Manalapan Insurance Rates:

Manalapan, NJ homeowners insurance is about $754 to $1,027, about $62-$85/month. Our exhaustive analysis reveals consumers can save upto $356 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
It has all the information you need. But it takes a lot to get there. Also, the links are not easily understandable. The words are abbreviated and without knowledge, you may not know the meanings.
Farmer's Insurance
The communication I have with my insurance company is great. When I read about or see and legislation about changes in insurance and coverage, I immediately contact my representative who sold me the insurance to get on this information and see if it is true or not.
State Farm
The ability to text the agent and get the immediate response from the office staff. The agent came out to our home personally to speak with us
Aaa
I like my agent, first of all. She's very down to earth and knows her stuff. She is helpful to me if I have a problem or concern, and she's on top of it right away if I have a claim.

Manalapan, NJ Homeowners Insurance By Home Value

Manalapan, NJ Home Value Total Homes % of Total Average Manalapan, NJ Homeowners Insurance
Less than $50,000 167 3.0% $44
$60,000 to $69,999 66 1.0% $124
$70,000 to $79,999 60 1.0% $151
$80,000 to $89,999 65 1.0% $169
$90,000 to $99,999 69 1.0% $186
$100,000 to $124,999 452 9.0% $222
$125,000 to $149,999 172 3.0% $275
$150,000 to $174,999 205 4.0% $329
$175,000 to $199,999 90 1.0% $373
$200,000 to $249,999 349 7.0% $453
$250,000 to $299,999 706 14.0% $551
$300,000 to $399,999 2,544 51.0% $703

Top Home Insurance Agents Near Manalapan, NJ

Home Insurance Company Near Manalapan, NJ Homeowners Insurance Agency Near Manalapan, NJ Address
State Farm George Sulock 1895 Greentree Rd, Cherry Hill, NJ, 08003-2009
Travelers Insurance Innovations Agcy Inc 1246 ROUTE 46, PARSIPPANY, NJ, 7054
Travelers Insurance Office Of America Inc 220 LAKE DRIVE EAST STE 304, CHERRY HILL, NJ, 8002
State Farm Nancy Morris 22 Bayview Avenue, Manhasset, NY, 11030-1804
Travelers Principal Insurance Agency Ltd 475 NORTHERN BLVD STE 32, GREAT NECK, NY, 11021

Cost Of Homeowners Insurance By Street Near Manalapan, NJ

Streets in Manalapan Area Homeowners Insurance Cost
Ronald Ct, Fairfield Ct, Sherri Dr, Gold Ct, Sandpiper Dr, Demarest Dr, Appaloosa Dr, Franklin Ln, Castle Ct, Roxbury Ln$886
Devon Dr, Crawford Rd, Apache Dr, Browning Pl, Belaire Ln, Dey Grove Rd, Mount Vernon Rd, Winners Cir, Chamber Ln, Englishtown-Freehold Rd$898
Meha Ct, Parkview Way, Augusta Dr, Forest Dr, Winged Foot Dr, Stirling Ct, Chandler Rd, Glen Wood Ct, Marylou Ct, Englishtown Rd$901
Robert Ct, Woodcrest Way, Fawn Run, Merlin Dr, Eastwood Blvd, Sunnywoods Rd, Toronto Woods Rd, Timber Ln, Salem Ln, Longwood Dr$922
Lightfoot Ct, N Parsonage Way, Bonnie Dr, Short Oaks Ct, Scott Ln, Little John Rd, Shilling Rd, Hummingbird Dr, Hawkins Rd, Adams Ct$914

Manalapan, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Manalapan$133 to $136
Englishtown$127
Yorketown$133
West Freehold$130

Manalapan, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Englishtown borough, New Jersey $107 $142 $213
Yorketown CDP, New Jersey $111 $148 $222
West Freehold CDP, New Jersey $109 $145 $218

