Manhattan Insurance Rates:

Manhattan, IL homeowners insurance is roughly $675 to $925, about $56-$77/month. Our exhaustive guide indicates shoppers can save as much as $320 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Manhattan, IL Homeowners Insurance By Home Value

Manhattan, IL Home Value Total Homes % of Total Average Manhattan, IL Homeowners Insurance
Less than $50,000 28 1.0% $80
$100,000 to $124,999 67 2.0% $360
$125,000 to $149,999 102 4.0% $448
$150,000 to $174,999 443 17.0% $528
$175,000 to $199,999 240 9.0% $616
$200,000 to $249,999 617 24.0% $736
$250,000 to $299,999 565 22.0% $904
$300,000 to $399,999 427 17.0% $1144

Top Home Insurance Agents Near Manhattan, IL

Home Insurance Company Near Manhattan, IL Homeowners Insurance Agency Near Manhattan, IL Address
Liberty Mutual Independent Anderson Insurance 570 Vale Park Road 570 Vale Park Road, Valparaiso, IN, 46385
State Farm Denny Georgopulos 105 E Burlington St, Riverside, IL, 60546-2146
Travelers John P Galvin Inc 513 LINCOLN AVENUE, WINNETKA, IL, 60093
State Farm Scott Angel 6935 Calumet Ave, Hammond, IN, 46324-2045
Travelers Wirtz Insurance Agency Inc 680 N LAKE SHORE DR STE 2050, CHICAGO, IL, 60611

Cost Of Homeowners Insurance By Street Near Manhattan, IL

Streets in Manhattan Area Homeowners Insurance Cost
Crescenzo Dr, S Clover Ct, S Indian Trl, W Kathryn Ave, Carlow Cir, Tyndall Ct, W Arsenal Rd, Faraday Rd, Maxwell St, S Highland Dr$811
Spring St, Echo Ln, Brett Dr, Maxwell Dr, S Colligan, S Creek Dr, W Carver Xing, Elwood Rd, S Barten Rd, W Elwood Manhattan Rd$809
S Malibu Dr, Jan St, Buttercup Ln, Front St, S Mary St, Cashel Bay Rd, May St, W Basswood Ln, Rosewood Ln, Eastern Ave$807
Lee St, Kenmare Cir, Fairview Dr, Market Pl, S McCormick Way, W Bruns Rd, S Diane Way, Highland Dr, 1st Ct, Sioux Ct$817
Indian Trl, W Memorial Dr, W Manhattan-Monee Rd, Gustafson Rd, S Bann, Elam Dr, Terri Ct, Andrea Dr, N Park St, W Hoff Rd$790

Manhattan, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Manhattan$118 to $121
Will County$118
Jackson$117
New Lenox$122

Manhattan, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Will County, Illinois $99 $132 $198
Jackson township, Will County, Illinois $98 $131 $196
New Lenox township, Will County, Illinois $102 $136 $204

Manhattan, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Manhattan, IL3.2%8.5%
Will County3.31%9.8%
Jackson3.81%10.65%
New Lenox3.16%9.13%

Manhattan Renters Insurance as a Percentage of Rent

Manhattan Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 15 4.0% $1893
$750 to $999 95 29.0% $2643
$1,000 to $1,499 103 32.0% $3768
$1,500 or more 108 33.0% $5418

Manhattan, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$4,300
Yearly Manhattan Homeowner Insurance Premium Example $2,000$1,400
Out of Pocket Expense During Claim$1,300$4,300
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $15,300$14,100
Net Savings to Manhattan Home Owner from High Deductible Plan $1,200

Manhattan, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Manhattan, IL Home Replacement Value MORE than Home Value Manhattan, IL Home Replacement Value LESS than Home Value
Replacement Value $251,000 $166,000
Insurance Premium based on Replacement Value $1,125 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $46,500 Risk Exposure from Under Insuring Coverage is $38,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Manhattan Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceAmerican Family Insurance
Monthly Premium 10610950
Year Built 200920141986
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$400000-$500000$150000-$175000
Deductible $1000-$2500 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Manhattan, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 210,000 Asphalt Shingles Roof 1,540 3 $500- $1000 Deductible 90 1 Brick siding yes
2009 230,000 Composition Roof 1,490 3 $500 Deductible 840 12 Vinyl siding yes
1983 285,000 Membrane Roof 2,030 4 $1000-$2500 Deductible 1190 12 Wood siding yes
1989 185,000 Slate Shingles Roof 1,300 3 $1000-$2500 Deductible 320 4 Stucco siding yes
2013 145,000 Asphalt Shingles Roof 1,260 3 $500 Deductible 110 2 Brick siding No
1988 590,000 Slate Shingles Roof 4,890 5 $2500-$5000 Deductible 1730 12 Vinyl siding yes
1985 285,000 Asphalt Shingles Roof 2,080 4 $500 Deductible 1430 10 Stone Siding No
2013 250,000 Asphalt Shingles Roof 1,600 3 $500 Deductible 1560 12 Brick siding yes
1982 305,000 Wood Shake Roof 2,010 3 $5000 to $10,000 Deductible 830 12 Fiber-Cement Siding No
1987 185,000 Composition Roof 1,510 3 $1000-$2500 Deductible 100 2 Stone Siding yes
2010 540,000 Wood Shake Roof 3,950 5 $5000 to $10,000 Deductible 300 2 Vinyl siding yes
2002 330,000 Asphalt Shingles Roof 3,070 4 $5000 to $10,000 Deductible 60 1 Brick siding No
2002 225,000 Wood Shake Roof 2,010 3 $2500-$5000 Deductible 590 8 Stone Siding No
1981 385,000 Wood Shake Roof 2,800 4 > $10,000 Deductible 470 5 Vinyl siding yes
2006 160,000 Slate Shingles Roof 1,380 3 $5000 to $10,000 Deductible 190 5 Fiber-Cement Siding No
1981 435,000 Slate Shingles Roof 3,830 5 $500- $1000 Deductible 730 6 Stucco siding yes
2005 380,000 Wood Shake Roof 2,690 5 $500- $1000 Deductible 1210 8 Stone Siding No
1985 430,000 Metal Roof 3,750 5 $500- $1000 Deductible 1030 6 Stucco siding yes
1986 260,000 Membrane Roof 1,660 3 $1000-$2500 Deductible 1720 12 Vinyl siding yes
1985 185,000 Slate Shingles Roof 1,790 3 $5000 to $10,000 Deductible 280 6 Stucco siding No
2011 395,000 Membrane Roof 2,780 5 $2500-$5000 Deductible 620 7 Wood siding No
1985 295,000 Asphalt Shingles Roof 2,620 4 $500- $1000 Deductible 600 5 Wood siding yes
2007 275,000 Slate Shingles Roof 2,100 3 $5000 to $10,000 Deductible 800 10 Brick siding yes
2013 140,000 Slate Shingles Roof 1,320 3 $500 Deductible 370 10 Wood siding No
1988 350,000 Metal Roof 2,330 5 > $10,000 Deductible 660 9 Wood siding No
1986 540,000 Membrane Roof 4,680 5 > $10,000 Deductible 960 8 Stucco siding No
2001 460,000 Shingles Roof 3,100 5 $1000-$2500 Deductible 1070 6 Stucco siding No
2003 255,000 Metal Roof 1,800 3 $1000-$2500 Deductible 800 9 Brick siding yes