Manheim Insurance Rates:

Manheim, PA homeowners insurance is approximately $641 to $869, about $53-$72/month. Our comprehensive guide shows customers can save as much as $302 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive Home Advantage
I like the progressive automatically renews my home insurance policy every year. i would never remember to renew it manually and i would probably lose coverage otherwise.
Farm Bureau Insurance Company
One thing i don't like is that there are not a lot of agencies for them that i can go to. i have to go to the one 10 minutes away from my house, which isn't too far, but i wish there was one closer.
Geico
I like them overall. although they are not the absolute lowest price in town, they are quite hassle free and haven't steered me wrong yet.

Manheim, PA Homeowners Insurance By Home Value

Manheim, PA Home Value Total Homes % of Total Average Manheim, PA Homeowners Insurance
Less than $50,000 161 1.0% $75
$100,000 to $124,999 427 4.0% $362
$125,000 to $149,999 1,028 10.0% $453
$150,000 to $174,999 1,212 12.0% $536
$175,000 to $199,999 1,122 11.0% $619
$200,000 to $249,999 2,667 26.0% $747
$250,000 to $299,999 1,441 14.0% $913
$300,000 to $399,999 1,586 15.0% $1155

Top Home Insurance Agents Near Manheim, PA

Home Insurance Company Near Manheim, PA Homeowners Insurance Agency Near Manheim, PA Address
Travelers Biddle & Company Insurance Brokers 993 OLD EAGLE SCHOOL RD STE 406, WAYNE, PA, 19087
State Farm Darla Fausey 9327 State Route 61, Coal Township, PA, 17866-4170
Allstate Friedrich Fin Svcs 1 South Park St, Richland, PA, 17087
Travelers Harry L Frankfort Agency Inc 243 WILLOW ST, ADAMSTOWN, PA, 19501
Travelers Managing Partners Insurance 300 HUMMEL AVE, LEMOYNE, PA, 17043

Cost Of Homeowners Insurance By Street Near Manheim, PA

Streets in Manheim Area Homeowners Insurance Cost
Derbyshire Rd, Lichfield Ln, Deer Ford Dr, Apple Ln, Winter Hill Rd, Beaconfield Ln, Terrace Dr, Goose Neck Dr, Saint Thomas Rd, Fieldcrest Rd$763
Glover Dr, Sunset Dr, N West End Ave, Concord Pl, Old Post Ln, Race St, Thornberry Ln, Saddleridge Rd, N Shippen St, Pintail Turn$814
W Oregon Rd, Heatherton Dr, Beacon Hill Rd, Chadwyck Ln, Breezewood Dr, Brookside Ct, Skywalk Ln, Park Plz, E Madison St, Farmview Ln$809
Barley Dr, Fordney Rd, Hartwell Ct, Newton Rd, Foxglove Meadows, Rockford Ln, Regency Ct, Amity Dr, Butler Ave, Canterbury Turn$811
Millpond Dr, Shreiner Station Rd, Primrose Ave, Clayton Rd, Bob White Ln, Foxcroft Dr, St Thomas Rd, Petersburg Rd, Olde Hickory Rd, Nottingham Ave$748

Manheim, PA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Manheim$112 to $115
East Petersburg$109
Lancaster$105
Lancaster County$110

Manheim, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Petersburg borough, Pennsylvania $109 $145 $218
Lancaster city, Pennsylvania $105 $140 $210
Lancaster County, Pennsylvania $110 $147 $221

Manheim, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Manheim, PA3.7%10.8%
East Petersburg4.46%11.15%
Lancaster5.27%13.36%
Lancaster County4.13%11.8%

Manheim Renters Insurance as a Percentage of Rent

Manheim Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 143 3.0% $1224
$500 to $749 500 13.0% $1899
$750 to $999 1,299 35.0% $2649
$1,000 to $1,499 1,493 41.0% $3774
$1,500 or more 181 4.0% $5424

Manheim, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$3,500
Yearly Manheim Homeowner Insurance Premium Example $1,500$900
Out of Pocket Expense During Claim$500$3,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,500$10,700
Net Savings to Manheim Home Owner from High Deductible Plan $1,800

Manheim, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Manheim, PA Home Replacement Value MORE than Home Value Manheim, PA Home Replacement Value LESS than Home Value
Replacement Value $261,500 $150,500
Insurance Premium based on Replacement Value $1,450 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $58,500 Risk Exposure from Under Insuring Coverage is $52,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $325/year

Example Manheim Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualNationwide Insurance
Monthly Premium 6354101
Year Built 197619601944
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $150000-$175000$250000-$300000$400000-$500000
Deductible $2500-$5000 Deductible> $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Manheim, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1965 235,000 Wood Shake Roof 1,610 3 $1000-$2500 Deductible 530 8 Stone Siding yes
2011 375,000 Tile Roof 2,600 4 > $10,000 Deductible 200 3 Vinyl siding No
1946 350,000 Metal Roof 2,580 4 $500- $1000 Deductible 1140 7 Vinyl siding No
1966 305,000 Tile Roof 2,070 5 $1000-$2500 Deductible 740 8 Stucco siding No
2001 165,000 Tile Roof 1,490 3 $5000 to $10,000 Deductible 210 4 Stone Siding yes
1999 185,000 Composition Roof 1,740 3 $2500-$5000 Deductible 350 6 Stone Siding No
1940 470,000 Tile Roof 3,450 5 > $10,000 Deductible 790 8 Fiber-Cement Siding yes
1998 335,000 Composition Roof 2,270 3 $5000 to $10,000 Deductible 280 3 Stucco siding No
1978 285,000 Shingles Roof 2,370 5 $500- $1000 Deductible 560 5 Brick siding yes
1968 355,000 Slate Shingles Roof 3,050 4 $1000-$2500 Deductible 950 9 Vinyl siding No
2011 475,000 Shingles Roof 3,430 5 $500 Deductible 1450 9 Vinyl siding No
2003 185,000 Asphalt Shingles Roof 1,310 3 $500 Deductible 890 12 Stone Siding yes
2005 285,000 Shingles Roof 2,210 4 $1000-$2500 Deductible 1320 12 Vinyl siding yes
1996 160,000 Shingles Roof 1,460 3 $500 Deductible 240 4 Fiber-Cement Siding No