Manchester, CT homeowners insurance is approximately $715 to $971, about $59-$80/month. Our thorough analysis reveals consumers can save upto $337 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Manchester, CT | Homeowners Insurance Agency Near Manchester, CT | Address |
|---|---|---|
| State Farm | Anthony Gargano | 1 New Haven Ave, Milford, CT, 6460 |
| Nationwide | Grand Associates Llc | 325 Ferry Street, New Haven, CT, 6513 |
| Travelers | J Raymond Lussier Insurance Agency Inc | 181 Park Ave, Ste 8 , West Springfield, MA, 1089 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| East Hartford CDP, Connecticut | $125 | $167 | $251 |
| Bolton town, Tolland County, Connecticut | $130 | $173 | $260 |
| South Windsor town, Hartford County, Connecticut | $130 | $173 | $260 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Manchester, CT | 3.8% | 9.5% |
| East Hartford | 3.89% | 10.16% |
| Bolton | 3.32% | 9.12% |
| South Windsor | 3.38% | 8.53% |
| Manchester Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 150 | 1.0% | $345 |
| $200 to $299 | 285 | 2.0% | $795 |
| $300 to $499 | 300 | 3.0% | $1245 |
| $500 to $749 | 846 | 8.0% | $1920 |
| $750 to $999 | 2,421 | 24.0% | $2670 |
| $1,000 to $1,499 | 4,625 | 46.0% | $3795 |
| $1,500 or more | 1,249 | 12.0% | $5445 |
| Streets in Manchester Area | Homeowners Insurance Cost |
|---|---|
| Depot St, E Eldridge St, Plano Pl, Joseph St, Lydall St, Elberta Rd, Phyllis Rd, Barry Rd, Jarvis Rd, Bryan Dr | $846 |
| Norwood St, W Gardner St, Northfield St, E Maple St, Tanner St, Tonica Spring Rd, Tonica Spring Trl, Penn Rd, Bolton St, Steeplechase Dr | $883 |
| Bretton Rd, Andor Rd, Margaret Rd Exd, Sherwood Cir, Saulters Rd, Hathaway Ln, Regent St, Stone St, St James St, Durkin St | $838 |
| Lockwood St, W Gerald Dr, Drescher Rd, Lawton Rd, Utopia Rd, Thistle Rd, Lilac St, Schaller Rd, Desousa Dr, Loomis St | $832 |
| Brainard Pl, Hartland Rd, Mark Ln, Westerly St, Avondale Rd, Faith Cir, Palm St, Markwood Rd, Charis Rd, Butler Rd | $848 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Manchester | $126 to $128 |
| East Hartford | $125 |
| Bolton | $130 |
| South Windsor | $129 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $700 | $6,700 |
| Yearly Manchester Homeowner Insurance Premium Example | $2,500 | $1,300 |
| Out of Pocket Expense During Claim | $700 | $6,700 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $15,700 | $14,500 |
| Net Savings to Manchester Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Manchester, CT Home Replacement Value MORE than Home Value | Manchester, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $275,000 | $210,500 |
| Insurance Premium based on Replacement Value | $3,250 | $2,475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $28,500 | Risk Exposure from Under Insuring Coverage is $36,000 |
| Premium Impact | Insurance cheaper by $425/year | Insurance costlier by $350/year |
| Insurance Company | State Farm | Liberty Mutual | Chubb Group of Insurance |
| Monthly Premium | 80 | 130 | 183 |
| Year Built | 1978 | 1969 | 1941 |
| Home Details | 2 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $75000-$100000 | $200000-$250000 | $250000-$300000 |
| Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible | $5000 to $10,000 Deductible |