Mankato Insurance Rates:

Mankato, MN homeowners insurance is about $854 to $1,159, about $71-$96/month. Our complete research reveals consumers can save upto $402 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Amica Mutual Insurance
Once you sign up for e-service it is difficult to remove yourself from that list.
State Farm
Filing a claim with them has been very easy. the filing process was quick. the payment was provided almost immediately.
Farm Bureau
My feeling toward georgia farm bureau mutual insurance company is a mixed bag of likes and dislikes. my family has been with them for over 50 years and i feel a connection there. i do feel like something is wrong though. they are down to three employees in our home front office. in the past, it was teeming with folks. this makes me nervous.
Geico
I appreciate the competitive monthly rate. Other insurance companies in the area charge double, or even triple, that amount for the same coverage.

Mankato, MN Homeowners Insurance By Home Value

Mankato, MN Home Value Total Homes % of Total Average Mankato, MN Homeowners Insurance
Less than $50,000 891 11.0% $161
$60,000 to $69,999 91 1.0% $422
$80,000 to $89,999 133 1.0% $553
$90,000 to $99,999 199 2.0% $624
$100,000 to $124,999 915 11.0% $714
$125,000 to $149,999 1,602 20.0% $896
$150,000 to $174,999 1,310 16.0% $1067
$175,000 to $199,999 853 10.0% $1228
$200,000 to $249,999 1,069 13.0% $1480
$250,000 to $299,999 471 5.0% $1802
$300,000 to $399,999 350 4.0% $2295

Top Home Insurance Agents Near Mankato, MN

Home Insurance Company Near Mankato, MN Homeowners Insurance Agency Near Mankato, MN Address
NA Nesbit Agencies Inc 30502 Henderson Station Rd Lesueur, Le Sueur, MN, 56058
NA United Prairie Insurance Agency 200 North Broadway , New Ulm, MN, 56073
State Farm Frank Brandt 1651 Commerce Dr Ste 102, North Mankato, MN, 56003-1961
Travelers Heartman Agency Inc 330 Central Ave, Faribault, MN, 55021
Farmers Rob Martin 150 Water St S, Northfield, MN, 55057

Cost Of Homeowners Insurance By Street Near Mankato, MN

Streets in Mankato Area Homeowners Insurance Cost
Co Rd 47, 315th Ave, Cedar View Ln, Twp Rd 296, S Prairie St, Twp Rd 298, Valley View Dr, Pleasant Mound Rd, Co Rd 18, Cherry Creek Rd$1,040
Wildlife Rd, State Hwy 22, T-90, Evergreen Ln, Mockingbird Hill Rd, Rabbit Rd, W Elm St, Woodcock Dr, Twp Rd 129, Twp Rd 147$1,035
Scotch Lake Rd, Hillside Ct, Co Rd 148, E Main St, Galway Bay Rd, Kenyon St, Melanie Dr, 333rd Ln, Country Maple Ln, 293rd Ave$1,032
Pleasant St, Fair Point Rd, William St, Twp Rd 360, 466th St, Twp Rd 140, Maple St, Sunset Ave, Pheasant Run Rd, Clifford Dr$1,038
Sunset Ridge Dr, Kelley Dr, Cedar Lawn Ln, Jill Dr, E Wood St, 281st Ave, Sunrise Dr, 410th St, Galles Ln, Saumrels Rd$1,042

Mankato, MN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Mankato$150 to $153
North Mankato$152
Skyline$154
Lime$157

Mankato, MN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Mankato city, Minnesota $152 $202 $303
Skyline city, Minnesota $154 $205 $308
Lime township, Blue Earth County, Minnesota $158 $210 $315

Mankato, MN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Mankato, MN6.7%21.4%
North Mankato5.97%18.9%
Skyline5.88%21.69%
Lime5.61%21.08%

Mankato Renters Insurance as a Percentage of Rent

Mankato Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 160 2.0% $340
$200 to $299 228 3.0% $790
$300 to $499 770 11.0% $1240
$500 to $749 2,430 37.0% $1915
$750 to $999 1,434 22.0% $2665
$1,000 to $1,499 810 12.0% $3790
$1,500 or more 589 9.0% $5440

Mankato, MN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Mankato Homeowner Insurance Premium Example $3,200$2,200
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 2 years + Out of Pocket Expense for Claim $8,000$7,000
Net Savings to Mankato Home Owner from High Deductible Plan $1,000

Mankato, MN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Mankato, MN Home Replacement Value MORE than Home Value Mankato, MN Home Replacement Value LESS than Home Value
Replacement Value $229,500 $152,000
Insurance Premium based on Replacement Value $1,600 $1,075
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $56,500 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $375/year

Example Mankato Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmerican Family InsuranceFarmers Insurance
Monthly Premium 875871
Year Built 198720131945
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $150000-$175000$125000-$150000$125000-$150000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Mankato, MN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 180,000 Composition Roof 2,080 4 $2500-$5000 Deductible 550 6 Wood siding yes
1963 155,000 Slate Shingles Roof 1,650 4 $5000 to $10,000 Deductible 60 1 Fiber-Cement Siding No
1962 160,000 Membrane Roof 1,850 3 $500 Deductible 450 5 Stucco siding yes
1942 140,000 Metal Roof 1,420 2 $500- $1000 Deductible 280 3 Fiber-Cement Siding No
1983 130,000 Shingles Roof 1,680 3 $1000-$2500 Deductible 410 5 Stone Siding No
1980 305,000 Tile Roof 3,980 5 > $10,000 Deductible 580 5 Fiber-Cement Siding No
1968 315,000 Shingles Roof 3,770 5 > $10,000 Deductible 1270 10 Wood siding No
2011 375,000 Wood Shake Roof 3,920 5 $1000-$2500 Deductible 1930 9 Wood siding yes
1986 170,000 Wood Shake Roof 1,730 2 $1000-$2500 Deductible 790 9 Fiber-Cement Siding No
1995 125,000 Slate Shingles Roof 1,220 3 $1000-$2500 Deductible 140 2 Brick siding No
1986 175,000 Composition Roof 2,110 3 $500- $1000 Deductible 670 6 Stone Siding No
2012 170,000 Metal Roof 1,670 2 $5000 to $10,000 Deductible 680 8 Stucco siding yes
1985 250,000 Metal Roof 2,330 3 > $10,000 Deductible 230 3 Wood siding No
1999 380,000 Wood Shake Roof 4,290 5 $500 Deductible 2150 10 Stucco siding No
2014 170,000 Asphalt Shingles Roof 2,000 4 $2500-$5000 Deductible 950 12 Stucco siding yes
1948 285,000 Membrane Roof 3,080 4 > $10,000 Deductible 240 3 Fiber-Cement Siding No
1967 115,000 Wood Shake Roof 1,060 2 $500- $1000 Deductible 600 9 Brick siding yes
1970 190,000 Slate Shingles Roof 1,803 3 $500 Deductible 520 4 Brick siding No