Manchester Insurance Rates:

Manchester, NJ homeowners insurance is roughly $680 to $921, about $56-$76/month. Our all inclusive research shows customers can save as much as $320 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
Travelers have been easy to work with in terms of initially getting my quote for bundled home and automobile insurance.
Liberty Mutual
I like the ease of which i can reach my insurance company representative with any issues or questions that i have about my policy.
State Farm
I love how friendly and helpful they are. Everyone is very knowledgeable. They always answer my questions to the best of their ability
New Jersey Manufacturers Insurance Company
Very satisfied with the work of this insurer, they are very effective and responsible, I love their attention at the moment to communicate with the client they are very kind
Aaa
There is always someone to answer the phone 24/7, 365 days per year.
Travelers
They communicate with me only when necessary. They do not send spam, which is so nice. They do include all pertinent information in as clear a manner as possible.
Liberty Mutual
Very little history with this company so as of now, we are very satisfied with the minimal interaction we have had with them.
Nationwide
Very satisfied they are very knowledgeable and very good at explaining any questions that may arise over our policies. They also make suggestions on other products that may interest us
State Farm
i will not recommend my insurance company. i do not recommend anything to other people. nothing good every happens when you recommend things!!!!

Manchester, NJ Homeowners Insurance By Home Value

Manchester, NJ Home Value Total Homes % of Total Average Manchester, NJ Homeowners Insurance
Less than $50,000 3,027 15.0% $136
$50,000 to $59,999 848 4.0% $288
$60,000 to $69,999 760 3.0% $360
$70,000 to $79,999 979 4.0% $416
$80,000 to $89,999 963 4.0% $472
$90,000 to $99,999 745 3.0% $528
$100,000 to $124,999 1,682 8.0% $608
$125,000 to $149,999 1,677 8.0% $760
$150,000 to $174,999 1,376 6.0% $905
$175,000 to $199,999 1,013 5.0% $1041
$200,000 to $249,999 2,191 11.0% $1249
$250,000 to $299,999 2,316 11.0% $1529
$300,000 to $399,999 2,170 10.0% $1946

Top Home Insurance Agents Near Manchester, NJ

Home Insurance Company Near Manchester, NJ Homeowners Insurance Agency Near Manchester, NJ Address
Travelers Dunn Danese Inc 4209 FERNE BLVD, DREXEL HILL, PA, 19026
Travelers John Hill Agency 635 ROUTE 9, BAYVILLE, NJ, 8721
Liberty Mutual Independent Kmrd Partners Inc 2600 Kelly Rd Ste 300, WARRINGTON, PA, 18976
Travelers Northeast Insurance Service 170 Us Hwy 9 Englishtown, Marlboro Township, NJ, 7726
Travelers Sylvester & Keating Inc 159 BELLEVUE AVE, PENNDEL, PA, 19047

Cost Of Homeowners Insurance By Street Near Manchester, NJ

Streets in Manchester Area Homeowners Insurance Cost
Oxford Pl, Bayberry Ln, McCord Rd, New Mexico Dr, Congasia Rd, Edenbridge Ln, Crestwood Pkwy, Hummingbird Ln, Fox St, Alden Ct$779
Penwood Dr, Jefferson Ln, Timberline Ln, Oak Dale St, Washington Ln, S Chestnut Ave, Weldon Rd, Brooklane Ct, Westgate Pl, Barnes Ave$786
Meadows Ln, Rockefeller Hwy, Columbine Ave, Stanton Ct, Paterson Ave, Ashley Ct, Idaho Dr, West Virginia Dr, Ingham Ct, Alabama Ln$779
School Ln, Virginia Dr, Torino Rd, Nottingham Ln, Patricia Ct, Modena Ct, Quaker Ln, Molly Pitcher Ct, Andover Ct, Huntington Dr$780
Essex St, Graystone Pl, Raccoon Ave, Revere Ct, Englemere Blvd, Malvern Ct, Quarry Rd, Hamilton Ln, Torry Ave, Westcoat St$784

Manchester, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Manchester$119 to $122
Crestwood Village$117
Lakehurst$123
Holiday City-Berkeley$120

Manchester, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Crestwood Village CDP, New Jersey $98 $130 $195
Cedar Glen Lakes CDP, New Jersey $98 $130 $195
Pine Ridge at Crestwood CDP, New Jersey $98 $130 $195

Manchester, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Manchester, NJ4.0%11.6%
Crestwood Village6.19%13.8%
Cedar Glen Lakes2.13%13.12%
Pine Ridge at Crestwood4.75%10.23%

