Mansfield Insurance Rates:

Mansfield, OH homeowners insurance is nearly $576 to $782, about $48-$65/month. Our comprehensive analysis shows customers can save upto $271 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I would recommend to all my friends and family, because I have literally experienced the benefit of moving to them. The benefits are more than just the typical ones.
Allstate
I have received other quotes but this company draws me. Other companies just dont make it very clear. Cheaper can be a winner in some cases.
Travelers
Customer service is easy to get in touch with by phone, and all representatives that i have spoken to enunciate clearly, making it easy to understand.
Farmer's Insurance
I have dealt with some shady claims adjusters with this insurance company that i did not get a good vibe from but i told them i would again call later.
State Farm
All the agents i've talked with over the phone are really helpful and if i have any problems they go down the list and help me solve the problem or answers i have and you can do everything online or over the phone so no driving to a place it's easy and simple.
Allstate
I have checked other companies and the premiums were very close to what I am paying for the same coverage.
State Farm
State Farm customer service is a crapshoot and depends on the subject of the call. Getting through the auto-attendant is tough sometimes, especially after-hours. Then you have to go through several layers to get help. It's much easier to just call your agent and have them deal with it.
State Farm
I like the helpful office staff who have worked there for 20 years and claims are processed quickly and satisfactorily.
Progressive
It's a big chunk to pay each year but we do not have a lot of options with a flat-roof house
State Auto
My insurance agent is pretty good. His team has saved me money over the years and are usually available when I need them
State Farm
I like how easy it is to navigate and pay my bill. I also like auto payment features that are set up.
Travelers
The deductlble on my policy is comparible to other companies its not any lower or higher its average and im ok with that.
Allstate
I would not like to compare because the two are very good and should not be used like this

Mansfield, OH Homeowners Insurance By Home Value

Mansfield, OH Home Value Total Homes % of Total Average Mansfield, OH Homeowners Insurance
Less than $50,000 2,270 21.0% $196
$50,000 to $59,999 593 5.0% $420
$60,000 to $69,999 1,016 9.0% $522
$70,000 to $79,999 1,119 10.0% $604
$80,000 to $89,999 849 8.0% $685
$90,000 to $99,999 768 7.0% $767
$100,000 to $124,999 1,105 10.0% $889
$125,000 to $149,999 808 7.0% $1113
$150,000 to $174,999 759 7.0% $1317
$175,000 to $199,999 643 6.0% $1520
$200,000 to $249,999 134 1.0% $1833
$250,000 to $299,999 133 1.0% $2240
$300,000 to $399,999 265 2.0% $2845

Top Home Insurance Agents Near Mansfield, OH

Home Insurance Company Near Mansfield, OH Homeowners Insurance Agency Near Mansfield, OH Address
Erie Diamond Insurance Agency Llc 3848 Medina Road Suite 105, Medina, OH, 44256
Erie M J Knapp Insurance Agency Inc. Po Box 128 , Richwood, OH, 43344
Nationwide Mark W Cummings 990 Commerce Dr, Grafton, OH, 44044-1253
Liberty Mutual Independent Rinehart Walters Danner & Assoc 446 Park Ave W., Mansfield, OH, 44906
Allstate Thomas Clarkson 8897 Commerce Loop Dr, Columbus, OH, 43240

Cost Of Homeowners Insurance By Street Near Mansfield, OH

Streets in Mansfield Area Homeowners Insurance Cost
Clearview Rd, Co Hwy 38, Faulk Rd, Ganges East Rd, Barbara Ln, Knapp Rd, Bridgewater Way S, Twp Hwy 308, Lehigh Ave, Carfield Dr$706
Christmore Dr, Cole Ave, Twp Hwy 198, Twp Hwy 344, Twp Hwy 324, Anderson Rd N, Dorian St, Neil Cir S, Twp Hwy 331, Wahl Dr$718
Blooming Grove Rd, Berlyn Ct, Banyon Ln, Burkwood Rd, Pavonia North Rd, Twp Hwy 361, St Andrews Ct, Snodgrass Rd, Pheasant Trl, Chandler Pl$711
Moffet Rd, Mansfield Ave, Orange St, Otterbein Dr, Wagon Wheel Trl E, Sunnyslope Dr, W Chestnut St, Oakenwaldt Ave, Myers Ave, Mc Farland Rd$713
Devonwood Rd, Winding Way, Co Hwy 259, Whitetail Dr E, S Foster St, T R 1503, Twp Hwy 255, Warner Ave, State St, Twp Hwy 244$711
Hathaway Rd, Lexington-Fredericktown St, Winchester Rd, Woodside Blvd, Columbia Ave, Granite St, Rosedale Dr, Orweiler Rd, Bloomingrove-New Winchester Rd, Co Hwy 11$710
Maxwell Rd, Sussex Ct E, Co Hwy 146, Coachman Rd, Averill Ave, Lasalle St, Hedeen Dr, Twp Hwy 238, Betner Dr, Anglewood Dr$720
Co Hwy 207, Marianna Dr, Mason St, Tiffany Dr, Howard St, Twp Hwy 35, Matthes Dr, Twp Hwy 12, Cloverdale Dr, Virginia Ln$710
Linden Cir E, Fox Rd, Dawson Ave, Wesley Ave, E 1st St, Harris Pl, Abbott Dr, Woodville Rd, Seneca Dr, Cardinal Ave$684
Bowers Ave, Twp Hwy 333, Erhart Dr, Cline Ave, Delaware Ave, Stein Rd, Twp Hwy 339, Co Hwy 139, S Diamond St, Graham Rd$711

