Manchester Insurance Rates:

Manchester, NH homeowners insurance is about $595 to $805, about $49-$67/month. Our thorough research indicates shoppers can save as much as $280 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
Progressive has always had great customer service and they always pay what they owe when it falls under what they cover.
State Farm
My bill gets sent directly to the mortgage company but often times i am not notified if my premiums go up.
State Farm
Another thing i enjoy about this insurance company is the great reviews they get from the local community. it puts my mind at ease.

Manchester, NH Homeowners Insurance By Home Value

Manchester, NH Home Value Total Homes % of Total Average Manchester, NH Homeowners Insurance
Less than $50,000 476 2.0% $77
$90,000 to $99,999 323 1.0% $294
$100,000 to $124,999 851 3.0% $343
$125,000 to $149,999 1,007 4.0% $427
$150,000 to $174,999 2,410 11.0% $504
$175,000 to $199,999 2,627 12.0% $581
$200,000 to $249,999 6,429 30.0% $700
$250,000 to $299,999 4,168 19.0% $861
$300,000 to $399,999 2,663 12.0% $1092

Top Home Insurance Agents Near Manchester, NH

Home Insurance Company Near Manchester, NH Homeowners Insurance Agency Near Manchester, NH Address
Allstate Poulos Ins Inc 150 Main St, Alton, NH, 3809
Travelers The Insurance Center 30 South Main Street, Newport, NH, 3773
NA K & K Insurance Agency Inc 508 Westford St, Lowell, MA, 1851
NA William J Lynch Insurance Agency 92 High Street, Danvers, MA, 1923
Travelers James Thomas Oconnell 572 BOSTON ROAD UNIT 7, BILLERICA, MA, 1821

Cost Of Homeowners Insurance By Street Near Manchester, NH

Streets in Manchester Area Homeowners Insurance Cost
State Rte 28 Byp, Bosse Ave, Perimeter Rd, Wagner St, Merrill St, Red Coat Ln, Chapleau Ave, Tufts St, Gerard Dr, Long Pond Brook Way$709
Hazelton Ct, Congressional Ln, Leewood St, N Bay St, Shasta St, Harvell St, Canal St, Hamblet St, Hayward St, English Village Rd$691
Coolidge Ave, Karin St, Magnolia Rd, Mary Ann Rd, Paquette Ave, Fremont St, Mercier Ave, Shirley Hill Rd, Windflower Dr, Gertrude St$717
Garland Ave, Ferndale St, Cilley Rd, Ivywood Ln, Cutler Ln, Devco Dr, Hillside Ave, 7th Ave, Blossom St, Waldo St$698
Sylvan Ln, Watts St, Highland Ln, W Webster St, Kenney St, Liberty St, Wellington Rd, Salmon St, Tondreau Ct, S Taylor St$703
Esty Ave, Raymond St, Kalisz Ln, Purchase St, Haines Ct, Hoyt St, Warren St, S Beech St, Old Falls Rd, Ruth Ave$692
Alsace St, Vernon St, Manhattan Ln, Leclerc Cir, Bethel Ct, Greenfield St, Taylor St, Blackstone St, Morin St, Westland Ave$688
Constant St, Jewett St, Barrett St, Eagle Nest Way, Holt Ln, Ingalls St, Conant St, Bremer St, Garlact Ave, Arline St$692
Prince St, Dewey St, Youville St, Falcon Crest Way, Tennyson Dr, Alfred St, Bernice Ave, Moses St, Whitney Ave, Hamburg St$701
Readey St, Bildor Dr, Blackberry Way, Woodcrest Ct, Kenney St, Summerside Ave, Sunnyside St, Precourt St, Whalley Rd, Valley West Way$702

Manchester, NH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Manchester$104 to $107
South Hooksett$106
Pinardville$104
Auburn$109

Manchester, NH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
South Hooksett CDP, New Hampshire $89 $118 $177
Pinardville CDP, New Hampshire $87 $115 $173
Auburn town, Rockingham County, New Hampshire $91 $121 $182

Manchester, NH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Manchester, NH3.1%8.3%
South Hooksett2.49%8.23%
Pinardville3.35%7.66%
Auburn2.88%8.59%

Manchester Renters Insurance as a Percentage of Rent

Manchester Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 388 1.0% $332
$200 to $299 973 4.0% $782
$300 to $499 950 4.0% $1232
$500 to $749 2,313 10.0% $1907
$750 to $999 6,877 31.0% $2657
$1,000 to $1,499 8,402 38.0% $3782
$1,500 or more 1,918 8.0% $5432

Manchester, NH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Manchester Homeowner Insurance Premium Example $1,400$1,200
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,700$11,100
Net Savings to Manchester Home Owner from High Deductible Plan $600

Manchester, NH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Manchester, NH Home Replacement Value MORE than Home Value Manchester, NH Home Replacement Value LESS than Home Value
Replacement Value $243,000 $165,000
Insurance Premium based on Replacement Value $975 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,000 Risk Exposure from Under Insuring Coverage is $44,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Manchester Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceTravelersLiberty Mutual
Monthly Premium 5886139
Year Built 196119971943
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $150000-$175000$200000-$250000$500000-$600000
Deductible $500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Manchester, NH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 105,000 Tile Roof 1,000 2 $1000-$2500 Deductible 320 9 Brick siding yes
1942 270,000 Tile Roof 1,900 3 $500 Deductible 330 3 Vinyl siding yes
1995 185,000 Shingles Roof 1,270 2 $500- $1000 Deductible 820 10 Stone Siding yes
1997 215,000 Wood Shake Roof 1,760 3 $1000-$2500 Deductible 430 5 Wood siding No
1949 300,000 Metal Roof 2,940 4 $5000 to $10,000 Deductible 620 7 Stucco siding No
1981 235,000 Asphalt Shingles Roof 1,600 2 $5000 to $10,000 Deductible 710 12 Vinyl siding No
1990 110,000 Tile Roof 1,080 2 $1000-$2500 Deductible 70 2 Vinyl siding yes
1947 180,000 Tile Roof 1,510 2 $500- $1000 Deductible 700 10 Vinyl siding No
1960 290,000 Asphalt Shingles Roof 2,060 4 $500- $1000 Deductible 1110 10 Stone Siding yes
1951 285,000 Shingles Roof 2,133 3 $5000 to $10,000 Deductible 900 6 Brick siding yes