Manistee Insurance Rates:

Manistee, MI homeowners insurance is approximately $616 to $841, about $51-$70/month. Our in depth guide shows customers can save upto $291 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Manistee, MI Homeowners Insurance By Home Value

Manistee, MI Home Value Total Homes % of Total Average Manistee, MI Homeowners Insurance
Less than $50,000 176 10.0% $189
$50,000 to $59,999 119 7.0% $393
$60,000 to $69,999 181 11.0% $488
$70,000 to $79,999 109 6.0% $568
$80,000 to $89,999 174 10.0% $641
$90,000 to $99,999 166 10.0% $721
$100,000 to $124,999 177 10.0% $831
$125,000 to $149,999 173 10.0% $1042
$150,000 to $174,999 127 7.0% $1232
$175,000 to $199,999 51 3.0% $1421
$200,000 to $249,999 80 4.0% $1713
$250,000 to $299,999 49 3.0% $2092
$300,000 to $399,999 46 2.0% $2660

Top Home Insurance Agents Near Manistee, MI

Home Insurance Company Near Manistee, MI Homeowners Insurance Agency Near Manistee, MI Address
NA Top O' Michigan Insurance Agency Inc 3291 Raquet Club 3291 Raquet Club , Traverse City, MI, 49684
Liberty Mutual Independent Coffey Insurance Agency 207 N Mitchell St, Cadillac, MI, 49601
State Farm John Haddix 2981 Garfield Rd N, Traverse City, MI, 49686-5007
State Farm Michael Kuhn 908 W Front St, Traverse City, MI, 49684-2328
State Farm Tim Collins 4001 Us Highway 31 S Ste B, Traverse City, MI, 49685-6947

Cost Of Homeowners Insurance By Street Near Manistee, MI

Streets in Manistee Area Homeowners Insurance Cost
Cleveland St, Helen Rd, Lakeshore Dr N, River St, High St, Mee St, Hughes St, Ashland St, Warren St, Steinberg Rd$732
Old Maple Rd, Cleveland St, E County Line Rd, Jefferson St, 27th St, Crabapple Rd, 28th St, Sycamore St, Greenbush St, Nelson St$736
Brookharbor N, Lynn St, Colorado Dr, Cherry Rd, Hancock St, Jackson St, Charter Ct, 13th St, 21st St, McKee St$726
N Custer Rd, 16th St, Quincy St, River St, S County Line Rd, 24th St, Fifth St, Water St, Harrison St, Veterans Oak Grove Dr$729
Walnut St, W Fox Farm Rd, Wall St, Linke Rd, 17th St, Madsen Dr, Grant Hwy, 25th St, Pearce Rd, Cypress St$736

Manistee, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Manistee$108 to $111
Eastlake$106
Oak Hill$108
Filer City$107

Manistee, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Eastlake village, Michigan $89 $118 $177
Oak Hill CDP, Michigan $90 $120 $180
Filer City CDP, Michigan $89 $119 $178

Manistee, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Manistee, MI6.1%15.8%
Eastlake7.2%18.81%
Oak Hill5.55%19.76%
Filer City7.06%25.76%

Manistee Renters Insurance as a Percentage of Rent

Manistee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 44 4.0% $358
$200 to $299 77 7.0% $808
$300 to $499 232 21.0% $1258
$500 to $749 318 29.0% $1933
$750 to $999 282 25.0% $2683
$1,000 to $1,499 108 9.0% $3808
$1,500 or more 35 3.0% $5458

Manistee, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$2,100
Yearly Manistee Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,100$2,100
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,900$5,300
Net Savings to Manistee Home Owner from High Deductible Plan $600

Manistee, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Manistee, MI Home Replacement Value MORE than Home Value Manistee, MI Home Replacement Value LESS than Home Value
Replacement Value $100,500 $63,000
Insurance Premium based on Replacement Value $575 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $11,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $150/year

Example Manistee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualAmica Mutual Insurance Company
Monthly Premium 844443
Year Built 196619491968
Home Details 4 Beds, 1 Baths2 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$100000-$125000$150000-$175000
Deductible $500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Manistee, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 240,000 Wood Shake Roof 4,470 5 $1000-$2500 Deductible 660 9 Vinyl siding No
1964 70,000 Shingles Roof 1,190 2 $500- $1000 Deductible 110 5 Vinyl siding No
1968 85,000 Membrane Roof 1,440 3 $500- $1000 Deductible 310 9 Brick siding yes
1944 110,000 Metal Roof 1,750 2 $500- $1000 Deductible 150 4 Brick siding yes
1960 135,000 Tile Roof 2,050 4 $2500-$5000 Deductible 370 9 Wood siding yes
1940 100,000 Asphalt Shingles Roof 1,530 2 $500 Deductible 40 1 Vinyl siding No
1960 125,000 Wood Shake Roof 1,690 2 $500- $1000 Deductible 50 1 Wood siding yes
1960 155,000 Asphalt Shingles Roof 2,180 5 $2500-$5000 Deductible 60 1 Stucco siding No
1947 115,000 Membrane Roof 1,760 3 $500 Deductible 200 4 Brick siding No
1946 165,000 Composition Roof 3,060 4 $500 Deductible 560 8 Stone Siding yes
1949 325,000 Shingles Roof 4,540 5 $5000 to $10,000 Deductible 200 2 Brick siding No
1965 185,000 Asphalt Shingles Roof 3,000 5 $500 Deductible 840 10 Fiber-Cement Siding yes
1944 105,000 Wood Shake Roof 1,600 3 $500- $1000 Deductible 340 7 Fiber-Cement Siding No
1967 155,000 Composition Roof 2,110 4 $500- $1000 Deductible 320 6 Stucco siding yes
1949 245,000 Shingles Roof 3,470 5 $500 Deductible 910 10 Brick siding No
1943 255,000 Slate Shingles Roof 4,510 5 $500 Deductible 470 5 Wood siding yes
1947 105,000 Composition Roof 1,650 4 $1000-$2500 Deductible 160 5 Brick siding No
1964 160,000 Wood Shake Roof 2,480 4 $500- $1000 Deductible 320 5 Vinyl siding yes
1964 120,000 Shingles Roof 1,590 5 $1000-$2500 Deductible 150 3 Wood siding yes
1962 120,000 Asphalt Shingles Roof 1,560 2 $500 Deductible 440 9 Vinyl siding yes
1966 170,000 Membrane Roof 2,650 4 $5000 to $10,000 Deductible 440 9 Stone Siding yes
1940 90,000 Asphalt Shingles Roof 1,460 2 $500 Deductible 70 2 Vinyl siding No
1944 125,000 Asphalt Shingles Roof 2,090 4 $500- $1000 Deductible 470 9 Brick siding No
1968 160,000 Composition Roof 2,520 4 $500- $1000 Deductible 430 7 Stucco siding yes
1964 250,000 Asphalt Shingles Roof 3,800 5 $5000 to $10,000 Deductible 380 5 Brick siding yes
1943 155,000 Composition Roof 2,800 5 $500- $1000 Deductible 580 9 Fiber-Cement Siding yes
1946 215,000 Membrane Roof 3,960 5 $5000 to $10,000 Deductible 380 10 Vinyl siding yes
1967 140,000 Wood Shake Roof 2,150 4 $2500-$5000 Deductible 200 6 Wood siding No
1946 185,000 Shingles Roof 2,390 3 $500- $1000 Deductible 230 4 Stucco siding yes
1960 80,000 Wood Shake Roof 1,290 2 $500 Deductible 290 9 Fiber-Cement Siding yes