Manitowoc, WI Home Insurance - Analysis On Quotes, Rates & Agents
Manitowoc Insurance Rates:
Manitowoc, WI homeowners insurance is nearly $528 to $718, about $44-$59/month. Our complete research indicates shoppers can save as much as $249 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
American FamilyWhat i like is that they do a good job of telling you what will be covered and the best way to go about when needed to report a claim.
Integrity InsuranceI have a great rate, even though I took the highest deductible of $2500. But compared to other companies using the same deductible rate, nobody has been able to beat their premium.
ProgressiveYes I would recommend everyone to see for your self to see how much money you can save by checking.
Safeco InsuranceWe have had Safeco homeowners insurance for twenty years or more. We have been satisfied with the cost, the coverage and the great ease in communicating with them.
Progressivei have a lower deducitibe and better coverage with progressive. Not sure if this is because i shopped it and next year it will increase but currently i am very satisfied with the amount i pay
ProgressiveWhen adding other forms of insurance and bundling them with your home insurance it is an easy process and price is adorable.
EsuranceI wish there were some deeper discounts. costs, even though pretty good, could always be lower.
Farmer's InsuranceIt does the job with no frills. Just what I want from my insurance company
American FamilyMy interaction and communications with my insurance company are limited to receiving my yearly copy of my policy and bill. I send my bill and receive several bills following. Their payment receiving department is slower than their billing department.
Meemic InsuranceI really like that I talk to someone local who knows the area and the hazards of living here. They are always available when you need them.
State FarmI would rate state farm a 3. The staff is a bit brash and their rates are too high for coverage.
State FarmThey have always been helpful when needed, and worked to save us the most amount of money. However, there have been some situations that were not covered based on the policy which were very inconvenient. Overall, would recommend though!
State FarmI definitely recommend this company for home owners insurance because they make it so simple for you. I was a first time home owner and I was anxious about everything.
Manitowoc, WI Homeowners Insurance By Home Value
| Manitowoc, WI Home Value | Total Homes | % of Total | Average Manitowoc, WI Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 643 | 6.0% | $137 |
| $50,000 to $59,999 | 241 | 2.0% | $292 |
| $60,000 to $69,999 | 425 | 4.0% | $367 |
| $70,000 to $79,999 | 816 | 8.0% | $423 |
| $80,000 to $89,999 | 1,032 | 10.0% | $479 |
| $90,000 to $99,999 | 1,038 | 10.0% | $535 |
| $100,000 to $124,999 | 1,976 | 20.0% | $623 |
| $125,000 to $149,999 | 1,208 | 12.0% | $778 |
| $150,000 to $174,999 | 908 | 9.0% | $922 |
| $175,000 to $199,999 | 297 | 3.0% | $1065 |
| $200,000 to $249,999 | 621 | 6.0% | $1283 |
| $250,000 to $299,999 | 278 | 2.0% | $1563 |
| $300,000 to $399,999 | 262 | 2.0% | $1987 |
Top Home Insurance Agents Near Manitowoc, WI
| Home Insurance Company Near Manitowoc, WI | Homeowners Insurance Agency Near Manitowoc, WI | Address |
|---|---|---|
| NA | Homestead Agency Inc. | 5291 County Road Ii , Larsen, WI, 54947 |
| Erie | Fox Valley Insurance Solutions Llc | 131 W Winrowe Drive, Appleton, WI, 54913 |
| Farmers | Marcia Selle | 1865 N Casaloma Dr, Appleton, WI, 54913 |
| Allstate | Rick Flora | 1440 Oneida St Ste Q, Appleton, WI, 54915 |
| State Farm | Steve Jacobs | 2140 Holmgren Way, Green Bay, WI, 54304-4670 |
Manitowoc, WI Home Insurance Agents for Top Companies
Manitowoc, WI Auto & Homeowners Insurance Bundling Discounts
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Manitowoc Rapids town, Manitowoc County, Wisconsin | $82 | $109 | $163 |
| Newton town, Manitowoc County, Wisconsin | $81 | $108 | $162 |
| Two Rivers city, Wisconsin | $78 | $103 | $155 |
Manitowoc, WI Area Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Manitowoc, WI | 4.7% | 11.9% |
| Manitowoc Rapids | 3.57% | 11.01% |
| Newton | 3.7% | 11.37% |
| Two Rivers | 4.64% | 11.53% |
Manitowoc Renters Insurance as a Percentage of Rent
| Manitowoc Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 79 | 1.0% | $345 |
| $200 to $299 | 242 | 5.0% | $795 |
| $300 to $499 | 1,275 | 26.0% | $1245 |
| $500 to $749 | 1,850 | 38.0% | $1920 |
| $750 to $999 | 983 | 20.0% | $2670 |
| $1,000 to $1,499 | 264 | 5.0% | $3795 |
| $1,500 or more | 131 | 2.0% | $5445 |
