Manchester Insurance Rates:

Manchester, MO homeowners insurance is about $879 to $1,198, about $73-$99/month. Our thorough research shows customers can save as much as $415 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Geico
I hate that this company has really bad customer service. I would like to see better customer service.

Manchester, MO Homeowners Insurance By Home Value

Manchester, MO Home Value Total Homes % of Total Average Manchester, MO Homeowners Insurance
Less than $50,000 82 1.0% $114
$100,000 to $124,999 97 1.0% $529
$125,000 to $149,999 212 3.0% $664
$150,000 to $174,999 766 14.0% $779
$175,000 to $199,999 1,081 20.0% $903
$200,000 to $249,999 1,598 29.0% $1090
$250,000 to $299,999 872 16.0% $1329
$300,000 to $399,999 554 10.0% $1693

Top Home Insurance Agents Near Manchester, MO

Home Insurance Company Near Manchester, MO Homeowners Insurance Agency Near Manchester, MO Address
NA Dace Insurance Agency Incorporated 47 E Springfield Rd , Sullivan, MO, 63080
Travelers Global Green Insurance Agency 1512 JEFFCO BLVD, ARNOLD, MO, 63010
Farmers Jonathan Clark 8065 Mexico Rd Ste 200, Saint Peters, MO, 63376
Travelers Premier Insurance Agency 11400 Concord Village Ave Ste D Saint Louis, St Louis, MO, 63123
State Farm Sean Sortor 1795 Clarkson Rd Ste 300, Chesterfield, MO, 63017-4975

Cost Of Homeowners Insurance By Street Near Manchester, MO

Streets in Manchester Area Homeowners Insurance Cost
Hillcrest Blvd, Willowick Dr, Dietrich Place Ct, Greenbriar Estates Ct, E Claymont Dr, Shadow View Dr, Wellington Manor Ct, Rusticview Dr, Towercliffe Dr, Huntington View Dr$1,061
Redwood Forest Ct, Brookside Ln, Warhorse Ln, Havenhurst Rd, Old Dougherty Ferry Rd, Saybridge Ct, Palm Dr, Ruhl Ln, Rockhurst Dr, Oak Path Ct$1,101
Westleigh Ter, Watford Dr, Leichester Cir, Novara Dr, Benwirth Ct, Brite Star Ct, Ploma Dr, Tulsa Ct, Arblay Dr, Gardenway Dr$1,059
Mansionhill Dr, Lindy Blvd, Elannchester Dr, 7th St, Falmouth Dr, Pebblefield Ter, Irongate Walk, Rondo Dr, Monticello Dr, Mason Lake Dr$1,065
Grand Glaize Ln, Fairview Ct, Barker Ct, Crestbury Dr, Telemark Walk, Blakefield Ter, Loehr Estates Ct, Nykiel Ct, Shallowford Dr, 10th St$1,002
Canary Dr, Dalton Ter, Weidman Rd, Wildwood Pkwy, Wicklow Rd, Boroughwood Cir, Sunnytree Ln, Haute Loire Dr, Clear Meadows Dr, Coronado Dr$1,058
Parkfield Ter, Carman Manor Ct, Morewood Ct, Lodgehill Dr, Wheelwright Dr, Kimswick Manor Ct, Sulphur Spring Ct, Broadhurst Dr, Corrington Ct, Wildwood Ln$1,022
Cedar Tree Ln, Henry Ave, Sheffield Ct, Millfield Ct, Lochhaven Ln, Barcroft Woods Ct, Falmouth Ave, Derbyshire Ct, Old Oaks Dr, Dogwood Creek Dr$1,059
Brightspur Ln, Burwick Ter, S Outer 40, Cool Dell Ct, Huntley Heights Dr, Fox Hill Estates Dr, Dougherty Lake Estates Dr, Bitterfield Dr, Turnbury Cir, Award Dr$1,055
Silvercreek Ln, Devonworth Ct, Longstone Ln, Ashbourne Dr, Barrett Place Ct, Rosebank Ln, Wrought Iron Ln, Ridgeview Circle Dr, Devonworth Manor Way, Caprice Gardens Ct$1,098

Manchester, MO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Manchester$155 to $158
Queeny$154
Winchester$147
Twin Oaks$151

Manchester, MO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Queeny township, St. Louis County, Missouri $155 $206 $309
Winchester city, Missouri $148 $197 $296
Twin Oaks village, Missouri $151 $201 $302

Manchester, MO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Manchester, MO5.5%16.5%
Queeny5.46%16.46%
Winchester6.52%21.49%
Twin Oaks5.68%13.48%

Manchester Renters Insurance as a Percentage of Rent

Manchester Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 16 1.0% $1217
$500 to $749 248 16.0% $1892
$750 to $999 756 49.0% $2642
$1,000 to $1,499 383 25.0% $3767
$1,500 or more 115 7.0% $5417

