Maplewood Insurance Rates:

Maplewood, MN homeowners insurance is nearly $877 to $1,192, about $73-$99/month. Our detailed research reveals consumers can save upto $414 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
It is super easy to use their website. you just go on and it is super intuitive to find what you want.
Travelers
One thing i don't like about my home insurance company is that while the customer service is top notch, i'm paying a little more than i would with other companies.
Farm Bureau Mutual Insurance Company
Georgia farm bureau mutual insurance company is conveniently located to us. all of their workers seem to be from the south. southern charm and personalities make dealing with insurance more pleasant.

Maplewood, MN Homeowners Insurance By Home Value

Maplewood, MN Home Value Total Homes % of Total Average Maplewood, MN Homeowners Insurance
Less than $50,000 778 7.0% $124
$80,000 to $89,999 141 1.0% $424
$100,000 to $124,999 537 5.0% $558
$125,000 to $149,999 750 7.0% $693
$150,000 to $174,999 1,516 14.0% $817
$175,000 to $199,999 1,264 12.0% $952
$200,000 to $249,999 2,286 22.0% $1138
$250,000 to $299,999 1,668 16.0% $1397
$300,000 to $399,999 1,125 10.0% $1780

Top Home Insurance Agents Near Maplewood, MN

Home Insurance Company Near Maplewood, MN Homeowners Insurance Agency Near Maplewood, MN Address
NA Sandeen Insurance 605 2Nd St, Hudson, WI, 54016
State Farm Dan Cheung 4020 Minnehaha Avenue, Minneapolis, MN, 55406-4529
State Farm Jan Johnson 2481 County Road E E, White Bear Lk, MN, 55110-4807
State Farm Maggie Suby 1570 Century Pt Ste 100, Eagan, MN, 55121-1927
State Farm Rick Ronning 12209 Champlin Dr Ste 101, Champlin, MN, 55316-1974

Cost Of Homeowners Insurance By Street Near Maplewood, MN

Streets in Maplewood Area Homeowners Insurance Cost
Co Hwy 64, Timber Ct E, Brookview Dr, N Ivy St, Ferndale St S, Parkway Dr, Laurie Rd E, Sterling St S, Burke Ct, Cowern Pl$1,024
Ferndale St S, E Skillman Ave, Highway Dr E, New Century Pl, Meyer Ct, 24th St, 3m Svc Rd, Nebraska Ave, Highwood Ave, N Gurney St$1,078
Sherren Ave E, Bison Dr, Linwood Ct E, Promontory Pl, Sterling St S, McClelland St N, Elm St, Century Ave S, Parkview Ct, S McKnight Rd$1,035
McKnight Rd S, Evar St N, Dahl Cir, Hudson Blvd N, Sextant Ave E, Marnie St, 15th St, 1st Ave E, Rebecca Dr, Dennis St$999
Frisbie Ave, Overlook Cir, Laurie Rd, N Dieter St, Hoyt Ave, Parkview Ln, Deer Ridge Ln, Nemitz Ave, Fenton St, Meyer St$1,027

Maplewood, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Maplewood$154 to $157
North St. Paul$154
Little Canada$155
Gem Lake$162

Maplewood, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North St. Paul city, Minnesota $129 $171 $257
Little Canada city, Minnesota $130 $173 $259
Gem Lake city, Minnesota $136 $181 $271

Maplewood, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Maplewood, MN5.2%16.4%
North St. Paul5.3%18.64%
Little Canada5.43%16.89%
Gem Lake4.25%14.2%

Maplewood Renters Insurance as a Percentage of Rent

Maplewood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 88 2.0% $780
$300 to $499 393 9.0% $1230
$500 to $749 723 18.0% $1905
$750 to $999 1,438 36.0% $2655
$1,000 to $1,499 994 25.0% $3780
$1,500 or more 312 7.0% $5430

Maplewood, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Maplewood Homeowner Insurance Premium Example $2,300$1,800
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $7,500$7,000
Net Savings to Maplewood Home Owner from High Deductible Plan $500

Maplewood, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Maplewood, MN Home Replacement Value MORE than Home Value Maplewood, MN Home Replacement Value LESS than Home Value
Replacement Value $215,500 $142,500
Insurance Premium based on Replacement Value $1,575 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $50,000 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $350/year

Example Maplewood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmTravelers
Monthly Premium 15016867
Year Built 201319761995
Home Details 4 Beds, 2 Baths5 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $350000-$400000$250000-$300000$100000-$125000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Maplewood, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1988 145,000 Membrane Roof 1,440 3 $1000-$2500 Deductible 570 7 Vinyl siding No
1966 205,000 Membrane Roof 1,870 3 > $10,000 Deductible 510 8 Brick siding yes
2012 210,000 Membrane Roof 1,910 5 $2500-$5000 Deductible 1180 10 Brick siding yes
2010 200,000 Tile Roof 1,740 2 > $10,000 Deductible 550 8 Wood siding No
2011 155,000 Membrane Roof 1,210 2 $500 Deductible 690 7 Brick siding yes
1963 180,000 Wood Shake Roof 1,730 4 $500- $1000 Deductible 570 5 Brick siding yes
2007 110,000 Tile Roof 1,140 2 $1000-$2500 Deductible 200 4 Stone Siding yes
1966 190,000 Asphalt Shingles Roof 1,670 3 $500- $1000 Deductible 380 3 Stucco siding No
1972 280,000 Composition Roof 2,670 4 $1000-$2500 Deductible 1270 8 Stucco siding No
2014 480,000 Wood Shake Roof 3,810 5 $1000-$2500 Deductible 1500 5 Vinyl siding No
1986 210,000 Asphalt Shingles Roof 1,740 4 $5000 to $10,000 Deductible 160 2 Vinyl siding yes
1998 125,000 Asphalt Shingles Roof 1,110 2 $1000-$2500 Deductible 690 9 Vinyl siding yes
1985 125,000 Asphalt Shingles Roof 960 2 $2500-$5000 Deductible 160 2 Stone Siding yes