Manitowoc Insurance Rates:

Manitowoc, WI homeowners insurance is nearly $528 to $718, about $44-$59/month. Our complete research indicates shoppers can save as much as $249 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
When adding other forms of insurance and bundling them with your home insurance it is an easy process and price is adorable.
American Family
What i like is that they do a good job of telling you what will be covered and the best way to go about when needed to report a claim.
Esurance
I wish there were some deeper discounts. costs, even though pretty good, could always be lower.
Farmer's Insurance
It does the job with no frills. Just what I want from my insurance company
American Family
My interaction and communications with my insurance company are limited to receiving my yearly copy of my policy and bill. I send my bill and receive several bills following. Their payment receiving department is slower than their billing department.
Meemic Insurance
I really like that I talk to someone local who knows the area and the hazards of living here. They are always available when you need them.
State Farm
I would rate state farm a 3. The staff is a bit brash and their rates are too high for coverage.

Manitowoc, WI Homeowners Insurance By Home Value

Manitowoc, WI Home Value Total Homes % of Total Average Manitowoc, WI Homeowners Insurance
Less than $50,000 643 6.0% $137
$50,000 to $59,999 241 2.0% $292
$60,000 to $69,999 425 4.0% $367
$70,000 to $79,999 816 8.0% $423
$80,000 to $89,999 1,032 10.0% $479
$90,000 to $99,999 1,038 10.0% $535
$100,000 to $124,999 1,976 20.0% $623
$125,000 to $149,999 1,208 12.0% $778
$150,000 to $174,999 908 9.0% $922
$175,000 to $199,999 297 3.0% $1065
$200,000 to $249,999 621 6.0% $1283
$250,000 to $299,999 278 2.0% $1563
$300,000 to $399,999 262 2.0% $1987

Top Home Insurance Agents Near Manitowoc, WI

Home Insurance Company Near Manitowoc, WI Homeowners Insurance Agency Near Manitowoc, WI Address
NA Homestead Agency Inc. 5291 County Road Ii , Larsen, WI, 54947
Erie Fox Valley Insurance Solutions Llc 131 W Winrowe Drive, Appleton, WI, 54913
Farmers Marcia Selle 1865 N Casaloma Dr, Appleton, WI, 54913
Allstate Rick Flora 1440 Oneida St Ste Q, Appleton, WI, 54915
State Farm Steve Jacobs 2140 Holmgren Way, Green Bay, WI, 54304-4670

Manitowoc, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Manitowoc Rapids town, Manitowoc County, Wisconsin $82 $109 $163
Newton town, Manitowoc County, Wisconsin $81 $108 $162
Two Rivers city, Wisconsin $78 $103 $155

Manitowoc, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Manitowoc, WI4.7%11.9%
Manitowoc Rapids3.57%11.01%
Newton3.7%11.37%
Two Rivers4.64%11.53%

Manitowoc Renters Insurance as a Percentage of Rent

Manitowoc Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 79 1.0% $345
$200 to $299 242 5.0% $795
$300 to $499 1,275 26.0% $1245
$500 to $749 1,850 38.0% $1920
$750 to $999 983 20.0% $2670
$1,000 to $1,499 264 5.0% $3795
$1,500 or more 131 2.0% $5445

Manitowoc, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Manitowoc Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to Manitowoc Home Owner from High Deductible Plan $600

Manitowoc, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Manitowoc, WI Home Replacement Value MORE than Home Value Manitowoc, WI Home Replacement Value LESS than Home Value
Replacement Value $101,500 $63,000
Insurance Premium based on Replacement Value $475 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $75/year

Example Manitowoc Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceErie Insurance
Monthly Premium 436225
Year Built 200419641945
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $100000-$125000$250000-$300000$75000-$100000
Deductible $500 Deductible> $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Manitowoc, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1948 310,000 Membrane Roof 4,630 5 $500- $1000 Deductible 160 2 Brick siding No
1962 80,000 Slate Shingles Roof 1,160 2 $1000-$2500 Deductible 90 3 Vinyl siding No
1980 160,000 Composition Roof 2,160 4 $500 Deductible 120 3 Wood siding yes
1945 240,000 Metal Roof 3,400 4 $5000 to $10,000 Deductible 550 12 Vinyl siding yes
1984 120,000 Metal Roof 1,400 2 $500 Deductible 60 2 Brick siding yes
2009 330,000 Wood Shake Roof 4,550 5 > $10,000 Deductible 430 8 Brick siding yes
1989 170,000 Wood Shake Roof 2,160 3 $1000-$2500 Deductible 480 10 Wood siding yes
1949 320,000 Shingles Roof 4,010 5 $500 Deductible 440 4 Fiber-Cement Siding No
2002 80,000 Metal Roof 1,300 2 $500 Deductible 100 4 Stucco siding yes
2006 185,000 Metal Roof 2,080 4 $5000 to $10,000 Deductible 290 7 Wood siding yes
2004 185,000 Asphalt Shingles Roof 2,620 4 $1000-$2500 Deductible 290 6 Wood siding yes
1988 285,000 Slate Shingles Roof 3,340 5 $1000-$2500 Deductible 610 10 Stucco siding yes
1981 235,000 Wood Shake Roof 2,940 4 $2500-$5000 Deductible 380 7 Vinyl siding yes
1964 130,000 Metal Roof 1,880 4 $500- $1000 Deductible 350 8 Stone Siding yes
1967 100,000 Shingles Roof 1,230 3 $2500-$5000 Deductible 100 4 Fiber-Cement Siding No
1967 200,000 Slate Shingles Roof 2,500 4 $1000-$2500 Deductible 220 5 Stone Siding No
1966 55,000 Wood Shake Roof 910 2 $1000-$2500 Deductible 150 7 Stucco siding No
1988 185,000 Wood Shake Roof 2,170 4 $1000-$2500 Deductible 250 4 Vinyl siding yes
1982 405,000 Membrane Roof 4,740 5 $500- $1000 Deductible 1130 10 Fiber-Cement Siding yes
1964 95,000 Asphalt Shingles Roof 1,250 3 $500- $1000 Deductible 220 9 Fiber-Cement Siding yes
1961 115,000 Asphalt Shingles Roof 1,650 2 $500 Deductible 80 2 Stucco siding yes
1948 280,000 Metal Roof 4,700 5 $500 Deductible 240 4 Brick siding yes
1981 225,000 Tile Roof 2,660 5 $5000 to $10,000 Deductible 120 2 Wood siding yes
1983 210,000 Wood Shake Roof 2,410 5 $1000-$2500 Deductible 110 2 Brick siding yes
1949 120,000 Slate Shingles Roof 1,990 3 $2500-$5000 Deductible 280 8 Stucco siding No
2004 185,000 Membrane Roof 2,510 4 $500 Deductible 500 10 Fiber-Cement Siding No
1985 90,000 Slate Shingles Roof 1,060 2 $500- $1000 Deductible 80 3 Stucco siding yes