Manhattan Beach Insurance Rates:

Manhattan Beach, CA homeowners insurance is about $618 to $835, about $51-$69/month. Our thorough guide reveals consumers can save upto $290 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
i would recommend this company bc ive never personally incountered any issues with them. They have great customer service and they get back with you quickly as possible.
Progressive
Easy to understand information provided on website. When I had questions, I was able to get ahold of a representative easily.
State Farm
I think that there rates are comparable to others, I do think on sometimes you can get it cheaper else where. I feel that there deductible is not very fair. I think that you could find a better deal if shoped elsewhere
Travelers
This insurance company in my favourate insurance company and this is very honest company
Liberty Mutual
I believe that Liberty Mutual's offerings are competitive if not better in all regards to the competition.
State Farm
Statefarm is nice and affordable and they have a online portal so i can login and pay my bill. they also keep up with all of my discounts to make sure i'm getting my insurance at the cheapest price.
State Farm
The local branch we call typically does not answer my call right away. i usually have to leave a voicemail and wait for a call back which sometimes can be the next business day.
Safeco Insurance
I have had no issues with my insurance company to speak of. Everything is going smoothly as of know
State Farm
I think their prices are on the high side for homeowner’s coverage. I don't like the fact that the owner-agent has never spoken to me; only his junior agent. I feel like I'm being taken for granted.
State Farm
I wish the insurance part of the customer service was open 24/7, but I understand and it isn't that big of a deal.
Allstate
I think I was eventually able to find the documents I needed to locate on their website, but I do remember being confused when trying to choose between plans.
Safeco Insurance
They offer everything I need and want for home insurance, while also providing they cheapest cost for what I get. Over all I would recommend them to others and have already.
Liberty Mutual
I would absolutely recommend Liberty Mutual. We have never once had an issue with them and their customer service has always been outstanding.
Farmer's Insurance
I would not recommend this insurance company because I have had a bad experience with them and I'm not sure why I should recommend them.

Manhattan Beach, CA Homeowners Insurance By Home Value

Manhattan Beach, CA Home Value Total Homes % of Total Average Manhattan Beach, CA Homeowners Insurance
Less than $50,000 88 17.0% $14
$60,000 to $69,999 6 1.0% $43
$90,000 to $99,999 13 2.0% $65
$100,000 to $124,999 101 19.0% $72
$125,000 to $149,999 59 11.0% $94
$150,000 to $174,999 13 2.0% $116
$175,000 to $199,999 8 1.0% $130
$200,000 to $249,999 39 7.0% $159
$250,000 to $299,999 46 9.0% $196
$300,000 to $399,999 136 26.0% $247

Top Home Insurance Agents Near Manhattan Beach, CA

Home Insurance Company Near Manhattan Beach, CA Homeowners Insurance Agency Near Manhattan Beach, CA Address
State Farm Ken Tran 10231 Slater Ave Ste 100, Fountain Vly, CA, 92708-4745
Allstate Lorena Barreda 11220 Laurel Canyon Blvd Ste 104, San Fernando, CA, 91340
Travelers Schrimmer-Cavanagh Ins Agency Inc 601A LUNAR AVE, BREA, CA, 92821
Liberty Mutual Independent Worthington Lissak Ins Agy 4784 KATELLA AVE, LOS ALAMITOS, CA, 90720
State Farm Zulema Velasquez 2139 E C Chavez Ave, Los Angeles, CA, 90033-1843

Manhattan Beach, CA Home Insurance Agents for Top Companies


Manhattan Beach, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Bay Cities CCD, Los Angeles County, California $88 $117 $176
Hermosa Beach city, California $91 $121 $181
El Segundo city, California $86 $115 $172

Manhattan Beach, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Manhattan Beach, CA1.5%12.1%
South Bay Cities1.64%11.6%
Hermosa Beach1.64%11.18%
El Segundo1.87%12.73%

Manhattan Beach Renters Insurance as a Percentage of Rent

Manhattan Beach Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 45 1.0% $1856
$750 to $999 113 2.0% $2606
$1,000 to $1,499 1,062 23.0% $3731
$1,500 or more 3,170 71.0% $5381

Average Cost Of Home Insurance By Company In Areas Nearby Manhattan Beach For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewAmerican Security472
2500001000NewAmerican Security755
250000500NewKemper558
300000500NewAAA (Interinsurance Exchange)463
4000001000NewWestern Mutual/Residence1136
5000001000NewAmerican Modern1742
5000002500NewFirst American Ins1089
5000002500NewForemost Insurance2206
5000002500NewTravelers849
1500002501-3 YearsMAPFRE Group536
25000010001-3 YearsAmco649
40000010001-3 YearsTokio Marine America681
50000025001-3 YearsAmerican Reliable1317
75000025001-3 YearsMercury Ins Group821
75000025001-3 YearsNationwide1606
75000025001-3 YearsStillwater Prop & Cas Co1373
2000005004-6 YearsMercury Ins Group482
25000010004-6 YearsTokio Marine America446
2500005004-6 YearsMetropolitan Direct1297
2500005004-6 YearsPacific Specialty751
50000025004-6 YearsBankers Standard2903

