Malverne Insurance Rates:

Malverne, NY homeowners insurance is approximately $557 to $758, about $46-$63/month. Our extensive guide reveals consumers can save upto $263 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Malverne, NY Homeowners Insurance By Home Value

Malverne, NY Home Value Total Homes % of Total Average Malverne, NY Homeowners Insurance
Less than $50,000 14 1.0% $32
$150,000 to $174,999 13 1.0% $230
$175,000 to $199,999 11 1.0% $269
$200,000 to $249,999 33 4.0% $322
$250,000 to $299,999 34 4.0% $394
$300,000 to $399,999 606 85.0% $500

Top Home Insurance Agents Near Malverne, NY

Home Insurance Company Near Malverne, NY Homeowners Insurance Agency Near Malverne, NY Address
NA Heidt Agency 226 Rock Road Glenn Rock, Glen Rock, NJ, 7452
Liberty Mutual Independent Arthur J Gallagher & Company 377 OAK ST, GARDEN CITY, NY, 11530
State Farm Gus Simeon 1559 Ralph Ave, Brooklyn, NY, 11236-3127
Travelers Lawley Service 12 DANIEL RD, EAST FAIRFIELD, NJ, 7004
Allstate Robin Goldberg 180 State Route 35, Red Bank, NJ, 7701

Cost Of Homeowners Insurance By Street Near Malverne, NY

Streets in Malverne Area Homeowners Insurance Cost
Lorraine Ct, Peterhoff Ave, Derby Ct, Motley St, Whitehall St, Stuart Ave, Hanson Pl, Ashley Ter, Ray Ln, Cathy Ct$654
Doncaster Rd, Orbach Ave, Jean Ct, Horton St, Walker St, Carlisle Pl, Mohawk Rd W, Rolling St, Tilrose Ave, Mohawk Rd E$658
Morris Ave W, Voorhees Pl, Foster Ave, Highland Blvd, Sheldon Pl, Burton St, N King St, Babcock Pl, Alnwick Rd, Alden Ct$662
Atlas Ct, Birch Rd, Edith St, Ambrose Ave, Ross Ct, Ackley Ct, Drake St, Croyden St, Alanwick Rd, E Euclid St$661
Wolf Ave, Ackley Ave, Adair Ct, Bond Ave, Sunapee Rd, Devon St, Gold Cir, Dolores Pl, Carrolton Pl, Hudson Ct$658

Malverne, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Malverne$98 to $101
North Lynbrook$98
Malverne Park Oaks$99
Lynbrook$97

Malverne, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
North Lynbrook CDP, New York $82 $109 $164
Malverne Park Oaks CDP, New York $83 $110 $165
Lynbrook village, New York $82 $109 $163

Malverne, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Malverne, NY1.7%5.5%
North Lynbrook2.81%5.48%
Malverne Park Oaks1.61%5.49%
Lynbrook1.81%5.44%

Malverne Renters Insurance as a Percentage of Rent

Malverne Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 54 34.0% $2641
$1,000 to $1,499 52 33.0% $3766
$1,500 or more 49 31.0% $5416

Malverne, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$3,100
Yearly Malverne Homeowner Insurance Premium Example $6,100$5,600
Out of Pocket Expense During Claim$1,100$3,100
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $43,800$42,300
Net Savings to Malverne Home Owner from High Deductible Plan $1,500

Malverne, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Malverne, NY Home Replacement Value MORE than Home Value Malverne, NY Home Replacement Value LESS than Home Value
Replacement Value $556,500 $377,000
Insurance Premium based on Replacement Value $5,850 $3,950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $94,500 Risk Exposure from Under Insuring Coverage is $85,000
Premium Impact Insurance cheaper by $900/year Insurance costlier by $1,000/year