Manchester, MO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$4,500
Yearly Manchester Homeowner Insurance Premium Example $1,400$900
Out of Pocket Expense During Claim$1,500$4,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,700$11,700
Net Savings to Manchester Home Owner from High Deductible Plan $1,000

Manchester, MO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Manchester, MO Home Replacement Value MORE than Home Value Manchester, MO Home Replacement Value LESS than Home Value
Replacement Value $311,000 $201,000
Insurance Premium based on Replacement Value $1,875 $1,200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,000 Risk Exposure from Under Insuring Coverage is $66,000
Premium Impact Insurance cheaper by $400/year Insurance costlier by $275/year

Example Manchester Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 6818043
Year Built 199919881970
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$400000-$500000$150000-$175000
Deductible $2500-$5000 Deductible$500 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Manchester, MO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1973 170,000 Membrane Roof 1,730 4 $5000 to $10,000 Deductible 110 2 Stucco siding No
1976 585,000 Wood Shake Roof 4,810 5 $500 Deductible 1160 5 Wood siding yes
1970 230,000 Tile Roof 2,060 5 $500 Deductible 540 6 Brick siding No
2000 325,000 Slate Shingles Roof 2,420 5 $2500-$5000 Deductible 1060 12 Brick siding No
1973 190,000 Composition Roof 1,360 3 $500 Deductible 280 3 Vinyl siding No
1982 170,000 Wood Shake Roof 1,260 3 $2500-$5000 Deductible 320 7 Stone Siding No
1978 290,000 Asphalt Shingles Roof 2,260 3 $5000 to $10,000 Deductible 130 2 Stone Siding No
1986 255,000 Wood Shake Roof 1,950 3 $2500-$5000 Deductible 180 2 Vinyl siding yes
2009 125,000 Asphalt Shingles Roof 1,230 3 $500- $1000 Deductible 350 9 Stone Siding yes
1990 270,000 Composition Roof 2,290 5 $2500-$5000 Deductible 310 3 Stucco siding No
1992 140,000 Shingles Roof 1,330 3 $500 Deductible 340 5 Fiber-Cement Siding No
2003 300,000 Membrane Roof 2,450 5 $500- $1000 Deductible 620 7 Stone Siding No
1982 440,000 Tile Roof 3,710 5 $5000 to $10,000 Deductible 610 6 Vinyl siding No
1984 285,000 Asphalt Shingles Roof 2,370 3 $1000-$2500 Deductible 820 8 Fiber-Cement Siding No
1980 450,000 Shingles Roof 4,180 5 $5000 to $10,000 Deductible 1060 10 Vinyl siding yes
2002 155,000 Wood Shake Roof 1,250 3 $500 Deductible 410 7 Brick siding yes
1985 245,000 Tile Roof 1,970 3 $2500-$5000 Deductible 230 3 Fiber-Cement Siding yes
1990 365,000 Metal Roof 3,250 4 $500 Deductible 540 5 Wood siding yes
1990 375,000 Tile Roof 3,810 5 $500 Deductible 160 1 Stucco siding No
2004 535,000 Metal Roof 4,220 5 > $10,000 Deductible 130 1 Stucco siding No
2003 270,000 Slate Shingles Roof 2,010 5 $2500-$5000 Deductible 700 8 Vinyl siding yes
2001 260,000 Shingles Roof 2,550 5 > $10,000 Deductible 350 9 Stone Siding yes
1979 215,000 Asphalt Shingles Roof 1,780 3 $500- $1000 Deductible 400 6 Vinyl siding No
1978 125,000 Composition Roof 1,270 3 $500- $1000 Deductible 40 1 Wood siding No
1977 460,000 Tile Roof 3,240 5 > $10,000 Deductible 110 1 Fiber-Cement Siding No
1988 410,000 Tile Roof 3,980 5 $500- $1000 Deductible 1090 7 Fiber-Cement Siding yes
1987 490,000 Tile Roof 4,560 5 $2500-$5000 Deductible 1040 9 Wood siding yes
1984 390,000 Asphalt Shingles Roof 4,080 5 > $10,000 Deductible 200 2 Brick siding yes
1972 245,000 Asphalt Shingles Roof 1,800 4 $1000-$2500 Deductible 880 12 Stucco siding yes
1992 210,000 Wood Shake Roof 1,860 4 $2500-$5000 Deductible 320 4 Stucco siding No
1979 240,000 Slate Shingles Roof 2,160 4 $500 Deductible 990 9 Stucco siding No
2007 215,000 Composition Roof 1,630 3 $500 Deductible 150 2 Wood siding yes
2002 385,000 Slate Shingles Roof 3,090 5 $500- $1000 Deductible 1390 10 Stucco siding No
1982 380,000 Metal Roof 2,880 5 $500- $1000 Deductible 580 4 Stone Siding No