Maple Grove Insurance Rates:

Maple Grove, MN homeowners insurance is about $901 to $1,222, about $75-$101/month. Our in depth research indicates shoppers can save as much as $424 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
They do not forgive accidents as well as other companies do such as all-state, but at least they will not drop you after one accident.
State Farm
The state farm insurance company is many kinds of the plan to what i can choice, auto and home insurance.
Farm Bureau
They are located in my town. we live in a very small town, small enough for me to walk over to the insurance company if i need to.
Ameriprise Financial
There is nothing I dislike about my agent or the company.
Allstate
It is cheap, it covers an array of situations, and it seems easy to process.
State Farm
I don't like paying too much for insurance. I am always looking for the best price.
Travelers
I think that this company is a great one. It helps that it is a smaller company with limited membership. I have not yet found better.
Progressive
The premium is not too bad, it could be cheaper but it is a better value than most other insurance companies.
First National Insurance
There are local agents in a nearby office who are very helpful in assessing insurance needs and letting us get quotes on different deductible levels. The website is also useful to some degree for obtaining quotes or policy renewal information although I still usually find it most helpful to meet with an agent in person to go over the numbers and make any changes.

Maple Grove, MN Homeowners Insurance By Home Value

Maple Grove, MN Home Value Total Homes % of Total Average Maple Grove, MN Homeowners Insurance
Less than $50,000 226 1.0% $106
$90,000 to $99,999 227 1.0% $403
$100,000 to $124,999 371 2.0% $467
$125,000 to $149,999 789 4.0% $584
$150,000 to $174,999 1,919 11.0% $690
$175,000 to $199,999 1,984 11.0% $796
$200,000 to $249,999 4,560 27.0% $955
$250,000 to $299,999 2,840 17.0% $1168
$300,000 to $399,999 3,609 21.0% $1486

Top Home Insurance Agents Near Maple Grove, MN

Home Insurance Company Near Maple Grove, MN Homeowners Insurance Agency Near Maple Grove, MN Address
Travelers Ab & J Insurance Services 624 CENTRAL AVE, OSSEO, MN, 55369
Travelers Hamburg Ins Agency 591 PARK AVE, HAMBURG, MN, 55339
Liberty Mutual Mark E Meyer 1250 Northland Drive Suite 130, Mendota Heights, MN, 55120
Farmers Mellissa Sherman 2051 10th St E, Glencoe, MN, 55336
Farmers Patrick Kelly 7401 Metro Blvd Ste 525, Edina, MN, 55439

Cost Of Homeowners Insurance By Street Near Maple Grove, MN

Streets in Maple Grove Area Homeowners Insurance Cost
91st Pl N, Mendelsohn Ave N, E Broadway St, Saratoga Way, 86th Pl N, Zanzibar Ct, 93rd Pl N, Country Hills Dr, Cherry Ln, Hemlock Ln$1,043
Nathan Ln, 90th Pl N, Gladstone Blvd, 100th Ave N, 67th Pl N, 72nd Pl N, 65th Pl N, 62nd Pl N, 65th Pl N, Dallas Ct N$1,130
Country Cir E, Queensland la N, Kimberly Ct N, 74th Ave, Mystique Dr, Rosewood Ln, Olive Ct N, Polaris Ln, Sicora Ln, 90th Pl N$1,092
92nd 1/2 Ave N, Patrick Pl, 82nd Ave, Rebecca Park Trl, 94th Pl N, 73rd Ave, 97th Ave, Shadyview Ct, Duffney Cir, Commerce St$1,081
Mohawk Dr, Ridge Dr, 97th Pl N, Grove Cir N, Bluestem Rd N, Oakdale Dr, 86th Pl, 80th Ct N, 85th Ave N, Quarles Rd$1,093

Maple Grove, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Maple Grove$158 to $161
Osseo$154
Dayton$158
Champlin$156

Maple Grove, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Osseo city, Minnesota $155 $206 $309
Dayton city, Minnesota $158 $211 $317
Champlin city, Minnesota $156 $208 $312

