Manhattan Insurance Rates:

Manhattan, KS homeowners insurance is nearly $877 to $1,193, about $73-$99/month. Our comprehensive analysis reveals consumers can save upto $414 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
After i compared several insurance companies they were they cheapest and most economical
Liberty Mutual
Although i like liberty mutual, overall, i think it might be nice to have a smaller, more personal company with an agent that really knows me.
State Farm
One thing i like about state farm is that they are local. if i have any issues i can walk right into his office to discuss it.

Manhattan, KS Homeowners Insurance By Home Value

Manhattan, KS Home Value Total Homes % of Total Average Manhattan, KS Homeowners Insurance
Less than $50,000 977 12.0% $144
$60,000 to $69,999 98 1.0% $382
$80,000 to $89,999 88 1.0% $507
$90,000 to $99,999 102 1.0% $558
$100,000 to $124,999 498 6.0% $652
$125,000 to $149,999 1,109 14.0% $817
$150,000 to $174,999 1,083 14.0% $962
$175,000 to $199,999 870 11.0% $1117
$200,000 to $249,999 1,467 19.0% $1345
$250,000 to $299,999 674 8.0% $1645
$300,000 to $399,999 480 6.0% $2090

Top Home Insurance Agents Near Manhattan, KS

Home Insurance Company Near Manhattan, KS Homeowners Insurance Agency Near Manhattan, KS Address
State Farm Ladonna Junghans 610 N Eisenhower, Junction City, KS, 66441-3269
State Farm Rick Tramp 3625 SW 29th St Ste 204, Topeka, KS, 66614-2061
NA Capital Insurance Group, Llc 5942 Sw 29Th St Ste C, Topeka, KS, 66614
NA Johnson Insurance Agency 901 Chestnut, Frankfort, KS, 66427
Travelers Adkins Insurance Agency Inc 207 U.S. HWY 75, HOLTON, KS, 66436

Cost Of Homeowners Insurance By Street Near Manhattan, KS

Streets in Manhattan Area Homeowners Insurance Cost
Village Cir, Greenbriar Dr, Quivera Dr, N Juliette Ave, Maple Ct, College Heights Rd, Edgerton Ave, Fair Ln, Tamarak Dr, Kerr Dr$1,081
N 18th St, Rockhill Rd, Park Dr, Keen St, Fordham Rd, Knoxberry Dr, Lawrence Rd, Pine Dr, Lundin Dr, Alabama Ln$1,010
Davis Dr, Churchill Way, S 9th St, Gary Ave, Haventon Dr, S 4th St, Brookhollow Ct, Leavenworth St, Cody Pl, Terry Way$1,033
S Delaware Ave, Co Hwy 412, Sumac Dr, St James Cir, Legore Ln, N 6th St, Highland Dr, Midland Ave, Ridgewood Dr, Strawberry Cir$1,026
Concord Cir, Smith St, Northfield Rd, James Ave, Fairview Ave, Trevelyan Ave, Skyvue Ln, Kientz Dr, Newfoundland Dr, Blueberry Dr$1,008

Manhattan, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Manhattan$154 to $157
Ogden$148
Wildcat$162
Blue$157

Manhattan, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ogden township, Riley County, Kansas $124 $165 $248
Wildcat township, Riley County, Kansas $136 $181 $271
Blue township, Pottawatomie County, Kansas $131 $174 $261

Manhattan, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Manhattan, KS6.3%17.6%
Ogden7.86%20.93%
Wildcat4.45%25.96%
Blue6.15%16.62%

Manhattan Renters Insurance as a Percentage of Rent

Manhattan Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 168 1.0% $780
$300 to $499 1,152 9.0% $1230
$500 to $749 3,634 30.0% $1905
$750 to $999 3,300 27.0% $2655
$1,000 to $1,499 2,522 20.0% $3780
$1,500 or more 1,142 9.0% $5430

Average Cost Of Home Insurance By Company In Areas Nearby Manhattan For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Metropolitan Property & Casualty Insurance Company 1,321 1,880 2,268
100,000 Travelers Home And Marine Insurance Company (The) 1,184 2,032 2,670
100,000 Usaa General Indemnity Company 1,942 2,063 2,063
100,000 United Services Automobile Association 1,688 1,806 1,806
200,000 American Family Mutual Insurance Company 2,028 2,839 3,142
200,000 Marysville Mutual Insurance Company 1,396 1,706 2,094
200,000 Metropolitan Property & Casualty Insurance Company 2,041 3,036 3,787
300,000 Allstate Vehicle And Property Insurance Company 1,788 2,114 2,179
300,000 Mutualaid Exchange 1,650 2,123 2,322
300,000 Nationwide Affinity Insurance Company Of America 3,203 5,061 5,711

Manhattan, KS Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$8,200
Yearly Manhattan Homeowner Insurance Premium Example $2,600$1,600
Out of Pocket Expense During Claim$1,200$8,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $22,000$21,000
Net Savings to Manhattan Home Owner from High Deductible Plan $1,000

Manhattan, KS Home Insurance Costs With Home Replacement Value Scenarios

Scenario Manhattan, KS Home Replacement Value MORE than Home Value Manhattan, KS Home Replacement Value LESS than Home Value
Replacement Value $266,000 $184,000
Insurance Premium based on Replacement Value $2,925 $2,025
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,500 Risk Exposure from Under Insuring Coverage is $44,500
Premium Impact Insurance cheaper by $500/year Insurance costlier by $400/year

Example Manhattan Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyLiberty MutualNationwide Insurance
Monthly Premium 31911574
Year Built 200420131989
Home Details 5 Beds, 2 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $350000-$400000$150000-$175000$75000-$100000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Manhattan, KS from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1960 330,000 Asphalt Shingles Roof 3,100 4 $500- $1000 Deductible 3330 9 Wood siding yes
1968 205,000 Shingles Roof 1,900 3 $500- $1000 Deductible 1790 9 Brick siding No
1964 420,000 Tile Roof 4,640 5 > $10,000 Deductible 1130 5 Fiber-Cement Siding No
2014 190,000 Membrane Roof 1,570 3 $500- $1000 Deductible 1410 8 Vinyl siding No
2002 225,000 Asphalt Shingles Roof 1,980 4 $1000-$2500 Deductible 870 5 Brick siding No
1990 405,000 Metal Roof 4,310 5 $500- $1000 Deductible 3640 10 Stone Siding No
1948 170,000 Tile Roof 1,550 3 $500- $1000 Deductible 1050 4 Stucco siding No
2006 165,000 Metal Roof 1,520 2 $500- $1000 Deductible 550 3 Stone Siding No
1961 115,000 Asphalt Shingles Roof 1,240 2 $500 Deductible 280 3 Wood siding No
1962 175,000 Slate Shingles Roof 1,590 3 $500 Deductible 1600 7 Wood siding yes
2014 140,000 Slate Shingles Roof 1,250 3 $2500-$5000 Deductible 400 4 Wood siding yes
1960 280,000 Wood Shake Roof 3,390 4 $5000 to $10,000 Deductible 1170 7 Stone Siding yes
1960 200,000 Metal Roof 2,060 3 $500 Deductible 1660 10 Stucco siding No