Manitowoc Insurance Rates:
Manitowoc, WI homeowners insurance is nearly $528 to $718, about $44-$59/month. Our complete research indicates shoppers can save as much as $249 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
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Latest Home Insurance Reviews
Progressive
When adding other forms of insurance and bundling them with your home insurance it is an easy process and price is adorable.
American Family
What i like is that they do a good job of telling you what will be covered and the best way to go about when needed to report a claim.
Esurance
I wish there were some deeper discounts. costs, even though pretty good, could always be lower.
Farmer's Insurance
It does the job with no frills. Just what I want from my insurance company
American Family
My interaction and communications with my insurance company are limited to receiving my yearly copy of my policy and bill. I send my bill and receive several bills following. Their payment receiving department is slower than their billing department.
Meemic Insurance
I really like that I talk to someone local who knows the area and the hazards of living here. They are always available when you need them.
State Farm
I would rate state farm a 3. The staff is a bit brash and their rates are too high for coverage.
Manitowoc, WI Homeowners Insurance By Home Value
| Manitowoc, WI Home Value |
Total Homes |
% of Total |
Average Manitowoc, WI Homeowners Insurance |
|---|
| Less than $50,000 |
643 |
6.0% |
$137 |
| $50,000 to $59,999 |
241 |
2.0% |
$292 |
| $60,000 to $69,999 |
425 |
4.0% |
$367 |
| $70,000 to $79,999 |
816 |
8.0% |
$423 |
| $80,000 to $89,999 |
1,032 |
10.0% |
$479 |
| $90,000 to $99,999 |
1,038 |
10.0% |
$535 |
| $100,000 to $124,999 |
1,976 |
20.0% |
$623 |
| $125,000 to $149,999 |
1,208 |
12.0% |
$778 |
| $150,000 to $174,999 |
908 |
9.0% |
$922 |
| $175,000 to $199,999 |
297 |
3.0% |
$1065 |
| $200,000 to $249,999 |
621 |
6.0% |
$1283 |
| $250,000 to $299,999 |
278 |
2.0% |
$1563 |
| $300,000 to $399,999 |
262 |
2.0% |
$1987 |
Top Home Insurance Agents Near Manitowoc, WI
| Home Insurance Company Near Manitowoc, WI |
Homeowners Insurance Agency Near Manitowoc, WI |
Address |
| NA |
Homestead Agency Inc. |
5291 County Road Ii , Larsen, WI, 54947 |
| Erie |
Fox Valley Insurance Solutions Llc |
131 W Winrowe Drive, Appleton, WI, 54913 |
| Farmers |
Marcia Selle |
1865 N Casaloma Dr, Appleton, WI, 54913 |
| Allstate |
Rick Flora |
1440 Oneida St Ste Q, Appleton, WI, 54915 |
| State Farm |
Steve Jacobs |
2140 Holmgren Way, Green Bay, WI, 54304-4670 |
Manitowoc, WI Auto & Homeowners Insurance Bundling Discounts
| Place |
1 Car Bundle Savings On Insurance |
2 Car Bundle Savings On Insurance |
3 Car Bundle Savings On Insurance |
| Manitowoc Rapids town, Manitowoc County, Wisconsin |
$82 |
$109 |
$163 |
| Newton town, Manitowoc County, Wisconsin |
$81 |
$108 |
$162 |
| Two Rivers city, Wisconsin |
$78 |
$103 |
$155 |
Manitowoc, WI Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
| Manitowoc, WI | 4.7% | 11.9% |
| Manitowoc Rapids | 3.57% | 11.01% |
| Newton | 3.7% | 11.37% |
| Two Rivers | 4.64% | 11.53% |
Manitowoc Renters Insurance as a Percentage of Rent
| Manitowoc Home By Monthly Rent |
Total Homes |
% of Total |
Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|
| Less than $200 |
79 |
1.0% |
$345 |
| $200 to $299 |
242 |
5.0% |
$795 |
| $300 to $499 |
1,275 |
26.0% |
$1245 |
| $500 to $749 |
1,850 |
38.0% |
$1920 |
| $750 to $999 |
983 |
20.0% |
$2670 |
| $1,000 to $1,499 |
264 |
5.0% |
$3795 |
| $1,500 or more |
131 |
2.0% |
$5445 |
Manitowoc, WI Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible |
|---|
| Deductible | $1,000 | $2,000 |
| Yearly Manitowoc Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim |
$7,400 | $6,800 |
| Net Savings to Manitowoc Home Owner from High Deductible Plan |
$600 |
Manitowoc, WI Home Insurance Costs With Home Replacement Value Scenarios
