Manhattan, KS homeowners insurance is nearly $877 to $1,193, about $73-$99/month. Our comprehensive analysis reveals consumers can save upto $414 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Manhattan, KS | Homeowners Insurance Agency Near Manhattan, KS | Address |
|---|---|---|
| State Farm | Ladonna Junghans | 610 N Eisenhower, Junction City, KS, 66441-3269 |
| State Farm | Rick Tramp | 3625 SW 29th St Ste 204, Topeka, KS, 66614-2061 |
| Travelers | Adkins Insurance Agency Inc | 207 U.S. HWY 75, HOLTON, KS, 66436 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Ogden township, Riley County, Kansas | $124 | $165 | $248 |
| Wildcat township, Riley County, Kansas | $136 | $181 | $271 |
| Blue township, Pottawatomie County, Kansas | $131 | $174 | $261 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Manhattan, KS | 6.3% | 17.6% |
| Ogden | 7.86% | 20.93% |
| Wildcat | 4.45% | 25.96% |
| Blue | 6.15% | 16.62% |
| Manhattan Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 168 | 1.0% | $780 |
| $300 to $499 | 1,152 | 9.0% | $1230 |
| $500 to $749 | 3,634 | 30.0% | $1905 |
| $750 to $999 | 3,300 | 27.0% | $2655 |
| $1,000 to $1,499 | 2,522 | 20.0% | $3780 |
| $1,500 or more | 1,142 | 9.0% | $5430 |
| Streets in Manhattan Area | Homeowners Insurance Cost |
|---|---|
| Village Cir, Greenbriar Dr, Quivera Dr, N Juliette Ave, Maple Ct, College Heights Rd, Edgerton Ave, Fair Ln, Tamarak Dr, Kerr Dr | $1,081 |
| N 18th St, Rockhill Rd, Park Dr, Keen St, Fordham Rd, Knoxberry Dr, Lawrence Rd, Pine Dr, Lundin Dr, Alabama Ln | $1,010 |
| Davis Dr, Churchill Way, S 9th St, Gary Ave, Haventon Dr, S 4th St, Brookhollow Ct, Leavenworth St, Cody Pl, Terry Way | $1,033 |
| S Delaware Ave, Co Hwy 412, Sumac Dr, St James Cir, Legore Ln, N 6th St, Highland Dr, Midland Ave, Ridgewood Dr, Strawberry Cir | $1,026 |
| Concord Cir, Smith St, Northfield Rd, James Ave, Fairview Ave, Trevelyan Ave, Skyvue Ln, Kientz Dr, Newfoundland Dr, Blueberry Dr | $1,008 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Manhattan | $154 to $157 |
| Ogden | $148 |
| Wildcat | $162 |
| Blue | $157 |
| Coverage ($) | Company | Average homeowners insurance premium ($) | ||
|---|---|---|---|---|
| Fire protection class 1-8 | Fire protection class 9 | Fire protection class 10 | ||
| 100,000 | Metropolitan Property & Casualty Insurance Company | 1,321 | 1,880 | 2,268 |
| 100,000 | Travelers Home And Marine Insurance Company (The) | 1,184 | 2,032 | 2,670 |
| 100,000 | Usaa General Indemnity Company | 1,942 | 2,063 | 2,063 |
| 100,000 | United Services Automobile Association | 1,688 | 1,806 | 1,806 |
| 200,000 | American Family Mutual Insurance Company | 2,028 | 2,839 | 3,142 |
| 200,000 | Marysville Mutual Insurance Company | 1,396 | 1,706 | 2,094 |
| 200,000 | Metropolitan Property & Casualty Insurance Company | 2,041 | 3,036 | 3,787 |
| 300,000 | Allstate Vehicle And Property Insurance Company | 1,788 | 2,114 | 2,179 |
| 300,000 | Mutualaid Exchange | 1,650 | 2,123 | 2,322 |
| 300,000 | Nationwide Affinity Insurance Company Of America | 3,203 | 5,061 | 5,711 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,500 | $4,500 |
| Yearly Manhattan Homeowner Insurance Premium Example | $2,400 | $1,800 |
| Out of Pocket Expense During Claim | $1,500 | $4,500 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $15,900 | $15,300 |
| Net Savings to Manhattan Home Owner from High Deductible Plan | $600 | |
| Scenario | Manhattan, KS Home Replacement Value MORE than Home Value | Manhattan, KS Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $177,500 | $114,500 |
| Insurance Premium based on Replacement Value | $2,375 | $1,525 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $36,000 | Risk Exposure from Under Insuring Coverage is $27,000 |
| Premium Impact | Insurance cheaper by $350/year | Insurance costlier by $500/year |
| Insurance Company | Nationwide Insurance | American Family Insurance | Allstate |
| Monthly Premium | 145 | 88 | 62 |
| Year Built | 1962 | 2014 | 1944 |
| Home Details | 5 Beds, 3 Baths | 3 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $175000-$200000 | $100000-$125000 | $50000-$75000 |
| Deductible | $2500-$5000 Deductible | $500- $1000 Deductible | $500- $1000 Deductible |