Manteca Insurance Rates:

Manteca, CA homeowners insurance is roughly $512 to $694, about $42-$57/month. Our in depth analysis reveals consumers can save as much as $241 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmers
The customer service is polite and helpful when i have questions and concerns. they are quick and responsive to my inquiries.
State Farm
State farm has made countless mistakes on my accident claim. they have been through 8 different versions and still cannot get it right!!!
State Farm
Although i have fortunately not had to make a claim on my policy, i would assume that the claims process is easy and that the company works to quickly resolve the claim.

Manteca, CA Homeowners Insurance By Home Value

Manteca, CA Home Value Total Homes % of Total Average Manteca, CA Homeowners Insurance
Less than $50,000 819 4.0% $66
$90,000 to $99,999 222 1.0% $253
$100,000 to $124,999 942 5.0% $295
$125,000 to $149,999 1,346 8.0% $367
$150,000 to $174,999 2,149 13.0% $434
$175,000 to $199,999 1,548 9.0% $500
$200,000 to $249,999 3,401 20.0% $603
$250,000 to $299,999 2,618 15.0% $735
$300,000 to $399,999 2,872 17.0% $934

Top Home Insurance Agents Near Manteca, CA

Home Insurance Company Near Manteca, CA Homeowners Insurance Agency Near Manteca, CA Address
State Farm Debra Webb 4213 Dale Road, Modesto, CA, 95356-8505
Travelers Iii-Patrick Dean Schumacher 701 S HAM LANE STE A, LODI, CA, 95242
State Farm Sig Lindley Cpcu 8110 Pocket Road, Sacramento, CA, 95831
State Farm Stacy Vallar 20 W Turner Rd Ste C, Lodi, CA, 95240-0568
Travelers Travis Insurance Agency 801 YGNACIO VALLEY RD STE 100, WALNUT CREEK, CA, 94596

Cost Of Homeowners Insurance By Street Near Manteca, CA

Streets in Manteca Area Homeowners Insurance Cost
Junewood Pl, E Sutter St, Perrin Rd, Timber Ln, Schooner Pl, Nordic Pl, Lyons Rd, Pebble Way, Lobos Ct, Lynch Rd$599
Windsor Pl, Sierra Gold Trl, Exeter Dr, New Well Ct, Athens Ct, Maple Ave, Travertine Ave, Marigny Way, Plumeria Ln, Danilo Ct$621
Norman Dr, Upper Pasture Ct, N Grant Ave, Frauenfield St, St Moritz Ct, Red Barn Pl, Mitchell Ln, Mammoth Dr, Two Rivers Rd, Hometown Ln$601
L St, Elm Ave, Merced Way, Keith Way, Oro Luce Ct, Scott Pl, Brookwood Way, Train Station Ct, Acorn Meadows Ln, Cannella Ct$594
Magrath Pl, Apache Dr, Autumn Oaks St, Azevedo Ave, Mohican Dr, Spreckels Ave, Albrecht St, Maxwell Ln, Sandpiper Ln, Heather Ct$618
Appenzel Pl, Powers Ave, Pheasant Hollow Way, Rosebriar Pl, King Richard Way, Olivine Ave, la Mesa Way, Sweet Pea Ln, Courtyard Way, Monte Stella Pl$599
E Veritas Rd, Phillips Dr, Zurich Dr, Southport St, Ruffino Ct, Syracuse Pl, Westport St, Flores Ave, Shadowberry Pl, Athens St$625
Comanche Dr, Suess Ct, Ruby Pl, Plumtree Pl, Correia Pl, Verda Dr, Morning Brook Dr, Wembley Way, Douglas Fir Dr, Long Barn Dr$611
E Louise Ave, Derby Ct, Sherrie Ct, Comstock Ln, Martha St, Reiger Dr, Chadwick Pl, Range Ct, Cowell Ave, Brookview Ln$598
Hilary Way, S Ivory Lace Ave, Matterhorn St, S Heirloom Pl, Spyglass Pl, Park St, Springcreek Way, Croyden Way, Judith Ct, Ginger Way$618

