Maplewood Insurance Rates:

Maplewood, NJ homeowners insurance is about $761 to $1,038, about $63-$86/month. Our comprehensive guide shows customers can save as much as $360 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like the fact that my insurance company offers several different policies. i am able to have a car, life, home insurance with just one company. easy to keep up with.
Allstate
The overall customer satisfaction and happiness for allstate home insurance policyholders are only “about average” (a score of 3 out of 5), according to the 2016 j.d. power u.s. household insurance study – homeowners insurance.
State Farm
The state farm company is good service for me every time, the customer has patient hear from what i need.
State Farm
They are always there when I need to contact them. Very nice and easy to reach any time of day.
Aaa
I LIKE IT, IT IS GOOD, IT'S BRANCHES ARE ALL OVER CITY, AND I DISLIKE its AGENT, THEY SOME TIME MAKE US FOOLS.
New Jersey Manufacturers Insurance Company
I do not like that insurance is required by law. It allows them to charge more for their service and make a lot of money off of hard working people.
Progressive
Very helpful, offering different options, also I was very happy that they worked quickly and there were no delays at all in the process
Farmer's Insurance
I always have excellent customer service with this company.
State Farm
Some areas are not fully covered. I had a claim that for a home repair. The insurance inspector inspected it and then told us that the repair was lower than the $2,000 deductible so it came out of our pockets.
Amica Mutual Insurance
Recommend all the way. Again, can not say enough about their customer service. One of the best companies that handles their customer service on point - every time.

Maplewood, NJ Homeowners Insurance By Home Value

Maplewood, NJ Home Value Total Homes % of Total Average Maplewood, NJ Homeowners Insurance
$50,000 to $59,999 23 1.0% $99
$150,000 to $174,999 78 3.0% $306
$175,000 to $199,999 113 5.0% $360
$200,000 to $249,999 357 15.0% $432
$250,000 to $299,999 482 21.0% $522
$300,000 to $399,999 1,136 50.0% $666

Top Home Insurance Agents Near Maplewood, NJ

Home Insurance Company Near Maplewood, NJ Homeowners Insurance Agency Near Maplewood, NJ Address
State Farm John Ciorra 5923 Riverdale Ave, Bronx, NY, 10471-1602
Allstate Monte Rosenzweig 291 Burnside Ave, Lawrence, NY, 11559
Allstate Ron Bansky 33 Princeton Hightstown Rd, Princeton Junction, NJ, 8550
Travelers Steven G Barretta 213-35 40TH AVE, BAYSIDE, NY, 11361
Travelers The Flood Group Llc 100 SUNNYSIDE BLVD, WOODBURY, NY, 11797

Cost Of Homeowners Insurance By Street Near Maplewood, NJ

Streets in Maplewood Area Homeowners Insurance Cost
Warner Rd, Wetmore Ave, Ivy Ter, Carnegie Pl, Curtis Pl, Midland Blvd, Elsman Ter, May Ter, Crestwood Dr, Washington Park$870
Plymouth Pl, Hoffman St, E Cedar Ln, Parker Ave, Tuscan St, Collinwood Rd, Meadowbrook Rd, Indiana St, Evergreen Pl, Burroughs Way$948
Beach Pl, Kendal Ave, Hubert Pl, Garthwaite Ter, Jacoby St, Concord Ave, Cherry Pl, Ridgewood Ter, Hemlock Ct, Burnett Ave$949
Boyden Ave, Park Rd, Oregon St, Cedar Ln W, Field Rd, Camptown Rd, Porter Rd, Parker Ave, Marie Pl, Fernwood Rd$863
Burr Rd, Wellesley Rd, Wellesley St, Burr Rd, Highland Pl, Heller Pl, Morse Dr, Owen Dr, Ohio St, Boyden Pkwy$861

Maplewood, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Maplewood$134 to $137
South Orange Village$138
Irvington$124
Millburn$156

Maplewood, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Orange Village township, Essex County, New Jersey $138 $184 $276
Irvington township, Essex County, New Jersey $124 $165 $248
Millburn township, Essex County, New Jersey $156 $208 $312

Maplewood, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Maplewood, NJ2.3%7.5%
South Orange Village2.08%7.68%
Irvington3.01%8.1%
Millburn2.17%8.68%

Maplewood Renters Insurance as a Percentage of Rent

Maplewood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 33 1.0% $761
$500 to $749 39 2.0% $1886
$750 to $999 252 15.0% $2636
$1,000 to $1,499 579 34.0% $3761
$1,500 or more 741 44.0% $5411

Maplewood, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$4,800
Yearly Maplewood Homeowner Insurance Premium Example $2,400$1,600
Out of Pocket Expense During Claim$800$4,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,600$16,000
Net Savings to Maplewood Home Owner from High Deductible Plan $1,600

