Mankato, MN homeowners insurance is about $854 to $1,159, about $71-$96/month. Our complete research reveals consumers can save upto $402 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Mankato, MN | Homeowners Insurance Agency Near Mankato, MN | Address |
|---|---|---|
| State Farm | Frank Brandt | 1651 Commerce Dr Ste 102, North Mankato, MN, 56003-1961 |
| Travelers | Heartman Agency Inc | 330 Central Ave, Faribault, MN, 55021 |
| Farmers | Rob Martin | 150 Water St S, Northfield, MN, 55057 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| North Mankato city, Minnesota | $152 | $202 | $303 |
| Skyline city, Minnesota | $154 | $205 | $308 |
| Lime township, Blue Earth County, Minnesota | $158 | $210 | $315 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Mankato, MN | 6.7% | 21.4% |
| North Mankato | 5.97% | 18.9% |
| Skyline | 5.88% | 21.69% |
| Lime | 5.61% | 21.08% |
| Mankato Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 160 | 2.0% | $340 |
| $200 to $299 | 228 | 3.0% | $790 |
| $300 to $499 | 770 | 11.0% | $1240 |
| $500 to $749 | 2,430 | 37.0% | $1915 |
| $750 to $999 | 1,434 | 22.0% | $2665 |
| $1,000 to $1,499 | 810 | 12.0% | $3790 |
| $1,500 or more | 589 | 9.0% | $5440 |
| Streets in Mankato Area | Homeowners Insurance Cost |
|---|---|
| Co Rd 47, 315th Ave, Cedar View Ln, Twp Rd 296, S Prairie St, Twp Rd 298, Valley View Dr, Pleasant Mound Rd, Co Rd 18, Cherry Creek Rd | $1,040 |
| Wildlife Rd, State Hwy 22, T-90, Evergreen Ln, Mockingbird Hill Rd, Rabbit Rd, W Elm St, Woodcock Dr, Twp Rd 129, Twp Rd 147 | $1,035 |
| Scotch Lake Rd, Hillside Ct, Co Rd 148, E Main St, Galway Bay Rd, Kenyon St, Melanie Dr, 333rd Ln, Country Maple Ln, 293rd Ave | $1,032 |
| Pleasant St, Fair Point Rd, William St, Twp Rd 360, 466th St, Twp Rd 140, Maple St, Sunset Ave, Pheasant Run Rd, Clifford Dr | $1,038 |
| Sunset Ridge Dr, Kelley Dr, Cedar Lawn Ln, Jill Dr, E Wood St, 281st Ave, Sunrise Dr, 410th St, Galles Ln, Saumrels Rd | $1,042 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Mankato | $150 to $153 |
| North Mankato | $152 |
| Skyline | $154 |
| Lime | $157 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $2,500 |
| Yearly Mankato Homeowner Insurance Premium Example | $2,000 | $1,500 |
| Out of Pocket Expense During Claim | $500 | $2,500 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $10,500 | $10,000 |
| Net Savings to Mankato Home Owner from High Deductible Plan | $500 | |
| Scenario | Mankato, MN Home Replacement Value MORE than Home Value | Mankato, MN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $248,000 | $187,500 |
| Insurance Premium based on Replacement Value | $1,775 | $1,350 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $21,000 | Risk Exposure from Under Insuring Coverage is $39,500 |
| Premium Impact | Insurance cheaper by $275/year | Insurance costlier by $150/year |
| Insurance Company | Amica Mutual Insurance Company | Liberty Mutual | Travelers |
| Monthly Premium | 69 | 91 | 311 |
| Year Built | 1966 | 1980 | 2012 |
| Home Details | 3 Beds, 2 Baths | 2 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $100000-$125000 | $200000-$250000 | $400000-$500000 |
| Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible | $500 Deductible |