| Scenario |
Manitowoc, WI Home Replacement Value MORE than Home Value |
Manitowoc, WI Home Replacement Value LESS than Home Value |
| Replacement Value |
$101,500 |
$63,000 |
| Insurance Premium based on Replacement Value |
$475 |
$300 |
| Risk Exposure from Under Insuring Coverage |
Unnecessary Home Insurance Coverage of $20,000 |
Risk Exposure from Under Insuring Coverage is $18,500 |
| Premium Impact |
Insurance cheaper by $100/year |
Insurance costlier by $75/year |
Example Manitowoc Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company |
Allstate | GEICO Insurance | Erie Insurance |
| Monthly Premium |
43 | 62 | 25 |
| Year Built |
2004 | 1964 | 1945 |
| Home Details |
3 Beds, 1 Baths | 4 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount |
$100000-$125000 | $250000-$300000 | $75000-$100000 |
| Deductible |
$500 Deductible | > $10,000 Deductible | $500- $1000 Deductible |
Sample Home Insurance Rates for Manitowoc, WI from Consumer Reviews & Surveys
| Year Built |
Home Value |
Roof Type |
Sqft |
Number of Bedrooms |
Deductible |
Premium |
Premium Months |
Siding Type |
Smoker/Non Smoker |
| 1948 |
310,000 |
Membrane Roof |
4,630 |
5 |
$500- $1000 Deductible |
160 |
2 |
Brick siding |
No |
| 1962 |
80,000 |
Slate Shingles Roof |
1,160 |
2 |
$1000-$2500 Deductible |
90 |
3 |
Vinyl siding |
No |
| 1980 |
160,000 |
Composition Roof |
2,160 |
4 |
$500 Deductible |
120 |
3 |
Wood siding |
yes |
| 1945 |
240,000 |
Metal Roof |
3,400 |
4 |
$5000 to $10,000 Deductible |
550 |
12 |
Vinyl siding |
yes |
| 1984 |
120,000 |
Metal Roof |
1,400 |
2 |
$500 Deductible |
60 |
2 |
Brick siding |
yes |
| 2009 |
330,000 |
Wood Shake Roof |
4,550 |
5 |
> $10,000 Deductible |
430 |
8 |
Brick siding |
yes |
| 1989 |
170,000 |
Wood Shake Roof |
2,160 |
3 |
$1000-$2500 Deductible |
480 |
10 |
Wood siding |
yes |
| 1949 |
320,000 |
Shingles Roof |
4,010 |
5 |
$500 Deductible |
440 |
4 |
Fiber-Cement Siding |
No |
| 2002 |
80,000 |
Metal Roof |
1,300 |
2 |
$500 Deductible |
100 |
4 |
Stucco siding |
yes |
| 2006 |
185,000 |
Metal Roof |
2,080 |
4 |
$5000 to $10,000 Deductible |
290 |
7 |
Wood siding |
yes |
| 2004 |
185,000 |
Asphalt Shingles Roof |
2,620 |
4 |
$1000-$2500 Deductible |
290 |
6 |
Wood siding |
yes |
| 1988 |
285,000 |
Slate Shingles Roof |
3,340 |
5 |
$1000-$2500 Deductible |
610 |
10 |
Stucco siding |
yes |
| 1981 |
235,000 |
Wood Shake Roof |
2,940 |
4 |
$2500-$5000 Deductible |
380 |
7 |
Vinyl siding |
yes |
| 1964 |
130,000 |
Metal Roof |
1,880 |
4 |
$500- $1000 Deductible |
350 |
8 |
Stone Siding |
yes |
| 1967 |
100,000 |
Shingles Roof |
1,230 |
3 |
$2500-$5000 Deductible |
100 |
4 |
Fiber-Cement Siding |
No |
| 1967 |
200,000 |
Slate Shingles Roof |
2,500 |
4 |
$1000-$2500 Deductible |
220 |
5 |
Stone Siding |
No |
| 1966 |
55,000 |
Wood Shake Roof |
910 |
2 |
$1000-$2500 Deductible |
150 |
7 |
Stucco siding |
No |
| 1988 |
185,000 |
Wood Shake Roof |
2,170 |
4 |
$1000-$2500 Deductible |
250 |
4 |
Vinyl siding |
yes |
| 1982 |
405,000 |
Membrane Roof |
4,740 |
5 |
$500- $1000 Deductible |
1130 |
10 |
Fiber-Cement Siding |
yes |
| 1964 |
95,000 |
Asphalt Shingles Roof |
1,250 |
3 |
$500- $1000 Deductible |
220 |
9 |
Fiber-Cement Siding |
yes |
| 1961 |
115,000 |
Asphalt Shingles Roof |
1,650 |
2 |
$500 Deductible |
80 |
2 |
Stucco siding |
yes |
| 1948 |
280,000 |
Metal Roof |
4,700 |
5 |
$500 Deductible |
240 |
4 |
Brick siding |
yes |
| 1981 |
225,000 |
Tile Roof |
2,660 |
5 |
$5000 to $10,000 Deductible |
120 |
2 |
Wood siding |
yes |
| 1983 |
210,000 |
Wood Shake Roof |
2,410 |
5 |
$1000-$2500 Deductible |
110 |
2 |
Brick siding |
yes |
| 1949 |
120,000 |
Slate Shingles Roof |
1,990 |
3 |
$2500-$5000 Deductible |
280 |
8 |
Stucco siding |
No |
| 2004 |
185,000 |
Membrane Roof |
2,510 |
4 |
$500 Deductible |
500 |
10 |
Fiber-Cement Siding |
No |
| 1985 |
90,000 |
Slate Shingles Roof |
1,060 |
2 |
$500- $1000 Deductible |
80 |
3 |
Stucco siding |
yes |