Maplewood, NJ homeowners insurance is about $761 to $1,038, about $63-$86/month. Our comprehensive guide shows customers can save as much as $360 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Maplewood, NJ | Homeowners Insurance Agency Near Maplewood, NJ | Address |
|---|---|---|
| State Farm | John Ciorra | 5923 Riverdale Ave, Bronx, NY, 10471-1602 |
| Allstate | Monte Rosenzweig | 291 Burnside Ave, Lawrence, NY, 11559 |
| Allstate | Ron Bansky | 33 Princeton Hightstown Rd, Princeton Junction, NJ, 8550 |
| Travelers | Steven G Barretta | 213-35 40TH AVE, BAYSIDE, NY, 11361 |
| Travelers | The Flood Group Llc | 100 SUNNYSIDE BLVD, WOODBURY, NY, 11797 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| South Orange Village township, Essex County, New Jersey | $138 | $184 | $276 |
| Irvington township, Essex County, New Jersey | $124 | $165 | $248 |
| Millburn township, Essex County, New Jersey | $156 | $208 | $312 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Maplewood, NJ | 2.3% | 7.5% |
| South Orange Village | 2.08% | 7.68% |
| Irvington | 3.01% | 8.1% |
| Millburn | 2.17% | 8.68% |
| Maplewood Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 33 | 1.0% | $761 |
| $500 to $749 | 39 | 2.0% | $1886 |
| $750 to $999 | 252 | 15.0% | $2636 |
| $1,000 to $1,499 | 579 | 34.0% | $3761 |
| $1,500 or more | 741 | 44.0% | $5411 |
| Streets in Maplewood Area | Homeowners Insurance Cost |
|---|---|
| Warner Rd, Wetmore Ave, Ivy Ter, Carnegie Pl, Curtis Pl, Midland Blvd, Elsman Ter, May Ter, Crestwood Dr, Washington Park | $870 |
| Plymouth Pl, Hoffman St, E Cedar Ln, Parker Ave, Tuscan St, Collinwood Rd, Meadowbrook Rd, Indiana St, Evergreen Pl, Burroughs Way | $948 |
| Beach Pl, Kendal Ave, Hubert Pl, Garthwaite Ter, Jacoby St, Concord Ave, Cherry Pl, Ridgewood Ter, Hemlock Ct, Burnett Ave | $949 |
| Boyden Ave, Park Rd, Oregon St, Cedar Ln W, Field Rd, Camptown Rd, Porter Rd, Parker Ave, Marie Pl, Fernwood Rd | $863 |
| Burr Rd, Wellesley Rd, Wellesley St, Burr Rd, Highland Pl, Heller Pl, Morse Dr, Owen Dr, Ohio St, Boyden Pkwy | $861 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Maplewood | $134 to $137 |
| South Orange Village | $138 |
| Irvington | $124 |
| Millburn | $156 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $4,800 |
| Yearly Maplewood Homeowner Insurance Premium Example | $2,400 | $1,600 |
| Out of Pocket Expense During Claim | $800 | $4,800 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $17,600 | $16,000 |
| Net Savings to Maplewood Home Owner from High Deductible Plan | $1,600 | |
| Scenario | Maplewood, NJ Home Replacement Value MORE than Home Value | Maplewood, NJ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $763,000 | $463,000 |
| Insurance Premium based on Replacement Value | $3,125 | $1,900 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $162,500 | Risk Exposure from Under Insuring Coverage is $137,500 |
| Premium Impact | Insurance cheaper by $550/year | Insurance costlier by $675/year |
| Insurance Company | Travelers | Farmers Insurance | State Farm |
| Monthly Premium | 96 | 197 | 252 |
| Year Built | 1954 | 1946 | 1941 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $400000-$500000 | $700000-$800000 | $700000-$800000 |
| Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible | $500- $1000 Deductible |