Manitowoc, WI Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly Manitowoc Homeowner Insurance Premium Example | $800 | $600 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,400 | $6,800 |
| Net Savings to Manitowoc Home Owner from High Deductible Plan | $600 | |
Manitowoc, WI Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Manitowoc, WI Home Replacement Value MORE than Home Value | Manitowoc, WI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $101,500 | $63,000 |
| Insurance Premium based on Replacement Value | $475 | $300 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $20,000 | Risk Exposure from Under Insuring Coverage is $18,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $75/year |
Example Manitowoc Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Allstate | GEICO Insurance | Erie Insurance |
| Monthly Premium | 43 | 62 | 25 |
| Year Built | 2004 | 1964 | 1945 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $100000-$125000 | $250000-$300000 | $75000-$100000 |
| Deductible | $500 Deductible | > $10,000 Deductible | $500- $1000 Deductible |
Sample Home Insurance Rates for Manitowoc, WI from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 1967 | 210,000 | Shingles Roof | 2,500 | 4 | $1000-$2500 Deductible | 910 | 12 | Fiber-Cement Siding | No |
| 2008 | 135,000 | Membrane Roof | 2,000 | 3 | $500- $1000 Deductible | 390 | 8 | Fiber-Cement Siding | yes |
| 1943 | 60,000 | Asphalt Shingles Roof | 910 | 2 | $500 Deductible | 100 | 6 | Vinyl siding | yes |
| 1942 | 215,000 | Shingles Roof | 2,570 | 5 | $2500-$5000 Deductible | 310 | 7 | Stone Siding | yes |
| 1943 | 120,000 | Tile Roof | 1,440 | 2 | $2500-$5000 Deductible | 60 | 2 | Vinyl siding | yes |
| 1966 | 215,000 | Composition Roof | 2,780 | 5 | > $10,000 Deductible | 40 | 1 | Vinyl siding | No |
| 1948 | 310,000 | Membrane Roof | 4,630 | 5 | $500- $1000 Deductible | 160 | 2 | Brick siding | No |
| 1962 | 80,000 | Slate Shingles Roof | 1,160 | 2 | $1000-$2500 Deductible | 90 | 3 | Vinyl siding | No |
| 1980 | 160,000 | Composition Roof | 2,160 | 4 | $500 Deductible | 120 | 3 | Wood siding | yes |
| 1945 | 240,000 | Metal Roof | 3,400 | 4 | $5000 to $10,000 Deductible | 550 | 12 | Vinyl siding | yes |
| 1984 | 120,000 | Metal Roof | 1,400 | 2 | $500 Deductible | 60 | 2 | Brick siding | yes |
| 2009 | 330,000 | Wood Shake Roof | 4,550 | 5 | > $10,000 Deductible | 430 | 8 | Brick siding | yes |
| 1989 | 170,000 | Wood Shake Roof | 2,160 | 3 | $1000-$2500 Deductible | 480 | 10 | Wood siding | yes |
| 1949 | 320,000 | Shingles Roof | 4,010 | 5 | $500 Deductible | 440 | 4 | Fiber-Cement Siding | No |
| 2002 | 80,000 | Metal Roof | 1,300 | 2 | $500 Deductible | 100 | 4 | Stucco siding | yes |
| 2006 | 185,000 | Metal Roof | 2,080 | 4 | $5000 to $10,000 Deductible | 290 | 7 | Wood siding | yes |
| 2004 | 185,000 | Asphalt Shingles Roof | 2,620 | 4 | $1000-$2500 Deductible | 290 | 6 | Wood siding | yes |
| 1988 | 285,000 | Slate Shingles Roof | 3,340 | 5 | $1000-$2500 Deductible | 610 | 10 | Stucco siding | yes |
| 1981 | 235,000 | Wood Shake Roof | 2,940 | 4 | $2500-$5000 Deductible | 380 | 7 | Vinyl siding | yes |
| 1964 | 130,000 | Metal Roof | 1,880 | 4 | $500- $1000 Deductible | 350 | 8 | Stone Siding | yes |
| 1967 | 100,000 | Shingles Roof | 1,230 | 3 | $2500-$5000 Deductible | 100 | 4 | Fiber-Cement Siding | No |
| 1967 | 200,000 | Slate Shingles Roof | 2,500 | 4 | $1000-$2500 Deductible | 220 | 5 | Stone Siding | No |
| 1966 | 55,000 | Wood Shake Roof | 910 | 2 | $1000-$2500 Deductible | 150 | 7 | Stucco siding | No |
| 1988 | 185,000 | Wood Shake Roof | 2,170 | 4 | $1000-$2500 Deductible | 250 | 4 | Vinyl siding | yes |
| 1982 | 405,000 | Membrane Roof | 4,740 | 5 | $500- $1000 Deductible | 1130 | 10 | Fiber-Cement Siding | yes |
| 1964 | 95,000 | Asphalt Shingles Roof | 1,250 | 3 | $500- $1000 Deductible | 220 | 9 | Fiber-Cement Siding | yes |
| 1961 | 115,000 | Asphalt Shingles Roof | 1,650 | 2 | $500 Deductible | 80 | 2 | Stucco siding | yes |
| 1948 | 280,000 | Metal Roof | 4,700 | 5 | $500 Deductible | 240 | 4 | Brick siding | yes |
| 1981 | 225,000 | Tile Roof | 2,660 | 5 | $5000 to $10,000 Deductible | 120 | 2 | Wood siding | yes |
| 1983 | 210,000 | Wood Shake Roof | 2,410 | 5 | $1000-$2500 Deductible | 110 | 2 | Brick siding | yes |
| 1949 | 120,000 | Slate Shingles Roof | 1,990 | 3 | $2500-$5000 Deductible | 280 | 8 | Stucco siding | No |
| 2004 | 185,000 | Membrane Roof | 2,510 | 4 | $500 Deductible | 500 | 10 | Fiber-Cement Siding | No |
| 1985 | 90,000 | Slate Shingles Roof | 1,060 | 2 | $500- $1000 Deductible | 80 | 3 | Stucco siding | yes |