Mansfield, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mansfield$101 to $104
Richland County$103
Ontario$105
Lexington$106

Mansfield, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Richland County, Ohio $104 $138 $207
Ontario city, Ohio $106 $141 $212
Lexington village, Ohio $106 $141 $212

Mansfield, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mansfield, OH5.7%15.3%
Richland County5.23%15.2%
Ontario4.98%16.76%
Lexington4.85%15.45%

Mansfield Renters Insurance as a Percentage of Rent

Mansfield Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 277 3.0% $364
$200 to $299 453 5.0% $814
$300 to $499 1,806 23.0% $1264
$500 to $749 3,142 40.0% $1939
$750 to $999 1,281 16.0% $2689
$1,000 to $1,499 475 6.0% $3814
$1,500 or more 249 3.0% $5464

Mansfield, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Mansfield Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Mansfield Home Owner from High Deductible Plan $600

Mansfield, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mansfield, OH Home Replacement Value MORE than Home Value Mansfield, OH Home Replacement Value LESS than Home Value
Replacement Value $171,000 $107,000
Insurance Premium based on Replacement Value $800 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $175/year

Example Mansfield Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualFarmers InsuranceChubb Group of Insurance
Monthly Premium 183825
Year Built 194019611982
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $75000-$100000$100000-$125000$100000-$125000
Deductible $2500-$5000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Mansfield, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 75,000 Metal Roof 1,280 2 $500 Deductible 140 9 Brick siding No
1957 100,000 Composition Roof 1,850 3 $1000-$2500 Deductible 400 10 Stone Siding yes
1957 125,000 Asphalt Shingles Roof 2,520 4 $500- $1000 Deductible 260 6 Fiber-Cement Siding No
1977 100,000 Tile Roof 1,970 3 $500 Deductible 140 4 Brick siding yes
1964 145,000 Shingles Roof 2,620 4 $500- $1000 Deductible 90 2 Brick siding No
1971 90,000 Membrane Roof 1,250 3 $1000-$2500 Deductible 160 6 Stone Siding No
1984 365,000 Membrane Roof 4,800 5 $5000 to $10,000 Deductible 140 2 Wood siding yes
1975 95,000 Metal Roof 1,730 2 $500 Deductible 140 4 Stucco siding yes
1958 130,000 Tile Roof 1,700 2 $2500-$5000 Deductible 200 5 Vinyl siding yes
1960 145,000 Shingles Roof 1,910 4 $2500-$5000 Deductible 290 7 Vinyl siding yes
1988 105,000 Wood Shake Roof 1,940 4 $500 Deductible 30 1 Wood siding No
1945 205,000 Membrane Roof 3,390 4 $5000 to $10,000 Deductible 440 12 Vinyl siding yes
1952 105,000 Wood Shake Roof 1,760 4 $500- $1000 Deductible 140 4 Stone Siding No
1954 105,000 Membrane Roof 1,640 3 $2500-$5000 Deductible 60 3 Stone Siding yes
1964 235,000 Composition Roof 3,330 4 $5000 to $10,000 Deductible 100 2 Brick siding yes
1959 115,000 Tile Roof 1,770 4 $2500-$5000 Deductible 230 12 Fiber-Cement Siding yes
1984 170,000 Composition Roof 2,670 5 $1000-$2500 Deductible 330 7 Stucco siding No
1947 115,000 Shingles Roof 2,080 4 $2500-$5000 Deductible 200 6 Wood siding yes
1946 70,000 Composition Roof 1,060 2 $500- $1000 Deductible 110 5 Fiber-Cement Siding No
1948 190,000 Shingles Roof 2,980 4 $1000-$2500 Deductible 530 12 Wood siding yes
1945 100,000 Membrane Roof 1,630 2 $500- $1000 Deductible 50 2 Brick siding No
1971 120,000 Metal Roof 1,910 3 $2500-$5000 Deductible 220 7 Wood siding No
1957 145,000 Composition Roof 2,190 3 $500- $1000 Deductible 400 10 Stone Siding No
1961 125,000 Slate Shingles Roof 2,340 3 $500 Deductible 50 1 Vinyl siding No
1977 295,000 Composition Roof 4,370 5 $500 Deductible 1030 10 Wood siding No
1978 145,000 Wood Shake Roof 1,940 3 $1000-$2500 Deductible 270 5 Wood siding yes
1966 85,000 Slate Shingles Roof 1,490 2 $500- $1000 Deductible 130 5 Brick siding yes
1953 110,000 Asphalt Shingles Roof 1,750 3 $500 Deductible 50 2 Stone Siding yes
1952 160,000 Membrane Roof 2,420 4 $5000 to $10,000 Deductible 350 12 Stone Siding yes
1980 75,000 Composition Roof 1,260 3 $2500-$5000 Deductible 20 1 Stone Siding No
1944 120,000 Shingles Roof 2,310 5 $1000-$2500 Deductible 70 2 Stone Siding yes
1984 90,000 Slate Shingles Roof 1,790 3 $2500-$5000 Deductible 170 9 Wood siding No
1973 185,000 Membrane Roof 2,480 4 $500 Deductible 220 4 Vinyl siding yes
1986 65,000 Membrane Roof 1,200 2 $2500-$5000 Deductible 140 9 Stucco siding No
Find Visual Guide for Mansfield, OH Home Insurance Buyers on Insurance Companies and Rates
Mansfield, OH Home Insurance Agents for Top Companies