9,447
150,000 27 NO First Community Insurance $4,172
150,000 27 NO Florida Family Insurance $1,341
150,000 27 NO St. Johns Insurance $10,495
150,000 27 NO United Property & Casualty Insurance $7,175
150,000 27 NO Universal Insurance $5,950
150,000 27 YES American Integrity Insurance $1,934
150,000 27 YES Florida Farm Bureau Casualty Insurance $2,316
150,000 27 YES State Farm Florida Insurance $2,205
150,000 27 YES Tower Hill Prime Insurance $2,289
150,000 27 YES Tower Hill Select Insurance $2,339
300,000 12 NA Citizens Property Insurance $5,340
300,000 12 NA Federated National Insurance $3,419
300,000 12 NA Florida Family Insurance $1,341
300,000 12 NA Liberty Mutual Fire Insurance $9,741
300,000 12 NA Southern Oak Insurance $4,461
300,000 12 NA St. Johns Insurance $7,843
300,000 12 NA Tower Hill Signature Insurance $5,107
300,000 12 NA Universal Insurance $3,395

Marathon, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Marathon Homeowner Insurance Premium Example $4,500$4,100
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $32,500$31,700
Net Savings to Marathon Home Owner from High Deductible Plan $800

Marathon, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Marathon, FL Home Replacement Value MORE than Home Value Marathon, FL Home Replacement Value LESS than Home Value
Replacement Value $364,500 $255,500
Insurance Premium based on Replacement Value $8,500 $5,950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $77,500
Premium Impact Insurance cheaper by $1,825/year Insurance costlier by $725/year

Example Marathon Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmChubb Group of Insurance
Monthly Premium 424339841
Year Built 199220131970
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $250000-$300000$200000-$250000$500000-$600000
Deductible $500- $1000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Marathon, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 490,000 Asphalt Shingles Roof 3,290 4 $500 Deductible 5940 8 Brick siding yes
1998 205,000 Shingles Roof 1,200 2 $5000 to $10,000 Deductible 2750 9 Wood siding No
1980 195,000 Shingles Roof 1,060 2 $500- $1000 Deductible 2360 8 Stucco siding yes
1979 260,000 Shingles Roof 1,340 3 $500 Deductible 2020 4 Wood siding yes
1996 300,000 Composition Roof 2,230 4 $2500-$5000 Deductible 780 2 Brick siding yes
1989 345,000 Shingles Roof 2,050 3 $1000-$2500 Deductible 2200 5 Brick siding No
2012 220,000 Tile Roof 1,640 2 $1000-$2500 Deductible 2410 9 Vinyl siding No
2012 475,000 Asphalt Shingles Roof 2,910 4 $1000-$2500 Deductible 580 1 Wood siding yes
1973 295,000 Metal Roof 1,930 4 $1000-$2500 Deductible 1770 4 Wood siding No
2008 310,000 Shingles Roof 1,760 4 $500 Deductible 2320 5 Stucco siding No
1984 360,000 Shingles Roof 1,850 4 $2500-$5000 Deductible 3270 8 Wood siding yes
2013 215,000 Membrane Roof 1,310 2 $5000 to $10,000 Deductible 1070 4 Brick siding No
1998 250,000 Metal Roof 1,850 4 $500- $1000 Deductible 3530 10 Fiber-Cement Siding No
2014 260,000 Asphalt Shingles Roof 1,930 3 $2500-$5000 Deductible 1460 5 Wood siding yes
1979 295,000 Membrane Roof 1,930 3 $2500-$5000 Deductible 3680 9 Stucco siding No
2008 505,000 Slate Shingles Roof 2,980 4 $2500-$5000 Deductible 3740 8 Fiber-Cement Siding No
1990 245,000 Slate Shingles Roof 1,680 3 $2500-$5000 Deductible 2630 10 Brick siding yes
1992 265,000 Shingles Roof 1,480 3 $1000-$2500 Deductible 3480 7 Fiber-Cement Siding No
1980 180,000 Slate Shingles Roof 1,020 2 $2500-$5000 Deductible 2130 8 Wood siding yes
1987 275,000 Composition Roof 1,830 3 $5000 to $10,000 Deductible 1690 6 Vinyl siding No
1979 415,000 Metal Roof 3,160 4 $500- $1000 Deductible 7120 12 Stone Siding yes
1983 435,000 Slate Shingles Roof 3,300 4 $1000-$2500 Deductible 1280 3 Fiber-Cement Siding yes
1985 215,000 Shingles Roof 1,290 3 $2500-$5000 Deductible 460 2 Vinyl siding yes
2011 285,000 Membrane Roof 1,630 3 $1000-$2500 Deductible 6350 12 Fiber-Cement Siding yes
2010 260,000 Metal Roof 1,700 3 $5000 to $10,000 Deductible 2560 7 Brick siding No
1977 260,000 Metal Roof 1,940 3 $1000-$2500 Deductible 740 2 Vinyl siding No
1974 520,000 Composition Roof 3,180 4 $500- $1000 Deductible 3520 4 Vinyl siding No
1985 235,000 Membrane Roof 1,710 2 $2500-$5000 Deductible 510 2 Brick siding yes
2013 440,000 Shingles Roof 3,080 4 $1000-$2500 Deductible 4640 8 Stucco siding yes
1971 440,000 Membrane Roof 2,850 4 $5000 to $10,000 Deductible 4540 12 Vinyl siding No
2005 280,000 Metal Roof 2,000 4 $500 Deductible 4820 9 Stucco siding yes
1974 230,000 Membrane Roof 1,730 2 > $10,000 Deductible 1360 8 Vinyl siding No