Manteca, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Manteca$90 to $92
Lathrop$89
French Camp$88
Ripon$92

Manteca, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lathrop city, California $89 $119 $179
French Camp CDP, California $88 $117 $176
Ripon CCD, San Joaquin County, California $92 $123 $185

Manteca, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Manteca, CA2.5%11.2%
Lathrop2.5%11.86%
French Camp2.59%18.32%
Ripon2.15%11.09%

Manteca Renters Insurance as a Percentage of Rent

Manteca Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 243 2.0% $1248
$500 to $749 991 9.0% $1923
$750 to $999 2,191 21.0% $2673
$1,000 to $1,499 3,412 34.0% $3798
$1,500 or more 3,070 30.0% $5448

Average Cost Of Home Insurance By Company In Areas Nearby Manteca For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewAmerican Modern684
150000250NewHomesite792
150000500NewTravelers364
200000500NewMetropolitan Direct377
2500001000NewOregon Mutual521
300000500NewHorace Mann P & C692
300000500NewIDS Property Casualty629
4000001000NewGrange732
4000001000NewHorace Mann716
7500002500NewNationwide1142
1500005001-3 YearsTokio Marine America235
3000005001-3 YearsPrivilege Underwriters Exch1745
50000010001-3 YearsAIG Prop Cas1772
3000005004-6 YearsIntegon/National800
40000010004-6 YearsNationwide1047
50000010004-6 YearsAmica Mutual1456
50000010004-6 YearsUniversal North America932
50000025004-6 YearsQBE (Balboa)832
75000025004-6 YearsAmco1519
1500002507-15 YearsEncompass678
1500005007-15 YearsPrivilege Underwriters Exch1119

Manteca, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Manteca Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,800$8,200
Net Savings to Manteca Home Owner from High Deductible Plan $600

Manteca, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Manteca, CA Home Replacement Value MORE than Home Value Manteca, CA Home Replacement Value LESS than Home Value
Replacement Value $254,500 $165,000
Insurance Premium based on Replacement Value $900 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $49,000 Risk Exposure from Under Insuring Coverage is $40,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Manteca Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmGEICO InsuranceNationwide Insurance
Monthly Premium 196086
Year Built 199920102005
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$300000-$350000$500000-$600000
Deductible $5000 to $10,000 Deductible$2500-$5000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Manteca, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 445,000 Composition Roof 3,510 5 $5000 to $10,000 Deductible 320 6 Fiber-Cement Siding yes
2010 250,000 Membrane Roof 2,390 5 $2500-$5000 Deductible 80 2 Fiber-Cement Siding yes
2006 385,000 Slate Shingles Roof 3,110 4 $1000-$2500 Deductible 500 9 Brick siding No
1993 340,000 Slate Shingles Roof 3,290 4 $500 Deductible 850 8 Stucco siding No
2005 135,000 Membrane Roof 1,370 3 $500 Deductible 360 9 Brick siding No
2003 180,000 Slate Shingles Roof 1,620 3 $500 Deductible 50 1 Brick siding No
1988 300,000 Composition Roof 2,180 4 $500 Deductible 130 2 Brick siding No
1988 595,000 Wood Shake Roof 4,420 5 > $10,000 Deductible 70 1 Vinyl siding yes
2009 215,000 Shingles Roof 1,640 4 $500 Deductible 240 5 Wood siding yes
1996 350,000 Tile Roof 2,390 4 $2500-$5000 Deductible 290 6 Stucco siding yes
1996 265,000 Slate Shingles Roof 1,970 4 $2500-$5000 Deductible 400 8 Fiber-Cement Siding yes
2002 290,000 Slate Shingles Roof 2,920 4 $1000-$2500 Deductible 380 6 Fiber-Cement Siding yes
1997 200,000 Metal Roof 1,820 3 $500 Deductible 410 9 Fiber-Cement Siding yes
2000 455,000 Membrane Roof 3,190 4 > $10,000 Deductible 200 4 Wood siding yes
1997 240,000 Tile Roof 1,378 3 $1000-$2500 Deductible 1030 9 Wood siding No