Manteca, CA homeowners insurance is roughly $512 to $694, about $42-$57/month. Our in depth analysis reveals consumers can save as much as $241 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Manteca, CA | Homeowners Insurance Agency Near Manteca, CA | Address |
|---|---|---|
| State Farm | Sig Lindley Cpcu | 8110 Pocket Road, Sacramento, CA, 95831 |
| State Farm | Stacy Vallar | 20 W Turner Rd Ste C, Lodi, CA, 95240-0568 |
| Travelers | Travis Insurance Agency | 801 YGNACIO VALLEY RD STE 100, WALNUT CREEK, CA, 94596 |
| State Farm | Debra Webb | 4213 Dale Road, Modesto, CA, 95356-8505 |
| Travelers | Iii-Patrick Dean Schumacher | 701 S HAM LANE STE A, LODI, CA, 95242 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Lathrop city, California | $89 | $119 | $179 |
| French Camp CDP, California | $88 | $117 | $176 |
| Ripon CCD, San Joaquin County, California | $92 | $123 | $185 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Manteca, CA | 2.5% | 11.2% |
| Lathrop | 2.5% | 11.86% |
| French Camp | 2.59% | 18.32% |
| Ripon | 2.15% | 11.09% |
| Manteca Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 243 | 2.0% | $1248 |
| $500 to $749 | 991 | 9.0% | $1923 |
| $750 to $999 | 2,191 | 21.0% | $2673 |
| $1,000 to $1,499 | 3,412 | 34.0% | $3798 |
| $1,500 or more | 3,070 | 30.0% | $5448 |
| Streets in Manteca Area | Homeowners Insurance Cost |
|---|---|
| Junewood Pl, E Sutter St, Perrin Rd, Timber Ln, Schooner Pl, Nordic Pl, Lyons Rd, Pebble Way, Lobos Ct, Lynch Rd | $599 |
| Windsor Pl, Sierra Gold Trl, Exeter Dr, New Well Ct, Athens Ct, Maple Ave, Travertine Ave, Marigny Way, Plumeria Ln, Danilo Ct | $621 |
| Norman Dr, Upper Pasture Ct, N Grant Ave, Frauenfield St, St Moritz Ct, Red Barn Pl, Mitchell Ln, Mammoth Dr, Two Rivers Rd, Hometown Ln | $601 |
| L St, Elm Ave, Merced Way, Keith Way, Oro Luce Ct, Scott Pl, Brookwood Way, Train Station Ct, Acorn Meadows Ln, Cannella Ct | $594 |
| Magrath Pl, Apache Dr, Autumn Oaks St, Azevedo Ave, Mohican Dr, Spreckels Ave, Albrecht St, Maxwell Ln, Sandpiper Ln, Heather Ct | $618 |
| Appenzel Pl, Powers Ave, Pheasant Hollow Way, Rosebriar Pl, King Richard Way, Olivine Ave, la Mesa Way, Sweet Pea Ln, Courtyard Way, Monte Stella Pl | $599 |
| E Veritas Rd, Phillips Dr, Zurich Dr, Southport St, Ruffino Ct, Syracuse Pl, Westport St, Flores Ave, Shadowberry Pl, Athens St | $625 |
| Comanche Dr, Suess Ct, Ruby Pl, Plumtree Pl, Correia Pl, Verda Dr, Morning Brook Dr, Wembley Way, Douglas Fir Dr, Long Barn Dr | $611 |
| E Louise Ave, Derby Ct, Sherrie Ct, Comstock Ln, Martha St, Reiger Dr, Chadwick Pl, Range Ct, Cowell Ave, Brookview Ln | $598 |
| Hilary Way, S Ivory Lace Ave, Matterhorn St, S Heirloom Pl, Spyglass Pl, Park St, Springcreek Way, Croyden Way, Judith Ct, Ginger Way | $618 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Manteca | $90 to $92 |
| Lathrop | $89 |
| French Camp | $88 |
| Ripon | $92 |
| Coverage ($) | Deductible ($) | Age of home | Company | Average homeowners insurance premium ($) |
|---|---|---|---|---|
| 150000 | 250 | New | American Modern | 684 |
| 150000 | 250 | New | Homesite | 792 |
| 150000 | 500 | New | Travelers | 364 |
| 200000 | 500 | New | Metropolitan Direct | 377 |
| 250000 | 1000 | New | Oregon Mutual | 521 |
| 300000 | 500 | New | Horace Mann P & C | 692 |
| 300000 | 500 | New | IDS Property Casualty | 629 |
| 400000 | 1000 | New | Grange | 732 |
| 400000 | 1000 | New | Horace Mann | 716 |
| 750000 | 2500 | New | Nationwide | 1142 |
| 150000 | 500 | 1-3 Years | Tokio Marine America | 235 |
| 300000 | 500 | 1-3 Years | Privilege Underwriters Exch | 1745 |
| 500000 | 1000 | 1-3 Years | AIG Prop Cas | 1772 |
| 300000 | 500 | 4-6 Years | Integon/National | 800 |
| 400000 | 1000 | 4-6 Years | Nationwide | 1047 |
| 500000 | 1000 | 4-6 Years | Amica Mutual | 1456 |
| 500000 | 1000 | 4-6 Years | Universal North America | 932 |
| 500000 | 2500 | 4-6 Years | QBE (Balboa) | 832 |
| 750000 | 2500 | 4-6 Years | Amco | 1519 |
| 150000 | 250 | 7-15 Years | Encompass | 678 |
| 150000 | 500 | 7-15 Years | Privilege Underwriters Exch | 1119 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $3,700 |
| Yearly Manteca Homeowner Insurance Premium Example | $1,300 | $900 |
| Out of Pocket Expense During Claim | $1,700 | $3,700 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $10,800 | $10,000 |
| Net Savings to Manteca Home Owner from High Deductible Plan | $800 | |
| Scenario | Manteca, CA Home Replacement Value MORE than Home Value | Manteca, CA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $271,000 | $176,000 |
| Insurance Premium based on Replacement Value | $650 | $425 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $55,500 | Risk Exposure from Under Insuring Coverage is $39,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $125/year |
| Insurance Company | Travelers | Amica Mutual Insurance Company | Farmers Insurance |
| Monthly Premium | 46 | 75 | 59 |
| Year Built | 2014 | 2004 | 1997 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $200000-$250000 | $350000-$400000 | $200000-$250000 |
| Deductible | $500- $1000 Deductible | $500 Deductible | $500- $1000 Deductible |