Manlius Insurance Rates:

Manlius, NY homeowners insurance is nearly $510 to $692, about $42-$57/month. Our thorough guide indicates shoppers can save as much as $240 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Usaa
Their website is very easy to use. they also provide a quote builder which is very easy to use.
Allstate
I highly recommend my Insurance company (All State) to others. Because it gives the best home insurance rates compared to others. Also, it gives best customer support as customer needed.
Erie Insurance
I rate them a 5. Home Owners insurance is not cheap but I get much more from my policy with Erie than I would from other providers.
State Farm
I don't like how much our insurance went up when we dropped one of our policies. they also may be pricier than some of the competition.
State Farm
I have had two small claims where there was a "grey area" whether the loss was covered or not. they decided in my favor both times. i believe because of the long-standing relationship i have with my agent. they go to bat for you.
State Farm
I would say it is for the same reason as above since we bundle our insurance. I like the fact that the customer service reps look at all the options for bundling in order to save me money.
Aaa
What I like about Farmers Customer Service is the accessibility to my Insurance agent. All I have to do is call him and he will help me in getting my issue corrected.
Erie Insurance
I have not had to make a claim, but I am very satisfied with the multiple options I have to be able to get a hold of them if necessary.
Safeco Insurance
I'm not really sure about the difference between my company and others. I didn't shop around for the coverage, as the approval for the loan came pretty quickly and I needed insurance to close the deal.
Usaa
I cannot really comment on my current premium relative to other insurance companies for the same coverage. I had not done comparisons in years and so I have no idea what competitors are offering or how my company stacks up against them.
Progressive
I have never had to contact them about anything but when I set up my home insurance the agent was very nice, friendly, knowledgable and smart.

Manlius, NY Homeowners Insurance By Home Value

Manlius, NY Home Value Total Homes % of Total Average Manlius, NY Homeowners Insurance
Less than $50,000 183 1.0% $84
$50,000 to $59,999 164 1.0% $180
$70,000 to $79,999 330 3.0% $258
$80,000 to $89,999 200 2.0% $294
$90,000 to $99,999 354 3.0% $331
$100,000 to $124,999 1,383 13.0% $379
$125,000 to $149,999 1,110 11.0% $475
$150,000 to $174,999 1,570 15.0% $565
$175,000 to $199,999 1,000 10.0% $650
$200,000 to $249,999 1,725 17.0% $782
$250,000 to $299,999 1,007 10.0% $957
$300,000 to $399,999 809 8.0% $1216

Top Home Insurance Agents Near Manlius, NY

Home Insurance Company Near Manlius, NY Homeowners Insurance Agency Near Manlius, NY Address
NA Kenneth L. Dobbin Dba Dobbin Agency 6063 Auburn St, Wolcott, NY, 14590
Travelers Ims Group Northeast Corp 17 MAIN ST, CAMILLUS, NY, 13031
State Farm Mary Walsh 605 Old Liverpool Rd, Liverpool, NY, 13088-6032
Travelers Tanner Insurance Agency Inc 7324 Rte 20 , Madison, NY, 13402
Erie The Dye Agency Inc. 662 S Main Street Suite 3, Central Square, NY, 13036

Manlius, NY Home Insurance Agents for Top Companies


Manlius, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fayetteville village, New York $90 $120 $180
Minoa village, New York $89 $118 $177
East Syracuse village, New York $88 $117 $176

Manlius, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Manlius, NY2.9%7.4%
Fayetteville2.81%7.97%
Minoa3.86%8.57%
East Syracuse4.12%10.33%

Manlius Renters Insurance as a Percentage of Rent

Manlius Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 255 10.0% $1243
$500 to $749 748 29.0% $1918
$750 to $999 985 38.0% $2668
$1,000 to $1,499 401 15.0% $3793
$1,500 or more 104 4.0% $5443

Manlius, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Manlius Homeowner Insurance Premium Example $3,100$2,500
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $25,700$23,900
Net Savings to Manlius Home Owner from High Deductible Plan $1,800

Manlius, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Manlius, NY Home Replacement Value MORE than Home Value Manlius, NY Home Replacement Value LESS than Home Value
Replacement Value $203,500 $140,000
Insurance Premium based on Replacement Value $1,775 $1,225
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,500 Risk Exposure from Under Insuring Coverage is $22,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $350/year