Manalapan, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Manalapan, NJ2.7%7.4%
Englishtown3.19%9.04%
Yorketown2.59%7.39%
West Freehold2.73%7.27%

Manalapan Renters Insurance as a Percentage of Rent

Manalapan Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 15 1.0% $315
$300 to $499 27 3.0% $1215
$750 to $999 42 5.0% $2640
$1,000 to $1,499 374 45.0% $3765
$1,500 or more 362 43.0% $5415

Manalapan, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$4,800
Yearly Manalapan Homeowner Insurance Premium Example $3,500$2,700
Out of Pocket Expense During Claim$800$4,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $21,800$21,000
Net Savings to Manalapan Home Owner from High Deductible Plan $800

Manalapan, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Manalapan, NJ Home Replacement Value MORE than Home Value Manalapan, NJ Home Replacement Value LESS than Home Value
Replacement Value $611,500 $448,000
Insurance Premium based on Replacement Value $2,500 $1,825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $79,000 Risk Exposure from Under Insuring Coverage is $84,500
Premium Impact Insurance cheaper by $350/year Insurance costlier by $325/year

Example Manalapan Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmChubb Group of Insurance
Monthly Premium 90259177
Year Built 198420101994
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $350000-$400000$600000-$700000$900000-$1000000
Deductible > $10,000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Manalapan, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 305,000 Slate Shingles Roof 1,730 4 $500 Deductible 1090 6 Fiber-Cement Siding No
1990 385,000 Shingles Roof 1,860 5 $5000 to $10,000 Deductible 360 4 Stucco siding No
1999 695,000 Composition Roof 2,820 4 $1000-$2500 Deductible 2270 7 Stone Siding yes
1984 385,000 Slate Shingles Roof 1,790 4 $2500-$5000 Deductible 150 1 Stucco siding yes
2006 430,000 Tile Roof 1,760 4 > $10,000 Deductible 670 6 Wood siding No
1982 620,000 Metal Roof 2,770 4 $2500-$5000 Deductible 2130 9 Stone Siding No
2005 845,000 Slate Shingles Roof 4,770 5 $500 Deductible 3220 8 Fiber-Cement Siding yes
1972 670,000 Metal Roof 2,690 4 $5000 to $10,000 Deductible 660 4 Wood siding No
2005 395,000 Asphalt Shingles Roof 1,650 5 $5000 to $10,000 Deductible 380 3 Stone Siding yes
2000 420,000 Metal Roof 2,300 4 $2500-$5000 Deductible 320 2 Vinyl siding yes
1984 630,000 Membrane Roof 2,470 4 $5000 to $10,000 Deductible 1350 7 Brick siding No
2012 375,000 Asphalt Shingles Roof 1,910 3 $500 Deductible 1340 10 Stucco siding No
2002 675,000 Asphalt Shingles Roof 2,830 4 $500 Deductible 4120 12 Vinyl siding yes
1996 670,000 Metal Roof 3,600 5 $500- $1000 Deductible 920 3 Stucco siding No
1981 750,000 Composition Roof 3,120 4 $1000-$2500 Deductible 500 2 Vinyl siding yes
1983 340,000 Membrane Roof 1,950 5 $500- $1000 Deductible 490 5 Stone Siding No
1986 885,000 Membrane Roof 3,690 5 > $10,000 Deductible 1120 6 Brick siding No
1972 520,000 Asphalt Shingles Roof 2,560 4 $5000 to $10,000 Deductible 1560 10 Brick siding No
1993 385,000 Metal Roof 1,890 5 $500 Deductible 2560 12 Vinyl siding yes
2014 670,000 Wood Shake Roof 2,820 5 $500 Deductible 2720 12 Vinyl siding yes
1972 420,000 Metal Roof 2,170 3 $1000-$2500 Deductible 110 1 Fiber-Cement Siding No
1971 520,000 Asphalt Shingles Roof 2,380 3 $1000-$2500 Deductible 1840 10 Stucco siding No