Manhattan Beach, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Manhattan Beach Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $8,400$7,900
Net Savings to Manhattan Beach Home Owner from High Deductible Plan $500

Manhattan Beach, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Manhattan Beach, CA Home Replacement Value MORE than Home Value Manhattan Beach, CA Home Replacement Value LESS than Home Value
Replacement Value $1,110,000 $900,000
Insurance Premium based on Replacement Value $3,000 $2,425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $100,000 Risk Exposure from Under Insuring Coverage is $110,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $275/year

Example Manhattan Beach Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersGEICO InsuranceState Farm
Monthly Premium 185184155
Year Built 196219731999
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $900000-$1000000More than 10000000More than 10000000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Manhattan Beach, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1952 1,975,000 Composition Roof 4,060 5 $500 Deductible 1400 6 Stucco siding yes
2009 855,000 Tile Roof 1,880 4 $2500-$5000 Deductible 390 2 Fiber-Cement Siding No
1981 535,000 Asphalt Shingles Roof 1,040 2 $1000-$2500 Deductible 1600 12 Fiber-Cement Siding No
1969 640,000 Tile Roof 1,330 2 $2500-$5000 Deductible 740 5 Stone Siding No
1950 1,940,000 Asphalt Shingles Roof 4,160 5 $5000 to $10,000 Deductible 180 1 Brick siding No
1964 1,595,000 Wood Shake Roof 3,080 4 $500- $1000 Deductible 1900 8 Vinyl siding yes
2007 1,205,000 Membrane Roof 3,030 4 $500 Deductible 1630 7 Wood siding yes
1985 870,000 Wood Shake Roof 1,620 3 $1000-$2500 Deductible 1420 8 Wood siding yes
2000 1,165,000 Membrane Roof 2,660 4 $500 Deductible 1750 7 Vinyl siding yes
2007 860,000 Tile Roof 1,920 3 $2500-$5000 Deductible 990 7 Fiber-Cement Siding yes
1978 770,000 Composition Roof 1,560 2 $2500-$5000 Deductible 560 5 Stone Siding yes
1989 1,085,000 Metal Roof 2,530 5 $500 Deductible 580 2 Vinyl siding No
1984 1,930,000 Shingles Roof 4,870 5 $500- $1000 Deductible 1980 8 Wood siding yes
1969 1,585,000 Asphalt Shingles Roof 4,080 5 $500- $1000 Deductible 2390 9 Wood siding No
1984 795,000 Tile Roof 1,790 4 > $10,000 Deductible 500 4 Vinyl siding No
1982 1,155,000 Membrane Roof 2,450 4 $500- $1000 Deductible 2230 12 Brick siding yes
1952 710,000 Shingles Roof 1,830 3 $2500-$5000 Deductible 500 5 Brick siding yes
1976 1,125,000 Shingles Roof 2,620 4 $2500-$5000 Deductible 1510 8 Fiber-Cement Siding No
1951 1,300,000 Asphalt Shingles Roof 2,420 4 $5000 to $10,000 Deductible 1020 7 Wood siding yes
1960 615,000 Asphalt Shingles Roof 1,530 3 > $10,000 Deductible 1000 12 Stucco siding No
1977 960,000 Membrane Roof 2,160 3 $5000 to $10,000 Deductible 1070 7 Fiber-Cement Siding No
1978 635,000 Wood Shake Roof 1,520 3 $500 Deductible 1430 12 Vinyl siding No
1996 770,000 Metal Roof 1,720 5 $500- $1000 Deductible 1000 6 Stone Siding No
1979 1,910,000 Shingles Roof 3,540 5 $500 Deductible 1930 7 Stucco siding No
1997 655,000 Membrane Roof 1,540 3 > $10,000 Deductible 120 1 Fiber-Cement Siding No
1957 870,000 Slate Shingles Roof 2,100 5 > $10,000 Deductible 220 2 Vinyl siding yes
1985 975,000 Membrane Roof 2,640 4 > $10,000 Deductible 410 3 Stone Siding yes
1958 1,735,000 Metal Roof 3,210 4 $500- $1000 Deductible 2480 12 Stucco siding No
2010 595,000 Shingles Roof 1,410 3 $1000-$2500 Deductible 800 7 Vinyl siding yes
1991 515,000 Shingles Roof 1,290 2 $500- $1000 Deductible 440 3 Vinyl siding yes
1960 1,785,000 Composition Roof 4,910 5 $500 Deductible 2550 9 Stucco siding yes
1968 1,010,000 Tile Roof 2,020 3 $2500-$5000 Deductible 1680 9 Fiber-Cement Siding yes
2001 970,000 Slate Shingles Roof 2,360 5 $500 Deductible 3320 12 Brick siding yes

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