Manchester Renters Insurance as a Percentage of Rent

Manchester Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 49 2.0% $805
$300 to $499 150 8.0% $1255
$500 to $749 209 11.0% $1930
$750 to $999 239 12.0% $2680
$1,000 to $1,499 792 42.0% $3805
$1,500 or more 392 21.0% $5455

Manchester, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Manchester Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,400$10,400
Net Savings to Manchester Home Owner from High Deductible Plan $1,000

Manchester, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Manchester, NJ Home Replacement Value MORE than Home Value Manchester, NJ Home Replacement Value LESS than Home Value
Replacement Value $326,000 $257,000
Insurance Premium based on Replacement Value $1,425 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Manchester Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmNationwide InsuranceChubb Group of Insurance
Monthly Premium 294539
Year Built 200420111978
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $75000-$100000$125000-$150000$175000-$200000
Deductible $2500-$5000 Deductible$500- $1000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Manchester, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 190,000 Slate Shingles Roof 1,920 3 $1000-$2500 Deductible 390 5 Stucco siding yes
1994 220,000 Shingles Roof 3,120 4 > $10,000 Deductible 200 5 Fiber-Cement Siding yes
1983 120,000 Membrane Roof 1,650 2 $500- $1000 Deductible 280 6 Stone Siding yes
1996 185,000 Metal Roof 1,940 3 $500- $1000 Deductible 410 8 Wood siding yes
2013 120,000 Membrane Roof 1,290 3 $1000-$2500 Deductible 140 4 Brick siding No
1995 165,000 Tile Roof 1,740 3 $2500-$5000 Deductible 40 1 Wood siding yes
1993 275,000 Shingles Roof 2,740 4 $2500-$5000 Deductible 1070 12 Stone Siding No
2001 190,000 Asphalt Shingles Roof 1,920 4 $500 Deductible 170 2 Vinyl siding yes
1982 165,000 Metal Roof 1,580 2 $2500-$5000 Deductible 230 5 Stucco siding No
2006 180,000 Shingles Roof 1,760 4 $1000-$2500 Deductible 660 8 Stone Siding yes
2004 200,000 Slate Shingles Roof 1,950 3 $500 Deductible 70 1 Stone Siding No
2012 170,000 Asphalt Shingles Roof 1,680 2 $2500-$5000 Deductible 550 12 Fiber-Cement Siding No
2013 120,000 Slate Shingles Roof 1,290 2 $500 Deductible 490 10 Brick siding No
1971 130,000 Metal Roof 1,310 3 $2500-$5000 Deductible 290 6 Brick siding No
1988 100,000 Composition Roof 1,310 2 $500 Deductible 110 3 Fiber-Cement Siding No
2013 210,000 Wood Shake Roof 2,480 4 > $10,000 Deductible 180 4 Wood siding No
2011 135,000 Tile Roof 1,640 2 $500 Deductible 100 2 Stone Siding No
1997 270,000 Asphalt Shingles Roof 2,680 4 $2500-$5000 Deductible 500 7 Stone Siding No
1995 165,000 Shingles Roof 1,640 4 $1000-$2500 Deductible 80 1 Vinyl siding yes
2013 210,000 Asphalt Shingles Roof 2,530 4 > $10,000 Deductible 330 7 Stone Siding yes
2014 160,000 Tile Roof 1,840 3 $500 Deductible 710 12 Stone Siding yes
1995 150,000 Tile Roof 1,550 3 $500- $1000 Deductible 240 4 Fiber-Cement Siding yes
1983 315,000 Composition Roof 3,230 4 > $10,000 Deductible 140 2 Stucco siding No
1990 220,000 Wood Shake Roof 2,760 4 $1000-$2500 Deductible 130 2 Brick siding No
2014 135,000 Asphalt Shingles Roof 1,840 3 $2500-$5000 Deductible 270 7 Stucco siding No
2000 150,000 Composition Roof 1,600 2 $2500-$5000 Deductible 70 1 Stucco siding No
1978 75,000 Asphalt Shingles Roof 1,030 2 $1000-$2500 Deductible 100 3 Brick siding yes
2003 125,000 Membrane Roof 1,710 4 $2500-$5000 Deductible 150 4 Stone Siding yes
1992 100,000 Slate Shingles Roof 1,290 2 $500- $1000 Deductible 40 1 Wood siding yes
1979 135,000 Slate Shingles Roof 1,720 3 $2500-$5000 Deductible 160 5 Stone Siding No
2002 255,000 Shingles Roof 2,820 4 > $10,000 Deductible 620 8 Stucco siding yes