Maple Grove, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Maple Grove, MN4.9%15.7%
Osseo5.34%18.78%
Dayton5.09%14.8%
Champlin5.04%17.38%

Maple Grove Renters Insurance as a Percentage of Rent

Maple Grove Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 42 1.0% $1221
$500 to $749 187 6.0% $1896
$750 to $999 613 21.0% $2646
$1,000 to $1,499 1,306 45.0% $3771
$1,500 or more 692 24.0% $5421

Maple Grove, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Maple Grove Homeowner Insurance Premium Example $2,800$2,300
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $9,700$9,200
Net Savings to Maple Grove Home Owner from High Deductible Plan $500

Maple Grove, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Maple Grove, MN Home Replacement Value MORE than Home Value Maple Grove, MN Home Replacement Value LESS than Home Value
Replacement Value $383,000 $235,000
Insurance Premium based on Replacement Value $2,950 $1,800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $101,000 Risk Exposure from Under Insuring Coverage is $47,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $775/year

Example Maple Grove Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceAllstate
Monthly Premium 150276438
Year Built 199820112009
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$400000-$500000$600000-$700000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Maple Grove, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1984 260,000 Membrane Roof 2,270 3 > $10,000 Deductible 510 5 Vinyl siding yes
2012 270,000 Slate Shingles Roof 1,740 4 $1000-$2500 Deductible 1750 12 Wood siding yes
1980 390,000 Asphalt Shingles Roof 2,440 5 $5000 to $10,000 Deductible 1270 6 Wood siding yes
2009 270,000 Asphalt Shingles Roof 2,480 4 $1000-$2500 Deductible 1080 9 Brick siding yes
2008 410,000 Tile Roof 3,570 5 $1000-$2500 Deductible 680 4 Stucco siding yes
1983 145,000 Membrane Roof 1,230 3 $500- $1000 Deductible 700 8 Brick siding yes
1987 310,000 Wood Shake Roof 2,320 3 $1000-$2500 Deductible 910 5 Wood siding yes
1989 215,000 Composition Roof 1,550 3 $5000 to $10,000 Deductible 1430 12 Wood siding yes
1980 365,000 Membrane Roof 3,300 4 $500 Deductible 990 3 Fiber-Cement Siding No
1992 405,000 Asphalt Shingles Roof 2,890 4 $500 Deductible 880 3 Fiber-Cement Siding yes
2012 455,000 Shingles Roof 2,900 5 $2500-$5000 Deductible 1170 4 Vinyl siding yes
2006 240,000 Tile Roof 1,820 5 $500 Deductible 1980 12 Vinyl siding yes
1998 210,000 Membrane Roof 1,590 5 > $10,000 Deductible 400 6 Fiber-Cement Siding yes
1984 465,000 Metal Roof 2,990 4 $1000-$2500 Deductible 830 3 Stone Siding No
1993 445,000 Metal Roof 3,760 5 $2500-$5000 Deductible 1530 8 Wood siding yes
1992 200,000 Composition Roof 1,360 3 $5000 to $10,000 Deductible 900 10 Stucco siding No
1988 260,000 Asphalt Shingles Roof 1,970 4 $1000-$2500 Deductible 440 3 Brick siding No
2004 330,000 Membrane Roof 2,070 3 $500- $1000 Deductible 560 3 Stucco siding No
1994 665,000 Composition Roof 4,300 5 $5000 to $10,000 Deductible 1850 6 Stucco siding yes
1993 545,000 Metal Roof 4,600 5 $2500-$5000 Deductible 850 3 Fiber-Cement Siding No
2012 480,000 Shingles Roof 3,100 4 $500- $1000 Deductible 1350 5 Wood siding yes
2012 185,000 Metal Roof 1,290 3 $2500-$5000 Deductible 120 1 Stucco siding yes
2011 460,000 Membrane Roof 2,990 4 > $10,000 Deductible 1030 6 Brick siding No
2000 265,000 Membrane Roof 2,320 5 $2500-$5000 Deductible 1200 7 Stucco siding yes
1996 385,000 Metal Roof 3,320 4 $5000 to $10,000 Deductible 1620 9 Brick siding yes