Example Malverne Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 211357194
Year Built 195419651949
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $300000-$350000$400000-$500000$300000-$350000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Malverne, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1959 430,000 Slate Shingles Roof 2,080 5 $5000 to $10,000 Deductible 1990 7 Vinyl siding yes
1958 695,000 Asphalt Shingles Roof 2,840 5 > $10,000 Deductible 710 3 Fiber-Cement Siding yes
1954 560,000 Shingles Roof 2,670 5 $5000 to $10,000 Deductible 2140 7 Stucco siding yes
1946 855,000 Composition Roof 3,230 4 > $10,000 Deductible 1510 4 Stucco siding No
1950 535,000 Metal Roof 2,610 4 $500- $1000 Deductible 500 1 Brick siding No
1952 775,000 Composition Roof 3,900 5 > $10,000 Deductible 330 1 Stone Siding yes
1946 445,000 Wood Shake Roof 1,810 3 $2500-$5000 Deductible 3250 12 Fiber-Cement Siding yes
1952 335,000 Tile Roof 1,590 3 $2500-$5000 Deductible 1720 7 Stone Siding yes
1968 400,000 Slate Shingles Roof 2,230 3 $5000 to $10,000 Deductible 1440 7 Brick siding No
1962 835,000 Tile Roof 4,670 5 $5000 to $10,000 Deductible 4020 8 Stucco siding yes
1954 445,000 Tile Roof 1,990 3 $500- $1000 Deductible 3150 8 Vinyl siding No
1943 440,000 Wood Shake Roof 1,900 3 $500- $1000 Deductible 640 2 Stone Siding No
1944 555,000 Membrane Roof 2,120 4 $1000-$2500 Deductible 1230 3 Stone Siding No
1962 375,000 Membrane Roof 1,600 3 $500- $1000 Deductible 2100 7 Brick siding yes
1954 290,000 Asphalt Shingles Roof 1,500 3 $2500-$5000 Deductible 1040 5 Stone Siding No
1950 610,000 Composition Roof 2,380 4 $5000 to $10,000 Deductible 1160 4 Wood siding yes
1966 295,000 Membrane Roof 1,620 4 $500 Deductible 900 4 Wood siding yes
1941 490,000 Composition Roof 1,910 3 $5000 to $10,000 Deductible 1000 4 Vinyl siding yes
1967 460,000 Membrane Roof 2,200 3 $2500-$5000 Deductible 1430 5 Vinyl siding No
1953 785,000 Slate Shingles Roof 2,970 4 $500- $1000 Deductible 6180 7 Vinyl siding yes
1946 1,035,000 Tile Roof 4,510 5 $500 Deductible 3140 4 Fiber-Cement Siding No
1951 395,000 Slate Shingles Roof 2,200 4 $500 Deductible 2330 9 Fiber-Cement Siding No
1954 560,000 Slate Shingles Roof 2,270 3 $2500-$5000 Deductible 830 3 Stone Siding No
1948 645,000 Metal Roof 3,330 4 > $10,000 Deductible 2760 9 Brick siding yes
1961 370,000 Slate Shingles Roof 1,640 4 $2500-$5000 Deductible 1230 7 Brick siding yes
1945 425,000 Wood Shake Roof 2,130 3 $500- $1000 Deductible 3660 10 Vinyl siding No
1969 1,210,000 Tile Roof 4,560 5 $500- $1000 Deductible 7740 12 Stucco siding yes
1967 555,000 Slate Shingles Roof 2,360 4 $500- $1000 Deductible 820 2 Stone Siding yes
1966 435,000 Composition Roof 2,110 4 > $10,000 Deductible 440 2 Stone Siding No
1944 655,000 Metal Roof 3,120 4 $1000-$2500 Deductible 2540 6 Brick siding yes
1943 850,000 Slate Shingles Roof 3,390 5 > $10,000 Deductible 3180 9 Fiber-Cement Siding No
1942 395,000 Slate Shingles Roof 1,500 3 $1000-$2500 Deductible 2960 12 Brick siding yes
1968 940,000 Shingles Roof 4,990 5 $5000 to $10,000 Deductible 3800 8 Stucco siding yes
1947 955,000 Asphalt Shingles Roof 4,430 5 $500- $1000 Deductible 610 1 Stone Siding yes