Maplewood, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Maplewood, NJ Home Replacement Value MORE than Home Value Maplewood, NJ Home Replacement Value LESS than Home Value
Replacement Value $763,000 $463,000
Insurance Premium based on Replacement Value $3,125 $1,900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $162,500 Risk Exposure from Under Insuring Coverage is $137,500
Premium Impact Insurance cheaper by $550/year Insurance costlier by $675/year

Example Maplewood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersFarmers InsuranceState Farm
Monthly Premium 96197252
Year Built 195419461941
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $400000-$500000$700000-$800000$700000-$800000
Deductible $5000 to $10,000 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Maplewood, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 285,000 Wood Shake Roof 1,330 3 > $10,000 Deductible 200 4 Stucco siding No
1954 505,000 Metal Roof 2,080 3 > $10,000 Deductible 1370 12 Wood siding yes
1957 305,000 Tile Roof 1,270 3 $5000 to $10,000 Deductible 460 7 Wood siding No
1944 580,000 Wood Shake Roof 2,320 4 $2500-$5000 Deductible 410 3 Stone Siding yes
1946 665,000 Wood Shake Roof 2,740 5 > $10,000 Deductible 560 4 Fiber-Cement Siding yes
1943 460,000 Metal Roof 1,950 3 $1000-$2500 Deductible 1170 7 Wood siding No
1947 455,000 Membrane Roof 1,820 4 $5000 to $10,000 Deductible 140 1 Wood siding No
1957 580,000 Metal Roof 2,370 4 $5000 to $10,000 Deductible 1030 7 Stone Siding yes
1953 965,000 Metal Roof 4,900 5 $500 Deductible 4580 10 Wood siding yes
1943 600,000 Tile Roof 3,280 4 $1000-$2500 Deductible 1410 7 Stone Siding No
1954 485,000 Metal Roof 1,900 4 $1000-$2500 Deductible 1620 9 Stucco siding No
1953 410,000 Shingles Roof 1,720 3 $5000 to $10,000 Deductible 470 5 Stucco siding yes
1950 525,000 Metal Roof 1,970 3 $500 Deductible 2410 12 Stucco siding yes
1954 640,000 Composition Roof 2,480 4 $1000-$2500 Deductible 2320 8 Stone Siding No
1945 530,000 Composition Roof 2,100 3 $2500-$5000 Deductible 160 1 Stone Siding yes
1943 960,000 Metal Roof 4,800 5 $500 Deductible 1450 3 Wood siding yes
1955 275,000 Tile Roof 1,520 3 $5000 to $10,000 Deductible 70 1 Stone Siding yes
1943 695,000 Wood Shake Roof 3,700 5 $500- $1000 Deductible 2830 12 Fiber-Cement Siding yes
1952 260,000 Tile Roof 1,320 3 $500 Deductible 400 4 Wood siding yes
1941 335,000 Tile Roof 1,650 5 $500- $1000 Deductible 1150 8 Wood siding yes
1945 345,000 Wood Shake Roof 1,290 3 $5000 to $10,000 Deductible 350 4 Brick siding No
1957 835,000 Shingles Roof 4,530 5 > $10,000 Deductible 760 4 Fiber-Cement Siding No
1952 560,000 Composition Roof 2,120 3 $500- $1000 Deductible 400 2 Stucco siding yes
1942 390,000 Shingles Roof 1,680 4 $1000-$2500 Deductible 150 1 Brick siding No
1948 740,000 Metal Roof 3,400 4 > $10,000 Deductible 1420 8 Vinyl siding No
1947 940,000 Shingles Roof 3,710 5 > $10,000 Deductible 600 3 Wood siding No
1956 340,000 Membrane Roof 1,890 3 $500- $1000 Deductible 1120 9 Vinyl siding yes
1947 820,000 Membrane Roof 3,570 5 $500- $1000 Deductible 2300 6 Vinyl siding yes
1959 370,000 Asphalt Shingles Roof 2,040 3 $500 Deductible 1220 8 Wood siding No
1951 475,000 Membrane Roof 2,430 4 $2500-$5000 Deductible 190 1 Stucco siding yes
1944 385,000 Tile Roof 2,130 3 > $10,000 Deductible 690 9 Stucco siding No
1943 1,140,000 Asphalt Shingles Roof 4,320 5 $500- $1000 Deductible 1100 3 Stucco siding yes
1951 1,130,000 Asphalt Shingles Roof 4,370 5 > $10,000 Deductible 620 3 Fiber-Cement Siding yes
1955 335,000 Shingles Roof 1,670 3 $1000-$2500 Deductible 1440 10 Stone Siding yes