Example Manlius Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceErie InsuranceFarmers Insurance
Monthly Premium 90146282
Year Built 198819601979
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$300000-$350000$400000-$500000
Deductible $2500-$5000 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Manlius, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 235,000 Metal Roof 2,380 4 $2500-$5000 Deductible 110 1 Wood siding yes
1980 310,000 Asphalt Shingles Roof 2,770 5 $1000-$2500 Deductible 1960 12 Stone Siding yes
1978 205,000 Composition Roof 2,280 4 $2500-$5000 Deductible 900 6 Vinyl siding No
1963 375,000 Membrane Roof 3,330 4 $500- $1000 Deductible 590 2 Stucco siding yes
1984 270,000 Membrane Roof 2,670 5 $500- $1000 Deductible 2150 9 Fiber-Cement Siding No
1944 170,000 Slate Shingles Roof 1,860 3 $5000 to $10,000 Deductible 230 3 Stucco siding No
1963 150,000 Shingles Roof 1,270 3 $500 Deductible 460 3 Fiber-Cement Siding yes
1976 180,000 Membrane Roof 1,850 3 $5000 to $10,000 Deductible 320 3 Wood siding yes
1968 300,000 Asphalt Shingles Roof 3,310 4 $500 Deductible 950 3 Fiber-Cement Siding No
1997 340,000 Asphalt Shingles Roof 3,050 4 > $10,000 Deductible 1410 10 Stucco siding No
1943 365,000 Wood Shake Roof 4,450 5 $500 Deductible 3470 12 Vinyl siding No
1962 170,000 Asphalt Shingles Roof 1,640 3 $1000-$2500 Deductible 820 8 Stone Siding No
1985 290,000 Membrane Roof 2,870 4 $500- $1000 Deductible 660 3 Wood siding No
1984 205,000 Shingles Roof 1,850 4 $500 Deductible 750 4 Vinyl siding yes
1994 185,000 Shingles Roof 1,650 3 $2500-$5000 Deductible 100 1 Wood siding No
1948 210,000 Wood Shake Roof 1,840 3 $2500-$5000 Deductible 110 1 Vinyl siding No
1988 195,000 Metal Roof 1,740 3 $5000 to $10,000 Deductible 380 4 Brick siding yes
1976 400,000 Metal Roof 4,570 5 $500- $1000 Deductible 2960 10 Wood siding No
1987 225,000 Slate Shingles Roof 2,420 4 $500 Deductible 300 2 Fiber-Cement Siding No
1940 285,000 Composition Roof 2,370 5 > $10,000 Deductible 1390 8 Brick siding No
1983 185,000 Membrane Roof 2,020 3 $500 Deductible 1260 8 Wood siding yes
1948 500,000 Shingles Roof 4,300 5 $500 Deductible 2090 6 Brick siding yes
1983 235,000 Metal Roof 2,550 4 $1000-$2500 Deductible 970 5 Wood siding yes
1971 215,000 Asphalt Shingles Roof 2,010 4 $500- $1000 Deductible 150 1 Stone Siding yes
1948 505,000 Asphalt Shingles Roof 4,580 5 $5000 to $10,000 Deductible 1750 6 Brick siding No
1992 275,000 Composition Roof 2,420 4 $1000-$2500 Deductible 830 6 Stone Siding No
1982 210,000 Shingles Roof 2,430 4 $500 Deductible 530 3 Fiber-Cement Siding yes
1947 180,000 Tile Roof 1,610 3 $5000 to $10,000 Deductible 570 7 Fiber-Cement Siding No
1987 180,000 Wood Shake Roof 1,490 3 $5000 to $10,000 Deductible 730 8 Stucco siding No
1961 230,000 Composition Roof 2,730 5 > $10,000 Deductible 70 1 Vinyl siding No
1977 120,000 Membrane Roof 1,460 3 $500- $1000 Deductible 510 5 Vinyl siding No
1947 175,000 Metal Roof 2,180 3 $5000 to $10,000 Deductible 390 5 Stone Siding No
1968 105,000 Slate Shingles Roof 1,260 3 $2500-$5000 Deductible 620 10 Brick siding No
1960 165,000 Shingles Roof 1,540 3 $1000-$2500 Deductible 320 2 Wood siding No

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